• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

19,821 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example
  • Suzuki Ignis

SZ5 ALLGRIP SHVS Suzuki Ignis

25,997 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

14,930 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Toyota Yaris

VVT-I DESIGN Toyota Yaris

6,329 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Cee'd

1.6 CRDi GT-Line Hatchback 5dr Diesel Manual Euro Kia Cee'd

35,250 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Nissan eNV200

0.0 E TEKNA RAPID PLUS Nissan eNV200

51,200 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW X4

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

100,980 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech Alltrack Estate 5dr Diesel Volkswagen Passat

81,570 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

25,239 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Kia Sportage

1.6 CRDi MHEV 2 Euro 6 (s/s) 5dr Kia Sportage

50,907 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Renault Captur

CAPTUR 1.0 TCE 90 Iconic 5dr Renault Captur

8,484 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5 Door Di Mercedes Benz A Class

50,489 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 4dr Petrol Manua Mercedes Benz CLA

51,701 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

Limited L1 H1 2.0 280 EcoBlue SWB Diesel Panel Van Ford Transit

91,010 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Renault Clio

1.6 TCe Renaultsport Nav Trophy Auto Euro 6 (s/s) 5dr Renault Clio

46,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

25,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition Euro 6 (s/s) 5dr Ford Puma

44,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Primastar

2.0 dCi 30 Visia L2 H1 Euro 6 (s/s) 5dr Nissan Primastar

29,940 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Niro

39kWh 2 SUV 5dr Electric Auto (134 bhp) ***128 AA Kia Niro

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • Audi A3

2.0 TDI 30 Sport Saloon 4dr Diesel Manual Euro 6 ( Audi A3

95,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

29,337 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ateca

2.0 Ateca Xcellence TDI 4Drive 4WD 5dr SEAT Ateca

61,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 3 Series

2.0 320i Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

49,990 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Nissan Qashqai

1.6 dCi Tekna XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

40,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320D M SPORT 4d 181 BHP BMW 3 Series

54,398 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz GLA Class

GLA200 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s Mercedes Benz GLA Class

39,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback 5dr Petrol Manual Euro Audi A1

52,899 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A6

1.8 TFSI Black Edition S Tronic Euro 6 (s/s) 4dr Audi A6

88,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback 5dr Diesel Manual E Audi A5

82,494 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A5

2.0 TDI S line S Tronic Euro 6 (s/s) 2dr Audi A5

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ateca

1.4 EcoTSI SE Technology SUV 5dr Petrol Manual Eur SEAT Ateca

16,154 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.