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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

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1.5 dCi Acenta Panel Van 6dr Diesel Manual SWB Eur Nissan NV200

47,507 miles 2016 Zero Deposit

Home Delivery Available

1.0 TSI Colour Edition Hatchback 5dr Petrol Manual Skoda Fabia

5,925 miles 2019 Zero Deposit

Home Delivery Available

1.4 TFSI CoD S line Audi A3

43,480 miles 2015 Zero Deposit

Home Delivery Available

1.0 EcoBoost 125 ST-Line 5dr A Ford EcoSport

22,951 miles 2018 Zero Deposit

Home Delivery Available

1.5 VTi-TECH Excite 5dr (Apple MG ZS

12,661 miles 2021 Zero Deposit

Home Delivery Available

SRI NAV Vauxhall Insignia

25,900 miles 2017 Zero Deposit

Home Delivery Available

MM35dCi 125 Business+ Medium Roof Van Renault Master

0 miles 2015 Zero Deposit

Home Delivery Available

1.0 TGDi 48V MHEV SE Connect 5 Hyundai Bayon

25,266 miles 2021 Zero Deposit

Home Delivery Available

2.0 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota Corolla

39,500 miles 2019 Zero Deposit

Home Delivery Available

1.2 PureTech Sense 5dr - Rear Citroen C4

29,752 miles 2021 Zero Deposit

Home Delivery Available

1.0 UP GTI 5d 114 BHP Volkswagen UP

22,772 miles 2018 Zero Deposit

Home Delivery Available

1.0 TSI 115 FR 5dr SEAT Ibiza

36,726 miles 2017 Zero Deposit

Home Delivery Available

2.4 Mercedes Benz 240

500 miles 2021 Zero Deposit

Home Delivery Available

1.5 Countryman Cooper Classic Low Miles F.S.H MINI Countryman

52,805 miles 2019 Zero Deposit

Home Delivery Available

1.6T 16V 200 SRi Vx-line Nav 5dr Vauxhall Astra

33,942 miles 2018 Zero Deposit

Home Delivery Available

1.7 CRDi 3 Full Dealer History, Automatic, Leather Kia Sportage

56,081 miles 2017 Zero Deposit

Home Delivery Available

2.0 300 EcoBlue Trend L2 H1 Euro 6 5dr Ford Transit

62,268 miles 2019 Zero Deposit

Home Delivery Available

1.7 110 CDI Progressive FWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

56,083 miles 2019 Zero Deposit

Home Delivery Available

1.5 TDCi 120 Titanium 5dr Ford Fiesta

21,577 miles 2018 Zero Deposit

Home Delivery Available

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

100,000 miles 2017 Zero Deposit

Home Delivery Available

1.5 BlueHDi 100 950 Professional Premium + Long L Peugeot Partner

46,186 miles 2023 Zero Deposit

Home Delivery Available

240 EcoBlue Limited L2 LWB Euro 6 120 PS - AIR CON Ford Transit

61,188 miles 2020 Zero Deposit

Home Delivery Available

1.5 BlueHDi 100 950 Professional Premium + Long - Peugeot Partner

47,137 miles 2023 Zero Deposit

Home Delivery Available

2.0 310 EcoBlue Trend FWD L3 H2 Euro 6 (s/s) 5dr Ford Transit

63,000 miles 2020 Zero Deposit

Home Delivery Available

1.0 340 EcoBoost 13.6kWh Trend Auto L1 H1 Euro 6 5dr Ford Transit

47,000 miles 2021 Zero Deposit

Home Delivery Available

1.0 Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

15,900 miles 2017 Zero Deposit

Home Delivery Available

1.2 Griffin Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

10,500 miles 2021 Zero Deposit

Home Delivery Available

2.0 350 EcoBlue MHEV Leader FWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

60,000 miles 2022 Zero Deposit

Home Delivery Available

1.25 X-Line 5dr Kia Picanto

7,182 miles 2019 Zero Deposit

Home Delivery Available

1.2 SE 5dr - Multifunction Tou Vauxhall Crossland

24,943 miles 2018 Zero Deposit

Home Delivery Available

1.4T (100) SE Nav 5dr - Rear P Vauxhall Corsa

11,395 miles 2018 Zero Deposit

Home Delivery Available

2.0 350 LEADER XLWB DROPSIDE 130 BHP Ford Transit

76,719 miles 2020 Zero Deposit

Home Delivery Available

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

1.25 GT-line S 5dr Kia Picanto

14,416 miles 2018 Zero Deposit

Home Delivery Available

1.5 Cooper Hatchback 5dr Petrol Steptronic Euro 6 MINI Hatch

59,000 miles 2018 Zero Deposit

Home Delivery Available

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

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