Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

1-36 of over 1,000 cars

  • Mercedes Benz E Class

2.0 E220d AMG Line G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz E Class

89,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz A-Class

A CLASS A220d AMG Line Premium 5dr Auto Mercedes Benz A-Class

82,843 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Lincoln
£246/month
Example
  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

16,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Southampton
£193/month
Example
  • Volkswagen T Roc

1.5 Tsi Gpf Evo Se Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Volkswagen T Roc

79,565 miles 2019 Zero Deposit

Home Delivery Available

£12,000
London
£246/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Slough
£193/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Manual Euro 5 (s/s) (122 ps) MINI Countryman

20,636 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Audi A1

1.0 TFSI 25 Technik Sportback Euro 6 (s/s) 5dr Audi A1

50,480 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • SsangYong Korando

1.6d Ultimate Suv 5dr Diesel Auto Euro 6 (136 Ps) SsangYong Korando

84,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£246/month
Example
  • Audi A4

2.0 TDI S line Saloon 4dr Diesel Manual Euro 6 (s/ Audi A4

54,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Juke

1.0 DIG-T Acenta SUV 5dr Petrol DCT Auto Euro 6 (s/s) (117 ps) Nissan Juke

31,607 miles 2023 Zero Deposit

Home Delivery Available

£12,000
London
£193/month
Example
  • BMW 3 Series

2.0 320d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (1 BMW 3 Series

92,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Mercedes Benz C-Class

2.1 C220d SE Executive Edition Euro 6 (s/s) 5dr Mercedes Benz C-Class

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • MINI Clubman

2.0 Cooper S Estate 6dr Petrol Auto Euro 6 (s/s) (192 ps) MINI Clubman

50,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
London
£246/month
Example
  • Mercedes Benz C-Class

2.0 C300d AMG Line Edition (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (245 ps) Mercedes Benz C-Class

45,955 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Peugeot 308

1.2 PureTech Allure EAT Euro 6 (s/s) 5dr Peugeot 308

42,500 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Hyundai Tucson

TUCSON 2.0 CRDi Premium SE 5dr Auto Hyundai Tucson

57,732 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Crawley
£246/month
Example
  • Ford Kuga

2.5 EcoBoost Duratec 14.4kWh ST-Line CVT Euro 6 (s/s) 5dr Ford Kuga

92,025 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Swift

21,450 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

75,075 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burnley
£246/month
Example
  • Peugeot 208

208 100kW GT Premium 50kWh 5dr Auto Peugeot 208

41,147 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,981 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 2dr Land Rover Range Rover Evoque

84,464 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Velar

2.0 D180 Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

94,385 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

46,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav Estate 5dr Diesel DSG Euro 6 (s Volkswagen Passat

96,760 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£193/month
Example
  • Peugeot Traveller

2.0 BlueHDi Allure Standard MPV 5dr Diesel Manual Peugeot Traveller

104,100 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Sheffield
£246/month
Example
  • SEAT Leon

1.5 TSI EVO FR Black Edition Hatchback 5dr Petrol SEAT Leon

75,026 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Hyundai i30

I30 1.5T GDi N Line 5dr Hyundai i30

67,981 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • MINI Hatch

1.5 Cooper Exclusive Hatchback Panoramic 3 Door Pe MINI Hatch

38,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Jaguar XE

2.0 D180 R-Dynamic S Auto Euro 6 (s/s) 4dr Jaguar XE

79,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£246/month
Example
  • Kia Stonic

1.0 T Gdi 4 Suv 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Stonic

29,994 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.