Affordable Car Finance Deals in Southend-on-Sea

Find and finance your next used car in and around Southend-on-Sea with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Southend-on-Sea

  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

66,000 miles 2017 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique Nav SUV 5dr Diesel Auto E Renault Captur

83,000 miles 2016 Zero Deposit

Home Delivery Available

£7,190
£151/month
Example
  • Mercedes Benz GLA Class

GLA45 2.0 GLA45 AMG SpdS DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

18,642 miles 2015 Zero Deposit

Home Delivery Available

£19,999
Chelmsford
£420/month
Example
  • Citroen C1

1.2 PureTech Feel 5dr Citroen C1

109,000 miles 2015 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

25,000 miles 2021 Zero Deposit

Home Delivery Available

£16,000
£266/month
Example
  • Mercedes Benz SLK

SLK300 AMG 2.0 SLK300 AMG Sport G-Tronic Euro 6 (s/s) 2dr Mercedes Benz SLK

44,194 miles 2016 Zero Deposit

Home Delivery Available

£16,295
£342/month
Example
  • Ford Kuga

2.0 TDCi Zetec 2WD Euro 6 (s/s) 5dr Ford Kuga

70,850 miles 2015 Zero Deposit

Home Delivery Available

£6,490
£136/month
Example
  • Citroen Berlingo

625 ENTERPRISE L1 BLUEHDI 0-Door Citroen Berlingo

69,470 miles 2016 Zero Deposit

Home Delivery Available

£5,775
£121/month
Example
  • Mazda Cx 30

2.0 SKYACTIV-X MHEV Sport Lux Auto 4WD Euro 6 (s/s) 5dr Mazda Cx 30

26,350 miles 2020 Zero Deposit

Home Delivery Available

£17,495
£291/month
Example
  • Vauxhall Mokka

1.4i Turbo SE SUV 5dr Petrol Manual 2WD Euro 6 (s/ Vauxhall Mokka

39,412 miles 2015 Zero Deposit

Home Delivery Available

£6,890
Southend-on-Sea
£144/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Hatchback 3dr Petrol Manual Euro Ford Fiesta

94,080 miles 2018 Zero Deposit

Home Delivery Available

£5,480
Southend-on-Sea
£115/month
Example
  • Land Rover Range Rover Velar

2.0 P250 R-Dynamic SE SUV 5dr Petrol Auto 4WD Euro Land Rover Range Rover Velar

17,827 miles 2022 Zero Deposit

Home Delivery Available

£36,767
£612/month
Example
  • Toyota Yaris

1.6T GR Circuit Hatchback 3dr Petrol Manual AWD Eu Toyota Yaris

13,161 miles 2021 Zero Deposit

Home Delivery Available

£30,600
£509/month
Example
  • Audi Q3

1.5 TFSI CoD 35 S line SUV 5dr Petrol S Tronic Eur Audi Q3

23,308 miles 2022 Zero Deposit

Home Delivery Available

£27,300
£454/month
Example
  • Mercedes Benz GLE-CLASS

3.0 GLE350d V6 AMG Night Edition SUV 5dr Diesel G- Mercedes Benz GLE-CLASS

70,099 miles 2018 Zero Deposit

Home Delivery Available

£23,699
£497/month
Example

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Learn More About Car Finance

Car Finance Deals Southend-on-Sea

When you need a new car and car finance in Southend-on-Sea, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Southend-on-Sea

Worried about your credit history? Don't be. ChooseMyCar, right here in Southend-on-Sea, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Southend-on-Sea

At ChooseMyCar, we offer no deposit car finance in Southend-on-Sea through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Southend-on-Sea lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Southend-on-Sea as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Southend-on-Sea, for specific used car warranty details.