Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Harrogate

  • Suzuki Swift

1.2 Dualjet Attitude Hatchback 5dr Petrol Manual E Suzuki Swift

47,750 miles 2019 Zero Deposit

Home Delivery Available

£8,200
Leeds
£168/month
Example
  • Volkswagen Polo

1.0 SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (6 Volkswagen Polo

72,710 miles 2018 Zero Deposit

Home Delivery Available

£8,500
Leeds
£174/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium Plus) Coupe 2dr Diesel Mercedes Benz C-Class

96,328 miles 2017 Zero Deposit

Home Delivery Available

£12,700
Leeds
£261/month
Example
  • Kia Picanto

1.25 EcoDynamics Sport Hatchback 5dr Petrol Manual Kia Picanto

108,780 miles 2017 Zero Deposit

Home Delivery Available

£4,290
Bradford
£88/month
Example
  • Citroen C1

1.0 VTi Shine Hatchback 5dr Petrol Manual Euro 6 ( Citroen C1

42,217 miles 2021 Zero Deposit

Home Delivery Available

£8,995
Leeds
£185/month
Example
  • Dacia Jogger

1.0 TCe Extreme SE MPV 5dr Petrol Manual Euro 6 (s Dacia Jogger

42,048 miles 2023 Zero Deposit

Home Delivery Available

£12,695
Leeds
£204/month
Example
  • Volvo V90 Cross Country

2.0 D4 Plus Auto AWD Euro 6 (s/s) 5dr Volvo V90 Cross Country

52,200 miles 2019 Zero Deposit

Home Delivery Available

£22,995
York
£472/month
Example
  • Peugeot 3008

1.2 PureTech Allure Premium 5dr Peugeot 3008

31,551 miles 2021 Zero Deposit

Home Delivery Available

£12,990
£209/month
Example
  • BMW X1

2.0 18d xLine Auto xDrive Euro 6 (s/s) 5dr BMW X1

42,000 miles 2017 Zero Deposit

Home Delivery Available

£13,990
£287/month
Example
  • BMW 1 Series

2.0 M135i Auto xDrive Euro 6 (s/s) 5dr BMW 1 Series

77,000 miles 2021 Zero Deposit

Home Delivery Available

£21,499
Bradford
£346/month
Example
  • BMW M2

3.0 BiTurbo Steptronic Euro 6 (s/s) 2dr BMW M2

21,721 miles 2023 Zero Deposit

Home Delivery Available

£48,950
£787/month
Example
  • Ford EcoSport

1.0T 125PS EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

8,327 miles 2021 Zero Deposit

Home Delivery Available

£11,499
Leeds
£236/month
Example
  • Audi A6 Saloon

2.0 TDI ultra S line Saloon 4dr Diesel Manual Euro Audi A6 Saloon

112,150 miles 2017 Zero Deposit

Home Delivery Available

£8,250
Bradford
£169/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech SE Nav Hatchback 5dr Petro Volkswagen Golf

77,812 miles 2017 Zero Deposit

Home Delivery Available

£8,850
Leeds
£182/month
Example
  • Audi A4

2.0 TFSI 40 Black Edition Saloon 4dr Petrol S Tron Audi A4

69,080 miles 2019 Zero Deposit

Home Delivery Available

£15,250
Leeds
£313/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) Mercedes Benz A-Class

71,000 miles 2016 Zero Deposit

Home Delivery Available

£6,995
Leeds
£144/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.