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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Ford Transit

1.5 220 EcoBlue Leader Panel Van 5dr Diesel Manual L1 Euro 6 (s/s) (100 ps) Ford Transit

27,288 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Ford Kuga

2.0 TDCi ST-Line SUV 5dr Diesel Powershift Euro 6 Ford Kuga

60,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen T Roc

1.0 TSI Design 5dr ** Front and Rear Sensors ** Volkswagen T Roc

52,312 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Movano

2.3 CDTi 3500 BiTurbo Edition Panel Van 5dr Diesel Vauxhall Movano

81,861 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Abarth 124

1.4 MultiAir Convertible 2dr Petrol Auto Euro 6 (1 Abarth 124

101,211 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Crossland

1.2 Turbo GS Line SUV 5dr Petrol Manual Euro 6 (s/ Vauxhall Crossland

18,747 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Nav SUV 5dr Diesel Manual Euro 6 (s/s) Volkswagen Tiguan

118,644 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Nissan Navara

2.3 dCi N-Connecta Pickup Double Cab 4dr Diesel Ma Nissan Navara

114,241 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Honda Jazz

1.3 i-VTEC EX Hatchback 5dr Petrol Manual Euro 6 ( Honda Jazz

10,797 miles 2018 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£252/month
Example
  • Nissan Juke

1.0 DIG-T N-CONNECTA SUV 5dr PETROL EURO 6 (s/s) ( Nissan Juke

37,250 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Skoda Karoq

1.0 TSI SE L Euro 6 (s/s) 5dr Skoda Karoq

48,920 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 T-GDi 2 AWD Euro 6 (s/s) 5dr Kia Sportage

52,916 miles 2019 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE SUV 5dr Diesel DSG Euro Volkswagen Tiguan

71,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

91,050 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech Alltrack Estate 5 Door Die Volkswagen Golf

67,250 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Leeds
£252/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

61,224 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

79,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz A Class

A200 1.6 A200 AMG Line (Premium) Hatchback 5dr Petrol M Mercedes Benz A Class

74,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz CLA

2.1 CLA220d Sport Coupe 4dr Diesel 7G-DCT Euro 6 ( Mercedes Benz CLA

80,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A1

1.4 TFSI S line Hatchback 3dr Petrol Manual Euro 6 Audi A1

26,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Arona

1.0 TSI FR DSG Euro 6 (s/s) 5dr SEAT Arona

39,575 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 2 Series

1.5 218i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

60,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Transporter

e 110 37.3kWh Panel Van 5dr Electric Auto LWB (110 Volkswagen Transporter

7,300 miles 2021 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Suzuki Ignis

Sz-t Dualjet Suzuki Ignis

14,977 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Swift

ATTITUDE DUALJET Suzuki Swift

9,001 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

VVT-I X-TREND TSS Toyota AYGO

10,556 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol Manual Euro 6 Toyota AYGO

30,100 miles 2023 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Ignis

SZ5 SHVS MHEV Suzuki Ignis

26,850 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Renault Captur

1.3 TCe Iconic Edition Euro 6 (s/s) 5dr Renault Captur

24,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Hyundai i20

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai i20

18,000 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Suzuki Vitara

SZ-T BOOSTERJET Suzuki Vitara

50,788 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Caddy

Commerce Plus 2.0 TDI C20 SWB Diesel Panel Van Man Volkswagen Caddy

93,101 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

82,874 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Citroen Berlingo

1.5 BlueHDi 1000 Enterprise M Panel Van 5dr Diesel Citroen Berlingo

45,050 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Amarok

2.0 DC TDI TRENDLINE 4MOTION 178 BHP - FREE DELIVE Volkswagen Amarok

83,972 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

48,134 miles 2019 Zero Deposit

Home Delivery Available

£12,000
York
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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