Affordable Car Finance Deals in and around Harrogate

Looking for used cars in Harrogate? At ChooseMyCar, we make finding your next vehicle simple, affordable and stress-free. Whether you're upgrading, downsizing, or buying your first car, we offer quick access to a huge selection of quality and reliable used cars, all available to browse online from the comfort of your home. From flexible finance options to nationwide home delivery, we’re here to help you secure the right car at the right price, without the hassle!

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Harrogate

  • BMW 1 Series

2.0 M135i Auto xDrive Euro 6 (s/s) 5dr BMW 1 Series

1,445 miles 2024 Zero Deposit

Home Delivery Available

£32,990
Harrogate
£549/month
Example
  • BMW M4

3.0 BiTurbo Competition Coupe 2dr Petrol Steptronic M xDrive Euro 6 (s/s) (510 ps) BMW M4

36,941 miles 2022 Zero Deposit

Home Delivery Available

£46,990
Harrogate
£782/month
Example
  • Mercedes Benz EQC

EQC 400 80kWh AMG Line (Premium Plus) Auto 4MATIC 5dr Mercedes Benz EQC

36,296 miles 2022 Zero Deposit

Home Delivery Available

£25,750
£428/month
Example
  • Mercedes Benz SL

4.0 SL55 V8 BiTurbo AMG (Premium Plus) SpdS MCT 4MATIC+ Euro 6 (s/s) 2dr Mercedes Benz SL

14,404 miles 2022 Zero Deposit

Home Delivery Available

£81,950
£1364/month
Example
  • Mercedes Benz EQC

EQC 400 80kWh AMG Line (Premium Plus) Auto 4MATIC 5dr Mercedes Benz EQC

37,615 miles 2022 Zero Deposit

Home Delivery Available

£25,750
£428/month
Example
  • Audi RS4 Avant

2.9 TFSI V6 Carbon Black Tiptronic quattro Euro 6 (s/s) 5dr Audi RS4 Avant

25,250 miles 2023 Zero Deposit

Home Delivery Available

£59,950
£998/month
Example
  • Land Rover Range Rover Sport

3.0 D300 MHEV Autobiography Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

10,229 miles 2023 Zero Deposit

Home Delivery Available

£73,950
£1231/month
Example
  • Peugeot 208

1.2 PureTech 100 GT 5dr Peugeot 208

56,349 miles 2022 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Citroen C3

C3 AIRCROSS FLAIR PURETECH Citroen C3

45,000 miles 2019 Zero Deposit

Home Delivery Available

£6,995
Leeds
£147/month
Example
  • MG 3

3 EXCLUSIVE NAV VTI-TECH MG 3

32,500 miles 2020 Zero Deposit

Home Delivery Available

£7,295
Leeds
£153/month
Example
  • Peugeot 3008

1.2 Hybrid 145 GT 5dr e-DSC6 Peugeot 3008

948 miles 2025 Zero Deposit

Home Delivery Available

£28,000
£466/month
Example
  • Peugeot E-208

100kW Allure Premium 50kWh 5dr Auto Peugeot E-208

34,813 miles 2022 Zero Deposit

Home Delivery Available

£10,860
£228/month
Example
  • Renault Captur

1.6 E-Tech full hybrid 145 Engineered 5dr Auto Renault Captur

18,660 miles 2023 Zero Deposit

Home Delivery Available

£17,000
£283/month
Example
  • Peugeot 208

1.2 Puretech Gt Hatchback 5dr Petrol Eat Euro 6 (s/s) (130 Ps) Peugeot 208

15,000 miles 2022 Zero Deposit

Home Delivery Available

£15,590
£259/month
Example
  • Peugeot 3008

1.2 PureTech GT Premium 5dr EAT8 Peugeot 3008

8,170 miles 2022 Zero Deposit

Home Delivery Available

£20,550
£342/month
Example
  • BMW X5

xDrive30d M Sport 5dr Auto|SKY LOUNGE|22" BMW ALLOYS|M PER KIT BMW X5

84,000 miles 2018 Zero Deposit

Home Delivery Available

£33,990
Bradford
£566/month
Example

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Learn More About Car Finance

Car Finance Deals Harrogate

When you need a new car and car finance in Harrogate, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Harrogate

Worried about your credit history? Don't be. ChooseMyCar, right here in Harrogate, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Harrogate

At ChooseMyCar, we offer no deposit car finance in Harrogate through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Harrogate lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Harrogate as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Harrogate, for specific used car warranty details.