Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Vauxhall Astra

1.6 CDTi BlueInjection Tech Line Auto Euro 6 5dr Vauxhall Astra

70,400 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Bradford
£147/month
Example
  • Peugeot 208

1.2 PureTech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (82 ps) Peugeot 208

42,200 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Leeds
£147/month
Example
  • Audi RS6

RS 6 TFSI Quattro Carbon Black 5dr Tiptronic Audi RS6

36,000 miles 2020 Zero Deposit

Home Delivery Available

£71,990
Bradford
£1198/month
Example
  • Volkswagen T Roc

2.0 TDI R-Line 5dr Volkswagen T Roc

115,500 miles 2020 Zero Deposit

Home Delivery Available

£12,790
Bradford
£268/month
Example
  • Mercedes Benz E Class

E220 E220d AMG Line Premium 4dr 9G-Tronic Mercedes Benz E Class

66,500 miles 2016 Zero Deposit

Home Delivery Available

£15,990
Bradford
£335/month
Example
  • Mercedes Benz GLC CLASS

GLC250 GLC 250d 4Matic AMG Line 5dr 9G-Tronic Mercedes Benz GLC CLASS

105,000 miles 2018 Zero Deposit

Home Delivery Available

£15,490
Bradford
£325/month
Example
  • Citroen Berlingo

1.6 BlueHDi 100 Feel 5dr Citroen Berlingo

58,500 miles 2017 Zero Deposit

Home Delivery Available

£8,990
Bradford
£189/month
Example
  • BMW X5

X5 3.0 X5 xDrive45e M Sport BMW X5

55,277 miles 2022 Zero Deposit

Home Delivery Available

£47,295
£787/month
Example
  • Citroen C1

1.0 VTi Feel Edition Citroen C1

88,000 miles 2015 Zero Deposit

Home Delivery Available

£3,990
£84/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh 4S Auto 4WD 4dr Porsche Taycan

19,657 miles 2020 Zero Deposit

Home Delivery Available

£46,950
£781/month
Example
  • Lamborghini Huracan

5.2 V10 LP 610-4 LDF 4WD Euro 6 (s/s) 2dr Lamborghini Huracan

23,731 miles 2016 Zero Deposit

Home Delivery Available

£129,950
£2162/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-2 Euro 6 (s/s) 5dr Ford Fiesta

38,841 miles 2019 Zero Deposit

Home Delivery Available

£12,800
Leeds
£268/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

2,639 miles 2023 Zero Deposit

Home Delivery Available

£16,999
Bradford
£283/month
Example
  • Suzuki Vitara

1.6 SZ-T Kuro 5dr Suzuki Vitara

18,390 miles 2018 Zero Deposit

Home Delivery Available

£11,990
Bradford
£251/month
Example
  • Audi RS7

TFSI Quattro 5dr Tiptronic 20K UPGRADES 23 INCH VOSSENS MILLTEKS CARBONNED Audi RS7

44,000 miles 2020 Zero Deposit

Home Delivery Available

£65,990
Bradford
£1098/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.