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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Maserati Ghibli

3.0D V6 ZF Euro 5 (s/s) 4dr Maserati Ghibli

60,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

40,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Focus

2.0 TDCi ST-3 Euro 6 (s/s) 5dr Ford Focus

57,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Auto Euro 6 (s/s) (136 Ps) BMW 1 Series

60,280 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition Plus Euro 6 (s/s) 5dr Ford Puma

28,024 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Slough
£216/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback Euro 6 (s/s) 5dr Audi A1

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Lexus CT

1.8 200h Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (136 ps) Lexus CT

65,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

CROSSLAND 1.2 Turbo [130] Elite Nav 5dr Auto Vauxhall Crossland

13,083 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Bedford
£216/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol CVT Euro 6 Honda Civic

23,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

53,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Focus

1.0T EcoBoost Active X Vignale Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

62,700 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Alfa Romeo Giulia

2.2 TD Tecnica Saloon 4dr Diesel Auto Euro 6 (s/s) Alfa Romeo Giulia

65,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Golf

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

57,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • SEAT Ateca

1.4 Ecotsi Xcellence Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) SEAT Ateca

54,304 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Premium Auto Euro 6 (s/s) 5dr Vauxhall Mokka

48,550 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Slough
£216/month
Example
  • Vauxhall Mokka

Electric Hatchback Ultimate Vauxhall Mokka

14,444 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A-Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

59,633 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Audi A3

1.4 TFSI CoD S line Saloon 4dr Petrol Manual Euro 6 (s/s) (150 ps) Audi A3

57,071 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Polo

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Polo

56,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mazda Mx 5 Rf

2.0 SKYACTIV-G GT Sport Nav+ Euro 6 (s/s) 2dr Mazda Mx 5 Rf

83,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

27,856 miles 2016 Zero Deposit

Home Delivery Available

£13,000
London
£273/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C-Class

90,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Stoke-on-Trent
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Hatchback 5dr Petrol Auto Eu Vauxhall Corsa

38,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Polo

2.0 TSI GTI+ Volkswagen Polo

88,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Polestar Polestar 2

Single Motor 64kWh Standard Range Fastback 5dr Electric Auto FWD (224 ps) Polestar Polestar 2

81,896 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

68,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C5

1.2 PureTech Flair Plus EAT8 Euro 6 Citroen C5

33,915 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Doncaster
£273/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

71,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • MINI Hatch

2.0 Cooper S Works Euro 6 (s/s) 3dr MINI Hatch

41,500 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

66,458 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Kodiaq

1.5 TSI ACT SE L DSG Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

112,300 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

31,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki Vitara

42,659 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps Suzuki Ignis

32,189 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry
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