Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Alfa Romeo MiTo

Alfa Romeo MiTo 1.4 TB MultiAir Veloce Hatchback 3dr Petrol TCT Euro 6 (s/s Alfa Romeo MiTo

45,000 miles 2017 Zero Deposit

Home Delivery Available

£8,998
£189/month
Example
  • Audi A1

1.0 TFSI Sport Hatchback 3dr Petrol Manual Euro 6 Audi A1

56,000 miles 2017 Zero Deposit

Home Delivery Available

£9,490
Derby
£199/month
Example
  • BMW 3 Series

1.5 318i Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

61,569 miles 2018 Zero Deposit

Home Delivery Available

£10,899
£229/month
Example
  • Maserati Granturismo

4.7 V8 MC Coupe Maserati Granturismo

19,818 miles 2018 Zero Deposit

Home Delivery Available

£57,900
Derby
£963/month
Example
  • Mercedes Benz GLE-CLASS

4.0 GLE63h V8 BiTurbo MHEV AMG S Coupe Mercedes Benz GLE-CLASS

35,500 miles 2022 Zero Deposit

Home Delivery Available

£78,900
Derby
£1313/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Euro 6 (s/s) 5dr Ford Focus

63,000 miles 2021 Zero Deposit

Home Delivery Available

£12,450
Nottingham
£207/month
Example
  • Volkswagen Scirocco

1.4 TSI BlueMotion Tech Hatchback 3dr Petrol Manua Volkswagen Scirocco

25,294 miles 2016 Zero Deposit

Home Delivery Available

£10,995
Nottingham
£231/month
Example
  • Peugeot 308

1.6 THP GT Line Premium SUV 5dr Petrol EAT Euro 6 Peugeot 308

65,121 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Jaguar I Pace

400 90kWh HSE SUV 5dr Electric Auto 4WD (400 ps) F Jaguar I Pace

31,660 miles 2020 Zero Deposit

Home Delivery Available

£18,885
£314/month
Example
  • Audi A5

2.0 TFSI 40 S line Convertible 2dr Petrol S Tronic Audi A5

79,000 miles 2019 Zero Deposit

Home Delivery Available

£14,500
£304/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (st Land Rover Range Rover Evoque

63,000 miles 2018 Zero Deposit

Home Delivery Available

£11,500
Burton-upon-Trent
£241/month
Example
  • Mercedes Benz M Class

4.0 C63 V8 BiTurbo AMG S Saloon 4dr Petrol SpdS MCT Euro 6 (s/s) (510 ps) Mercedes Benz M Class

40,000 miles 2015 Zero Deposit

Home Delivery Available

£33,990
Derby
£566/month
Example
  • Mercedes Benz E Class

EQA 250 66.5kWh AMG Line SUV 5dr Electric Auto (190 ps) Mercedes Benz E Class

45,328 miles 2022 Zero Deposit

Home Delivery Available

£18,490
Derby
£308/month
Example
  • Mitsubishi Shogun

2.4d 3 Suv 5dr Diesel Auto 4wd Euro 6 (181 Ps) Mitsubishi Shogun

20,000 miles 2019 Zero Deposit

Home Delivery Available

£24,950
Nottingham
£524/month
Example
  • Volkswagen Golf

2.0 TSI GTI Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen Golf

21,000 miles 2022 Zero Deposit

Home Delivery Available

£27,950
Nottingham
£465/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.