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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Maserati Ghibli

3.0D V6 ZF Euro 5 (s/s) 4dr Maserati Ghibli

60,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Land Rover Discovery 4

3.0 SD V6 XS Station Wagon 5dr Diesel Auto 4WD (s/s) (213 g/km, 255 bhp) Land Rover Discovery 4

96,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Auto Euro 6 (s/s) (121 ps) Mazda Cx 3

55,535 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Fiat 500

1.4 Multiair Pop Star Suv 5dr Petrol Dct Euro 6 (s/s) (140 Ps) Fiat 500

16,411 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium Plus) 7G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C-Class

85,650 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Manual Euro 5 (s/s) (122 ps) MINI Countryman

20,636 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (95 ps) Volkswagen Polo

53,789 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • MINI Convertible

2.0 Cooper S Euro 6 MINI Convertible

40,282 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Doncaster
£244/month
Example
  • MG ZS

1.5 Vti Tech Exclusive Suv 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG ZS

12,683 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

118,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Milton Keynes
£244/month
Example
  • Mercedes Benz CLA-Class

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

83,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE SUV 5dr Diesel DCT Euro 6 (s/s) (141 ps) Hyundai Tucson

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£244/month
Example
  • Mazda 6

2.0 SKYACTIV-G Sport Nav+ Saloon 4dr Petrol Manual Euro 6 (s/s) (165 ps) Mazda 6

53,065 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Range Rover Evoque

56,513 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.0 TFSI 30 Technik Sportback 5dr Euro 6 ULEZ (s/s) (110 ps) Petrol Manual Audi A3

79,827 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Sunderland
£190/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

54,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Dacia Sandero Stepway

1.0 Tce Expression Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

19,463 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Honda Jazz

1.3 i-VTEC SE Hatchback 5dr Petrol Manual Euro 6 Honda Jazz

9,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Southampton
£244/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5 Door Petrol Manual Eu BMW 1 Series

50,983 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium X Edition Auto AWD Euro 6 (s/s) 5dr Ford Kuga

57,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps) Land Rover Range Rover Evoque

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Skoda Yeti

2.0 TDI SE L Drive Outdoor 5dr Diesel Manual Euro 6 (s/s) (110 ps) Skoda Yeti

59,162 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Hyundai Tucson

2.0 CRDi Blue Drive Premium SE Euro 6 (s/s) 5dr Hyundai Tucson

64,552 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.4 TFSI CoD S line S Tronic Euro 6 (s/s) 3dr (Nav) Audi A3

51,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£244/month
Example
  • Mercedes Benz A-Class

A CLASS A180d Sport 5dr Auto Mercedes Benz A-Class

77,764 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

66,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.0 TFSI SE Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£244/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£244/month
Example
  • Audi Q2

1.4 Tfsi Cod Sport Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi Q2

63,794 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Golf

1.5 eTSI MHEV Life DSG Euro 6 (s/s) 5dr Volkswagen Golf

92,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Coventry
£244/month
Example
  • Vauxhall Grandland

1.2 Turbo Griffin Euro 6 (s/s) 5dr Vauxhall Grandland

25,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 3 Series

68,080 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A6 Avant

2.0 TDI ultra Black Edition S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

110,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Glasgow
£244/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Steptronic MINI Hatch

44,095 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Skoda Superb

1.4 TSI iV 13kWh SE L DSG Euro 6 (s/s) 5dr Skoda Superb

90,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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