Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Harrogate

  • Mercedes Benz S Class

4.0 S63 V8 BiTurbo AMG S SpdS MCT Euro 6 (s/s) 2dr Mercedes Benz S Class

21,437 miles 2018 Zero Deposit

Home Delivery Available

£61,950
£996/month
Example
  • Land Rover Defender 110

3.0 D350 MHEV X-Dynamic HSE Hard Top SUV Auto 4WD MWB Euro 6 (s/s) 5dr Land Rover Defender 110

32,325 miles 2024 Zero Deposit

Home Delivery Available

£69,950
£1125/month
Example
  • Mercedes Benz G-Class

4.0 G63 V8 BiTurbo AMG SpdS+9GT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz G-Class

21,481 miles 2019 Zero Deposit

Home Delivery Available

£134,950
£2170/month
Example
  • Audi RS Q3

2.5 TFSI Vorsprung S Tronic quattro Euro 6 (s/s) 5dr Audi RS Q3

37,234 miles 2022 Zero Deposit

Home Delivery Available

£45,950
£739/month
Example
  • BMW M2

3.0 BiTurbo Steptronic Euro 6 (s/s) 2dr BMW M2

5,021 miles 2026 Zero Deposit

Home Delivery Available

£58,950
£948/month
Example
  • MG 3

1.5 VTi-TECH Excite Hatchback 5dr Petrol Manual Eu MG 3

48,923 miles 2019 Zero Deposit

Home Delivery Available

£6,890
Leeds
£141/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 BMW 1 Series

53,664 miles 2019 Zero Deposit

Home Delivery Available

£12,800
£263/month
Example
  • Audi A6 Avant

2.0 TFSI Black Edition Estate 5dr Petrol S Tronic Audi A6 Avant

82,000 miles 2018 Zero Deposit

Home Delivery Available

£14,990
Leeds
£308/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5 Door Petrol Manual MINI Hatch

76,706 miles 2019 Zero Deposit

Home Delivery Available

£8,000
Leeds
£164/month
Example
  • SEAT Ibiza

1.0 MPi SE Technology Hatchback 5 Door Petrol Manu SEAT Ibiza

64,590 miles 2019 Zero Deposit

Home Delivery Available

£8,220
Leeds
£169/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Connecta DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

94,234 miles 2019 Zero Deposit

Home Delivery Available

£8,995
Leeds
£185/month
Example
  • Audi RS6

4.0 TFSI V8 Performance Carbon Vorsprung Tiptronic quattro Euro 6 (s/s) 5dr Audi RS6

22,113 miles 2025 Zero Deposit

Home Delivery Available

£115,950
£1865/month
Example
  • BMW X3 M

3.0i Competition Auto xDrive Euro 6 (s/s) 5dr BMW X3 M

23,161 miles 2024 Zero Deposit

Home Delivery Available

£61,950
£996/month
Example
  • Audi RS3

2.5 TFSI Carbon Vorsprung Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi RS3

5,162 miles 2026 Zero Deposit

Home Delivery Available

£65,950
£1061/month
Example
  • Mercedes Benz CLA

2.0 CLA45 AMG S Plus Shooting Brake 8G-DCT 4MATIC+ Euro 6 (s/s) 5dr Mercedes Benz CLA

5,765 miles 2025 Zero Deposit

Home Delivery Available

£48,950
£787/month
Example
  • Land Rover Range Rover Sport

3.0 P400 MHEV Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

25,896 miles 2023 Zero Deposit

Home Delivery Available

£56,950
£916/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.