Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Mercedes Benz A-Class

A180d AMG Line Executive 5dr Auto Mercedes Benz A-Class

61,092 miles 2019 Zero Deposit

Home Delivery Available

£14,595
£306/month
Example
  • Honda Cr V

2.0 h i-MMD SR eCVT 4WD Euro 6 (s/s) 5dr Honda Cr V

74,125 miles 2021 Zero Deposit

Home Delivery Available

£17,895
£298/month
Example
  • Peugeot 308

2.0 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

68,114 miles 2016 Zero Deposit

Home Delivery Available

£5,975
£125/month
Example
  • Land Rover Discovery

2.0 SD4 SE Land Rover Discovery

53,000 miles 2017 Zero Deposit

Home Delivery Available

£17,990
£377/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback Euro 6 (s/s) 5dr Audi A3

64,535 miles 2018 Zero Deposit

Home Delivery Available

£12,989
Southend-on-Sea
£272/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi Euro 6 (s/s) 5dr Honda Jazz

61,850 miles 2017 Zero Deposit

Home Delivery Available

£8,695
Southend-on-Sea
£182/month
Example
  • Vauxhall ADAM

1.2i ecoFLEX ENERGISED Euro 6 (s/s) 3dr Vauxhall ADAM

46,283 miles 2016 Zero Deposit

Home Delivery Available

£5,995
Southend-on-Sea
£126/month
Example
  • Ford Focus

1.0T EcoBoost Active X Auto Euro 6 (s/s) 5dr Ford Focus

54,760 miles 2020 Zero Deposit

Home Delivery Available

£11,995
Southend-on-Sea
£252/month
Example
  • Citroen C3

1.2 Puretech Flair Hatchback 5dr Petrol Eat6 Euro 6 (s/s) (110 Ps) Citroen C3

60,408 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Fiat 500

1.4 MultiAir Lounge SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) Fiat 500

56,852 miles 2017 Zero Deposit

Home Delivery Available

£7,695
£161/month
Example
  • Vauxhall Zafira

1.4i Turbo Design MPV 5dr Petrol Manual Euro 6 (140 ps) Vauxhall Zafira

32,458 miles 2017 Zero Deposit

Home Delivery Available

£8,795
£184/month
Example
  • MG HS

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG HS

46,650 miles 2022 Zero Deposit

Home Delivery Available

£12,990
Gillingham
£216/month
Example
  • Mercedes Benz CLA-Class

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

75,870 miles 2017 Zero Deposit

Home Delivery Available

£11,990
Gillingham
£251/month
Example
  • Ford Ka

1.2 Zetec Black Edition Euro 6 (s/s) 3dr Ford Ka

46,980 miles 2016 Zero Deposit

Home Delivery Available

£4,990
Gillingham
£105/month
Example
  • Volkswagen Tiguan

1.5 TSI Life DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

79,040 miles 2022 Zero Deposit

Home Delivery Available

£15,490
Gillingham
£258/month
Example
  • Suzuki Vitara

1.6 Kuro SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) Suzuki Vitara

46,344 miles 2017 Zero Deposit

Home Delivery Available

£9,795
£205/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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