Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Smart fortwo

1.0 MHD Pure Auto Euro 4 2dr Smart fortwo

58,000 miles 2012 Zero Deposit

Home Delivery Available

£2,500
Derby
£52/month
Example
  • SEAT Arona

1.0 Tsi Fr Edition Suv 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Arona

27,612 miles 2023 Zero Deposit

Home Delivery Available

£13,777
Nottingham
£229/month
Example
  • Cupra Formentor

2.0 Tsi Vz2 Suv 5dr Petrol Dsg 4drive Euro 6 (s/s) (310 Ps) Cupra Formentor

17,124 miles 2022 Zero Deposit

Home Delivery Available

£27,995
Nottingham
£466/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO R-Line SUV 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen Tiguan

52,268 miles 2019 Zero Deposit

Home Delivery Available

£18,995
Nottingham
£399/month
Example
  • Vauxhall Corsa

1.2 Turbo Gs Hatchback 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Corsa

7,381 miles 2023 Zero Deposit

Home Delivery Available

£13,995
Derby
£233/month
Example
  • Jaguar XJ

3.0d V6 Portfolio Saloon 4dr Diesel Auto Euro 5 (s Jaguar XJ

47,137 miles 2015 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • Audi A3

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A3

48,659 miles 2011 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Toyota AYGO

1.0 VVT-i x-press Hatchback 5dr Petrol Manual Euro Toyota AYGO

39,400 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Nottingham
£136/month
Example
  • Peugeot 207

1.4 Sportium Hatchback 5dr Petrol Manual Euro 5 (7 Peugeot 207

41,833 miles 2011 Zero Deposit

Home Delivery Available

£2,795
£58/month
Example
  • Audi A5

2.0 TFSI 35 Sport Sportback 5dr Petrol S Tronic Eu Audi A5

47,828 miles 2021 Zero Deposit

Home Delivery Available

£17,489
Derby
£291/month
Example
  • Audi A4

2.0 TFSI 35 Technik Saloon 4dr Petrol S Tronic Eur Audi A4

15,585 miles 2022 Zero Deposit

Home Delivery Available

£16,989
Derby
£283/month
Example
  • Mercedes Benz CLA

1.3 CLA200 AMG Line Shooting Brake 5dr Petrol 7G-D Mercedes Benz CLA

40,575 miles 2019 Zero Deposit

Home Delivery Available

£15,989
Derby
£335/month
Example
  • BMW 1 Series

1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Eu BMW 1 Series

48,000 miles 2022 Zero Deposit

Home Delivery Available

£19,990
Derby
£333/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 3 Hatchback 3dr Electric Auto (184 ps) MINI Hatch

38,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Derby
£216/month
Example
  • Land Rover Defender

3.0 D250 MHEV SE Hard Top SUV 5dr Diesel Auto 4WD MWB Euro 6 (s/s) (250 ps) Land Rover Defender

155,428 miles 2021 Zero Deposit

Home Delivery Available

£29,995
Derby
£629/month
Example
  • Peugeot 208

ACTIVE Peugeot 208

51,004 miles 2016 Zero Deposit

Home Delivery Available

£4,795
Derby
£100/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.