Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Hyundai Bayon

1.0 T-GDi MHEV Ultimate DCT Euro 6 (s/s) 5dr Hyundai Bayon

20,629 miles 2023 Zero Deposit

Home Delivery Available

£14,499
Leeds
£241/month
Example
  • Volkswagen Touareg

3.0 TDI V6 BLACK EDITION SUV 5DR DIESEL TIPTRONIC Volkswagen Touareg

63,500 miles 2021 Zero Deposit

Home Delivery Available

£34,995
York
£582/month
Example
  • Hyundai Kona

2.0 T-GDi N SUV 5dr Petrol DCT Euro 6 (s/s) (280 p Hyundai Kona

25,600 miles 2022 Zero Deposit

Home Delivery Available

£24,995
York
£416/month
Example
  • Ford C Max

1.0T EcoBoost Zetec MPV 5dr Petrol Manual Euro 6 ( Ford C Max

67,850 miles 2017 Zero Deposit

Home Delivery Available

£5,295
Leeds
£111/month
Example
  • Jaguar XF

2.0d Portfolio Saloon 4dr Diesel Auto AWD Euro 6 ( Jaguar XF

75,955 miles 2017 Zero Deposit

Home Delivery Available

£9,495
Leeds
£199/month
Example
  • Mercedes Benz Vito

2.1 116 CDI BlueTEC Panel Van 6dr Diesel Manual RWD L2 Euro 6 (s/s) (163 ps Mercedes Benz Vito

53,308 miles 2017 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Mercedes Benz CLA

2.1 CLA220d WhiteArt Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

78,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Leeds
£273/month
Example
  • Ford Transit

1.5 220 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

39,152 miles 2020 Zero Deposit

Home Delivery Available

£9,500
£199/month
Example
  • Abarth 595

1.4 T-Jet Trofeo Hatchback 3dr Petrol Manual Euro Abarth 595

63,244 miles 2016 Zero Deposit

Home Delivery Available

£6,495
Harrogate
£136/month
Example
  • Audi A6

2.0 TDI ultra Black Edition S Tronic Euro 6 (s/s) 5dr Audi A6

92,900 miles 2017 Zero Deposit

Home Delivery Available

£14,995
Bradford
£315/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual Euro 6 ( BMW 3 Series

67,400 miles 2019 Zero Deposit

Home Delivery Available

£17,750
£372/month
Example
  • Peugeot 308

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 308

61,000 miles 2019 Zero Deposit

Home Delivery Available

£10,750
Bradford
£225/month
Example
  • Peugeot 308

1.2 PureTech GPF Allure Euro 6 (s/s) 5dr Peugeot 308

60,000 miles 2019 Zero Deposit

Home Delivery Available

£6,995
Bradford
£147/month
Example
  • Dacia Duster

1.5 dCi Laureate SUV 5dr Diesel Manual 4WD Euro 6 Dacia Duster

91,310 miles 2017 Zero Deposit

Home Delivery Available

£5,990
Leeds
£126/month
Example
  • Audi A1

1.0 TFSI Sport Hatchback 3dr Petrol Manual Euro 6 Audi A1

78,809 miles 2017 Zero Deposit

Home Delivery Available

£8,290
Leeds
£174/month
Example
  • Kia Cee'd

1.6 CRDi 2 Hatchback 5dr Diesel DCT Euro 6 (s/s) ( Kia Cee'd

62,960 miles 2018 Zero Deposit

Home Delivery Available

£8,690
Leeds
£182/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.