Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Honda Cr V

2.0 h i-MMD Elegance SUV 5dr Petrol Hybrid eCVT 4WD Euro 6 (s/s) (184 ps) Honda Cr V

19,652 miles 2024 Zero Deposit

Home Delivery Available

£29,995
£476/month
Example
  • Mercedes Benz CLA

1.3 CLA200 AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

67,350 miles 2021 Zero Deposit

Home Delivery Available

£16,995
£270/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Fiesta

98,000 miles 2017 Zero Deposit

Home Delivery Available

£4,195
£85/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Focus

102,000 miles 2019 Zero Deposit

Home Delivery Available

£5,995
£122/month
Example
  • Ford Fiesta

1.1 Ti-VCT Trend Hatchback 5dr Petrol Manual Euro Ford Fiesta

62,000 miles 2019 Zero Deposit

Home Delivery Available

£7,795
£159/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Auto Euro 6 (s/s) 5dr Ford EcoSport

71,200 miles 2019 Zero Deposit

Home Delivery Available

£8,599
£175/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Hatch

72,581 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£183/month
Example
  • Lexus GS

2.5 300h Executive Edition CVT Euro 6 (s/s) 4dr Lexus GS

75,000 miles 2016 Zero Deposit

Home Delivery Available

£14,400
£293/month
Example
  • Kia Picanto

1.25 3 Hatchback 5dr Petrol Auto Euro 6 (83 bhp) Kia Picanto

22,262 miles 2019 Zero Deposit

Home Delivery Available

£10,495
£214/month
Example
  • Ford Edge

2.0 TDCi Vignale Powershift AWD Euro 6 (s/s) 5dr Ford Edge

74,135 miles 2018 Zero Deposit

Home Delivery Available

£13,990
£285/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Focus

89,000 miles 2017 Zero Deposit

Home Delivery Available

£4,495
£91/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna+ Euro 6 (s/s) 5dr Nissan Qashqai

44,301 miles 2017 Zero Deposit

Home Delivery Available

£10,390
£211/month
Example
  • Lexus CT

1.8 200h Luxury E-CVT Euro 6 (s/s) 5dr Lexus CT

95,000 miles 2018 Zero Deposit

Home Delivery Available

£10,500
£214/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 (s/s) 5dr Toyota Yaris

30,000 miles 2022 Zero Deposit

Home Delivery Available

£14,900
£236/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Euro 6 (s/s) 3dr Ford Fiesta

56,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite Nav Euro 6 (s/s) 5dr Vauxhall Mokka

75,000 miles 2017 Zero Deposit

Home Delivery Available

£6,500
Maidstone
£132/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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