Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Mercedes Benz A Class

A45 2.0 A45 AMG S Plus Hatchback 5dr Petrol 8G-DCT 4MA Mercedes Benz A Class

52,000 miles 2022 Zero Deposit

Home Delivery Available

£37,995
York
£632/month
Example
  • Peugeot 208

1.2 PureTech Active Hatchback 5dr Petrol Manual Eu Peugeot 208

73,070 miles 2016 Zero Deposit

Home Delivery Available

£4,295
Leeds
£90/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Fiesta

71,065 miles 2015 Zero Deposit

Home Delivery Available

£4,495
Leeds
£94/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Focus

59,995 miles 2016 Zero Deposit

Home Delivery Available

£5,495
Leeds
£115/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

79,800 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Volkswagen Polo

1.0 EVO beats Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

32,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
Leeds
£216/month
Example
  • Volvo V40

1.6 D2 Lux Hatchback 5dr Diesel Powershift Euro 5 Volvo V40

57,000 miles 2015 Zero Deposit

Home Delivery Available

£8,495
Leeds
£178/month
Example
  • Suzuki SX4

1.4 Boosterjet SZ5 SUV 5dr Petrol Auto ALLGRIP Eur Suzuki SX4

26,060 miles 2017 Zero Deposit

Home Delivery Available

£12,995
Leeds
£273/month
Example
  • Audi S3

2.0 TFSI Black Edition Sportback 5dr Petrol S Tron Audi S3

36,300 miles 2020 Zero Deposit

Home Delivery Available

£25,098
York
£418/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover Evoque

57,371 miles 2015 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • MINI Convertible

2.0 Cooper S Sport Convertible 2dr Petrol Steptron MINI Convertible

19,000 miles 2021 Zero Deposit

Home Delivery Available

£21,786
York
£363/month
Example
  • BMW X5

3.0 30d MHT M Sport SUV 5dr Diesel Hybrid Auto xDr BMW X5

51,870 miles 2022 Zero Deposit

Home Delivery Available

£45,995
£765/month
Example
  • BMW X5

3.0 45e 24kWh M Sport SUV 5dr Petrol Plug-in Hybri BMW X5

62,400 miles 2019 Zero Deposit

Home Delivery Available

£36,750
£612/month
Example
  • Ford Transit

1.5 TDCi 220 Panel Van 5 Door Diesel Manual White Ford Transit

83,152 miles 2017 Zero Deposit

Home Delivery Available

£7,200
Leeds
£151/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3 Door Petrol Manual White Eu MINI Hatch

37,681 miles 2016 Zero Deposit

Home Delivery Available

£8,212
Leeds
£172/month
Example
  • Vauxhall ADAM

1.4i JAM Hatchback 3 Door Petrol Manual White Euro Vauxhall ADAM

61,479 miles 2015 Zero Deposit

Home Delivery Available

£4,839
Leeds
£101/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.