Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Citroen C4

1.6 BlueHDi Flair MPV 5dr Diesel Manual Euro 6 (s/s) (120 ps) Citroen C4

36,392 miles 2017 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Vauxhall Meriva

1.4i Turbo SE MPV 5dr Petrol Manual Euro 6 (120 ps) Vauxhall Meriva

53,029 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Nissan Qashqai

1.3 Dig T Tekna Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Nissan Qashqai

62,171 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Honda Jazz

1.3 I Vtec Se Navi Hatchback 5dr Petrol Manual Euro 6 (s/s) (102 Ps) Honda Jazz

52,736 miles 2019 Zero Deposit

Home Delivery Available

£10,195
£214/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 Bhp) Fiat 500

32,640 miles 2019 Zero Deposit

Home Delivery Available

£7,295
£153/month
Example
  • BMW 5 Series

2.0 20d MHT M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

50,929 miles 2021 Zero Deposit

Home Delivery Available

£26,495
£441/month
Example
  • Fiat 500

1.4 MultiAir Pop Star Euro 6 (s/s) 5dr Fiat 500

78,300 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium 2WD Euro 5 ss 5dr Ford EcoSport

90,000 miles 2016 Zero Deposit

Home Delivery Available

£3,985
£83/month
Example
  • MINI Hatch

1.5 Cooper Classic Euro 6 (s/s) 5dr MINI Hatch

37,000 miles 2018 Zero Deposit

Home Delivery Available

£10,295
£216/month
Example
  • Vauxhall Insignia

2.0 CDTi ecoFLEX SRi VX Line Nav Euro 6 (s/s) 5dr Vauxhall Insignia

117,000 miles 2016 Zero Deposit

Home Delivery Available

£3,500
£73/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech SE Euro 6 (s/s) 5dr Volkswagen Polo

41,256 miles 2016 Zero Deposit

Home Delivery Available

£8,695
Southend-on-Sea
£182/month
Example
  • Ford Kuga

1.5 Tdci St Line Suv 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Ford Kuga

69,052 miles 2017 Zero Deposit

Home Delivery Available

£9,650
£202/month
Example
  • Ford S Max

2.0 TDCi Titanium Powershift Euro 6 (s/s) 5dr Ford S Max

95,251 miles 2016 Zero Deposit

Home Delivery Available

£8,245
£173/month
Example
  • Vauxhall Mokka

1.4i Turbo Tech Line 2WD Euro 6 (s/s) 5dr Vauxhall Mokka

24,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Fiat 500

1.2 Collezione Euro 6 (s/s) 2dr Fiat 500

112,000 miles 2018 Zero Deposit

Home Delivery Available

£5,295
£111/month
Example
  • Toyota Corolla

1.8 VVT h GR SPORT Touring Sports CVT Euro 6 (s/s) 5dr Toyota Corolla

59,000 miles 2022 Zero Deposit

Home Delivery Available

£18,790
£313/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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