Affordable Car Finance Deals in Southend-on-Sea

Find and finance your next used car in and around Southend-on-Sea with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Southend-on-Sea

  • Jaguar I Pace

400 90kWh SE Auto 4WD 5dr Jaguar I Pace

78,700 miles 2021 Zero Deposit

Home Delivery Available

£14,450
Gillingham
£240/month
Example
  • Honda Civic

2.0 i-VTEC Type R GT Hatchback 5dr Petrol Manual E Honda Civic

57,038 miles 2016 Zero Deposit

Home Delivery Available

£18,995
Basildon
£399/month
Example
  • Audi A1

30 TFSI 110 Sport 5dr S Tronic Audi A1

28,806 miles 2021 Zero Deposit

Home Delivery Available

£17,400
Chelmsford
£290/month
Example
  • Aston Martin Vantage

2dr ZF 8 Speed Auto Aston Martin Vantage

8,475 miles 2021 Zero Deposit

Home Delivery Available

£89,900
£1496/month
Example
  • Aston Martin DBX

V8 DBX707 5dr Touchtronic Aston Martin DBX

7,967 miles 2023 Zero Deposit

Home Delivery Available

£143,900
£2394/month
Example
  • Jaguar F Pace

2.0 D200 R-Dynamic SE 5dr Auto Jaguar F Pace

13,607 miles 2021 Zero Deposit

Home Delivery Available

£32,990
£549/month
Example
  • Abarth 595

1.4 T-Jet Hatchback 3dr Petrol Manual Euro 6 (145 Abarth 595

35,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example

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Learn More About Car Finance

Car Finance Deals Southend-on-Sea

When you need a new car and car finance in Southend-on-Sea, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Southend-on-Sea

Worried about your credit history? Don't be. ChooseMyCar, right here in Southend-on-Sea, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Southend-on-Sea

At ChooseMyCar, we offer no deposit car finance in Southend-on-Sea through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Southend-on-Sea lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Southend-on-Sea as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Southend-on-Sea, for specific used car warranty details.