Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Audi Q3

2.0 TDI S line Plus quattro Euro 6 (s/s) 5dr Audi Q3

70,375 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Peugeot 2008

50kWh GT Premium SUV 5dr Electric Auto (7kW Charge Peugeot 2008

24,993 miles 2022 Zero Deposit

Home Delivery Available

£14,500
£241/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match SUV 5dr Diesel DSG 4 Volkswagen Tiguan

27,000 miles 2015 Zero Deposit

Home Delivery Available

£14,450
Derby
£303/month
Example
  • Mercedes Benz GLC CLASS

4.0 GLC63 V8 BiTurbo AMG S (Premium) Mercedes Benz GLC CLASS

16,000 miles 2019 Zero Deposit

Home Delivery Available

£50,900
Derby
£847/month
Example
  • Porsche 911

3.0T 992 Carrera 4 GTS Convertible Porsche 911

7,000 miles 2023 Zero Deposit

Home Delivery Available

£127,900
Derby
£2128/month
Example
  • BMW 5 Series

3.0 550e 22.1kWh M Sport Pro BMW 5 Series

360 miles 2025 Zero Deposit

Home Delivery Available

£74,900
Derby
£1246/month
Example
  • Mercedes Benz E Class

4.0 E63 V8 BiTurbo AMG S Edition 1 Mercedes Benz E Class

38,675 miles 2018 Zero Deposit

Home Delivery Available

£59,900
Derby
£997/month
Example
  • MINI Countryman

1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) MINI Countryman

77,800 miles 2018 Zero Deposit

Home Delivery Available

£11,138
Nottingham
£234/month
Example
  • Volvo V60

2.0 D4 R-Design Nav Euro 6 (s/s) 5dr Volvo V60

75,813 miles 2015 Zero Deposit

Home Delivery Available

£9,478
£199/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ GT-Line Euro 6 (s/s) 5dr Kia Sportage

50,000 miles 2019 Zero Deposit

Home Delivery Available

£13,478
£283/month
Example
  • Hyundai i30

1.6 SE Auto Euro 6 5dr Hyundai i30

60,000 miles 2016 Zero Deposit

Home Delivery Available

£8,778
£184/month
Example
  • Mitsubishi L200

2.2 DI-D DC Warrior 4WD Euro 6 (s/s) 4dr Mitsubishi L200

59,313 miles 2021 Zero Deposit

Home Delivery Available

£16,000
£266/month
Example
  • Audi A3

2.0 TDI SE Technik Sportback Euro 6 (s/s) 5dr Audi A3

89,772 miles 2015 Zero Deposit

Home Delivery Available

£6,978
£146/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Elite Nav Euro 6 (s/s) 5dr Vauxhall Grandland

56,191 miles 2019 Zero Deposit

Home Delivery Available

£10,478
£220/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi VX Line Nav Grand Sport Euro 6 (s/s) 5dr Vauxhall Insignia

78,366 miles 2019 Zero Deposit

Home Delivery Available

£8,478
£178/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 5dr Toyota Yaris

45,694 miles 2016 Zero Deposit

Home Delivery Available

£10,978
£230/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.