• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

1-36 of over 1,000 cars

  • Volkswagen Tiguan

2.0 Tdi Bluemotion Tech Sel Suv 5dr Diesel Dsg 4motion Euro 6 (s/s) (150 Ps Volkswagen Tiguan

83,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Preston
£265/month
Example
  • Skoda Kamiq

1.0 TSI SE Euro 6 (s/s) 5dr Skoda Kamiq

31,400 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Slough
£206/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps) Land Rover Discovery Sport

50,614 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Toyota Yaris

1.5 VVT-h Excel E-CVT Euro 6 (s/s) 5dr Toyota Yaris

60,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£206/month
Example
  • Volkswagen Polo

1.0 TSI United Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps) Volkswagen Polo

14,500 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Lexus CT

1.8 200h Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (136 ps) Lexus CT

65,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Toyota Esquire

ZS Hybrid auto euro 6 Toyota Esquire

77,910 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£265/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

86,132 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Skoda Scala

SCALA 1.0 TSI 95 SE Technology 5dr Skoda Scala

19,347 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£206/month
Example
  • BMW 2 Series Gran Tourer

2.0 220d M Sport MPV 5dr Diesel Auto Euro 6 (s/s) (190 ps) BMW 2 Series Gran Tourer

62,490 miles 2018 Zero Deposit

Home Delivery Available

£13,000
London
£265/month
Example
  • Land Rover Range Rover Velar

2.0 D180 S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

94,329 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Audi TT

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 3dr Audi TT

73,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Volkswagen T Roc

1.5 TSI GPF EVO SEL SUV 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen T Roc

77,704 miles 2020 Zero Deposit

Home Delivery Available

£13,000
London
£265/month
Example
  • Dacia Duster

1.3 TCe Journey EDC Euro 6 (s/s) 5dr Dacia Duster

53,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£206/month
Example
  • Jaguar E Pace

2.0 D180 R Dynamic Se Suv 5dr Diesel Auto Awd Euro 6 (s/s) (180 Ps) Jaguar E Pace

70,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • BMW 3 Series

3 SERIES 320i xDrive M Sport 5dr Step Auto BMW 3 Series

73,365 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Crawley
£265/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV Titanium First Edition Euro 6 (s/s) 5dr Ford Kuga

42,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV Titanium DCT Euro 6 (s/s) 5dr Ford Fiesta

27,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Coventry
£206/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

64,900 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Stockport
£265/month
Example
  • Peugeot 3008

1.2 PureTech Allure EAT Euro 6 (s/s) 5dr Peugeot 3008

32,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Peugeot 5008

1.6 THP GT Line EAT Euro 6 (s/s) 5dr Peugeot 5008

80,563 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • BMW 4 Series Gran Coupe

3.0 435d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series Gran Coupe

97,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R 4Motion Euro 6 (s/s) 5dr Volkswagen Golf

79,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Skoda Octavia

Hatchback SE Technology Skoda Octavia

25,186 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Ford Galaxy

2.0 EcoBlue Titanium Euro 6 (s/s) 5dr Ford Galaxy

78,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Coventry
£265/month
Example
  • Audi A3

1.6 TDI 30 Black Edition Sportback Euro 6 Audi A3

66,018 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Doncaster
£265/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Estate 5dr Diesel Manu Volkswagen Golf

62,700 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Nissan Juke

JUKE 1.0 DiG-T 114 N-Connecta 5dr DCT Nissan Juke

36,941 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Reading
£206/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

37,957 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£265/month
Example
  • Citroen C4

1.5 BlueHDi Live MPV 5dr Diesel Manual Euro 6 (s/s Citroen C4

36,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Manchester
£206/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£206/month
Example
  • Audi A5 Cabriolet

TDI S line Convertible 2.0 Automatic Diesel Audi A5 Cabriolet

45,156 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Vauxhall Crossland

1.5 Turbo D Ultimate Euro 6 (s/s) 5dr Vauxhall Crossland

15,836 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£206/month
Example
  • Mercedes Benz A-Class

1.3 A180 AMG Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps) Mercedes Benz A-Class

51,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£265/month
Example
  • Renault Captur

1.0 TCe evolution Euro 6 (s/s) 5dr Renault Captur

8,600 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£206/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5182 Reviews

28
16/07/2026

Excellent Service – Friendly, Helpful, and Stress-Free Experience!

