Affordable Car Finance Deals in Derby

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Land Rover Defender

3.0 D300 MHEV X-Dynamic HSE Land Rover Defender

19,000 miles 2023 Zero Deposit

Home Delivery Available

£69,900
Derby
£1163/month
Example
  • BMW X4

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X4

54,000 miles 2017 Zero Deposit

Home Delivery Available

£19,999
£420/month
Example
  • Audi S3

2.0 TFSI Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi S3

67,000 miles 2015 Zero Deposit

Home Delivery Available

£17,999
£378/month
Example
  • Land Rover Range Rover

3.0h SDV6 SV Autobiography SUV 5dr Diesel Hybrid A Land Rover Range Rover

17,000 miles 2016 Zero Deposit

Home Delivery Available

£40,000
£666/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BlueMotion Tech R-Line Plus SUV 5dr Die Volkswagen Touareg

101,000 miles 2017 Zero Deposit

Home Delivery Available

£14,990
£314/month
Example
  • Audi A4

1.4 TFSI Sport Saloon 4dr Petrol Manual Euro 6 (s/ Audi A4

77,000 miles 2017 Zero Deposit

Home Delivery Available

£8,690
£182/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Manual Nissan Navara

98,881 miles 2016 Zero Deposit

Home Delivery Available

£10,250
Burton-upon-Trent
£215/month
Example
  • BMW ix3

80kWh Premier Edition SUV 5dr Electric Auto (286 p BMW ix3

20,837 miles 2021 Zero Deposit

Home Delivery Available

£23,489
Derby
£391/month
Example
  • Tesla Model-3

Standard Range Plus Saloon 4dr Electric Auto RWD ( Tesla Model-3

32,041 miles 2021 Zero Deposit

Home Delivery Available

£16,489
Derby
£274/month
Example
  • Tesla Model-3

Standard Range Plus Saloon 4dr Electric Auto RWD ( Tesla Model-3

47,894 miles 2021 Zero Deposit

Home Delivery Available

£15,489
Derby
£258/month
Example
  • Ford Transit

2.0 TDCi 270 Trend Panel Van 5dr Diesel Manual L1 Ford Transit

120,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Nottingham
£168/month
Example
  • MG 3

1.5 VTi-TECH 3Style Hatchback 5dr Petrol Manual Eu MG 3

109,200 miles 2017 Zero Deposit

Home Delivery Available

£2,995
Nottingham
£63/month
Example
  • Ford Fiesta

1.5 TDCi Panel Van 3dr Diesel Manual (94 g/km, 73. Ford Fiesta

109,000 miles 2017 Zero Deposit

Home Delivery Available

£2,995
Nottingham
£63/month
Example
  • Audi E Tron

50 Technik Sportback 5dr Electric Auto quattro 71. Audi E Tron

72,978 miles 2021 Zero Deposit

Home Delivery Available

£18,495
£308/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto xDrive Euro BMW 3 Series

116,000 miles 2016 Zero Deposit

Home Delivery Available

£8,990
Derby
£189/month
Example
  • Honda Stepwagon

SPADA WAKU WAKU DOOR Honda Stepwagon

70,380 miles 2015 Zero Deposit

Home Delivery Available

£16,995
£357/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.