Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Peugeot 408

1.2 Puretech Gt Fastback 5dr Petrol Eat Euro 6 (s/s) (130 Ps) Peugeot 408

23,733 miles 2024 Zero Deposit

Home Delivery Available

£16,900
£268/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

55,448 miles 2016 Zero Deposit

Home Delivery Available

£17,900
Burton-upon-Trent
£364/month
Example
  • Audi A5

2.0 TDI 35 S line Sportback 5dr Diesel S Tronic Eu Audi A5

36,155 miles 2022 Zero Deposit

Home Delivery Available

£21,489
Derby
£341/month
Example
  • Volkswagen Polo

1.0 EVO Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Polo

25,309 miles 2023 Zero Deposit

Home Delivery Available

£12,689
Derby
£201/month
Example
  • Volkswagen Golf

1.5 Etsi Mhev R Line Hatchback 5dr Petrol Hybrid Dsg Euro 6 (s/s) (150 Ps) Volkswagen Golf

32,998 miles 2021 Zero Deposit

Home Delivery Available

£19,995
Nottingham
£317/month
Example
  • Volvo XC60

2.0 D4 R-Design SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps) Volvo XC60

46,319 miles 2018 Zero Deposit

Home Delivery Available

£20,995
Derby
£427/month
Example
  • Toyota Avensis

1.6 D-4D Active Touring Sports Euro 6 (s/s) 5dr Toyota Avensis

44,000 miles 2016 Zero Deposit

Home Delivery Available

£8,500
£173/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (180 ps) Jaguar XE

86,206 miles 2018 Zero Deposit

Home Delivery Available

£8,490
Nottingham
£173/month
Example
  • Land Rover Discovery Sport

2.0 D180 MHEV S SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

59,222 miles 2019 Zero Deposit

Home Delivery Available

£15,990
Nottingham
£325/month
Example
  • Volvo EX30

EX30 315kW Twin Motor Performance Ultra 69kWh 5dr Auto Volvo EX30

36,462 miles 2024 Zero Deposit

Home Delivery Available

£22,990
£365/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line (Premium Plus) Coupe 2dr Diesel G-Tronic+ 4MATIC Euro 6 (s/s) (194 ps) Mercedes Benz E Class

29,082 miles 2018 Zero Deposit

Home Delivery Available

£24,500
£499/month
Example
  • Porsche 911

3.0T 991 4S Targa Porsche 911

69,000 miles 2017 Zero Deposit

Home Delivery Available

£67,900
Derby
£1077/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) Volkswagen Golf

53,334 miles 2020 Zero Deposit

Home Delivery Available

£20,990
Derby
£427/month
Example
  • Ford Focus

1.5 TDCi Zetec Hatchback 5dr Diesel Manual Euro 6 Ford Focus

109,225 miles 2016 Zero Deposit

Home Delivery Available

£3,995
Derby
£81/month
Example
  • Vauxhall Astra

1.6 CDTi BlueInjection Elite Nav Hatchback 5dr Die Vauxhall Astra

49,863 miles 2017 Zero Deposit

Home Delivery Available

£8,995
Derby
£183/month
Example
  • Volkswagen Golf

1.0 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

30,686 miles 2022 Zero Deposit

Home Delivery Available

£13,689
Derby
£217/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.

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