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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

48,134 miles 2019 Zero Deposit

Home Delivery Available

£12,000
York
£252/month
Example
  • MINI Hatch

Cooper SE 32.6kWh Level 3 Hatchback 3dr Electric A MINI Hatch

59,785 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport Hatchback 5dr Petrol Manual E Honda Civic

57,108 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 350 EcoBlue Dropside Double Cab 4dr Diesel Man Ford Transit

61,137 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Carlisle
£252/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

63,911 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Captur

1.3 ICONIC TCE 5d 139 BHP WIRELESS CHARGING PAD, B Renault Captur

31,515 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue RWD L4 H3 Euro 6 5dr Ford Transit

68,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.2 Turbo GS Line Euro 6 (s/s) 5dr Vauxhall Mokka

27,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

80,814 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Compact Panel Van 6d Peugeot Expert

56,014 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Volkswagen Golf

GOLF GTI MOT 8/26 65K AUTO PSH ULEZ Volkswagen Golf

65,622 miles 2025 Zero Deposit

Home Delivery Available

£12,000
Manchester
£200/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

89,380 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

30,156 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • BMW 4 Series

2.0 420D M SPORT 2d 188 BHP BMW 4 Series

87,087 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,600 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Slough
£252/month
Example
  • Volvo V40

D2 Momentum Manual ( One Owner Full Volvo Service Hiatory ) Volvo V40

16,893 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Toyota Yaris

1.5 ICON FHEV 5d 114 BHP REV CAMERA, SAT NAV, ICON Toyota Yaris

65,497 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Peterborough
£200/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

118,900 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro Mercedes Benz GLA Class

84,700 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 DCI TEKNA 5d 108 BHP Nissan Qashqai

43,793 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Volkswagen Polo

1.8 GTI DSG 5d 189 BHP Volkswagen Polo

61,042 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition Panel Van 5dr Diesel Vauxhall Movano

81,861 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Toyota Alphard

3.0L Toyota Alphard

114,912 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 308

2.0 BlueHDi GT Hatchback 5dr Diesel EAT Euro 6 (s/ Peugeot 308

30,092 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£252/month
Example
  • Abarth 124

1.4 MultiAir Convertible 2dr Petrol Auto Euro 6 (1 Abarth 124

101,211 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi N-Connecta Pickup Double Cab 4dr Diesel Ma Nissan Navara

114,241 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Clio

1.6 E-TECH RS Line Hatchback 5dr Petrol Hybrid Aut Renault Clio

52,288 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Luton
£200/month
Example
  • Volkswagen T Roc

1.0 TSI Design 5dr ** Front and Rear Sensors ** Volkswagen T Roc

52,312 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 4dr Petrol 7G-DC Mercedes Benz CLA

84,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A Class

79,101 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

A180 1.3 A180 SE (Executive) Hatchback 5dr Petrol Manua Mercedes Benz A Class

72,763 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto Euro 6 (s/ Vauxhall Crossland

36,455 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MG 3

1.5 Vti Tech Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (106 Ps) MG 3

5,030 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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