Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Harrogate

  • BMW 1 Series

2.0 M135i Hatchback 5dr Petrol Auto xDrive Euro 6 BMW 1 Series

44,000 miles 2020 Zero Deposit

Home Delivery Available

£23,990
York
£488/month
Example
  • Citroen C4

1.2 PureTech Flair Hatchback 5dr Petrol Manual Eur Citroen C4

56,057 miles 2018 Zero Deposit

Home Delivery Available

£5,500
£112/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Dualogic Euro 6 (s Fiat 500

26,088 miles 2019 Zero Deposit

Home Delivery Available

£10,695
Leeds
£218/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A-Class

43,668 miles 2016 Zero Deposit

Home Delivery Available

£10,995
Leeds
£224/month
Example
  • Audi RS5

2.9 TFSI V6 Coupe 2dr Petrol Tiptronic quattro Eur Audi RS5

81,600 miles 2017 Zero Deposit

Home Delivery Available

£27,995
York
£570/month
Example
  • Hyundai i20

1.2 Blue Drive SE Euro 6 (s/s) 5dr Hyundai i20

17,537 miles 2016 Zero Deposit

Home Delivery Available

£8,850
£180/month
Example
  • Mercedes Benz B Class

1.5 B180d Sport (Executive) MPV 5dr Diesel 7G-DCT Mercedes Benz B Class

58,909 miles 2017 Zero Deposit

Home Delivery Available

£9,495
Leeds
£193/month
Example
  • Ford B Max

1.0T EcoBoost Zetec Navigator MPV 5dr Petrol Manua Ford B Max

33,857 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Leeds
£142/month
Example
  • Ford Ka

1.2 Zetec Black Edition Hatchback 3dr Petrol Manua Ford Ka

32,691 miles 2016 Zero Deposit

Home Delivery Available

£5,301
Leeds
£108/month
Example
  • Audi A3

1.4 TFSI S line Sportback 5 Door Petrol Manual Whi Audi A3

51,173 miles 2016 Zero Deposit

Home Delivery Available

£11,821
Leeds
£241/month
Example
  • Volvo V40

2.0 D2 Momentum Hatchback 5dr Diesel Auto Euro 6 ( Volvo V40

33,051 miles 2016 Zero Deposit

Home Delivery Available

£10,695
Leeds
£218/month
Example
  • Audi A5

2.0 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A5

65,863 miles 2018 Zero Deposit

Home Delivery Available

£13,600
£277/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

32,000 miles 2020 Zero Deposit

Home Delivery Available

£12,250
Bradford
£249/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Premium Auto Euro 6 (s/s) 5dr Vauxhall Mokka

49,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Bradford
£206/month
Example
  • Vauxhall Mokka

1.6 CDTi SE Auto 2WD Euro 6 5dr Vauxhall Mokka

59,000 miles 2016 Zero Deposit

Home Delivery Available

£6,750
Bradford
£137/month
Example
  • Suzuki Vitara

1.4 Boosterjet S ALLGRIP Euro 6 (s/s) 5dr Suzuki Vitara

79,000 miles 2016 Zero Deposit

Home Delivery Available

£8,150
Bradford
£166/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.

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