Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Skoda Kodiaq

2.0 TDI SportLine DSG 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

45,000 miles 2022 Zero Deposit

Home Delivery Available

£29,500
Leicester
£491/month
Example
  • Audi A3

2.0 TDI 35 Edition 1 Saloon 4dr Diesel S Tronic Eu Audi A3

72,000 miles 2021 Zero Deposit

Home Delivery Available

£18,990
Derby
£316/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ3 Euro 6 5dr Suzuki Ignis

101,863 miles 2017 Zero Deposit

Home Delivery Available

£4,499
£94/month
Example
  • Hyundai Tucson

1.6L 5d 113 BHP Hyundai Tucson

74,100 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Porsche 911

3.0T 991 4 GTS Targa 2dr Petrol PDK 4WD Euro 6 (s/ Porsche 911

26,464 miles 2018 Zero Deposit

Home Delivery Available

£90,900
Derby
£1513/month
Example
  • BMW 4 Series Gran Coupe

2.0 420i M Sport Hatchback 5dr Petrol Manual Euro BMW 4 Series Gran Coupe

43,490 miles 2018 Zero Deposit

Home Delivery Available

£14,850
£312/month
Example
  • Mazda Cx 30

e-SKYACTIV G MHEV Sport Lux SUV 2.0 Automatic Petrol Mazda Cx 30

37,500 miles 2023 Zero Deposit

Home Delivery Available

£17,250
£287/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

63,000 miles 2016 Zero Deposit

Home Delivery Available

£14,980
£314/month
Example
  • Nissan X Trail

1.6 dCi n-tec Euro 6 (s/s) 5dr Nissan X Trail

57,000 miles 2016 Zero Deposit

Home Delivery Available

£9,500
Leicester
£199/month
Example
  • Volvo V60

2.0 D4 R-Design Auto Euro 6 (s/s) 5dr Volvo V60

93,585 miles 2019 Zero Deposit

Home Delivery Available

£14,978
£314/month
Example
  • Kia Picanto

1.25 X Line Hatchback 5dr Petrol Auto Euro 6 (83 Bhp) Kia Picanto

28,387 miles 2019 Zero Deposit

Home Delivery Available

£10,995
Derby
£231/month
Example
  • MG MG4 EV

51kwh Se Hatchback 5dr Electric Auto (170 Ps) MG MG4 EV

31,205 miles 2023 Zero Deposit

Home Delivery Available

£10,495
Derby
£220/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Mokka

38,422 miles 2022 Zero Deposit

Home Delivery Available

£14,495
Derby
£241/month
Example
  • Skoda Kamiq

1.0 Tsi Se Drive Suv 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) Skoda Kamiq

3,026 miles 2023 Zero Deposit

Home Delivery Available

£16,795
Derby
£279/month
Example
  • Ford Tourneo

2.0 Ecoblue Active MPV 5dr Diesel Dct Euro 6 (s/s) (122 Ps) Ford Tourneo

16,096 miles 2023 Zero Deposit

Home Delivery Available

£23,995
Derby
£399/month
Example
  • Vauxhall Mokka

1.2 Turbo Griffin SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) Vauxhall Mokka

1,568 miles 2025 Zero Deposit

Home Delivery Available

£18,995
Nottingham
£316/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.