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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

1-36 of over 1,000 cars

  • Renault Clio

1.0 TCe evolution Hatchback 5dr Petrol Manual Euro Renault Clio

16,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Southampton
£193/month
Example
  • Fiat 500

1.4 Multiair Pop Star Suv 5dr Petrol Dct Euro 6 (s/s) (140 Ps) Fiat 500

16,411 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Corsa

49,400 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Slough
£193/month
Example
  • MINI Countryman

1.6 Cooper SUV 5dr Petrol Manual Euro 5 (s/s) (122 ps) MINI Countryman

20,636 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

93,742 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Slough
£246/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

118,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Milton Keynes
£246/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT Saloon 4dr Diesel DSG Euro 6 (s/s) (190 ps) Volkswagen Passat

80,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Kia Picanto

1.25 3 Auto Euro 6 5dr Kia Picanto

3,700 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Preston
£246/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-200 Euro 6 3dr Ford Fiesta

52,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Derby
£246/month
Example
  • Toyota Aygo X

1.0 VVT i Exclusive Euro 6 (s/s) 5dr Toyota Aygo X

23,000 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Maidstone
£193/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Mokka

11,718 miles 2024 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Auto Euro 6 (s/s) 5dr Vauxhall Crossland

29,135 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Audi A3

1.0 TFSI 30 Technik Sportback 5dr Euro 6 ULEZ (s/s) (110 ps) Petrol Manual Audi A3

79,827 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Toyota RAV4

2.5 VVT-h Excel SUV 5dr Petrol Hybrid CVT 4WD Euro 6 (s/s) (Safety Sense, Nav) (197 ps) Toyota RAV4

100,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

54,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Volvo XC60

2.0 D4 R-Design SUV 5dr Auto Euro 6 (s/s) (190 ps) Diesel Volvo XC60

61,009 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Honda Cr V

2.0 i-VTEC EX Auto 4WD Euro 6 5dr Honda Cr V

84,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Juke

3,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mazda Mazda6

2.2 SKYACTIV-D GT Sport Nav+ Saloon 4dr Diesel Auto Euro 6 (s/s) (184 ps) Mazda Mazda6

72,046 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£244/month
Example
  • Ford Fiesta

FIESTA 1.0 EcoBoost Hybrid mHEV 155 ST-Line X Edition 5dr Ford Fiesta

35,638 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Vauxhall Corsa

ULTIMATE Vauxhall Corsa

33,298 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Swindon
£193/month
Example
  • Ford Kuga

2.5 EcoBoost Duratec 14.4kWh ST-Line CVT Euro 6 (s/s) 5dr Ford Kuga

92,025 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Jeep Compass

1.4t Multiairii Gpf Night Eagle Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Jeep Compass

41,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Peugeot 208

1.2 PureTech Allure Premium Euro 6 (s/s) 5dr Peugeot 208

27,500 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

86,710 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Manchester
£246/month
Example
  • Audi A3

2.0 TDI S line Sportback 5dr Diesel S Tronic Auto Audi A3

75,075 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Burnley
£246/month
Example
  • Peugeot e-2008

50kWh Allure Premium Auto 5dr (7kW Charger) Peugeot e-2008

36,865 miles 2023 Zero Deposit

Home Delivery Available

£12,000
Mansfield
£193/month
Example
  • BMW 1 Series

1.5 118i M Sport DCT Euro 6 (s/s) 5dr BMW 1 Series

116,321 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Nissan Juke

DIG-T N-CONNECTA Nissan Juke

37,164 miles 2024 Zero Deposit

Home Delivery Available

£12,000
Swindon
£193/month
Example
  • Renault Clio

1.0 Tce S Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Renault Clio

27,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • BMW 1 Series

1.5 118i SE Hatchback 5dr Petrol Auto Euro 6 (s/s) BMW 1 Series

37,047 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Audi A3

A3 35 TFSI Technik 5dr Audi A3

90,058 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£193/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE BLACK Land Rover Discovery Sport

58,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£246/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

73,981 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 2dr Land Rover Range Rover Evoque

84,464 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£246/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Cars in Your Area

No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.