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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Nissan Navara

2.3 Navara Tekna dCi Auto 4WD 5dr Nissan Navara

113,295 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Bentley Continental

FLYING SPUR 5 STR Bentley Continental

0 miles 2005 Zero Deposit

Home Delivery Available

£13,000
Gateshead
£273/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki Vitara

42,659 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A1

30 TFSI S Line 5dr Audi A1

67,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps Suzuki Ignis

32,189 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia Sportage

1.6 T-GDi 2 AWD Euro 6 (s/s) 5dr Kia Sportage

32,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium) 7G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

75,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Polestar Polestar 2

Single Motor 64kWh Standard Range Fastback 5dr Electric Auto FWD (224 ps) Polestar Polestar 2

81,866 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Kodiaq

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

112,300 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen Dispatch

2.0 1200 HDi Enterprise Panel Van 5dr Diesel Manua Citroen Dispatch

112,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Auris

1.8 Vvt H Design Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (136 Ps) Toyota Auris

42,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Kia Rio

Hatchback 2 Kia Rio

13,649 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro Life Electric

50kwh Ultimate MPV 5dr Electric Auto Lwb (8 Seat, 7.4kw Charger) (136 Ps) Vauxhall Vivaro Life Electric

17,037 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Golf

1.5 TSI Life 5dr ** Sat Nav + Digital Cockpit ** Volkswagen Golf

66,075 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition Plus Euro 6 (s/s) 5dr Ford Puma

28,024 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

85,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A1

1.0 TFSI 25 Sport Audi A1

39,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q5

2.0 TDI S line Plus S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

83,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Eastbourne
£273/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

63,132 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Luton
£273/month
Example
  • Mitsubishi Shogun

3.2 DI-DC Warrior Auto 4WD SWB Euro 6 3dr Mitsubishi Shogun

133,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Range Rover Sport

4.4 SD V8 Autobiography Dynamic Auto 4WD Euro 5 5dr Land Rover Range Rover Sport

123,000 miles 2014 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A1

1.0 TFSI 30 Technik Sportback 5dr Petrol Manual Eu Audi A1

60,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A3

1.4 TFSI CoD S line Saloon 4dr Petrol Manual Euro 6 (s/s) (150 ps) Audi A3

57,071 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

43,534 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Passat

1.4 Passat GTe Semi-Auto 5dr Volkswagen Passat

91,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Mazda Mx 5 Rf

2.0 SKYACTIV-G GT Sport Nav+ Euro 6 (s/s) 2dr Mazda Mx 5 Rf

83,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

27,856 miles 2016 Zero Deposit

Home Delivery Available

£13,000
London
£273/month
Example
  • Volkswagen Golf

Hatchback (2012 - 2017) Volkswagen Golf

72,000 miles 2014 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

59,614 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Jaguar F Pace

2.0 P250i R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

43,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

57,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

77,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

Hatchback Exclusive MG ZS

21,651 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki Vitara

17,002 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Barnsley
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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