Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Harrogate

  • Ford Fiesta

1.0T 100PS EcoBoost Zetec Euro 6 (s/s) 5dr Ford Fiesta

55,220 miles 2017 Zero Deposit

Home Delivery Available

£5,499
Leeds
£113/month
Example
  • Peugeot 208

1.2 Hybrid 100 Allure 5dr e-DSC6 Peugeot 208

8,700 miles 2025 Zero Deposit

Home Delivery Available

£16,200
£261/month
Example
  • Peugeot 308

2.0 BlueHDi GT EAT Euro 6 (s/s) 5dr Peugeot 308

92,000 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Harrogate
£133/month
Example
  • Porsche Macan

3.0T V6 GTS PDK 4WD Euro 6 (s/s) 5dr Porsche Macan

69,000 miles 2017 Zero Deposit

Home Delivery Available

£24,995
Harrogate
£513/month
Example
  • Peugeot Rifter

1.5 BlueHDi Allure Long MPV 5dr Diesel Manual Euro 6 (s/s) (130 ps) Peugeot Rifter

9,000 miles 2024 Zero Deposit

Home Delivery Available

£13,990
Leeds
£225/month
Example
  • Volkswagen Polo

1.0 beats Hatchback 5dr Petrol Manual Euro 6 (s/s) Volkswagen Polo

41,517 miles 2017 Zero Deposit

Home Delivery Available

£9,695
Leeds
£199/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A-Class

54,612 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Leeds
£246/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3 Door Petrol Manual White Eu Fiat 500

40,214 miles 2016 Zero Deposit

Home Delivery Available

£5,837
Leeds
£120/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Fiesta

49,500 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Leeds
£102/month
Example
  • BMW X5 M

4.4i V8 Competition Steptronic xDrive Euro 6 (s/s) 5dr BMW X5 M

9,650 miles 2025 Zero Deposit

Home Delivery Available

£99,950
£1607/month
Example
  • Lamborghini Urus

4.0 V8 BiTurbo S Auto 4WD Euro 6 5dr Lamborghini Urus

16,605 miles 2024 Zero Deposit

Home Delivery Available

£208,950
£3360/month
Example
  • Land Rover Range Rover

3.0 D350 MHEV Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover

21,899 miles 2024 Zero Deposit

Home Delivery Available

£85,495
£1375/month
Example
  • Mercedes Benz G-Class

3.0 G450dh MHEV AMG Line (Premium Plus) G-Tronic 4WD Euro 6 (s/s) 5dr Mercedes Benz G-Class

1,390 miles 2026 Zero Deposit

Home Delivery Available

£157,950
£2540/month
Example
  • Toyota Yaris

1.6T GR Circuit AWD Euro 6 3dr Toyota Yaris

16,344 miles 2022 Zero Deposit

Home Delivery Available

£30,990
£498/month
Example
  • Mercedes Benz CLA

2.0 CLA45 AMG S Plus Coupe 8G-DCT 4MATIC+ Euro 6 (s/s) 4dr Mercedes Benz CLA

3,514 miles 2026 Zero Deposit

Home Delivery Available

£58,750
£945/month
Example
  • Audi RS6

4.0 TFSI V8 Vorsprung Estate 5dr Petrol Tiptronic quattro Euro 6 (s/s) (600 ps) Audi RS6

41,000 miles 2022 Zero Deposit

Home Delivery Available

£80,990
Harrogate
£1303/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.