Used Cars Under £12,000 – No Deposit & Bad Credit

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,639 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£200/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Sportive Panel Van 5dr Diesel Man Vauxhall Vivaro

52,065 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

52,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Birmingham
£252/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr - Air Suzuki Swift

9,695 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz C Class

C200 C200 SE Executive Edition 4dr 9G-Tronic Mercedes Benz C Class

70,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
Chichester
£252/month
Example
  • Mazda 2

1.5 SE-L Nav+ 5dr - Automatic Mazda 2

49,213 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2T ecoTec (110) SE (6 Speed) Vauxhall Crossland

43,905 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi CVT Euro 6 (s/s) 5dr Honda Jazz

29,250 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Ka

1.2 85 Active 5dr with Cruise Ford Ka

19,355 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 290 EcoBlue FWD L2 H2 Euro 6 5dr Ford Transit

69,142 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 3dr - Premi Ford Fiesta

14,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

2.0 220i M Sport (s/s) BMW 2 Series

40,183 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Manchester
£252/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC RWD L2 Euro 6 (s/s) 6dr Mercedes Benz Vito

108,036 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Picanto

1.25 X-Line 5dr Kia Picanto

7,182 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Ford Mondeo

1.5 EcoBoost Titanium 5dr Auto Ford Mondeo

38,114 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Kia Picanto

1.25 GT-line S 5dr Kia Picanto

14,416 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Scunthorpe
£252/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Qashqai

36,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Focus

1.0 EcoBoost 125 ST-Line X 5dr Ford Focus

49,996 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Skoda Kamiq

1.0 TSI S SUV 5dr Petrol Manual Euro 6 (s/s) (95 p Skoda Kamiq

30,498 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Worthing
£200/month
Example
  • Peugeot Partner

1.6000000000000001l 5d 75 BHP Peugeot Partner

17,052 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

1.5 TITANIUM TDCI 5d 119 BHP * Buy Online ** Natio Ford Kuga

85,395 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

ELITE SS Vauxhall Crossland

21,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Dudley
£252/month
Example
  • Vauxhall Mokka

1.6CDTi [136] Design Nav 5dr Auto Vauxhall Mokka

29,015 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Huddersfield
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

82,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

9,001 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Cee'd

1.0 T Gdi Eco 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

17,522 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan NV400

2.3 dCi 35 Tekna Chassis Cab 2dr Diesel Manual FWD Nissan NV400

79,000 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE 5d 177 BHP Land Rover Range Rover Evoque

80,814 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Transit

2.0 TDCi 105ps High Roof Van Ford Transit

47,911 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot Partner

1.5 BLUEHDI PROFESSIONAL L1 101 BHP 1 OWNER FULL H Peugeot Partner

30,737 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • MINI Hatch

1.5 Cooper Classic Steptronic Euro 6 (s/s) 5dr MINI Hatch

48,289 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 4 Series

2.0 420D M SPORT GRAN COUPE 4d 188 BHP Awaiting Pr BMW 4 Series

108,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £12,000

Zero deposit car finance for cars under £12,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £12,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.