Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Harrogate

  • Lotus Eletre

112kWh SUV 5dr Electric Auto 4WD (Dual Motor) (611 ps) Lotus Eletre

23,000 miles 2023 Zero Deposit

Home Delivery Available

£52,990
Harrogate
£852/month
Example
  • Mercedes Benz CLA

2.0 CLA220d AMG Line Night Edition (Premium Plus) Coupe 4dr Diesel 8G-DCT Euro 6 (s/s) (190 ps) Mercedes Benz CLA

31,000 miles 2022 Zero Deposit

Home Delivery Available

£24,990
Harrogate
£402/month
Example
  • Land Rover Discovery

3.0 D350 MHEV Dynamic SE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (350 ps) Land Rover Discovery

9,977 miles 2025 Zero Deposit

Home Delivery Available

£53,990
Harrogate
£868/month
Example
  • MINI Hatch

2.0 Cooper S Hatchback 5dr Petrol Steptronic Euro MINI Hatch

68,953 miles 2018 Zero Deposit

Home Delivery Available

£10,800
Leeds
£222/month
Example
  • Ford C Max

1.0T EcoBoost Zetec MPV 5dr Petrol Manual Euro 6 ( Ford C Max

89,504 miles 2017 Zero Deposit

Home Delivery Available

£4,981
£102/month
Example
  • SEAT Leon

1.4 TSI FR Technology Hatchback 5dr Petrol Manual SEAT Leon

69,128 miles 2018 Zero Deposit

Home Delivery Available

£8,981
£184/month
Example
  • MINI Clubman

2.0 Cooper SD Estate 6dr Diesel Auto Euro 6 (s/s) MINI Clubman

48,994 miles 2018 Zero Deposit

Home Delivery Available

£11,800
£242/month
Example
  • Hyundai i20

1.2 SE Hatchback 5dr Petrol Manual Euro 6 (84 ps) Hyundai i20

83,280 miles 2017 Zero Deposit

Home Delivery Available

£5,990
Leeds
£123/month
Example
  • Hyundai i10

1.2 Premium SE Hatchback 5dr Petrol Auto Euro 6 (8 Hyundai i10

59,815 miles 2017 Zero Deposit

Home Delivery Available

£8,490
Leeds
£174/month
Example
  • Fiat 500

1.2 Rock Star Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 Bhp) Fiat 500

89,000 miles 2020 Zero Deposit

Home Delivery Available

£4,995
£102/month
Example
  • Vauxhall Mokka

1.6 CDTi Elite Auto Euro 6 5dr Vauxhall Mokka

90,250 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Leeds
£133/month
Example
  • Mercedes Benz G-Class

4.0 G63 V8 BiTurbo MHEV AMG SpdS+9GT 4WD Euro 6 (s/s) 5dr Mercedes Benz G-Class

3,849 miles 2026 Zero Deposit

Home Delivery Available

£204,950
£3296/month
Example
  • Porsche 911

3.7T 992 Turbo S Convertible 2dr Petrol PDK 4WD Euro 6 (s/s) (650 ps) Porsche 911

19,999 miles 2023 Zero Deposit

Home Delivery Available

£159,950
£2572/month
Example
  • Land Rover Range Rover Sport

4.4 P530 V8 First Edition Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

32,372 miles 2023 Zero Deposit

Home Delivery Available

£72,950
£1173/month
Example
  • Land Rover Range Rover Sport

3.0 D350 MHEV First Edition Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

24,327 miles 2023 Zero Deposit

Home Delivery Available

£66,950
£1077/month
Example
  • Porsche Macan

2.9T V6 Turbo PDK 4WD Euro 6 (s/s) 5dr Porsche Macan

31,353 miles 2020 Zero Deposit

Home Delivery Available

£46,950
£755/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.