Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Peugeot 3008

1.2 PureTech GT Line 5dr Peugeot 3008

49,519 miles 2018 Zero Deposit

Home Delivery Available

£10,495
£214/month
Example
  • Honda HR-V

1.5 i-VTEC EX CVT Euro 6 (s/s) 5dr Honda HR-V

43,050 miles 2016 Zero Deposit

Home Delivery Available

£12,250
£249/month
Example
  • Ford Kuga

1.5 EcoBlue ST-Line X Edition Auto Euro 6 (s/s) 5dr Ford Kuga

62,759 miles 2022 Zero Deposit

Home Delivery Available

£14,995
£238/month
Example
  • Mercedes Benz CLA

1.3 CLA180 AMG Line (Premium) Coupe 4dr Petrol 7G- Mercedes Benz CLA

41,692 miles 2023 Zero Deposit

Home Delivery Available

£22,495
£357/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

50,735 miles 2022 Zero Deposit

Home Delivery Available

£12,600
£200/month
Example
  • BMW 1 Series

2.0 M135i Hatchback 5dr Petrol Auto xDrive Euro 6 BMW 1 Series

22,000 miles 2023 Zero Deposit

Home Delivery Available

£28,490
Southend-on-Sea
£452/month
Example
  • Honda Civic

2.0 VTEC Turbo Type R Hatchback 5dr Petrol Manual Honda Civic

23,824 miles 2023 Zero Deposit

Home Delivery Available

£38,490
Southend-on-Sea
£610/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A-Class

85,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • Kia Picanto

1.25 Chilli Hatchback 3dr Petrol Auto Euro 6 (84 b Kia Picanto

41,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • Jaguar XE

2.0d Prestige Saloon 4dr Diesel Auto Euro 6 (s/s) (180 Ps) Jaguar XE

57,000 miles 2017 Zero Deposit

Home Delivery Available

£8,995
Maidstone
£183/month
Example
  • Volvo XC40

2.0 D4 Inscription Pro Auto AWD Euro 6 (s/s) 5dr Volvo XC40

96,000 miles 2018 Zero Deposit

Home Delivery Available

£15,995
Maidstone
£326/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Euro 6 (s/s) 5dr Volkswagen Polo

72,000 miles 2016 Zero Deposit

Home Delivery Available

£8,495
Maidstone
£173/month
Example
  • Jaguar XF

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XF

87,235 miles 2016 Zero Deposit

Home Delivery Available

£7,245
£147/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford EcoSport

71,642 miles 2019 Zero Deposit

Home Delivery Available

£8,745
£178/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection Elite Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

94,840 miles 2017 Zero Deposit

Home Delivery Available

£6,495
£132/month
Example
  • Ford Kuga

2.0 TDCi Titanium AWD Euro 6 (s/s) 5dr Ford Kuga

93,745 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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