Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Citroen C5

1.2 PureTech Flair Plus EAT8 Euro 6 (s/s) 5dr Citroen C5

39,000 miles 2020 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Vauxhall Crossland

1.2 Turbo [130] Elite Nav 5dr Auto Vauxhall Crossland

58,000 miles 2021 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Honda HR-V

1.5 h i-MMD Advance CVT Euro 6 (s/s) 5dr Honda HR-V

12,000 miles 2023 Zero Deposit

Home Delivery Available

£22,990
£383/month
Example
  • Honda Civic

1.6 i-DTEC EX Euro 6 (s/s) 5dr Honda Civic

80,000 miles 2018 Zero Deposit

Home Delivery Available

£10,690
£224/month
Example
  • Ford EcoSport

1.0T EcoBoost GPF Titanium SUV 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford EcoSport

44,925 miles 2019 Zero Deposit

Home Delivery Available

£10,450
Chatham
£219/month
Example
  • Tesla Model-3

(Dual Motor) Performance Saloon 4dr Electric Auto 4WDE (Performance Upgrade) (449 bhp) Tesla Model-3

40,740 miles 2019 Zero Deposit

Home Delivery Available

£17,990
Chatham
£377/month
Example
  • BMW 8 Series

4.4 M850i V8 Coupe 2dr Petrol Steptronic xDrive Eu BMW 8 Series

39,050 miles 2019 Zero Deposit

Home Delivery Available

£39,990
Southend-on-Sea
£665/month
Example
  • BMW 2 SERIES GRAN COUPE

2.0 220d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 2 SERIES GRAN COUPE

34,145 miles 2022 Zero Deposit

Home Delivery Available

£23,990
Southend-on-Sea
£399/month
Example
  • Audi RS3

2.5 TFSI Sportback 5dr Petrol S Tronic quattro Eur Audi RS3

20,000 miles 2022 Zero Deposit

Home Delivery Available

£43,990
Southend-on-Sea
£732/month
Example
  • Mercedes Benz C-Class

2.1 C 220 D AMG LINE PREMIUM PLUS 2d 168 BHP RAC W Mercedes Benz C-Class

98,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Ka

1.2 Ti-VCT Zetec Euro 6 5dr Ford Ka

40,410 miles 2017 Zero Deposit

Home Delivery Available

£6,695
Southend-on-Sea
£140/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Euro 6 3dr (a/c) Vauxhall Corsa

83,000 miles 2016 Zero Deposit

Home Delivery Available

£3,845
£81/month
Example
  • Ford Focus

1.5 EcoBlue Zetec Euro 6 (s/s) 5dr Ford Focus

44,020 miles 2018 Zero Deposit

Home Delivery Available

£9,695
£203/month
Example
  • Ford EcoSport

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford EcoSport

89,765 miles 2018 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Vauxhall Insignia

1.6 Turbo D BlueInjection SRi Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

79,742 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Auto Euro 6 5dr Vauxhall Mokka

82,731 miles 2017 Zero Deposit

Home Delivery Available

£6,795
Southend-on-Sea
£142/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.