Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • BMW 3 Series

3.0 335d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

118,410 miles 2017 Zero Deposit

Home Delivery Available

£12,500
£254/month
Example
  • Audi A4

2.0 TDI ultra S line Estate 5dr Diesel S Tronic Eu Audi A4

62,000 miles 2017 Zero Deposit

Home Delivery Available

£14,490
Derby
£295/month
Example
  • BMW 5 Series

3.0 530d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 5 Series

98,800 miles 2018 Zero Deposit

Home Delivery Available

£16,000
£326/month
Example
  • Peugeot 308

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 308

78,505 miles 2017 Zero Deposit

Home Delivery Available

£6,290
Nottingham
£128/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

19,650 miles 2024 Zero Deposit

Home Delivery Available

£33,999
Nottingham
£539/month
Example
  • Tesla MODEL  Y

Dual Motor Long Range Auto 4WDE 5dr Tesla MODEL Y

24,850 miles 2023 Zero Deposit

Home Delivery Available

£26,390
Nottingham
£419/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 3dr Ford Fiesta

62,000 miles 2016 Zero Deposit

Home Delivery Available

£5,400
Derby
£110/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

24,250 miles 2020 Zero Deposit

Home Delivery Available

£11,380
£232/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

84,898 miles 2019 Zero Deposit

Home Delivery Available

£7,595
Derby
£154/month
Example
  • Volkswagen Golf

2.0 TSI GTI Hatchback 5dr Petrol DSG Euro 6 (s/s) Volkswagen Golf

39,000 miles 2020 Zero Deposit

Home Delivery Available

£24,000
£489/month
Example
  • Peugeot 2008

1.2 Puretech Allure Premium Suv 5dr Petrol Manual Euro 6 (82 Ps) Peugeot 2008

31,897 miles 2018 Zero Deposit

Home Delivery Available

£7,900
£161/month
Example
  • Cupra Terramar

1.5 Etsi V2 Suv 5dr Petrol Hybrid Dsg Euro 6 (s/s) (150 Ps) Cupra Terramar

2,952 miles 2025 Zero Deposit

Home Delivery Available

£31,595
Nottingham
£501/month
Example
  • Volkswagen PASSAT ESTATE

2.0 Tdi R Line Estate 5dr Diesel Dsg Euro 6 (s/s) (150 Ps) Volkswagen PASSAT ESTATE

46,100 miles 2017 Zero Deposit

Home Delivery Available

£17,495
Derby
£356/month
Example
  • Audi A1

1.4 TFSI Sport Hatchback 3dr Petrol Manual Euro 6 Audi A1

46,000 miles 2016 Zero Deposit

Home Delivery Available

£9,000
Nottingham
£183/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback 5dr Petrol Manual Euro Audi A1

16,655 miles 2024 Zero Deposit

Home Delivery Available

£15,989
Derby
£254/month
Example
  • Kia Sportage

1.6 T Gdi 13.8kwh Gt Line Suv 5dr Petrol Plug In Hybrid Auto Awd Euro 6 (s/s) (241 Bhp) Kia Sportage

1,975 miles 2025 Zero Deposit

Home Delivery Available

£29,632
Mansfield
£470/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.

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