Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • MINI Clubman

2.0 Cooper D Euro 6 (s/s) 6dr MINI Clubman

111,000 miles 2016 Zero Deposit

Home Delivery Available

£5,950
£121/month
Example
  • MG 3

1.5 VTi-TECH Exclusive Nav Euro 6 (s/s) 5dr MG 3

21,180 miles 2023 Zero Deposit

Home Delivery Available

£9,495
£193/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

46,778 miles 2023 Zero Deposit

Home Delivery Available

£18,795
£298/month
Example
  • JAECOO 7

1.6T Luxury DCT AWD Euro 6 (s/s) 5dr JAECOO 7

3,567 miles 2026 Zero Deposit

Home Delivery Available

£28,495
£452/month
Example
  • Ford Kuga

1.5 EcoBlue ST-Line X Edition Auto Euro 6 (s/s) 5dr Ford Kuga

16,420 miles 2021 Zero Deposit

Home Delivery Available

£18,995
£301/month
Example
  • Dacia Jogger

1.6 Hybrid Expression Auto Euro 6 (s/s) 5dr Dacia Jogger

16,000 miles 2025 Zero Deposit

Home Delivery Available

£18,495
£293/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited Crew Van Double Cab 5dr Di Ford Transit

47,700 miles 2022 Zero Deposit

Home Delivery Available

£20,990
Maidstone
£333/month
Example
  • Mazda 3

2.0 e-SKYACTIV-G MHEV SE-L Hatchback 5dr Petrol Ma Mazda 3

36,400 miles 2022 Zero Deposit

Home Delivery Available

£13,450
£213/month
Example
  • Renault Arkana

1.6 R.S. Line E-TECH Hybrid 145 Auto Renault Arkana

32,590 miles 2021 Zero Deposit

Home Delivery Available

£14,495
£230/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

39,923 miles 2020 Zero Deposit

Home Delivery Available

£20,490
£417/month
Example
  • Suzuki Vitara

1.6 SZ4 Euro 6 (s/s) 5dr Suzuki Vitara

94,360 miles 2018 Zero Deposit

Home Delivery Available

£6,490
Gillingham
£132/month
Example
  • Audi A1

1.4 TFSI Sport Sportback Euro 6 (s/s) 5dr Audi A1

60,460 miles 2017 Zero Deposit

Home Delivery Available

£8,990
£183/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Focus

66,884 miles 2017 Zero Deposit

Home Delivery Available

£5,650
£115/month
Example
  • Audi Q5

Q5 Sline Quattro S Tronic Black Audi Q5

52,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Volkswagen Tiguan

2.0 TSI SEL SUV 5dr Petrol DSG 4Motion Euro 6 (s/s) (190 ps) Volkswagen Tiguan

85,630 miles 2020 Zero Deposit

Home Delivery Available

£14,850
£302/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match DSG Euro 6 (s/s) 5dr Volkswagen Polo

61,626 miles 2016 Zero Deposit

Home Delivery Available

£9,000
£183/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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