Affordable Car Finance Deals in Derby

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Ford Focus

1.5 EcoBlue Titanium Hatchback 5dr Diesel Manual E Ford Focus

90,000 miles 2019 Zero Deposit

Home Delivery Available

£7,900
Nottingham
£166/month
Example
  • SEAT Leon

2.0 TSI Cupra 280 Sport Coupe 3dr Petrol DSG Euro SEAT Leon

35,950 miles 2015 Zero Deposit

Home Delivery Available

£17,995
£378/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

100,000 miles 2016 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • Mercedes Benz A Class

A220 2.1 A220 CDI AMG Sport Hatchback 5dr Diesel 7G-DCT Mercedes Benz A Class

77,000 miles 2015 Zero Deposit

Home Delivery Available

£8,990
£189/month
Example
  • Audi SQ5

3.0 TFSI V6 SUV 5dr Petrol Tiptronic quattro Euro Audi SQ5

32,849 miles 2017 Zero Deposit

Home Delivery Available

£28,950
£607/month
Example
  • Jeep Renegade

2.0 MultiJetII Limited SUV 5dr Diesel Manual 4WD E Jeep Renegade

43,500 miles 2016 Zero Deposit

Home Delivery Available

£8,950
Nottingham
£188/month
Example
  • Tesla Model Y

(Dual Motor) Long Range SUV 5dr Electric Auto 4WDE Tesla Model Y

34,995 miles 2022 Zero Deposit

Home Delivery Available

£25,923
£431/month
Example
  • Toyota Yaris

1.5 VVT-i Design Hatchback 5dr Petrol Manual Euro Toyota Yaris

39,018 miles 2018 Zero Deposit

Home Delivery Available

£10,205
£214/month
Example
  • SEAT Formentor

1.5 Tsi V1 Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Formentor

44,428 miles 2021 Zero Deposit

Home Delivery Available

£17,485
£291/month
Example
  • Volkswagen Id3

Pro Performance 58kWh Life Hatchback 5dr Electric Volkswagen Id3

37,721 miles 2020 Zero Deposit

Home Delivery Available

£11,785
£247/month
Example
  • Toyota Corolla

1.2 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Corolla

50,300 miles 2019 Zero Deposit

Home Delivery Available

£11,385
£239/month
Example
  • Honda Civic

2.0 VTEC Turbo Type R GT Hatchback 5dr Petrol Manu Honda Civic

17,883 miles 2019 Zero Deposit

Home Delivery Available

£29,995
£629/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Auto 4W Nissan Navara

34,395 miles 2021 Zero Deposit

Home Delivery Available

£23,995
£399/month
Example
  • Honda Civic

1.0 VTEC Turbo EX Hatchback 5dr Petrol Manual Euro Honda Civic

37,628 miles 2020 Zero Deposit

Home Delivery Available

£14,295
£238/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.