Affordable Car Finance Deals in and around Harrogate

Q: Can I buy a car online and have it delivered in Harrogate?

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Q: Do cars come with dealership warranty in Harrogate?

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership in Harrogate, for specific used car warranty details.

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

1.2 Acenta Premium Hatchback 5dr Petrol Manual Eur Nissan Note

13,512 miles 2016 Zero Deposit

Home Delivery Available

2.0 A35 AMG (Premium Plus) SpdS DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz A Class

99,000 miles 2019 Zero Deposit

Home Delivery Available

2.0 Cooper SD Park Lane Auto ALL4 Euro 6 5dr MINI Countryman

64,241 miles 2016 Zero Deposit

Home Delivery Available

1.6 TDI S line Sportback Euro 6 (s/s) 5dr Audi A3

90,000 miles 2016 Zero Deposit

Home Delivery Available

1.5 dCi N-Vision 2WD Euro 6 ss 5dr Nissan Qashqai

90,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 TDI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

111,000 miles 2018 Zero Deposit

Home Delivery Available

1.0 S Euro 6 (s/s) 5dr Skoda Fabia

104,000 miles 2017 Zero Deposit

Home Delivery Available

Unlisted Vauxhall Vivaro

73,103 miles 2017 Zero Deposit

Home Delivery Available

2.0 220i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

6,000 miles 2025 Zero Deposit

Home Delivery Available

£31,450

£523/month

Example

1.6 Turbo D 2300 Sportive Panel Van 4dr Diesel Man Vauxhall Combo

112,010 miles 2019 Zero Deposit

Home Delivery Available

£6,771

£142/month

Example

M3 3.0 M340i MHT Saloon 4dr Petrol Hybrid Auto xDrive BMW 3 Series

26,000 miles 2022 Zero Deposit

Home Delivery Available

2.0 D180 MHEV First Edition SUV 5dr Diesel Auto 4W Land Rover Range Rover Evoque

41,500 miles 2020 Zero Deposit

Home Delivery Available

3.0 P360 MHEV Metropolitan Edition SUV 5dr Petrol Land Rover Discovery

9,150 miles 2024 Zero Deposit

Home Delivery Available

2.0 TSI R Hatchback 5dr Petrol DSG 4Motion Euro 6 Volkswagen Golf

5,514 miles 2023 Zero Deposit

Home Delivery Available

1.4 TFSI S line Saloon 4dr Petrol Manual Euro 6 (s Audi A4

65,000 miles 2018 Zero Deposit

Home Delivery Available

2.0 D150 R-Dynamic S SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

55,000 miles 2019 Zero Deposit

Home Delivery Available

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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With 1000’s to Choose From, Discover What You Could Be Driving Tomorrow.

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Bad Credit Car Finance? No Problem

View Your Options and Find a Bad Credit Car Finance Solution.

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Hire Purchase, Lease or PCP: Our Lenders Make it Easy To Afford Your Next Car.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again

Shanade

11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service

Sarah Heavisides

02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house. All went smooth answered all my questions and doubts

Osarenokeme Egonmwan

25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!

JASON RADDENBURY

24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!

Chrissie

22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!

Kerrine Guthrie

19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!

Luka Vaughan

09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.

Mr Jacob Williams

07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!

Luke Rollitt

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