Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Harrogate

  • Mercedes Benz A-Class

2.1 A220d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A-Class

89,265 miles 2017 Zero Deposit

Home Delivery Available

£11,500
Leeds
£234/month
Example
  • Fiat Tipo

1.4 MPI Lounge Estate 5dr Petrol Manual Euro 6 (95 Fiat Tipo

47,304 miles 2019 Zero Deposit

Home Delivery Available

£6,650
Leeds
£135/month
Example
  • Vauxhall Corsa

1.4i SRi VX Line Nav Black Hatchback 5dr Petrol Ma Vauxhall Corsa

60,163 miles 2019 Zero Deposit

Home Delivery Available

£6,900
Leeds
£140/month
Example
  • Audi A1

1.4 TFSI S line Hatchback 3dr Petrol Manual Euro 6 Audi A1

79,082 miles 2016 Zero Deposit

Home Delivery Available

£7,800
Leeds
£159/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel M Mercedes Benz A-Class

67,238 miles 2017 Zero Deposit

Home Delivery Available

£9,200
Leeds
£187/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A-Class

79,188 miles 2017 Zero Deposit

Home Delivery Available

£9,400
Leeds
£191/month
Example
  • Mercedes Benz B Class

1.5 B180d AMG Line (Premium) MPV 5dr Diesel 7G-DCT Mercedes Benz B Class

50,014 miles 2016 Zero Deposit

Home Delivery Available

£10,500
Leeds
£214/month
Example
  • Vauxhall Corsa

1.4i ecoTEC Energy Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

67,815 miles 2017 Zero Deposit

Home Delivery Available

£5,750
Leeds
£117/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A-Class

70,630 miles 2018 Zero Deposit

Home Delivery Available

£11,500
Leeds
£234/month
Example
  • Ford Focus

2.0T EcoBoost ST-2 Hatchback 5dr Petrol Manual Eur Ford Focus

71,039 miles 2017 Zero Deposit

Home Delivery Available

£11,300
£230/month
Example
  • Hyundai i10

1.0 GO! SE Hatchback 5dr Petrol Manual Euro 6 (66 Hyundai i10

27,000 miles 2018 Zero Deposit

Home Delivery Available

£8,495
Leeds
£173/month
Example
  • Volkswagen Golf

1.5 TSI EVO Match Estate 5dr Petrol Manual Euro 6 Volkswagen Golf

42,462 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Leeds
£264/month
Example
  • Peugeot Partner Tepee

1.6 BlueHDi Outdoor MPV 5dr Diesel ETG Euro 6 (s/s Peugeot Partner Tepee

53,040 miles 2016 Zero Deposit

Home Delivery Available

£9,795
Leeds
£199/month
Example
  • Audi RS3

2.5 TFSI Audi Sport Edition Sportback 5dr Petrol S Audi RS3

30,000 miles 2019 Zero Deposit

Home Delivery Available

£36,990
Bradford
£587/month
Example
  • Citroen C4

1.2 PureTech GPF Feel Hatchback 5dr Petrol Manual Citroen C4

52,000 miles 2020 Zero Deposit

Home Delivery Available

£6,980
£142/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

81,000 miles 2017 Zero Deposit

Home Delivery Available

£6,980
£142/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.

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