Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Kia PROCEE'D

1.6 T-GDi GT Shooting Brake 5dr Petrol DCT Euro 6 Kia PROCEE'D

48,525 miles 2019 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • McLaren 570s

3.8T V8 Coupe McLaren 570s

19,873 miles 2018 Zero Deposit

Home Delivery Available

£89,900
Derby
£1496/month
Example
  • Porsche 911

WEISSACH 992 GT3 RS Porsche 911

1,166 miles 2025 Zero Deposit

Home Delivery Available

£254,900
Derby
£4242/month
Example
  • Mercedes Benz A-Class

1.6 A200 AMG Line (Premium) Hatchback 5dr Petrol M Mercedes Benz A-Class

65,570 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Lexus Lc

5.0 500 V8 Regatta Inspiration Convertible Lexus Lc

5,000 miles 2023 Zero Deposit

Home Delivery Available

£99,900
Derby
£1662/month
Example
  • Ferrari California

3.8 V8 T Convertible 2dr Petrol F1 DCT Euro 6 (s/s Ferrari California

13,616 miles 2017 Zero Deposit

Home Delivery Available

£92,900
Derby
£1546/month
Example
  • Renault Captur

1.3 R.S. Line TCe 140 Auto EDC MY21.5 Renault Captur

44,872 miles 2022 Zero Deposit

Home Delivery Available

£13,995
£233/month
Example
  • Citroen C4

1.6 BlueHDi Flair Citroen C4

76,000 miles 2016 Zero Deposit

Home Delivery Available

£4,795
£100/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

86,052 miles 2016 Zero Deposit

Home Delivery Available

£9,499
£199/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

65,840 miles 2018 Zero Deposit

Home Delivery Available

£9,795
£205/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

51,852 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Toyota AYGO

1.0 VVT-i x-play Euro 6 5dr Toyota AYGO

60,587 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Nissan Micra

0.9 IG-T N-Connecta Euro 6 (s/s) 5dr Nissan Micra

45,603 miles 2018 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • BMW M3

3.0 BiTurbo Competition Saloon 4dr Petrol Steptron BMW M3

25,000 miles 2024 Zero Deposit

Home Delivery Available

£69,990
Derby
£1165/month
Example
  • Vauxhall ADAM

1.2i ecoFLEX ENERGISED Hatchback 3dr Petrol Manual Vauxhall ADAM

61,000 miles 2016 Zero Deposit

Home Delivery Available

£5,490
Derby
£115/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

39,000 miles 2019 Zero Deposit

Home Delivery Available

£15,990
Derby
£335/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.