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Used Cars Under £15,000 – No Deposit & Bad Credit

Searching for cars under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Volkswagen Scirocco

2.0 TSI BlueMotion Tech GTS Euro 6 (s/s) 3dr Volkswagen Scirocco

39,000 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Nissan Navara

Double Cab Pick Up Tekna 2.3dCi 190 4WD Auto Nissan Navara

77,608 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Basildon
£315/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Auto Euro 6 (s/s) 5dr Ford Focus

34,000 miles 2019 Zero Deposit

Home Delivery Available

£15,000
Derby
£315/month
Example
  • Ford Transit

2.0 350 L3 H3 P/V DRW 129 BHP Ford Transit

60,322 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Liverpool
£315/month
Example
  • Ford Transit

2.0 350 EcoBlue MHEV Leader FWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

35,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Transit

2.0 Transit Custom High Roof Trend Van 300 L2 2.0L EcoBlue 130PS FWD 6 Spee Ford Transit

54,949 miles 2022 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Mercedes Benz CLA

CLA 180 1.6 CLA 180 AMG LINE 4d 121 BHP 0% DEPOSIT FINANCE Mercedes Benz CLA

55,300 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Peugeot 308

1.2 PureTech Allure Euro 6 (s/s) 5dr Peugeot 308

15,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Mercedes Benz B Class

2.1 B 200 D AMG LINE PREMIUM PLUS 5d 134 BHP Mercedes Benz B Class

51,500 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Stockport
£315/month
Example
  • Peugeot 2008

0.0 Allure Premium Peugeot 2008

32,722 miles 2022 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Maserati Ghibli

3.0 DV6 4d 275 BHP 3 MONTHS WARRANTY - AUGUST 2024 Maserati Ghibli

68,994 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Edge

2.0 TITANIUM TDCI 5d 207 BHP Ford Edge

73,316 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Volkswagen Golf

2.0 TDI SE 5dr DSG Volkswagen Golf

32,000 miles 2019 Zero Deposit

Home Delivery Available

£15,000
Chichester
£315/month
Example
  • Nissan Navara

2.3 DCI N-CONNECTA SHR DCB 190 BHP Nissan Navara

49,090 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Transit

2.2 TDCi 155ps H3 18 Seater Trend Ford Transit

23,749 miles 2015 Zero Deposit

Home Delivery Available

£15,000
Bristol
£315/month
Example
  • Ford Transit

2.0 TDCi 105ps SWB High Roof Van - 24602 miles 1 Owner Full Service History Ford Transit

24,602 miles 2017 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

86,000 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (140 ps) Suzuki Swift

14,731 miles 2020 Zero Deposit

Home Delivery Available

£15,000
Eastbourne
£250/month
Example
  • Ford Focus

2.0 ST-3 TDCI 5d 183 BHP Ford Focus

33,756 miles 2015 Zero Deposit

Home Delivery Available

£15,000
Newcastle upon Tyne
£315/month
Example
  • BMW 3 Series

2.0 320d Luxury Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

42,100 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Mercedes Benz C Class

C250 2.1 C250 D AMG LINE 4d 204 BHP Mercedes Benz C Class

58,522 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Newcastle upon Tyne
£315/month
Example
  • Mitsubishi L200

2.3 DI-D WARRIOR DCB 148 BHP Mitsubishi L200

82,463 miles 2020 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Renault Trafic

SL27 SPORT ENERGY DCI 5-Door Renault Trafic

19,058 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Doncaster
£315/month
Example
  • BMW 2 Series

2.0 220i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

35,000 miles 2016 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Volkswagen Polo

1.0 SEL TSI DSG 5d 114 BHP Volkswagen Polo

33,340 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Land Rover Discovery Sport

2.2 SD4 HSE 5d 190 BHP REVERSE CAM CRUISE CLIMATE Land Rover Discovery Sport

57,000 miles 2015 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Ford EcoSport

1.0t Ecoboost Gpf Titanium Suv 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford EcoSport

19,011 miles 2022 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

86,000 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Peterborough
£315/month
Example
  • Kia Niro

1.6 Gdi 8.9kwh 3 Suv 5dr Petrol Plug In Hybrid Dct Euro 6 (s/s) (139 Bhp) Kia Niro

30,794 miles 2018 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

68,250 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Sheffield
£315/month
Example
  • Nissan Juke

1.6 Bose Personal Edition XTRON 5dr Nissan Juke

5,268 miles 2018 Zero Deposit

Home Delivery Available

£15,000
Leeds
£315/month
Example
  • Volkswagen Golf

2.0 R 3d 298 BHP Awaiting Prep Volkswagen Golf

83,000 miles 2015 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Kia XCEE'D

1.5 T-GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

29,129 miles 2023 Zero Deposit

Home Delivery Available

£15,000
Ipswich
£250/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

36,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Citroen Berlingo

1.5 BlueHDi Flair M MPV 5dr Diesel Manual Euro 6 (s/s) (100 ps) Citroen Berlingo

50,000 miles 2021 Zero Deposit

Home Delivery Available

£15,000
£250/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader LUTON TAILIFT 2dr Diesel Ma Ford Transit

69,421 miles 2021 Zero Deposit

Home Delivery Available

£15,000
Carlisle
£250/month
Example

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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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No Deposit Car Finance for Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.