Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Derby

  • Rolls Royce Cullinan

6.75 V12 Auto 4WD Euro 6 5dr Rolls Royce Cullinan

62,000 miles 2019 Zero Deposit

Home Delivery Available

£179,990
Mansfield
£2995/month
Example
  • Skoda Superb

2.0 TDI Laurin & Klement Estate 5dr Diesel DSG Auto 6Spd Euro 6 (s/s) (190 Skoda Superb

53,864 miles 2015 Zero Deposit

Home Delivery Available

£16,498
£346/month
Example
  • Toyota AYGO

1.0 VVT-i x-pression x-wave Euro 5 5dr Euro 5 Toyota AYGO

39,874 miles 2015 Zero Deposit

Home Delivery Available

£6,295
£132/month
Example
  • Kia Venga

1.4 CRDi SR7 Euro 5 5dr Kia Venga

70,226 miles 2016 Zero Deposit

Home Delivery Available

£4,795
£100/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Euro 6 5dr Toyota Yaris

34,848 miles 2017 Zero Deposit

Home Delivery Available

£8,795
£184/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Euro 6 3dr (a/c) Vauxhall Corsa

49,988 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Volkswagen T Roc

2.0 TDI R-Line SUV 5dr Diesel DSG Euro 6 (s/s) (15 Volkswagen T Roc

41,000 miles 2019 Zero Deposit

Home Delivery Available

£18,990
Derby
£398/month
Example
  • Audi A3

1.5 TFSI CoD 35 Black Edition Saloon 4dr Petrol S Audi A3

51,000 miles 2019 Zero Deposit

Home Delivery Available

£16,990
Derby
£356/month
Example
  • Audi A1

1.4 TFSI Sport Hatchback 3dr Petrol S Tronic Euro Audi A1

66,000 miles 2015 Zero Deposit

Home Delivery Available

£8,990
Derby
£189/month
Example
  • Jaguar I Pace

400 90kWh SE SUV 5dr Electric Auto 4WD (400 ps) Jaguar I Pace

19,200 miles 2020 Zero Deposit

Home Delivery Available

£19,450
Derby
£324/month
Example
  • Volvo V90

2.0 D5 PowerPulse R-Design Pro Auto AWD Euro 6 (s/s) 5dr Volvo V90

110,000 miles 2019 Zero Deposit

Home Delivery Available

£14,795
Derby
£310/month
Example
  • Bentley Flying Spur

6.0 W12 Saloon Bentley Flying Spur

28,000 miles 2020 Zero Deposit

Home Delivery Available

£109,900
Derby
£1829/month
Example
  • Mercedes Benz A Class

A200 1.3 A200 AMG Line Edition (Premium Plus) 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz A Class

40,000 miles 2022 Zero Deposit

Home Delivery Available

£22,999
£383/month
Example
  • Audi Q7

3.0 TDI V6 S line SUV 5dr Diesel Tiptronic quattro Audi Q7

67,022 miles 2016 Zero Deposit

Home Delivery Available

£21,995
Nottingham
£461/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 Sport (Executive) SUV 5dr Petrol 7G-DCT Mercedes Benz GLA Class

44,712 miles 2018 Zero Deposit

Home Delivery Available

£15,295
Nottingham
£321/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC220d Sport (Premium Plus) SUV 5dr Diesel G- Mercedes Benz GLC CLASS

105,338 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Nottingham
£294/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.