Affordable Car Finance Deals in St Helens

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Helens

  • Ford Galaxy

2.5h Duratec Titanium CVT Euro 6 (s/s) 5dr Ford Galaxy

6,512 miles 2022 Zero Deposit

Home Delivery Available

£28,995
£482/month
Example
  • Volkswagen Polo

1.0 TSI SEL Euro 6 (s/s) 5dr Volkswagen Polo

11,756 miles 2023 Zero Deposit

Home Delivery Available

£17,495
£291/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh Auto RWD 4dr (11kW Charger) Porsche Taycan

12,027 miles 2022 Zero Deposit

Home Delivery Available

£47,995
£799/month
Example
  • Vauxhall Astra

1.5 Turbo D SRi Nav Sports Tourer Auto Euro 6 (s/s) 5dr Vauxhall Astra

13,200 miles 2022 Zero Deposit

Home Delivery Available

£15,595
£259/month
Example
  • Citroen C3

1.2 PureTech PLUS EAT6 Euro 6 (s/s) 5dr Citroen C3

14,548 miles 2023 Zero Deposit

Home Delivery Available

£13,295
£221/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

18,536 miles 2023 Zero Deposit

Home Delivery Available

£13,580
£226/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

57,000 miles 2016 Zero Deposit

Home Delivery Available

£9,900
£208/month
Example
  • Ford Transit

1.0 EcoBoost Leader L1 Euro 6 (s/s) 4dr Ford Transit

54,128 miles 2021 Zero Deposit

Home Delivery Available

£6,950
£146/month
Example
  • Renault Kangoo

1.5 dCi ENERGY ML19 Business MWB Euro 6 (s/s) 5dr Renault Kangoo

62,353 miles 2020 Zero Deposit

Home Delivery Available

£6,290
£132/month
Example
  • Nissan eNV200

40kWh Acenta Auto SWB 5dr (Quick Charge) Nissan eNV200

30,335 miles 2019 Zero Deposit

Home Delivery Available

£6,250
£131/month
Example
  • Vauxhall Astra

1.0i Turbo ecoFLEX Elite Nav Euro 6 (s/s) 5dr Vauxhall Astra

47,790 miles 2017 Zero Deposit

Home Delivery Available

£7,190
£151/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Fiesta

68,605 miles 2015 Zero Deposit

Home Delivery Available

£4,490
£94/month
Example
  • BMW X1

2.0 20d Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

37,000 miles 2018 Zero Deposit

Home Delivery Available

£15,800
£331/month
Example
  • MINI Convertible

1.5 Cooper Auto Euro 6 (s/s) 2dr MINI Convertible

66,000 miles 2017 Zero Deposit

Home Delivery Available

£10,499
£220/month
Example
  • MINI Convertible

1.6 Cooper S Euro 5 (s/s) 2dr MINI Convertible

47,000 miles 2015 Zero Deposit

Home Delivery Available

£8,499
£178/month
Example
  • Nissan Qashqai

1.6 dCi N-Connecta XTRON Euro 6 (s/s) 5dr Nissan Qashqai

38,755 miles 2017 Zero Deposit

Home Delivery Available

£12,595
£264/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.