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Used Car Deals Under £12,000 | Great Value Offers

Searching for cars under £12,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Ford Fiesta

1.0 ST-LINE EDITION 5d 94 BHP ONE LADY OWNER FROM Ford Fiesta

36,766 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Nissan Qashqai

1.6 TEKNA DIG-T 5d 163 BHP 6 SERVICES 1 MAIN DEALE Nissan Qashqai

27,868 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

82,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Discovery Sport

TD4 HSE 5-Door Land Rover Discovery Sport

45,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Plymouth
£252/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

89,591 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Skoda Octavia

2.0 TDI SE L Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

98,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

71,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
Basingstoke
£252/month
Example
  • Dacia Duster

1.0 TCe Prestige SUV 5dr Bi Fuel Manual Euro 6 (s/ Dacia Duster

30,475 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Peugeot 2008

50kWh GT SUV 5dr Electric Auto (136 ps) 1 OWNER - Peugeot 2008

49,386 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

40,488 miles 2022 Zero Deposit

Home Delivery Available

£12,000
Norwich
£200/month
Example
  • Ford Fiesta

1.5T ECOBOOST ST-3 HATCHBACK 5dr MANUAL EURO 6 (s/ Ford Fiesta

68,889 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Ipswich
£200/month
Example
  • Vauxhall Grandland

1.2 Turbo SE SUV 5dr Petrol Auto 8Spd Euro 6 (s/s) Vauxhall Grandland

15,293 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Peugeot Expert

1.5 BlueHDi 1000 Professional Standard Panel Van MWB Euro 6 (s/s) 6dr Peugeot Expert

21,725 miles 2020 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

86,700 miles 2020 Zero Deposit

Home Delivery Available

£12,000
Liverpool
£200/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend L2 H1 Euro 6 5dr Ford Transit

62,268 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

43,000 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Kia XCEE'D

1.0 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (11 Kia XCEE'D

38,497 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Edition Auto L2 H1 Euro 6 (s/s) 4dr Vauxhall Combo

39,580 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Mitsubishi L200

2.5 DI-D Barbarian Auto 4WD Euro 5 4dr (LB) Mitsubishi L200

66,000 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

100,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ-T SUV 5dr Petrol Auto Euro 6 (s/ Suzuki Vitara

50,000 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

58,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

60,538 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz E Class

E220 2.1 E220 BLUETEC AMG LINE 2d 174 BHP £0 DEPO Mercedes Benz E Class

55,509 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mitsubishi ASX

2.2 DI-D 5 Auto 4WD Euro 6 5dr Mitsubishi ASX

40,000 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Volkswagen Caddy

1.6 C20 TDI STARTLINE BLUEMOTION TECHNOLOGY 101 BH Volkswagen Caddy

76,688 miles 2015 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC RWD L2 Euro 6 (s/s) 6dr Mercedes Benz Vito

108,036 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • SEAT Ibiza

1.0 TSI SE Technology Euro 6 (s/s) 5dr SEAT Ibiza

18,700 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

1.0 340 EcoBoost 13.6kWh Trend Auto L1 H1 Euro 6 5dr Ford Transit

47,000 miles 2021 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Ford Transit

2.0 350 EcoBlue MHEV Leader FWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

60,495 miles 2022 Zero Deposit

Home Delivery Available

£12,000
£200/month
Example
  • Volkswagen Polo

1.0 Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

15,900 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A4

3.0 TDI V6 Sport S Tronic Euro 6 (s/s) 5dr Audi A4

97,000 miles 2017 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Audi A5

2.0 TDI Black Edition Plus Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A5

82,700 miles 2016 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

95,423 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Watford
£252/month
Example
  • BMW 5 Series

3.0 535d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

108,399 miles 2015 Zero Deposit

Home Delivery Available

£12,000
Newcastle upon Tyne
£252/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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