Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

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ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Volkswagen Polo

1.0 BlueMotion Tech Match Hatchback 5dr Petrol Man Volkswagen Polo

39,917 miles 2016 Zero Deposit

Home Delivery Available

£9,495
Leeds
£199/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech SE Hatchback 5dr Petrol Ma Volkswagen Polo

51,036 miles 2015 Zero Deposit

Home Delivery Available

£8,295
Leeds
£174/month
Example
  • Vauxhall Corsa

1.3 CDTi ecoTEC Design Hatchback 5dr Diesel Manual Vauxhall Corsa

35,031 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Leeds
£136/month
Example
  • Citroen C3

1.6 e-HDi Exclusive Hatchback 5dr Diesel ETG6 Euro Citroen C3

58,963 miles 2015 Zero Deposit

Home Delivery Available

£5,895
Leeds
£124/month
Example
  • Audi E Tron

55 S line Sportback Auto quattro 5dr 95kWh Audi E Tron

67,000 miles 2020 Zero Deposit

Home Delivery Available

£23,995
Wakefield
£399/month
Example
  • Ford Transit

1.5 220 EcoBlue Trend L1 Euro 6 (s/s) 5dr Ford Transit

38,000 miles 2022 Zero Deposit

Home Delivery Available

£9,500
Wakefield
£199/month
Example
  • Jaguar XE

2.0d R-Sport Auto Euro 6 (s/s) 4dr Jaguar XE

86,000 miles 2017 Zero Deposit

Home Delivery Available

£8,795
Wakefield
£184/month
Example
  • Land Rover Range Rover Velar

2.0 D240 R-Dynamic S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

77,000 miles 2018 Zero Deposit

Home Delivery Available

£21,995
Wakefield
£461/month
Example
  • Mercedes Benz A Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

98,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Wakefield
£216/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

77,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Leeds
£273/month
Example
  • BMW 3 Series

M3 3.0 M340i MHT Saloon 4dr Petrol Hybrid Auto xDrive BMW 3 Series

36,000 miles 2021 Zero Deposit

Home Delivery Available

£32,686
York
£544/month
Example
  • Volvo S60

2.0h T8 Twin Engine 11.6kWh Polestar Engineered Sa Volvo S60

32,000 miles 2020 Zero Deposit

Home Delivery Available

£31,786
York
£529/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon BMW 3 Series

96,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • BMW 3 Series

3.0 330d M Sport Saloon BMW 3 Series

117,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.