Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Derby

  • Ford Focus

1.0T EcoBoost ST-Line Auto Euro 6 (s/s) 5dr Ford Focus

65,000 miles 2018 Zero Deposit

Home Delivery Available

£9,299
£191/month
Example
  • Audi TT

TDI ultra S line Coupe 2.0 Manual Diesel Audi TT

79,000 miles 2017 Zero Deposit

Home Delivery Available

£11,500
£236/month
Example
  • BMW X5

3.0 30d MHT M Sport SUV 5dr Diesel Hybrid Auto xDrive Euro 6 (s/s) (286 ps) BMW X5

30,372 miles 2022 Zero Deposit

Home Delivery Available

£46,500
£748/month
Example
  • Audi A5

2.0 TFSI 40 Black Edition Sportback 5dr Petrol S T Audi A5

49,543 miles 2021 Zero Deposit

Home Delivery Available

£22,398
Derby
£360/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

47,000 miles 2021 Zero Deposit

Home Delivery Available

£10,998
Derby
£226/month
Example
  • Audi A1

1.5 TFSI 35 Black Edition Sportback 5dr Petrol S T Audi A1

11,000 miles 2025 Zero Deposit

Home Delivery Available

£22,995
Nottingham
£370/month
Example
  • BMW 1 Series

1.5 116d Sport Hatchback 5dr Diesel Manual Euro 6 BMW 1 Series

86,879 miles 2016 Zero Deposit

Home Delivery Available

£5,990
£123/month
Example
  • BMW 3 Series

3.0 335d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

60,000 miles 2018 Zero Deposit

Home Delivery Available

£20,950
Derby
£430/month
Example
  • BMW 1 Series

1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Eu BMW 1 Series

13,264 miles 2023 Zero Deposit

Home Delivery Available

£17,489
Derby
£281/month
Example
  • Audi A6 Saloon

2.0 TFSI 40 Sport Saloon 4dr Petrol S Tronic Euro Audi A6 Saloon

21,360 miles 2022 Zero Deposit

Home Delivery Available

£17,989
Derby
£289/month
Example
  • Audi A4

2.0 TFSI 40 S line Saloon 4dr Petrol S Tronic Euro Audi A4

28,944 miles 2024 Zero Deposit

Home Delivery Available

£18,989
Derby
£305/month
Example
  • Ford Kuga

2.5h Duratec ST-Line X Edition SUV 5dr Petrol Hybrid CVT Euro 6 (s/s) (190 ps) Ford Kuga

35,495 miles 2023 Zero Deposit

Home Delivery Available

£18,549
£298/month
Example
  • Toyota Aygo X

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 (s/s) (72 ps) Toyota Aygo X

8,532 miles 2023 Zero Deposit

Home Delivery Available

£12,758
£205/month
Example
  • Vauxhall Grandland

1.2 ULTIMATE 145PS TURBO HYBRID E-DCT6 AUTO Vauxhall Grandland

15 miles 2026 Zero Deposit

Home Delivery Available

£29,995
Nottingham
£482/month
Example
  • Suzuki Swift

1.2 MHEV Ultra Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (82 ps) Suzuki Swift

4,015 miles 2026 Zero Deposit

Home Delivery Available

£15,495
Nottingham
£249/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Grandland

12,834 miles 2018 Zero Deposit

Home Delivery Available

£10,500
£216/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.