Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Mercedes Benz A Class

A180 1.3 A180 AMG Line Edition (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

33,000 miles 2022 Zero Deposit

Home Delivery Available

£19,999
Leeds
£333/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

96,500 miles 2018 Zero Deposit

Home Delivery Available

£15,990
Leeds
£335/month
Example
  • Hyundai i40

1.7 CRDi Blue Drive SE Nav Business Saloon 4dr Die Hyundai i40

45,514 miles 2018 Zero Deposit

Home Delivery Available

£10,895
Leeds
£228/month
Example
  • SEAT Leon

1.5 eTSI MHEV FR Estate 5dr Petrol Hybrid DSG Euro SEAT Leon

24,000 miles 2020 Zero Deposit

Home Delivery Available

£16,495
Leeds
£274/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Premium) Hatchback 5dr Petrol M Mercedes Benz A Class

51,261 miles 2016 Zero Deposit

Home Delivery Available

£11,995
Leeds
£252/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol Volkswagen Golf

52,902 miles 2015 Zero Deposit

Home Delivery Available

£9,295
Leeds
£195/month
Example
  • Hyundai i10

1.0 GO! SE Hatchback 5dr Petrol Manual Euro 6 (66 Hyundai i10

40,961 miles 2018 Zero Deposit

Home Delivery Available

£6,995
Leeds
£147/month
Example
  • Ford Focus

1.0T EcoBoost Zetec S Hatchback 5dr Petrol Manual Ford Focus

42,901 miles 2015 Zero Deposit

Home Delivery Available

£6,995
Leeds
£147/month
Example
  • Renault Clio

0.9 TCe Dynamique Nav Hatchback 5dr Petrol Manual Renault Clio

44,434 miles 2016 Zero Deposit

Home Delivery Available

£6,795
Leeds
£142/month
Example
  • BMW 3 Series

M3 3.0 M340d MHT Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

92,250 miles 2021 Zero Deposit

Home Delivery Available

£28,495
Bradford
£474/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C Class

111,100 miles 2015 Zero Deposit

Home Delivery Available

£11,995
Bradford
£252/month
Example
  • Audi Q2

1.4 TFSI CoD S line Euro 6 (s/s) 5dr Audi Q2

29,424 miles 2017 Zero Deposit

Home Delivery Available

£14,500
£304/month
Example
  • BMW 4 Series

2.0 420i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

62,000 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Wakefield
£294/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Euro 6 (s/s) 5dr BMW 4 Series

50,000 miles 2020 Zero Deposit

Home Delivery Available

£14,495
Wakefield
£241/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

74,000 miles 2017 Zero Deposit

Home Delivery Available

£5,495
Wakefield
£115/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.