Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Discovery Sport

88,748 miles 2016 Zero Deposit

Home Delivery Available

£9,990
Nottingham
£209/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) (180 ps) Jaguar XF

88,829 miles 2017 Zero Deposit

Home Delivery Available

£9,790
Nottingham
£205/month
Example
  • Mercedes Benz C Class

2.1 C220 CDI Avantgarde SE 5dr Mercedes Benz C Class

130,000 miles 2007 Zero Deposit

Home Delivery Available

£2,299
£48/month
Example
  • Vauxhall ADAM

1.2 16v GLAM Hatchback 3dr Petrol Manual Euro 5 (70 ps) Vauxhall ADAM

23,920 miles 2013 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Volvo V60

V60 2.0 T6 [350] PHEV Plus Dark 5dr AWD Auto Volvo V60

16,226 miles 2025 Zero Deposit

Home Delivery Available

£31,999
£532/month
Example
  • Kia Sportage

SPORTAGE 1.6 GDi ISG 2 5dr Kia Sportage

30,812 miles 2018 Zero Deposit

Home Delivery Available

£12,884
£270/month
Example
  • Volkswagen Tiguan

TIGUAN 1.5 TSI 150 R-Line 5dr DSG Volkswagen Tiguan

29,672 miles 2023 Zero Deposit

Home Delivery Available

£25,498
£424/month
Example
  • Volkswagen Golf

GOLF 2.0 TSI 245 GTI Performance 5dr Volkswagen Golf

48,090 miles 2019 Zero Deposit

Home Delivery Available

£18,499
Derby
£388/month
Example
  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

4,103 miles 2025 Zero Deposit

Home Delivery Available

£31,990
Derby
£532/month
Example
  • Volvo XC90

XC90 2.0 B5P Ultra Dark 5dr AWD Geartronic Volvo XC90

20,282 miles 2025 Zero Deposit

Home Delivery Available

£49,990
Derby
£832/month
Example
  • Ford Fiesta

FIESTA 1.0 EcoBoost 125 Titanium 5dr Ford Fiesta

64,600 miles 2020 Zero Deposit

Home Delivery Available

£8,190
Derby
£172/month
Example
  • Volvo XC60

XC60 2.0 B5P Core 5dr AWD Geartronic Volvo XC60

18,449 miles 2025 Zero Deposit

Home Delivery Available

£32,990
Derby
£549/month
Example
  • Volvo XC60

XC60 2.0 B5P Ultra Dark 5dr AWD Geartronic Volvo XC60

12,266 miles 2025 Zero Deposit

Home Delivery Available

£43,290
Derby
£720/month
Example
  • Skoda Karoq

KAROQ 1.6 TDI SE 5dr DSG Skoda Karoq

27,990 miles 2019 Zero Deposit

Home Delivery Available

£14,750
£309/month
Example
  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

3,120 miles 2025 Zero Deposit

Home Delivery Available

£33,190
Derby
£552/month
Example
  • Volvo XC60

XC60 2.0 B5P Ultra Dark 5dr AWD Geartronic Volvo XC60

6,785 miles 2025 Zero Deposit

Home Delivery Available

£47,725
£794/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.