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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 5dr Petrol Steptronic Euro 6 ULEZ (s/s) (136 ps) MINI Hatch

46,895 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 595

1.4 T-Jet Competizione 70th Hatchback 3dr Petrol M Abarth 595

49,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

1.5TDCi 240 EcoBlue LEADER P/V 5dr L1 ONE OWNER, J Ford Transit

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-CONNECTA SUV 5dr EURO 6 (s/s) (114 ps) Nissan Juke

31,857 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Skoda Octavia

2.0 VRS TSI 5d 217 BHP Skoda Octavia

58,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Mitsubishi L200

Double Cab DI-D 178 Titan 4WD Mitsubishi L200

60,400 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

A200 1.6 A200 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

41,075 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Toyota Prius

1.8 Hybrid PHV EURO 6 (5DR) AUTO Toyota Prius

68,457 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Coventry
£216/month
Example
  • Audi TT

2.0 TDI ultra S line Coupe 3dr Diesel Manual Euro Audi TT

56,430 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Peugeot 308

1.5 BlueHDi 130 Active 5dr - B Peugeot 308

31,578 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ibiza

1.0 MPI FR Euro 6 (s/s) 5dr SEAT Ibiza

18,590 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Jaguar I Pace

400 90kWh SE SUV 5dr Electric Auto 4WD (400 ps) Jaguar I Pace

68,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Clubman

2.0 COOPER S AUTOMATIC 5d 189 BHP - FREE DELIVERY* MINI Clubman

59,058 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Passat

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION 5d 148 BH Volkswagen Passat

90,455 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Golf

1.4 GTE ADVANCE DSG 5d 204 BHP - FREE DELIVERY* Volkswagen Golf

78,878 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

72,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

64,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

70,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • BMW X4

2.0 XDRIVE20D M SPORT 4d AUTOMATIC 188 BHP - FREE BMW X4

99,772 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA 200 D AMG LINE AUTOMATIC 5d 134 BHP - FREE Mercedes Benz GLA Class

45,702 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

88,088 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 5 Series

2.0 520D M SPORT TOURING AUTOMATIC 5d 188 BHP - FR BMW 5 Series

71,641 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi A7

3.0 SPORTBACK TDI QUATTRO SE EXECUTIVE 5d 268 BHP Audi A7

77,801 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

44,263 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Manual Euro 6 (s/s) (122 ps) Mazda Cx 30

6,999 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition ( Peugeot 208

22,556 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

25,021 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 5dr Diesel Manual Toyota Proace

50,077 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Sunderland
£216/month
Example
  • Suzuki SX4

1.4 Boosterjet MHEV Motion SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 p Suzuki SX4

29,396 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

1.6 C200d Sport (Premium) Saloon 4dr Diesel G-Tronic+ Euro 6 (s/s) (136 ps) Mercedes Benz C Class

48,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Ranger

2.0 EcoBlue XLT 4WD Euro 6 (s/s) 4dr Ford Ranger

66,800 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A5

2.0 TFSI S line Coupe 2dr Petrol S Tronic Euro 6 ( Audi A5

104,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Kia Rio

1.0 T-GDi 2 Hatchback 5dr Petrol DCT Euro 6 (s/s) Kia Rio

31,126 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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