Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Harrogate

  • Subaru Forester

2.0i XE SUV 5dr Petrol Manual 4WD Euro 6 (s/s) (15 Subaru Forester

50,000 miles 2015 Zero Deposit

Home Delivery Available

£12,500
Leeds
£262/month
Example
  • BMW 1 Series

1.5 116d SE Business Hatchback 5dr Diesel Manual E BMW 1 Series

68,856 miles 2018 Zero Deposit

Home Delivery Available

£9,000
Leeds
£189/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav SUV 5dr Diesel Manual E Hyundai Tucson

82,109 miles 2016 Zero Deposit

Home Delivery Available

£8,150
Leeds
£171/month
Example
  • BMW 1 Series

1.5 116d ED Plus Hatchback 3dr Diesel Manual Euro BMW 1 Series

98,732 miles 2017 Zero Deposit

Home Delivery Available

£6,500
Leeds
£136/month
Example
  • Volvo XC60

2.4 D5 SE Lux Nav SUV 5dr Diesel Auto AWD Euro 6 ( Volvo XC60

67,500 miles 2016 Zero Deposit

Home Delivery Available

£14,995
Leeds
£315/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto Euro 6 (s/ Vauxhall Crossland

46,000 miles 2021 Zero Deposit

Home Delivery Available

£11,654
Leeds
£244/month
Example
  • Hyundai Kona

KONA 1.6 GDi Hybrid Ultimate 5dr DCT Hyundai Kona

15,210 miles 2021 Zero Deposit

Home Delivery Available

£19,011
York
£316/month
Example
  • Audi Q5

Q5 40 TDI Quattro S Line 5dr S Tronic Audi Q5

69,331 miles 2020 Zero Deposit

Home Delivery Available

£22,218
York
£370/month
Example
  • Ford Tourneo

2.0 310 EcoBlue Titanium L1 Euro 6 (s/s) 5dr Ford Tourneo

63,000 miles 2017 Zero Deposit

Home Delivery Available

£9,990
Leeds
£209/month
Example
  • Ford Tourneo

2.0 310 EcoBlue Titanium L1 Euro 6 (s/s) 5dr Ford Tourneo

58,000 miles 2018 Zero Deposit

Home Delivery Available

£10,990
Leeds
£230/month
Example
  • Mitsubishi L200

2.5 DI-D Barbarian 4WD Euro 5 4dr (LB) Mitsubishi L200

99,900 miles 2015 Zero Deposit

Home Delivery Available

£10,500
Harrogate
£220/month
Example
  • Skoda Superb

2.0 TDI SE Estate 5dr Diesel Manual Euro 5 (s/s) ( Skoda Superb

54,612 miles 2015 Zero Deposit

Home Delivery Available

£9,895
Leeds
£207/month
Example
  • Citroen C4

1.6 BlueHDi Exclusive+ MPV 5dr Diesel Manual Euro Citroen C4

44,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495
Leeds
£199/month
Example
  • Audi SQ5

3.0 TDI V6 Vorsprung Sportback 5dr Diesel Tiptroni Audi SQ5

10,250 miles 2022 Zero Deposit

Home Delivery Available

£57,786
York
£962/month
Example
  • Skoda Kodiaq

2.0 TDI SportLine SUV 5dr Diesel DSG 4WD Euro 6 (s Skoda Kodiaq

14,000 miles 2023 Zero Deposit

Home Delivery Available

£34,786
York
£579/month
Example
  • Fiat 500

1.2 120th Convertible 2dr Petrol Manual Euro 6 (s/ Fiat 500

25,300 miles 2019 Zero Deposit

Home Delivery Available

£9,536
York
£200/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.