Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Kia Picanto

1.0 1 Euro 6 5dr Kia Picanto

51,571 miles 2019 Zero Deposit

Home Delivery Available

£6,480
£132/month
Example
  • Nissan X Trail

1.6 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

70,000 miles 2016 Zero Deposit

Home Delivery Available

£8,995
Leicester
£183/month
Example
  • Vauxhall Corsa

1.2 Turbo Gs Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

48,308 miles 2023 Zero Deposit

Home Delivery Available

£9,900
£201/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 R-Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

56,526 miles 2019 Zero Deposit

Home Delivery Available

£16,995
Nottingham
£346/month
Example
  • Tesla Model-3

Dual Motor Performance Auto 4WDE 4dr (Performance Upgrade) Tesla Model-3

46,365 miles 2019 Zero Deposit

Home Delivery Available

£21,795
Nottingham
£444/month
Example
  • Audi A4

2.0 TDI 40 Black Edition S Tronic quattro Euro 6 (s/s) 4dr Audi A4

34,700 miles 2022 Zero Deposit

Home Delivery Available

£24,500
Leicester
£389/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

27,350 miles 2022 Zero Deposit

Home Delivery Available

£14,598
Derby
£232/month
Example
  • Ford Fiesta

1.25 Zetec Euro 6 3dr Ford Fiesta

76,202 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£102/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps) Jaguar F Pace

109,979 miles 2017 Zero Deposit

Home Delivery Available

£9,790
Nottingham
£199/month
Example
  • Volkswagen Caddy

2.0 TDI Life MPV 5dr Diesel DSG Euro 6 (s/s) (122 ps) Volkswagen Caddy

113,000 miles 2022 Zero Deposit

Home Delivery Available

£13,950
£284/month
Example
  • Citroen C5

1.5 BlueHDi Flair Plus EAT8 Euro 6 (s/s) 5dr Citroen C5

64,000 miles 2020 Zero Deposit

Home Delivery Available

£10,750
£219/month
Example
  • Vauxhall Grandland

1.5 Turbo D BlueInjection Elite Nav Euro 6 (s/s) 5dr Vauxhall Grandland

46,000 miles 2020 Zero Deposit

Home Delivery Available

£10,480
£213/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Allure Peugeot Rifter

12,499 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Peugeot Rifter

WHEELCHAIR ACCESSIBLE 1.5 BlueHDi 100 Allure Peugeot Rifter

3,719 miles 2020 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Toyota Verso

1.6 D-4D Icon Euro 6 (s/s) 5dr Toyota Verso

67,695 miles 2016 Zero Deposit

Home Delivery Available

£6,980
£142/month
Example
  • Vauxhall Viva

1.0i SE Euro 6 5dr (a/c) Vauxhall Viva

84,277 miles 2017 Zero Deposit

Home Delivery Available

£3,680
£75/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.

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