Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Fiat 500

1.4 Multiair Pop Star Suv 5dr Petrol Dct Euro 6 (s/s) (140 Ps) Fiat 500

16,411 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium Plus) 7G-Tronic+ Euro 6 (s/s) (170 ps) Mercedes Benz C-Class

85,650 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Manual Euro 5 (s/s) (122 ps) MINI Countryman

20,636 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

84,293 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Edition Euro 6 (s/s) 5dr Vauxhall Mokka

21,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

118,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Milton Keynes
£244/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£244/month
Example
  • Peugeot 3008

1.6 PureTech GT Line Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

71,500 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Bradford
£244/month
Example
  • Audi TT

2.0 TFSI S line S Tronic Euro 6 (s/s) 3dr Audi TT

83,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£244/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Auto Euro 6 (s/s) 5dr Vauxhall Crossland

29,135 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Nissan Juke

1.6 N Connecta Suv 5dr Petrol Hybrid Auto Euro 6 (143 Ps) Nissan Juke

21,118 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Manchester
£190/month
Example
  • Audi A3

1.0 TFSI 30 Technik Sportback 5dr Euro 6 ULEZ (s/s) (110 ps) Petrol Manual Audi A3

79,827 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 2dr Land Rover Range Rover Evoque

92,264 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech SE Nav Hatchback 5dr Petro Volkswagen Golf

57,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

54,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Toyota C HR

1.2 Vvt I Excel Suv 5dr Petrol CVT Awd Euro 6 (s/s) (116 Ps) Toyota C HR

85,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
St Albans
£244/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

34,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.5 A3 Sportback S Line TFSI Semi-Auto 5dr Audi A3

80,080 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Guildford
£244/month
Example
  • Skoda Yeti

2.0 TDI SE L Drive Outdoor 5dr Diesel Manual Euro 6 (s/s) (110 ps) Skoda Yeti

59,162 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Jeep Compass

1.4t Multiairii Gpf Night Eagle Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Jeep Compass

41,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Citroen C3

1.2 PureTech Flair Plus Hatchback 5dr Petrol EAT6 Citroen C3

10,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Preston
£244/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,981 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Audi A3

1.0 TFSI SE Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

37,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£244/month
Example
  • BMW 2 Series

2.0 220d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£244/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Golf

70,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example
  • Vauxhall Corsa

CORSA 1.2 Turbo Design 5dr Vauxhall Corsa

17,298 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • Audi A4

1.4 TFSI S line Saloon 4dr Petrol Manual Euro 6 (s Audi A4

49,894 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£244/month
Example
  • Skoda Fabia

1.0 TSI SE Comfort Hatchback 5dr Petrol Manual Eur Skoda Fabia

24,066 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Bury
£190/month
Example
  • Vauxhall Crossland

ULTIMATE Vauxhall Crossland

45,878 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£190/month
Example
  • SEAT Leon

1.5 eTSI MHEV FR DSG Euro 6 (s/s) 5dr SEAT Leon

80,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Eastbourne
£190/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

22,500 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£244/month
Example
  • Kia Stonic

1.0 T Gdi 4 Suv 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Stonic

29,994 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line 7G-Tronic+ (s/s) 4dr Mercedes Benz C-Class

99,290 miles 2016 Zero Deposit

Home Delivery Available

£12,000
West Bromwich
£244/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tronic Euro 6 (s/s) (204 ps) Mercedes Benz SLK

39,884 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Manchester
£244/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.