Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Porsche 911

3.7T 992 Turbo Convertible 2dr Petrol PDK 4WD Euro 6 (s/s) (580 ps) Porsche 911

6,966 miles 2024 Zero Deposit

Home Delivery Available

£141,950
£2362/month
Example
  • Mercedes Benz SL

2.0 SL43 MHEV AMG (Premium) SpdS MCT Euro 6 (s/s) 2dr Mercedes Benz SL

499 miles 2026 Zero Deposit

Home Delivery Available

£89,990
£1497/month
Example
  • BMW M4

3.0 BiTurbo Competition Steptronic M xDrive Euro 6 (s/s) 2dr BMW M4

25,689 miles 2023 Zero Deposit

Home Delivery Available

£53,950
£898/month
Example
  • Audi R8

5.2 FSI V10 Coupe 2dr Petrol S Tronic RWS Euro 6 (s/s) (540 ps) Audi R8

13,750 miles 2019 Zero Deposit

Home Delivery Available

£85,950
£1430/month
Example
  • Aston Martin DB12

4.0 V8 Auto Euro 6 (s/s) 2dr Aston Martin DB12

5,125 miles 2024 Zero Deposit

Home Delivery Available

£199,990
£3328/month
Example
  • Land Rover DEFENDER 90

3.0 D350 MHEV S SUV 3dr Diesel Auto 4WD Euro 6 (s/s) (350 ps) Land Rover DEFENDER 90

2,102 miles 2025 Zero Deposit

Home Delivery Available

£68,990
Harrogate
£1148/month
Example
  • Land Rover Range Rover Sport

2.0 P400e 13.1kWh HSE Dynamic Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

34,250 miles 2022 Zero Deposit

Home Delivery Available

£39,795
£662/month
Example
  • Bentley Continental

4.0 V8 GTC Auto 4WD Euro 6 (s/s) 2dr Bentley Continental

9,998 miles 2020 Zero Deposit

Home Delivery Available

£134,990
£2246/month
Example
  • Porsche Macan

2.9T V6 S PDK 4WD Euro 6 (s/s) 5dr Porsche Macan

41,500 miles 2022 Zero Deposit

Home Delivery Available

£48,990
£815/month
Example
  • Land Rover DEFENDER 90

5.0 P525 V8 Auto 4WD Euro 6 (s/s) 3dr Land Rover DEFENDER 90

28,290 miles 2023 Zero Deposit

Home Delivery Available

£73,950
£1231/month
Example
  • McLaren 720S

4.0T V8 Performance Coupe 2dr Petrol SSG Euro 6 (s/s) (720 ps) McLaren 720S

13,865 miles 2017 Zero Deposit

Home Delivery Available

£122,950
£2046/month
Example
  • Porsche Cayenne

4.0T V8 S SUV 5dr Petrol TiptronicS 4WD Euro 6 (s/s) (474 ps) Porsche Cayenne

15,495 miles 2024 Zero Deposit

Home Delivery Available

£84,990
£1414/month
Example
  • Porsche Cayenne

2.9T V6 S TiptronicS 4WD Euro 6 (s/s) 5dr Porsche Cayenne

32,197 miles 2020 Zero Deposit

Home Delivery Available

£48,950
£815/month
Example
  • Land Rover Range Rover Sport

3.0 D300 MHEV HSE Dynamic Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

11,712 miles 2022 Zero Deposit

Home Delivery Available

£49,950
£831/month
Example
  • Porsche Panamera

2.9 V6 Saloon PDK Euro 6 (s/s) 5dr Porsche Panamera

31,214 miles 2021 Zero Deposit

Home Delivery Available

£51,990
£865/month
Example
  • Porsche 718 Boxster

4.0 GTS Convertible 2dr Petrol Manual Euro 6 (s/s) (400 ps) Porsche 718 Boxster

2,689 miles 2023 Zero Deposit

Home Delivery Available

£74,950
£1247/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.