Affordable Car Finance Deals in Southend-on-Sea

Find and finance your next used car in and around Southend-on-Sea with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Southend-on-Sea

  • Nissan Juke

1.6 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

48,000 miles 2016 Zero Deposit

Home Delivery Available

£7,690
Chelmsford
£161/month
Example
  • Honda HR-V

1.5 eHEV Elegance 5dr CVT Honda HR-V

15,152 miles 2022 Zero Deposit

Home Delivery Available

£20,995
£349/month
Example
  • Honda Cr V

2.0 i-VTEC SE Plus 5dr 2WD [Nav] Honda Cr V

42,480 miles 2017 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Ford Ranger

2.0 EcoBlue Wildtrak Pickup Double Cab 4dr Diesel Ford Ranger

89,000 miles 2021 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • Vauxhall Vivaro

3100 75kWh Elite Panel Van 5dr Electric Auto L1 H1 Vauxhall Vivaro

34,000 miles 2020 Zero Deposit

Home Delivery Available

£13,495
£225/month
Example
  • Nissan NV400

2.3 dCi 35 SE Panel Van 5dr Diesel Manual RWD L4 H Nissan NV400

75,000 miles 2015 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

120,000 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique S Nav Auto Euro 6 (s/s) 5dr Renault Captur

49,588 miles 2016 Zero Deposit

Home Delivery Available

£9,500
Southend-on-Sea
£199/month
Example
  • Ford Kuga

2.0 TDCi ST-Line Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

37,008 miles 2019 Zero Deposit

Home Delivery Available

£16,395
£344/month
Example
  • BMW 4 Series

3.0 435d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

64,000 miles 2016 Zero Deposit

Home Delivery Available

£15,990
£335/month
Example
  • BMW 2 Series

2.0 220i Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

26,000 miles 2017 Zero Deposit

Home Delivery Available

£13,500
£283/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX SE Euro 6 5dr Vauxhall Corsa

35,000 miles 2015 Zero Deposit

Home Delivery Available

£6,750
£141/month
Example
  • Mercedes Benz C Class

4.0 C63 V8 BiTurbo AMG Saloon 4dr Petrol SpdS MCT Mercedes Benz C Class

45,100 miles 2020 Zero Deposit

Home Delivery Available

£34,990
£582/month
Example
  • Jaguar I Pace

400 90kWh SE SUV 5dr Electric Auto 4WD (400 ps) Jaguar I Pace

32,100 miles 2021 Zero Deposit

Home Delivery Available

£20,490
£341/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol Manual Eur Nissan Qashqai

22,008 miles 2021 Zero Deposit

Home Delivery Available

£13,400
£223/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A Class

51,964 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

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Learn More About Car Finance

Car Finance Deals Southend-on-Sea

When you need a new car and car finance in Southend-on-Sea, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Southend-on-Sea

Worried about your credit history? Don't be. ChooseMyCar, right here in Southend-on-Sea, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Southend-on-Sea

At ChooseMyCar, we offer no deposit car finance in Southend-on-Sea through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Southend-on-Sea lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Southend-on-Sea as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Southend-on-Sea, for specific used car warranty details.