Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Mercedes Benz SLK

1.8 SLK200 AMG Sport G-Tronic+ Euro 5 (s/s) 2dr Mercedes Benz SLK

50,000 miles 2013 Zero Deposit

Home Delivery Available

£10,000
Chesterfield
£210/month
Example
  • Porsche Boxster

3.2 987 S Convertible 2dr Petrol Manual (248 g/km, 280 bhp) Porsche Boxster

83,750 miles 2005 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example
  • MINI Clubman

1.6 Cooper Steptronic Euro 5 5dr MINI Clubman

78,000 miles 2011 Zero Deposit

Home Delivery Available

£4,695
£98/month
Example
  • Audi S5

3.0 TFSI V6 Coupe 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps) Audi S5

57,355 miles 2017 Zero Deposit

Home Delivery Available

£22,500
£472/month
Example
  • Ford Fiesta

1.5 TDCi Titanium Euro 5 3dr Ford Fiesta

45,000 miles 2014 Zero Deposit

Home Delivery Available

£5,190
£109/month
Example
  • Tesla Model Y

Dual Motor Long Range Auto 4WDE 5dr Tesla Model Y

23,243 miles 2023 Zero Deposit

Home Delivery Available

£26,999
Nottingham
£449/month
Example
  • Audi SQ5

3.0 BiTDI V6 Plus Tiptronic quattro Euro 6 (s/s) 5dr Audi SQ5

82,000 miles 2016 Zero Deposit

Home Delivery Available

£20,999
£441/month
Example
  • Vauxhall Astra

1.6 T 16V SRi Vauxhall Astra

150,673 miles 2012 Zero Deposit

Home Delivery Available

£1,795
Nottingham
£37/month
Example
  • Tesla Model-3

Dual Motor Performance Auto 4WDE 4dr (Performance Upgrade) Tesla Model-3

90,000 miles 2020 Zero Deposit

Home Delivery Available

£13,888
£291/month
Example
  • Porsche 718 Cayman

4.0 GTS Euro 6 (s/s) 2dr Porsche 718 Cayman

16,000 miles 2022 Zero Deposit

Home Delivery Available

£59,454
£989/month
Example
  • BMW 3 Series

320d M Sport Saloon 2.0 Manual Diesel BMW 3 Series

90,406 miles 2017 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Trendline Volkswagen Crafter

133,082 miles 2021 Zero Deposit

Home Delivery Available

£9,500
£199/month
Example
  • Honda Jazz

1.4 I-VTEC ES + Honda Jazz

52,355 miles 2012 Zero Deposit

Home Delivery Available

£6,999
£147/month
Example
  • MAN TGE

2.0 3140d MAN TGE

109,025 miles 2020 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Skoda Octavia

2.0 TFSI vRS Euro 6 (s/s) 5dr Skoda Octavia

79,000 miles 2014 Zero Deposit

Home Delivery Available

£8,790
£184/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Limited Edition Euro 6 5dr Vauxhall Corsa

45,000 miles 2015 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.