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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mercedes Benz A Class

2.1 A200d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

71,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Basingstoke
£252/month
Example
  • Toyota AYGO

1.0 VVT i Exclusive Euro 6 (s/s) 5dr Toyota AYGO

29,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£200/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Euro 6 (s/s) 5dr Vauxhall Astra

17,520 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£200/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (125 ps) Audi A1

35,982 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda Mx 5

2.0 SKYACTIV-G Sport Nav Convertible 2dr Petrol Ma Mazda Mx 5

58,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Puma

1.0t Ecoboost Mhev Titanium Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 Ford Puma

58,538 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Range Rover Evoque

67,481 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burton-upon-Trent
£252/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

72,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

225 225D M SPORT BMW 2 Series

95,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Wolverhampton
£252/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

55,839 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 Sport (Executive) Hatchback 5dr Petrol 7G Mercedes Benz A Class

48,101 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

89,591 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

60,600 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium Standard Pan Peugeot Expert

64,500 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Fiat 500

1.3 FireFly Turbo MultiAir City Cross 5dr DCT ** Fiat 500

34,319 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Standard Panel Van MWB Euro 6 (s/s) 6dr Peugeot Expert

21,725 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

86,700 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

7,300 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Fiesta

1.5T ECOBOOST ST-3 HATCHBACK 5dr MANUAL EURO 6 (s/ Ford Fiesta

68,889 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Skoda Octavia

2.0 TDI SE L Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

98,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Edition Auto L2 H1 Euro 6 (s/s) 4dr Vauxhall Combo

39,580 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

350 2.0 EcoBlue 130 ps L3 H2 LWB Medium roof - AIR Ford Transit

32,405 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mazda 2

1.5 e-SKYACTIV G MHEV MHEV SE-L Euro 6 (s/s) 5dr Mazda 2

22,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Woking
£200/month
Example
  • Volvo XC60

2.0 D4 SE Lux Nav SUV 5dr Diesel Manual Euro 6 (s/ Volvo XC60

66,624 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Fiesta

43,642 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol DCT Auto Euro Nissan Juke

44,987 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

40,488 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP 6 SERVICES 1 MAIN DEALE Nissan Qashqai

27,868 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Mondeo

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Rio

1.0 T Gdi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Rio

28,010 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Honda Cr V

2.0 i-VTEC EX SUV 5dr Petrol Manual 4WD Euro 6 (s/ Honda Cr V

72,597 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Guildford
£252/month
Example
  • Peugeot Partner

1.5 BlueHDi 100 950 Professional Premium + Long - Peugeot Partner

47,137 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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