Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4332 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Renault Clio

1.0 TCe RS Line Euro 6 (s/s) 5dr Renault Clio

49,201 miles 2020 Zero Deposit

Home Delivery Available

£9,999
Leeds
£210/month
Example
  • Ssangyong Musso

2.2D Saracen Auto 4WD Euro 6 4dr Ssangyong Musso

15 miles 2025 Zero Deposit

Home Delivery Available

£31,000
Leeds
£516/month
Example
  • Ssangyong Musso

2.2D Rebel Auto 4WD Euro 6 4dr Ssangyong Musso

18,987 miles 2023 Zero Deposit

Home Delivery Available

£20,599
Leeds
£343/month
Example
  • Hyundai Kona

1.0 T-GDi Premium SUV 5dr Petrol Manual Euro 6 (s/ Hyundai Kona

52,144 miles 2019 Zero Deposit

Home Delivery Available

£10,099
Leeds
£212/month
Example
  • Ssangyong Musso

2.2D Saracen Plus Auto 4WD LWB Euro 6 4dr Ssangyong Musso

25 miles 2025 Zero Deposit

Home Delivery Available

£32,790
Leeds
£546/month
Example
  • Skoda Karoq

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr Skoda Karoq

5,885 miles 2022 Zero Deposit

Home Delivery Available

£22,599
Leeds
£376/month
Example
  • Hyundai Kona

1.0 T-GDi MHEV N Line Euro 6 (s/s) 5dr Hyundai Kona

42,944 miles 2022 Zero Deposit

Home Delivery Available

£13,799
Leeds
£230/month
Example
  • Ssangyong Tivoli

1.5 K40 Auto Euro 6 (s/s) 5dr Ssangyong Tivoli

17 miles 2025 Zero Deposit

Home Delivery Available

£21,799
Leeds
£363/month
Example
  • Ssangyong Rexton

2.2D K30 T-Tronic 4WD Euro 6 (s/s) 5dr Ssangyong Rexton

10 miles 2025 Zero Deposit

Home Delivery Available

£37,999
Leeds
£632/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

55,672 miles 2019 Zero Deposit

Home Delivery Available

£14,459
Leeds
£303/month
Example
  • Ssangyong Tivoli

1.5P Ultimate Nav Auto Euro 6 (s/s) 5dr Ssangyong Tivoli

9,987 miles 2022 Zero Deposit

Home Delivery Available

£13,699
Leeds
£228/month
Example
  • Skoda Octavia

2.0 TDI vRS Hatchback 5dr Diesel Manual Euro 6 (s/ Skoda Octavia

51,000 miles 2017 Zero Deposit

Home Delivery Available

£14,995
York
£315/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

63,770 miles 2017 Zero Deposit

Home Delivery Available

£11,290
Leeds
£237/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol Manual 2WD Euro 6 Nissan Qashqai

42,169 miles 2015 Zero Deposit

Home Delivery Available

£8,690
Leeds
£182/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Manual 4WD Euro 6 ( Land Rover Range Rover Evoque

59,462 miles 2016 Zero Deposit

Home Delivery Available

£10,490
Leeds
£220/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec S Hatchback 3dr Petrol Manual Ford Fiesta

85,027 miles 2015 Zero Deposit

Home Delivery Available

£3,990
Leeds
£84/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.