Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Harrogate

  • BMW X6 M

4.4i V8 Competition SUV 5dr Petrol Hybrid Auto xDrive Euro 6 (s/s) (625 ps) BMW X6 M

14,978 miles 2023 Zero Deposit

Home Delivery Available

£84,990
Harrogate
£1414/month
Example
  • Nissan Qashqai

1.6 dCi Tekna XTRON 2WD Euro 5 (s/s) 5dr Nissan Qashqai

52,000 miles 2014 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Audi R8

5.2 FSI V10 Performance Carbon Black Spyder S Tronic quattro Euro 6 (s/s) 2dr Audi R8

12,999 miles 2020 Zero Deposit

Home Delivery Available

£116,990
£1947/month
Example
  • Volvo XC90

2.0 T8 18.8kWh Ultra Dark Auto 4WD Euro 6 (s/s) 5dr Volvo XC90

13,000 miles 2025 Zero Deposit

Home Delivery Available

£59,990
£998/month
Example
  • Land Rover Range Rover Sport

4.4 P530 V8 Autobiography SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (530 ps) Land Rover Range Rover Sport

8,970 miles 2025 Zero Deposit

Home Delivery Available

£97,990
£1631/month
Example
  • BMW X5

3.0 50e 25.7kWh M Sport Steptronic xDrive Euro 6 (s/s) 5dr BMW X5

30,000 miles 2024 Zero Deposit

Home Delivery Available

£63,990
£1065/month
Example
  • BMW X5

3.0 45e 24kWh M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X5

34,269 miles 2022 Zero Deposit

Home Delivery Available

£43,950
£731/month
Example
  • Land Rover DEFENDER 90

3.0 D350 MHEV X-Dynamic HSE Auto 4WD Euro 6 (s/s) 3dr Land Rover DEFENDER 90

20,014 miles 2024 Zero Deposit

Home Delivery Available

£62,950
£1047/month
Example
  • Porsche 911

3.0T 992 Carrera 4 GTS PDK 4WD Euro 6 (s/s) 2dr Porsche 911

13,558 miles 2022 Zero Deposit

Home Delivery Available

£114,990
£1913/month
Example
  • Ferrari SF90 Stradale

4.0T V8 7.9kWh F1 DCT 4WD Euro 6 (s/s) 2dr Ferrari SF90 Stradale

3,998 miles 2021 Zero Deposit

Home Delivery Available

£309,950
£5158/month
Example
  • Porsche Macan

2.9T V6 S SUV 5dr Petrol PDK 4WD Euro 6 (s/s) (380 ps) Porsche Macan

26,769 miles 2023 Zero Deposit

Home Delivery Available

£53,495
£890/month
Example
  • BMW M4

3.0 BiTurbo GPF Competition DCT Euro 6 (s/s) 2dr BMW M4

25,940 miles 2020 Zero Deposit

Home Delivery Available

£35,950
£598/month
Example
  • Ford Mustang

2.3T EcoBoost Fastback 2dr Petrol Manual Euro 6 (270 ps) Ford Mustang

14,968 miles 2020 Zero Deposit

Home Delivery Available

£32,990
Harrogate
£549/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line DCT AWD Euro 6 (s/s) 5dr Kia Sportage

35,083 miles 2020 Zero Deposit

Home Delivery Available

£16,750
£351/month
Example
  • Volkswagen Polo

1.0 beats Euro 6 (s/s) 5dr Volkswagen Polo

109,000 miles 2018 Zero Deposit

Home Delivery Available

£7,645
£160/month
Example
  • Audi Q5

2.0 TDI Sport S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

164,000 miles 2018 Zero Deposit

Home Delivery Available

£10,750
Bradford
£225/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.