Affordable Car Finance Deals in Derby

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Volkswagen Amarok

2.0 BiTDI BlueMotion Tech Highline Pickup Double C Volkswagen Amarok

106,576 miles 2015 Zero Deposit

Home Delivery Available

£10,990
Derby
£230/month
Example
  • Toyota AYGO

1.0 VVT-i x-play Hatchback 5dr Petrol Manual Euro Toyota AYGO

27,766 miles 2015 Zero Deposit

Home Delivery Available

£6,450
Derby
£135/month
Example
  • Volkswagen Polo

1.0 TSI SE Volkswagen Polo

97,950 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Nottingham
£168/month
Example
  • Kia Sportage

2.0 Crdi Gt Line Suv 5dr Diesel Manual Awd Euro 6 (134 Bhp) Kia Sportage

90,000 miles 2016 Zero Deposit

Home Delivery Available

£9,165
£192/month
Example
  • Volvo XC90

2.0h T8 Twin Engine 10.4kWh Inscription Pro Auto 4WD Euro 6 (s/s) 5dr Volvo XC90

77,000 miles 2018 Zero Deposit

Home Delivery Available

£28,995
£608/month
Example
  • BMW M4

3.0 BiTurbo Competition Coupe 2dr Petrol Steptroni BMW M4

21,000 miles 2022 Zero Deposit

Home Delivery Available

£52,000
£865/month
Example
  • Toyota C HR

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota C HR

70,000 miles 2021 Zero Deposit

Home Delivery Available

£14,249
£237/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

29,412 miles 2022 Zero Deposit

Home Delivery Available

£18,495
£308/month
Example
  • Mitsubishi ASX

1.6D ZC-H SUV 5dr Diesel Manual 4WD Euro 6 (s/s) ( Mitsubishi ASX

46,000 miles 2016 Zero Deposit

Home Delivery Available

£7,990
£168/month
Example
  • Toyota Auris

1.8 VVT-h GB25 Hatchback 5dr Petrol Hybrid CVT Eur Toyota Auris

40,000 miles 2017 Zero Deposit

Home Delivery Available

£11,000
£231/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX SE Hatchback 5dr Petrol Manual Euro 6 Vauxhall Corsa

70,000 miles 2015 Zero Deposit

Home Delivery Available

£4,500
£94/month
Example
  • Skoda Karoq

1.5 TSI ACT SportLine SUV 5dr Petrol Manual Euro 6 Skoda Karoq

42,000 miles 2020 Zero Deposit

Home Delivery Available

£16,590
£276/month
Example
  • Volvo XC60

2.0 D4 Momentum Pro SUV 5dr Diesel Auto AWD Euro 6 Volvo XC60

97,000 miles 2017 Zero Deposit

Home Delivery Available

£14,990
£314/month
Example
  • Porsche Cayenne

3.0 TD V6 SUV 5dr Diesel TiptronicS 4WD Euro 6 (s/ Porsche Cayenne

75,000 miles 2015 Zero Deposit

Home Delivery Available

£19,000
Burton-upon-Trent
£399/month
Example
  • Ford Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual Euro 6 (s/ Ford Kuga

66,505 miles 2017 Zero Deposit

Home Delivery Available

£9,250
Burton-upon-Trent
£194/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.