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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Skoda Octavia

2.0 TDI Scout DSG 4WD Euro 6 (s/s) 5dr Skoda Octavia

57,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sport Euro 6 (s/s) 5dr SEAT Leon

77,266 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Newport
£216/month
Example
  • MG Hs

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG Hs

7,600 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

59,614 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ateca

2.0 TDI XCELLENCE 4Drive Euro 6 (s/s) 5dr SEAT Ateca

51,740 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Grandland

1.5 Turbo D Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Grandland

63,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

19,500 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A1

1.0 TFSI 25 Sport Audi A1

39,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Honda Cr V

1.6 I-DTEC EX Honda Cr V

75,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Polestar Polestar 2

Single Motor 64kWh Standard Range Fastback 5dr Electric Auto FWD (224 ps) Polestar Polestar 2

81,866 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot 5008

1.5 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 5008

74,000 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Ford Kuga

1.5 TDCi Titanium Auto SAT NAV Ford Kuga

35,879 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual Euro 6 (s/s) (190 ps) BMW 3 Series

41,212 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE LUXURY Land Rover Discovery Sport

80,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 ps) BMW 1 Series

47,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Volvo XC60

2.4 D5 R-Design Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

95,984 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Leeds
£273/month
Example
  • Peugeot Boxer

2.2 BlueHDi 335 S Peugeot Boxer

67,836 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Gateshead
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

59,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Norwich
£273/month
Example
  • Mercedes Benz GLA Class

2.0 GLA250 AMG Line Mercedes Benz GLA Class

53,546 miles 2015 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi Q5

2.0 TDI 190 BHP QUATTRO S LINE PLUS S-TRONIC EURO6 ULEZ COMPLIANT SUV Audi Q5

113,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Audi Q3

2.0 TDI QUATTRO 150 BHP EURO 6 ULEZ COMPLIANT S LINE PlUS EDITION 7 SPD S-TRONIC SUV Audi Q3

106,000 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Toyota Corolla

Touring Sport Excel Toyota Corolla

44,800 miles 2020 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Audi A3

1.5 TFSI CoD S line Audi A3

78,520 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

72,500 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

93,000 miles 2019 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • SEAT Arona

1.0 TSI SE Technology SEAT Arona

20,200 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A Class

1.3 A180 SE (Executive) Euro 6 (s/s) 5dr Mercedes Benz A Class

49,800 miles 2019 Zero Deposit

Home Delivery Available

£12,999
Leeds
£273/month
Example
  • Jeep Renegade

1.0 1.0 GSE T3 120hp Night Eagle Jeep Renegade

33,900 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • MINI Countryman

1.5 Cooper Classic Steptronic Euro 6 (s/s) 5dr MINI Countryman

64,800 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Bristol
£273/month
Example
  • Ford Ranger

2.2 TDCi XLT Super Cab Pickup 4WD Euro 5 4dr Ford Ranger

31,600 miles 2018 Zero Deposit

Home Delivery Available

£12,999
Doncaster
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR (s/s) 5dr Honda Civic

43,850 miles 2017 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Ford Tourneo

1.5 TDCi Titanium Euro 6 5dr Ford Tourneo

20,480 miles 2020 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Skoda Octavia

2.0 TSI vRS DSG Euro 6 (s/s) 5dr Skoda Octavia

96,400 miles 2018 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Renault Grand Scenic

1.3 TCe Signature Euro 6 (s/s) 5dr Renault Grand Scenic

39,655 miles 2019 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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