Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Kia Carens

1.7 CRDi 2 DCT Euro 6 (s/s) 5dr Kia Carens

81,665 miles 2018 Zero Deposit

Home Delivery Available

£7,395
£150/month
Example
  • DS Automobiles DS 3

1.2 PureTech Prestige Hatchback 3dr Petrol EAT6 Euro 6 DS Automobiles DS 3

20,000 miles 2016 Zero Deposit

Home Delivery Available

£8,490
£173/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI Volkswagen Golf

109,000 miles 2016 Zero Deposit

Home Delivery Available

£9,850
£200/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

75,373 miles 2019 Zero Deposit

Home Delivery Available

£8,795
£179/month
Example
  • Peugeot 3008

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 3008

71,572 miles 2018 Zero Deposit

Home Delivery Available

£8,495
£173/month
Example
  • Renault Kadjar

1.3 TCe Iconic Euro 6 (s/s) 5dr Renault Kadjar

58,299 miles 2019 Zero Deposit

Home Delivery Available

£8,795
£179/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Vauxhall Astra

48,000 miles 2021 Zero Deposit

Home Delivery Available

£9,650
£196/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

76,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

40,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO 150 Match Edition 5dr DSG Volkswagen Golf

41,981 miles 2020 Zero Deposit

Home Delivery Available

£15,695
£319/month
Example
  • Vauxhall Mokka

1.4i Turbo SE Auto 2WD Euro 6 5dr Vauxhall Mokka

59,250 miles 2016 Zero Deposit

Home Delivery Available

£6,990
Gillingham
£142/month
Example
  • BYD Sealion 7

SEALION 7 230kW Comfort 83kWh 5dr Auto BYD Sealion 7

6,699 miles 2025 Zero Deposit

Home Delivery Available

£31,195
Maidstone
£495/month
Example
  • BYD Seal U

SEAL U 1.5 DM-i Comfort 5dr Auto BYD Seal U

14,123 miles 2025 Zero Deposit

Home Delivery Available

£24,895
Maidstone
£395/month
Example
  • BYD Sealion 7

SEALION 7 230kW Comfort 83kWh 5dr Auto BYD Sealion 7

5,408 miles 2025 Zero Deposit

Home Delivery Available

£31,495
Maidstone
£500/month
Example
  • BYD Seal U

SEAL U 1.5 DM-i Comfort 5dr Auto BYD Seal U

8,354 miles 2025 Zero Deposit

Home Delivery Available

£26,195
Maidstone
£415/month
Example
  • BYD Seal U

SEAL U 1.5 DM-i Comfort 5dr Auto BYD Seal U

8,995 miles 2025 Zero Deposit

Home Delivery Available

£25,995
Maidstone
£412/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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