Used Cars for Sale in Derby | Discover Local Vehicles

Find and finance your next used car in and around Derby with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Derby

  • Volkswagen Tiguan

2.0 Tdi Match Suv 5dr Diesel Manual Euro 6 (s/s) (150 Ps) Volkswagen Tiguan

66,485 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Nottingham
£273/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

44,000 miles 2016 Zero Deposit

Home Delivery Available

£17,795
Nottingham
£373/month
Example
  • Audi A6 Saloon

3.0 TDI V6 50 S line Tiptronic quattro Euro 6 (s/s) 4dr Audi A6 Saloon

56,000 miles 2018 Zero Deposit

Home Delivery Available

£22,200
Leicester
£466/month
Example
  • Jaguar F Type

2.0i GPF R-Dynamic Coupe 2dr Petrol Auto Euro 6 (s Jaguar F Type

44,046 miles 2019 Zero Deposit

Home Delivery Available

£25,500
£535/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech SE Hatchback 5dr Petrol Manual Volkswagen Polo

80,000 miles 2016 Zero Deposit

Home Delivery Available

£6,495
Nottingham
£136/month
Example
  • Volvo XC60

2.4 D4 SE Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

85,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

74,280 miles 2023 Zero Deposit

Home Delivery Available

£25,495
Nottingham
£424/month
Example
  • Vauxhall Grandland

1.2 Turbo Ultimate Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Grandland

5,795 miles 2024 Zero Deposit

Home Delivery Available

£18,995
Nottingham
£316/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 Bhp) Fiat 500

10,136 miles 2017 Zero Deposit

Home Delivery Available

£7,495
Nottingham
£157/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line Edition (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

65,000 miles 2022 Zero Deposit

Home Delivery Available

£19,000
Leicester
£316/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Edition SUV 5dr Petrol Auto Euro 6 (s/s) (130 ps) Vauxhall Mokka

8,260 miles 2022 Zero Deposit

Home Delivery Available

£15,495
Nottingham
£258/month
Example
  • Mercedes Benz CLA

1.3 Cla180 Amg Line (premium Plus 2) Shooting Brake 5dr Petrol 7g Dct Euro 6 (s/s) (136 Ps) Mercedes Benz CLA

30,926 miles 2022 Zero Deposit

Home Delivery Available

£22,995
Nottingham
£383/month
Example
  • Peugeot 2008

1.2 Puretech Gt Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Peugeot 2008

39,322 miles 2023 Zero Deposit

Home Delivery Available

£13,999
£233/month
Example
  • Volkswagen Golf

2.0 Tsi Gpf Gti Performance Hatchback 5dr Petrol Dsg Euro 6 (s/s) (245 Ps) Volkswagen Golf

65,810 miles 2020 Zero Deposit

Home Delivery Available

£18,495
Mansfield
£388/month
Example
  • Mercedes Benz GLC

4.0 GLC63 V8 BiTurbo AMG S (Premium Plus) Coupe SpdS MCT 4MATIC+ Euro 6 (s/s) 5dr Mercedes Benz GLC

58,000 miles 2020 Zero Deposit

Home Delivery Available

£48,000
Leicester
£799/month
Example
  • Audi A6 Avant

2.0 TDI 40 S line S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

51,000 miles 2019 Zero Deposit

Home Delivery Available

£22,250
Leicester
£467/month
Example

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Learn More About Car Finance

Car Finance Deals Derby

When you need a new car and car finance in Derby, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Derby

Worried about your credit history? Don't be. ChooseMyCar, right here in Derby, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Derby

At ChooseMyCar, we offer no deposit car finance in Derby through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Derby lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Derby as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Derby, for specific used car warranty details.

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