Used Cars for Sale in Chatham | Discover Local Vehicles

Find and finance your next used car in and around Chatham with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chatham

  • Mercedes Benz GLA Class

1.6 GLA200 AMG Line SUV 5dr Petrol 7G-DCT Euro 6 (s/s) (156 ps) Mercedes Benz GLA Class

39,935 miles 2018 Zero Deposit

Home Delivery Available

£13,700
£279/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

57,054 miles 2018 Zero Deposit

Home Delivery Available

£6,290
Chelmsford
£128/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 3dr Petrol Ford Fiesta

36,100 miles 2020 Zero Deposit

Home Delivery Available

£9,980
Maidstone
£203/month
Example
  • Audi A3

1.0 TFSI 30 Technik Sportback 5dr Petrol Manual Eu Audi A3

51,800 miles 2020 Zero Deposit

Home Delivery Available

£13,790
Maidstone
£281/month
Example
  • Audi A3

1.5 TFSI 35 S line Sportback 5dr Petrol S Tronic E Audi A3

49,000 miles 2022 Zero Deposit

Home Delivery Available

£18,790
Maidstone
£298/month
Example
  • Kia Rio

1.25 2 Hatchback 5dr Petrol Manual Euro 6 (84 Bhp) Kia Rio

59,600 miles 2016 Zero Deposit

Home Delivery Available

£6,490
Maidstone
£132/month
Example
  • MINI Hatch

2.0 Cooper S Sport Hatchback 5dr Petrol Steptronic MINI Hatch

72,528 miles 2020 Zero Deposit

Home Delivery Available

£12,990
Southend-on-Sea
£264/month
Example
  • Ford MUSTANG

5.0 V8 GT Fastback 2dr Petrol Manual Euro 6 (416 b Ford MUSTANG

37,803 miles 2017 Zero Deposit

Home Delivery Available

£29,990
Southend-on-Sea
£611/month
Example
  • Ford MUSTANG

5.0 V8 GT Fastback 2dr Petrol SelShift Euro 6 (416 Ford MUSTANG

18,000 miles 2017 Zero Deposit

Home Delivery Available

£31,990
Southend-on-Sea
£507/month
Example
  • Mercedes Benz E Class

3.0 E53 BiTurbo GPF MHEV EQ Boost AMG (Premium Plu Mercedes Benz E Class

56,500 miles 2020 Zero Deposit

Home Delivery Available

£31,990
Southend-on-Sea
£507/month
Example
  • BMW 4 Series

2.0 420i M Sport Convertible 2dr Petrol Auto Euro BMW 4 Series

33,000 miles 2021 Zero Deposit

Home Delivery Available

£30,392
Basildon
£482/month
Example
  • Kia Picanto

1.25 Sport Hatchback 5dr Petrol Auto Euro 6 (84 bh Kia Picanto

42,106 miles 2016 Zero Deposit

Home Delivery Available

£7,990
Maidstone
£163/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Hatchback 3dr Petrol Manual Eu Vauxhall Corsa

55,326 miles 2017 Zero Deposit

Home Delivery Available

£5,290
Chelmsford
£108/month
Example
  • Mercedes Benz B Class

1.3 B200 Sport Mercedes Benz B Class

43,204 miles 2020 Zero Deposit

Home Delivery Available

£13,990
£285/month
Example
  • Fiat 500

1.0 MHEV Lounge Hatchback 3dr Petrol Manual Euro 6 Fiat 500

31,965 miles 2020 Zero Deposit

Home Delivery Available

£7,690
Chelmsford
£156/month
Example
  • Ford Focus

1.5 TDCi Titanium Euro 6 (s/s) 5dr Ford Focus

89,500 miles 2018 Zero Deposit

Home Delivery Available

£5,990
£122/month
Example

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Learn More About Car Finance

Car Finance Deals Chatham

When you need a new car and car finance in Chatham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chatham

Worried about your credit history? Don't be. ChooseMyCar, right here in Chatham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chatham

At ChooseMyCar, we offer no deposit car finance in Chatham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chatham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chatham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chatham, for specific used car warranty details.

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