Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Harrogate

  • Land Rover Defender 90

2.0 P300 SE SUV 3dr Petrol Auto 4WD Euro 6 (s/s) (300 ps) Land Rover Defender 90

51,559 miles 2024 Zero Deposit

Home Delivery Available

£44,750
£720/month
Example
  • BMW M4

3.0 BiTurbo Competition Convertible 2dr Petrol Steptronic M xDrive Euro 6 (s/s) (510 ps) BMW M4

12,071 miles 2022 Zero Deposit

Home Delivery Available

£50,990
Harrogate
£820/month
Example
  • Land Rover Defender 90

3.0 D250 MHEV X-Dynamic SE SUV 3dr Diesel Auto 4WD Euro 6 (s/s) (250 ps) Land Rover Defender 90

51,178 miles 2022 Zero Deposit

Home Delivery Available

£41,490
Harrogate
£667/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh GTS Sport Turismo Auto 4WD 5dr (11kW Charger) Porsche Taycan

27,722 miles 2023 Zero Deposit

Home Delivery Available

£58,950
£948/month
Example
  • BMW M4

3.0 BiTurbo Competition Steptronic Euro 6 (s/s) 2dr BMW M4

22,576 miles 2023 Zero Deposit

Home Delivery Available

£54,950
£884/month
Example
  • Audi SQ7

4.0 TFSI V8 Black Edition Tiptronic quattro Euro 6 (s/s) 5dr Audi SQ7

21,960 miles 2025 Zero Deposit

Home Delivery Available

£64,950
£1045/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Hatchback 5dr Petrol Manual Eu Vauxhall Corsa

65,683 miles 2016 Zero Deposit

Home Delivery Available

£5,100
Leeds
£105/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s Fiat 500

56,220 miles 2016 Zero Deposit

Home Delivery Available

£5,400
Leeds
£111/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5 Door Petrol Manual Ford Fiesta

53,280 miles 2017 Zero Deposit

Home Delivery Available

£6,729
Leeds
£138/month
Example
  • Hyundai i20

1.2 SE Hatchback 5dr Petrol Manual Euro 6 (84 ps) Hyundai i20

67,682 miles 2017 Zero Deposit

Home Delivery Available

£6,690
Leeds
£137/month
Example
  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) Volkswagen Golf

70,000 miles 2017 Zero Deposit

Home Delivery Available

£14,995
York
£308/month
Example
  • Vauxhall ADAM

1.2i JAM Euro 6 3dr Vauxhall ADAM

28,109 miles 2017 Zero Deposit

Home Delivery Available

£6,390
York
£131/month
Example
  • Audi Q5

Q5 SQ5 TDI Quattro 5dr Tiptronic Audi Q5

84,806 miles 2020 Zero Deposit

Home Delivery Available

£26,000
£534/month
Example
  • BMW M4

3.0 BiTurbo Competition Convertible 2dr Petrol Steptronic M xDrive Euro 6 (s/s) (510 ps) BMW M4

21,676 miles 2022 Zero Deposit

Home Delivery Available

£52,950
£852/month
Example
  • BMW M3

3.0 BiTurbo Competition Saloon 4dr Petrol Steptronic M xDrive Euro 6 (s/s) (510 ps) BMW M3

19,152 miles 2023 Zero Deposit

Home Delivery Available

£58,990
Harrogate
£949/month
Example
  • Volkswagen Golf

2.0 TSI GTI Clubsport DSG Euro 6 (s/s) 5dr Volkswagen Golf

29,880 miles 2022 Zero Deposit

Home Delivery Available

£27,950
£450/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.