Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • BMW 3 Series

335d xDrive M Sport 5dr Step Auto BMW 3 Series

93,856 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Auto Euro 6 5dr Vauxhall Mokka

70,000 miles 2018 Zero Deposit

Home Delivery Available

£8,500
£178/month
Example
  • Jaguar XE

2.0i GPF R-Sport Saloon 4dr Petrol Auto Euro 6 (s/ Jaguar XE

66,000 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Maidstone
£251/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Titanium Hatchback 5dr Petrol Ma Ford Fiesta

49,000 miles 2019 Zero Deposit

Home Delivery Available

£8,490
Maidstone
£178/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

59,000 miles 2018 Zero Deposit

Home Delivery Available

£8,990
Maidstone
£189/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Design Hatchback 5dr Petrol Manual Eu Vauxhall Corsa

33,586 miles 2016 Zero Deposit

Home Delivery Available

£6,790
Chelmsford
£142/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite Nav Suv 5dr Petrol Auto Euro 6 (140 Ps) Vauxhall Mokka

28,694 miles 2017 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • BMW 2 Series

2.0 220i M Sport Euro 6 (s/s) 2dr BMW 2 Series

64,400 miles 2016 Zero Deposit

Home Delivery Available

£10,750
Maidstone
£225/month
Example
  • Fiat 500

1.2 S Euro 6 (s/s) 3dr Fiat 500

67,500 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Land Rover Range Rover Velar

2.0 D240 R-Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

45,100 miles 2018 Zero Deposit

Home Delivery Available

£21,990
Gillingham
£461/month
Example
  • Jaguar F Pace

2.0 P250i Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

73,955 miles 2019 Zero Deposit

Home Delivery Available

£15,990
Gillingham
£335/month
Example
  • Audi Q2

1.4 TFSI CoD Sport S Tronic Euro 6 (s/s) 5dr Audi Q2

53,650 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£272/month
Example
  • Audi Q5

2.0 TDI 40 S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

99,345 miles 2018 Zero Deposit

Home Delivery Available

£14,990
Gillingham
£314/month
Example
  • BMW 5 Series

2.0 520d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

97,000 miles 2016 Zero Deposit

Home Delivery Available

£9,200
£193/month
Example
  • Peugeot 2008

1.2 PureTech Active ETG Euro 6 (s/s) 5dr Peugeot 2008

36,000 miles 2018 Zero Deposit

Home Delivery Available

£7,990
£168/month
Example
  • Land Rover Discovery Sport

2.0 D165 MHEV R-Dynamic S Plus Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

59,200 miles 2021 Zero Deposit

Home Delivery Available

£19,495
£324/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

We would love to hear from you