Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4332 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Vauxhall Corsa

1.4 16V SE Euro 5 5dr Vauxhall Corsa

65,715 miles 2015 Zero Deposit

Home Delivery Available

£3,995
£84/month
Example
  • Mazda 3

2.0 SKYACTIV-G Sport Nav Euro 5 (s/s) 5dr Mazda 3

35,000 miles 2016 Zero Deposit

Home Delivery Available

£9,699
£203/month
Example
  • Aston Martin DB11

4.0 V8 Volante Auto Euro 6 (s/s) 2dr Aston Martin DB11

28,064 miles 2018 Zero Deposit

Home Delivery Available

£79,900
Derby
£1330/month
Example
  • Toyota Land Cruiser

2.8D Invincible SUV 5dr Diesel Auto 4WD Euro 6 (7 Toyota Land Cruiser

25,300 miles 2017 Zero Deposit

Home Delivery Available

£38,900
Derby
£647/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Edition (Premium) Cabriolet Mercedes Benz E Class

46,010 miles 2016 Zero Deposit

Home Delivery Available

£15,495
Nottingham
£325/month
Example
  • SEAT Leon

2.0 TSI Cupra 290 Hatchback 5dr Petrol DSG Euro 6 SEAT Leon

68,150 miles 2019 Zero Deposit

Home Delivery Available

£15,295
£321/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Estate 5dr Petrol DSG 4M Volkswagen Golf

82,792 miles 2016 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Jeep Wrangler

2.2 4d AUTO 197 BHP FULL SERVICE 12 MONTH MOT Jeep Wrangler

45,000 miles 2018 Zero Deposit

Home Delivery Available

£30,000
£499/month
Example
  • Mercedes Benz A Class

A200 1.3 A200 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

39,820 miles 2020 Zero Deposit

Home Delivery Available

£16,385
£273/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual 2WD Eur Nissan Qashqai

72,000 miles 2016 Zero Deposit

Home Delivery Available

£6,785
£142/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 Hyundai Tucson

43,620 miles 2021 Zero Deposit

Home Delivery Available

£15,285
£254/month
Example
  • Jaguar XF

2.0d Prestige Sportbrake 5dr Diesel Auto Euro 6 (s/s) (163 ps) Jaguar XF

110,950 miles 2019 Zero Deposit

Home Delivery Available

£9,490
Nottingham
£199/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps) Jaguar F Pace

91,160 miles 2017 Zero Deposit

Home Delivery Available

£12,990
Nottingham
£272/month
Example
  • Land Rover Discovery Sport

TD4 HSE LUXURY 5-Door Land Rover Discovery Sport

101,110 miles 2017 Zero Deposit

Home Delivery Available

£10,490
Nottingham
£220/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5dr Petrol DSG Euro 6 (s/s Volkswagen Golf

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,275
£257/month
Example
  • MINI Countryman

2.0 Cooper S Exclusive SUV 5dr Petrol Steptronic Euro 6 (s/s) (178 ps) MINI Countryman

73,770 miles 2023 Zero Deposit

Home Delivery Available

£18,975
£316/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.