Affordable Car Finance Deals in and around Harrogate

Find and finance your next used car in and around Harrogate with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Citroen Berlingo

1.6 BlueHDi 850 Enterprise L1 5dr Citroen Berlingo

96,000 miles 2017 Zero Deposit

Home Delivery Available

£4,795
Wakefield
£100/month
Example
  • Honda Civic

1.6 i-DTEC Sport Euro 5 (s/s) 5dr Honda Civic

76,000 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Wakefield
£147/month
Example
  • Audi A3

1.6 TDI ultra SE Technik Hatchback 3dr Diesel Manual Euro 6 (s/s) (110 ps) Audi A3

73,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Leeds
£168/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech Match Edition Hatchback 5d Volkswagen Golf

117,500 miles 2016 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • Vauxhall Mokka

SE S/S Used Vauxhall Mokka

83,570 miles 2016 Zero Deposit

Home Delivery Available

£5,995
Harrogate
£126/month
Example
  • Land Rover Range Rover Sport

5.0 P575 V8 GPF SVR SUV 5dr Petrol Auto 4WD Euro 6 Land Rover Range Rover Sport

13,150 miles 2020 Zero Deposit

Home Delivery Available

£57,786
York
£962/month
Example
  • Mercedes Benz GLA Class

GLA250 2.0 GLA250 AMG Line Edition SUV 5dr Petrol 7G-DCT Mercedes Benz GLA Class

42,650 miles 2019 Zero Deposit

Home Delivery Available

£21,086
York
£442/month
Example
  • BMW 2 Series

2.0 218d M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

56,850 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Bradford
£294/month
Example
  • BMW M3

3.0 BiTurbo Competition Steptronic M xDrive Euro 6 (s/s) 4dr BMW M3

11,689 miles 2023 Zero Deposit

Home Delivery Available

£64,950
£1081/month
Example
  • BMW X5

3.0 M50d Auto xDrive Euro 6 (s/s) 5dr BMW X5

52,987 miles 2020 Zero Deposit

Home Delivery Available

£41,950
£698/month
Example
  • Bentley Continental

6.0 W12 GT Auto 4WD Euro 6 2dr Bentley Continental

23,241 miles 2019 Zero Deposit

Home Delivery Available

£97,950
£1630/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh Turbo S Cross Turismo Auto 4WD 5dr (11kW Charger) Porsche Taycan

27,565 miles 2022 Zero Deposit

Home Delivery Available

£84,990
£1414/month
Example
  • Volkswagen Touareg

3.0 V6 TSI eHybrid 14.3kWh R Tiptronic 4Motion Euro 6 (s/s) 5dr Volkswagen Touareg

14,788 miles 2023 Zero Deposit

Home Delivery Available

£56,995
£948/month
Example
  • Audi SQ7

4.0 TFSI V8 Black Edition Tiptronic quattro Euro 6 (s/s) 5dr Audi SQ7

46,757 miles 2022 Zero Deposit

Home Delivery Available

£51,950
£864/month
Example
  • Bentley Continental

4.0 V8 GT Auto 4WD Euro 6 (s/s) 2dr Bentley Continental

33,613 miles 2020 Zero Deposit

Home Delivery Available

£104,950
£1746/month
Example
  • Mercedes Benz AMG

4.0 V8 BiTurbo R (Premium) SpdS DCT Euro 6 (s/s) 2dr Mercedes Benz AMG

30,198 miles 2018 Zero Deposit

Home Delivery Available

£84,950
£1414/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.