Affordable Car Finance Deals in Derby

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Porsche Cayenne

3.0 V6 E-Hybrid 14.1kWh Coupe 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro Porsche Cayenne

22,400 miles 2019 Zero Deposit

Home Delivery Available

£52,500
£874/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (306 ps) Land Rover Range Rover Sport

99,950 miles 2015 Zero Deposit

Home Delivery Available

£15,950
£335/month
Example
  • SEAT Formentor

1.5 Tsi V2 Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Formentor

42,463 miles 2022 Zero Deposit

Home Delivery Available

£19,989
Derby
£333/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 3dr Petrol Steptronic E MINI Hatch

24,348 miles 2023 Zero Deposit

Home Delivery Available

£17,989
Derby
£299/month
Example
  • Porsche 911

3.0T 992 4S Targa PDK 4WD Euro 6 (s/s) 2dr Porsche 911

5,800 miles 2023 Zero Deposit

Home Delivery Available

£124,995
Nottingham
£2080/month
Example
  • Peugeot Boxer

2.0 BlueHDi 335 Professional Panel Van 5dr Diesel Peugeot Boxer

113,000 miles 2017 Zero Deposit

Home Delivery Available

£5,995
Nottingham
£126/month
Example
  • Volkswagen Polo

1.6 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (95 Volkswagen Polo

44,266 miles 2020 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Ford C Max

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (s/s) Ford C Max

104,987 miles 2016 Zero Deposit

Home Delivery Available

£4,795
£100/month
Example
  • Renault Kadjar

1.2 TCe Signature S Nav SUV 5dr Petrol EDC Euro 6 Renault Kadjar

36,000 miles 2017 Zero Deposit

Home Delivery Available

£10,000
£210/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel Manu Volkswagen Tiguan

97,000 miles 2015 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Volvo XC40

2.0 B4 MHEV R-Design Pro SUV 5dr Petrol Hybrid Aut Volvo XC40

42,700 miles 2021 Zero Deposit

Home Delivery Available

£24,500
Derby
£408/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC250d AMG Line (Premium Plus) SUV 5dr Diesel Mercedes Benz GLC CLASS

50,000 miles 2017 Zero Deposit

Home Delivery Available

£21,000
Derby
£441/month
Example
  • Volkswagen Tiguan

2.0 TDI R-Line SUV 5dr Diesel Manual Euro 6 (s/s) Volkswagen Tiguan

43,800 miles 2018 Zero Deposit

Home Delivery Available

£20,000
Derby
£420/month
Example
  • BMW 4 Series

3.0 435d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

52,000 miles 2018 Zero Deposit

Home Delivery Available

£19,000
Derby
£399/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC220d AMG Line SUV 5dr Diesel G-Tronic 4MATI Mercedes Benz GLC CLASS

54,900 miles 2017 Zero Deposit

Home Delivery Available

£18,000
Derby
£378/month
Example
  • Audi TT

2.0 TFSI S line Coupe 3dr Petrol S Tronic quattro Audi TT

49,100 miles 2017 Zero Deposit

Home Delivery Available

£17,000
Derby
£357/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.