I had a fantastic experience with ChooseMyCar from start to finish. The team was incredibly friendly, helpful, and professional throughout the whole process. They took the time to answer all my questions, helped me choose the right car for my needs, and made everything simple and stress-free. Their customer service was excellent, and I never felt pressured into making a decision. They genuinely wanted to help me find the right car, and I'm really happy with my purchase. I would definitely recommend ChooseMyCar to anyone looking for a reliable, honest, and friendly car-buying experience. Thank you for all your help!
Tropilexius
28
16/07/2026

Great experience

Great experience, very helpful and really guided me through the whole process. I got finance and was able to get the car I wanted. Thank you to Choose My Far.
Lizzie
28
15/07/2026

Great experience from start to finish!

Great experience from start to finish! Helpful staff, especially Cameron, updates via WhatsApp which was great, as I was able to get on with my day! They sourced a vehicle to match exactly what I wanted and arranged the finance, all without fuss and quickly. Thoroughly recommend.
DT
28
15/07/2026

Exceptional service

Scott, chloe and lewis my customer service representatives were officiate, friendly and always keeping me up to date during the process. Only taking 3 days to complete the sale of purchase from the first call to sending me the options, to getting intouch with car dealership and finalising the product.
Lydia-anne
28
14/07/2026

great service from choose my car

will helped me find a perfect car for my budget and was a great help throughout the whole process,kept me in the loop the whole time,i recommend choose my car to anyone,great service from will and will use again in the future thankyou will
Shane Wright
28
11/07/2026

Excellent support

Delighted with the help, and patience given. I had little idea of what I was doing and the support and guidance were invaluable without any coercion. Thoroughly recommend using them if you’re a novice.
Sheila Gill
28
11/07/2026

Sully was patient

Sully was patient, gave lots of support and options. Explained how everything would work and answered all my silly questions. Would recommend their services.
Mrs C Ford-Sangrado
28
11/07/2026

Spoke to a very helpful lady she…

Spoke to a very helpful lady she explained car financing with me explaining my options Sent me some links with cars that fitted all my criteria very very helpful and all sorted with no issues Thank you 👏👏
Lynn Brachtvogel
28
10/07/2026

Really really good company to deal with…

Really really good company to deal with they were really helpful always replied straight away, all the staff were extremely helpful start to finish, want to give a mention for Will he was great but all in all, all the team where brilliant
christopher kerr
28
10/07/2026

Ant the guy who dealt with me was…

Ant the guy who dealt with me was absolutely fantastic. He helped look for my car and just made the whole experience a breeze from the first call to the text I sent to say I had collected it. He was very helpful, polite and honest. Nothing was a problem for him.
customer
28
10/07/2026

Excellent service from start to finish

Excellent service from start to finish. Great communication, regular updates and a smooth process throughout. Special thanks to Kieran, Will and Yara for his professionalism, patience and excellent customer service. I would highly recommend Choose My Car.
Tomasz Lawnicki
28
09/07/2026

Very helpful

Everyone i spoke to was very polite and very helpful in finding and financing a car for myself. Plenty of information and clear instructions on what I needed to do once I had chosen a car and when I went to collect it. If you NEED a car but are struggling to get finance like I did, I would highly recommend ChooseMyCar to help you. Thanks so much guys 👌🏻
Louise Richardson
28
08/07/2026

I had a great experience with them

I had a great experience with them. The agent (James) showed great patience and gave me loads of great advice enabling me to pick a car I am really happy with. Wonderful experience and great customer service. I would highly recommend. Thank you for helping me find my dream car.
Tuelo
28
07/07/2026

I cannot fault this company at all

I cannot fault this company at all, very helpful the customer service was excellent and kept me informed all the time
Sally
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.