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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Toyota Prius

1.8 VVT-h Business Edition Hatchback 5dr Petrol Hy Toyota Prius

57,066 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 5008

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 Peugeot 5008

75,541 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition SUV 5dr Petrol Manual Eur Mercedes Benz GLA Class

77,759 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

38,497 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Audi Q3

TDI QUATTRO S LINE PLUS 5-Door Audi Q3

90,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Toyota Hi Lux

2.4 D-4D Active Toyota Hi Lux

102,968 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

60,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

85,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Euro 6 (s/s) 5dr Mercedes Benz A Class

41,866 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • Fiat Qubo

1.4 Lounge Euro 6 5dr Fiat Qubo

7,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Transporter

2.0 TDI T30 Startline Panel Van 5dr Diesel Manual Volkswagen Transporter

77,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

1.5 240 EcoBlue Trend Ford Transit

62,993 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

1.4 TFSI S line Euro 6 (s/s) 4dr Audi A4

51,155 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

43,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota Prius

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota Prius

109,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.0 DPi X-Line S Euro 6 (s/s) 5dr Kia Picanto

19,998 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

95,423 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Watford
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

108,399 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto xDrive Euro 5 ss 5dr BMW 3 Series

89,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI ASPHALT L2 129 BHP + 2 key,Service His Peugeot Partner

80,624 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Burnley
£200/month
Example
  • Hyundai i30

1.0 T-GDi SE Hatchback 5dr Petrol Manual Euro 6 (s Hyundai i30

13,152 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Burnley
£200/month
Example
  • Mercedes Benz Vito

1.7 110 CDI Progressive FWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

56,083 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.25 X-Line 5dr Kia Picanto

7,182 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Ford Mondeo

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Audi A3

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 4dr Audi A3

73,040 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

Gs Vauxhall Corsa

33,260 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Picanto

1.25 GT-line S 5dr Kia Picanto

14,416 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav Euro 6 (s/s) 5dr Hyundai Tucson

51,525 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz Sprinter

2.1 311 CDi Mercedes Benz Sprinter

55,450 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Insignia

SRI NAV Vauxhall Insignia

25,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi Eclipse

1.5t Gpf 3 Suv 5dr Petrol CVT Euro 6 (s/s) (163 Ps) Mitsubishi Eclipse

42,230 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Bury
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Hyundai Tucson

GDI SE NAV 5-Door Hyundai Tucson

48,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

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