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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Auto AWD Euro 6 ( Volvo XC60

76,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

3.0 TDI V6 Sport S Tronic Euro 6 (s/s) 5dr Audi A4

97,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI SEL DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

115,984 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,600 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Slough
£200/month
Example
  • Nissan Qashqai

1.5 dCi Tekna Euro 6 (s/s) 5dr Nissan Qashqai

49,300 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Newport
£252/month
Example
  • Mercedes Benz eVito

116 e 66kWh Progressive Panel Van 6dr Electric Aut Mercedes Benz eVito

30,600 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo

42,650 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 300 Ecoblue Limited Panel Van 5dr Diesel Manual L2 H1 Euro 6 (s/s) (130 Ford Transit

86,300 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Wigan
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£252/month
Example
  • Toyota RAV4

2.2 D-4D Invincible SUV 5dr Diesel Manual 4WD Euro Toyota RAV4

40,472 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi TT

2.0 TDI ULTRA S LINE 2d 182 BHP Audi TT

80,623 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 101 BHP 1 OWNER FULL H Peugeot Partner

30,737 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Soul

64kwh Maxx Suv 5dr Electric Auto (201 Bhp) Kia Soul

68,658 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Luton
£200/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Edition Auto L2 H1 Euro 6 (s/s) 4dr Vauxhall Combo

39,580 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 220i M Sport (s/s) BMW 2 Series

40,183 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • BMW 4 Series

2.0 420D XDRIVE SE GRAN COUPE 4d 188 BHP BMW 4 Series

63,500 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SPORT 5d 107 BHP Mercedes Benz A Class

41,563 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

22,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Clio

1.6 E-TECH Evolution Hatchback 5dr Petrol Hybrid A Renault Clio

60,805 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Kia Rio

1.2 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (83 Kia Rio

42,700 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai i10

1.2 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

35,795 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

13,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Golf

2.0 GTD 3d 182 BHP Volkswagen Golf

58,685 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Peugeot 308

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 308

43,838 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Citroen C4

50kWh Sense Plus Auto 5dr (11kW Charger) Citroen C4

22,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Gillingham
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

66,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Renault Captur

1.3 Tce S Edition Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Renault Captur

34,902 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz A Class

1.5 A 180 D SE 5d 107 BHP Mercedes Benz A Class

36,837 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition Euro 6 (s/s) 5dr Mercedes Benz GLA Class

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Citroen C3

1.2 PureTech Flair SUV 5dr Petrol EAT6 Euro 6 (s/s Citroen C3

26,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Preston
£200/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive Euro 6 (s/s) 5dr MG ZS

28,000 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

44,351 miles 2018 Zero Deposit

Home Delivery Available

£12,000
London
£252/month
Example
  • Audi S3

2.0 TFSI Black Edition Hatchback 3dr Petrol S Tronic quattro Euro 6 (s/s) ( Audi S3

106,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Glasgow
£252/month
Example
  • Dacia Sandero Stepway

1.0 TCe Prestige CVT Euro 6 (s/s) 5dr Dacia Sandero Stepway

23,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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