• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mitsubishi L200

Double Cab DI-D 178 Titan 4WD Mitsubishi L200

60,400 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

13,397 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Kona

64kWh Premium SUV 5dr Electric Auto (10.5kW Charge Hyundai Kona

49,548 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

SZ5 BOOSTERJET Suzuki Vitara

36,401 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

76,467 miles 2017 Zero Deposit

Home Delivery Available

£13,000
York
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Startline Panel Van 6dr Diesel Manual Volkswagen Caddy

71,495 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive 5dr - i MG ZS

19,450 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Moti Suzuki S-Cross

21,623 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Jeep Renegade

1.0 T3 GSE Night Eagle II 5dr Jeep Renegade

14,044 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Subaru Forester

2.0D XC Premium SUV 5dr Diesel Manual 4WD Euro 6 ( Subaru Forester

45,243 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

75,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Man Mazda Cx 30

62,858 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

105,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Octavia

SE TECHNOLOGY TSI 5-Door Skoda Octavia

45,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Skoda Kamiq

1.0 TSI SE 5dr Skoda Kamiq

11,104 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£216/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d Sport 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

78,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition Euro 6 (s/s) 5dr Ford Puma

44,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A3

1.4 TFSI CoD S line Sportback Euro 6 (s/s) 5dr Audi A3

49,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

36,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C5

1.5 BlueHDi Flair 5dr ** Apple CarPlay + Android Citroen C5

28,987 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2dr Audi TT

66,939 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • Peugeot 308

1.5 BlueHDi 130 GT Line 5dr EAT8 Peugeot 308

57,807 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

24,186 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia Picanto

1.0 2 5dr Auto [4 seats] Kia Picanto

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Peugeot 208

1.2 Puretech Gt Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

35,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Prime Panel Van 5dr Diesel Manual Vauxhall Combo

13,678 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz Vito

2.1 114 CDI Premium G-Tronic+ RWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

118,592 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

58,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volkswagen Passat

1.4 TSI 13kWh GTE Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (218 ps Volkswagen Passat

91,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Nissan X Trail

1.7 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

75,894 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T Tekna Euro 6 (s/s) 5dr Nissan Juke

39,433 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

60,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Mercedes Benz C Class

2.1 C250d AMG Line (Premium) 7G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

75,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.