Affordable Car Finance Deals in Derby

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Bentley Continental

6.0 W12 GT Speed Coupe Bentley Continental

39,605 miles 2015 Zero Deposit

Home Delivery Available

£54,900
Derby
£914/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech SE Saloon 4dr Diesel DSG E Volkswagen Passat

67,676 miles 2015 Zero Deposit

Home Delivery Available

£11,000
£231/month
Example
  • Toyota RAV4

2.0 V-Matic Icon SUV 5dr Petrol CVT 4WD Euro 6 (s/ Toyota RAV4

87,506 miles 2018 Zero Deposit

Home Delivery Available

£12,795
£268/month
Example
  • Volvo XC40

2.0 D3 Momentum Pro SUV 5dr Diesel Manual Euro 6 ( Volvo XC40

102,162 miles 2019 Zero Deposit

Home Delivery Available

£12,195
£256/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

51,446 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sportage

1.7 CRDi 4 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

71,636 miles 2016 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Volkswagen Golf

35.8kwh E Golf Hatchback 5dr Electric Auto (136 Ps) Volkswagen Golf

52,276 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Kia Sportage

1.7 CRDi 2 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

71,895 miles 2016 Zero Deposit

Home Delivery Available

£7,795
£163/month
Example
  • Mercedes Benz Eqc

EQC 400 80kWh AMG Line (Premium Plus) SUV 5dr Elec Mercedes Benz Eqc

25,192 miles 2022 Zero Deposit

Home Delivery Available

£28,995
£482/month
Example
  • Volvo XC90

2.0 D5 PowerPulse Inscription SUV 5dr Diesel Auto Volvo XC90

97,680 miles 2017 Zero Deposit

Home Delivery Available

£18,995
£399/month
Example
  • Skoda Kodiaq

2.0 TSI Edition SUV 5dr Petrol DSG 4WD Euro 6 (s/s Skoda Kodiaq

77,249 miles 2017 Zero Deposit

Home Delivery Available

£16,995
£357/month
Example
  • Volkswagen T Roc

2.0 TSI SEL SUV 5dr Petrol DSG 4Motion Euro 6 (s/s Volkswagen T Roc

65,959 miles 2018 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Mercedes Benz Eqc

EQC 400 80kWh AMG Line (Premium Plus) SUV 5dr Electric Auto 4MATIC (408 ps) Mercedes Benz Eqc

46,318 miles 2021 Zero Deposit

Home Delivery Available

£27,750
£462/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.