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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

1-36 of over 1,000 cars

  • Fiat 500

1.4 Multiair Pop Star Suv 5dr Petrol Dct Euro 6 (s/s) (140 Ps) Fiat 500

16,411 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Peugeot 2008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 (s/s) (100 ps) Peugeot 2008

38,829 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Peugeot 5008

2.0 BlueHDi GT Line EAT Euro 6 (s/s) 5dr Peugeot 5008

96,820 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Manual Euro 5 (s/s) (122 ps) MINI Countryman

20,636 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • SEAT Ateca

1.0 Tsi Ecomotive Se L Suv 5dr Petrol Manual Euro 6 (s/s) (115 Ps) SEAT Ateca

48,062 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Peugeot 2008

1.2 PureTech GT Euro 6 (s/s) 5dr Peugeot 2008

54,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

118,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Milton Keynes
£244/month
Example
  • Audi A4

2.0 TDI Black Edition Saloon 4dr Diesel S Tronic E Audi A4

97,199 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£244/month
Example
  • Toyota C HR

1.8 VVT-h Design CVT Euro 6 (s/s) 5dr Toyota C HR

90,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£244/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Auto Euro 6 (s/s) 5dr Vauxhall Crossland

29,135 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

110,458 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.0 TFSI 30 Technik Sportback 5dr Euro 6 ULEZ (s/s) (110 ps) Petrol Manual Audi A3

79,827 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Toyota RAV4

2.5 VVT-h Excel SUV 5dr Petrol Hybrid CVT 4WD Euro 6 (s/s) (Safety Sense, Nav) (197 ps) Toyota RAV4

100,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

54,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Ford Fiesta

1.0 Hybrid mHEV 125 Active X 5dr Ford Fiesta

45,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Toyota C HR

1.2 Vvt I Excel Suv 5dr Petrol CVT Awd Euro 6 (s/s) (116 Ps) Toyota C HR

85,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Suzuki Swift

1.0 Boosterjet Gpf Sz5 Hatchback 5dr Petrol Auto Euro 6 (111 Ps) Suzuki Swift

32,040 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar E Pace

2.0 D240 R-Dynamic HSE Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

78,338 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jeep Compass

1.4t Multiairii Gpf Night Eagle Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Jeep Compass

41,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

86,710 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Ford Kuga

TITANIUM EDITION Ford Kuga

33,852 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Swindon
£244/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

75,075 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burnley
£244/month
Example
  • Peugeot e-2008

50kWh Allure Premium Auto 5dr (7kW Charger) Peugeot e-2008

36,865 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Mansfield
£190/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GT Estate 5dr Diesel DSG E Volkswagen Golf

70,048 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Renault Clio

1.0 Tce S Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Renault Clio

27,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,981 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • SEAT Alhambra

2.0 TDI XCELLENCE MPV 5dr Diesel DSG Euro 6 (s/s) SEAT Alhambra

95,990 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 2dr Land Rover Range Rover Evoque

84,464 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.0 TFSI 30 Black Edition Sportback 5dr Petrol Man Audi A3

55,944 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A1

1.0 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A1

30,271 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£244/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

101,530 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Tourneo

1.5 TDCi Zetec Powershift Euro 6 (s/s) 5dr Ford Tourneo

46,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Golf

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Land Rover Range Rover Velar

2.0 D180 Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

94,385 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mazda 2

1.5 e-SKYACTIV G MHEV Centre-Line Hatchback 5dr Pe Mazda 2

32,268 miles 2024 Zero Deposit

Home Delivery Available

£12,000
Bury
£190/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5179 Reviews

28
16/07/2026

Great experience

Great experience, very helpful and really guided me through the whole process. I got finance and was able to get the car I wanted. Thank you to Choose My Far.
Lizzie
28
15/07/2026

Great experience from start to finish!

Great experience from start to finish! Helpful staff, especially Cameron, updates via WhatsApp which was great, as I was able to get on with my day! They sourced a vehicle to match exactly what I wanted and arranged the finance, all without fuss and quickly. Thoroughly recommend.
DT
28
15/07/2026

Exceptional service

Scott, chloe and lewis my customer service representatives were officiate, friendly and always keeping me up to date during the process. Only taking 3 days to complete the sale of purchase from the first call to sending me the options, to getting intouch with car dealership and finalising the product.
Lydia-anne
28
14/07/2026

great service from choose my car

will helped me find a perfect car for my budget and was a great help throughout the whole process,kept me in the loop the whole time,i recommend choose my car to anyone,great service from will and will use again in the future thankyou will
Shane Wright
28
11/07/2026

Excellent support

Delighted with the help, and patience given. I had little idea of what I was doing and the support and guidance were invaluable without any coercion. Thoroughly recommend using them if you’re a novice.
Sheila Gill
28
11/07/2026

Sully was patient

Sully was patient, gave lots of support and options. Explained how everything would work and answered all my silly questions. Would recommend their services.
Mrs C Ford-Sangrado
28
11/07/2026

Spoke to a very helpful lady she…

Spoke to a very helpful lady she explained car financing with me explaining my options Sent me some links with cars that fitted all my criteria very very helpful and all sorted with no issues Thank you 👏👏
Lynn Brachtvogel
28
10/07/2026

Really really good company to deal with…

Really really good company to deal with they were really helpful always replied straight away, all the staff were extremely helpful start to finish, want to give a mention for Will he was great but all in all, all the team where brilliant
christopher kerr
28
10/07/2026

Ant the guy who dealt with me was…

Ant the guy who dealt with me was absolutely fantastic. He helped look for my car and just made the whole experience a breeze from the first call to the text I sent to say I had collected it. He was very helpful, polite and honest. Nothing was a problem for him.
customer
28
10/07/2026

Excellent service from start to finish

Excellent service from start to finish. Great communication, regular updates and a smooth process throughout. Special thanks to Kieran, Will and Yara for his professionalism, patience and excellent customer service. I would highly recommend Choose My Car.
Tomasz Lawnicki
28
09/07/2026

Very helpful

Everyone i spoke to was very polite and very helpful in finding and financing a car for myself. Plenty of information and clear instructions on what I needed to do once I had chosen a car and when I went to collect it. If you NEED a car but are struggling to get finance like I did, I would highly recommend ChooseMyCar to help you. Thanks so much guys 👌🏻
Louise Richardson
28
08/07/2026

I had a great experience with them

I had a great experience with them. The agent (James) showed great patience and gave me loads of great advice enabling me to pick a car I am really happy with. Wonderful experience and great customer service. I would highly recommend. Thank you for helping me find my dream car.
Tuelo
28
07/07/2026

I cannot fault this company at all

I cannot fault this company at all, very helpful the customer service was excellent and kept me informed all the time
Sally
28
04/07/2026

I’ve had the best experience

I’ve had the best experience, Aiden my advisor was super patient and helpful. I wanted to choose the best car I could in my budget and I’m very fussy so had lots of criteria! The process was simple and I’m buzzing with my new car! Thankyou so much!
Amy Dennis
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