Affordable Car Finance Deals in Oldham

Find and finance your next used car in and around Oldham with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Oldham

  • Audi A4

2.0 TDI ultra Sport Euro 6 (s/s) 5dr Audi A4

87,769 miles 2016 Zero Deposit

Home Delivery Available

£9,695
£203/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech R-Line DSG Euro 6 (s/s) 4dr Volkswagen Passat

103,854 miles 2015 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 5 Series

40,000 miles 2018 Zero Deposit

Home Delivery Available

£20,970
Stockport
£440/month
Example
  • Audi Q3

1.5 TFSI CoD 35 S line SUV 5dr Petrol Manual Euro Audi Q3

43,000 miles 2019 Zero Deposit

Home Delivery Available

£19,240
Stockport
£404/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 5 Series

75,000 miles 2018 Zero Deposit

Home Delivery Available

£18,970
Stockport
£398/month
Example
  • Audi S3

2.0 TFSI Saloon 4dr Petrol S Tronic quattro Euro 6 Audi S3

78,000 miles 2017 Zero Deposit

Home Delivery Available

£18,940
Stockport
£397/month
Example
  • Volkswagen Passat

1.4 TSI 13kWh GTE Saloon 4dr Petrol Plug-in Hybrid Volkswagen Passat

26,000 miles 2020 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto Euro 6 (s/s) BMW 3 Series

74,000 miles 2020 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 1 Series

2.0 118d M Sport (LCP) Hatchback 5dr Diesel Manual BMW 1 Series

68,000 miles 2021 Zero Deposit

Home Delivery Available

£17,940
Stockport
£299/month
Example
  • BMW 1 Series

1.5 116d M Sport (LCP) Hatchback 5dr Diesel Manual BMW 1 Series

56,000 miles 2021 Zero Deposit

Home Delivery Available

£16,890
Stockport
£281/month
Example
  • BMW X1

2.0 18d Sport SUV 5dr Diesel Manual sDrive Euro 6 BMW X1

91,000 miles 2020 Zero Deposit

Home Delivery Available

£16,470
Stockport
£274/month
Example
  • Audi Q3

1.4 TFSI CoD Black Edition SUV 5dr Petrol S Tronic Audi Q3

75,000 miles 2018 Zero Deposit

Home Delivery Available

£15,970
Stockport
£335/month
Example
  • BMW 5 Series

2.0 20d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

76,000 miles 2017 Zero Deposit

Home Delivery Available

£15,970
Stockport
£335/month
Example
  • Volkswagen Polo

1.0 TSI GPF R-Line Hatchback 5dr Petrol Manual Eur Volkswagen Polo

19,000 miles 2020 Zero Deposit

Home Delivery Available

£14,940
Stockport
£249/month
Example
  • Volkswagen Golf

1.6 TDI SE Nav Hatchback 5dr Diesel DSG Euro 6 (s/ Volkswagen Golf

40,000 miles 2019 Zero Deposit

Home Delivery Available

£14,240
Stockport
£299/month
Example
  • Audi Q2

1.4 TFSI CoD S line SUV 5dr Petrol Manual Euro 6 ( Audi Q2

41,000 miles 2017 Zero Deposit

Home Delivery Available

£13,970
Stockport
£293/month
Example

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Learn More About Car Finance

Car Finance Deals Oldham

When you need a new car and car finance in Oldham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Oldham

Worried about your credit history? Don't be. ChooseMyCar, right here in Oldham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Oldham

At ChooseMyCar, we offer no deposit car finance in Oldham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Oldham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Oldham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Oldham, for specific used car warranty details.