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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • MINI Convertible

2.0 Cooper S Steptronic Euro 6 (s/s) 2dr MINI Convertible

52,231 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Gillingham
£273/month
Example
  • Lexus CT

Ct Hatchback Luxury Lexus CT

47,538 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tronic Euro 6 (s/s) (204 ps) Mercedes Benz SLK

39,752 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Volkswagen Polo

1.0 TSI SE DSG Euro 6 (s/s) 5dr Volkswagen Polo

20,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

85,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Hatchback 5dr Diesel 7G-DCT Eur Mercedes Benz A Class

43,534 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A3

1.4 TFSI CoD S line Saloon 4dr Petrol Manual Euro 6 (s/s) (150 ps) Audi A3

57,071 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Highline Panel Van 5dr Diesel Manual S Volkswagen Caddy

66,260 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Scirocco

2.0 Tsi Bluemotion Tech R Hatchback 3dr Petrol Manual Euro 6 (s/s) (280 Ps) Volkswagen Scirocco

76,666 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda Mx 5 Rf

2.0 SKYACTIV-G GT Sport Nav+ Euro 6 (s/s) 2dr Mazda Mx 5 Rf

83,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

27,856 miles 2016 Zero Deposit

Home Delivery Available

£13,000
London
£273/month
Example
  • Volkswagen Golf

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

102,891 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jaguar F Pace

2.0 P250i R-Sport Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

43,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.0 TSI Life Euro 6 (s/s) 5dr Volkswagen Golf

57,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A1

1.0 TFSI 25 Sport Audi A1

39,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz GLA Class

1.6 GLA180 Urban Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

77,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Lexus NX

2.5 300h Luxury SUV 5dr Petrol Hybrid E-CVT 4WD Euro 6 (s/s) (197 ps) Lexus NX

99,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 208

208 100kW GT 50kWh 5dr Auto Peugeot 208

18,343 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Reading
£216/month
Example
  • Mercedes Benz C Class

2.0 C220d Sport Estate 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz C Class

82,103 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Bolton
£273/month
Example
  • Ford Focus

2.0 TDCi ST-3 Hatchback 5dr Diesel Manual Euro 6 ( Ford Focus

62,940 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Luton
£273/month
Example
  • MG Hs

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG Hs

7,600 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Subaru Impreza

2.5T WRX 4WD Euro 4 5dr Subaru Impreza

51,000 miles 2010 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Vauxhall Corsa Electric

50kwh Design Hatchback 5dr Electric Auto (136 Ps) Vauxhall Corsa Electric

6,823 miles 2024 Zero Deposit

Home Delivery Available

£13,000
Lincoln
£216/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Hatchback 5dr Petrol Manual Eur Ford Focus

63,132 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Luton
£273/month
Example
  • Peugeot Rifter

1.2 PureTech Allure Standard MPV 5dr Petrol Manual Euro 6 (s/s) (110 ps) Peugeot Rifter

37,942 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sport Euro 6 (s/s) 5dr SEAT Leon

77,266 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Newport
£216/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C Class

98,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Fabia

1.0 Tsi Se L Hatchback 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) Skoda Fabia

10,105 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

57,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition 5dr ** Sat Nav + BMW 1 Series

63,285 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Insignia

ULTIMATE NAV Vauxhall Insignia

39,273 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Reading
£216/month
Example
  • Skoda Octavia

2.0 TDI Scout DSG 4WD Euro 6 (s/s) 5dr Skoda Octavia

57,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Chesterfield
£273/month
Example
  • Kia Rio

Hatchback 2 Kia Rio

13,649 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport Estate 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz C Class

58,425 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£273/month
Example
  • MINI Hatch

2.0 Cooper S Works Euro 6 (s/s) 3dr MINI Hatch

41,500 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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