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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition SUV 5dr Petrol Manual Eur Mercedes Benz GLA Class

50,613 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A5

2.0 TDI ultra S line Coupe 2dr Diesel Manual Euro Audi A5

51,232 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive SUV 5dr Petrol Auto Euro 6 (11 MG ZS

31,960 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) ( Land Rover Discovery Sport

59,521 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG MG HS

1.5 T-GDI 16.6kWh Exclusive SUV 5dr Petrol Plug-in MG MG HS

58,016 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

83,650 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

76,679 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 950 Professional Long Panel Van 6dr Di Peugeot Partner

27,382 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A Class

66,432 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Rotherham
£273/month
Example
  • Peugeot 2008

50kwh Gt Suv 5dr Electric Auto (136 Ps) Peugeot 2008

28,968 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Exeter
£216/month
Example
  • Toyota RAV4

2.5 VVT-I EXCEL AWD TSS 5d 197 BHP BLUETOOTH, F+R Toyota RAV4

87,174 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d SE 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

59,633 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Jeep Compass

1.6 MultiJetII Night Eagle SUV 5dr Diesel Manual E Jeep Compass

29,666 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Ford Transit

2.0 350 TREND L3 H2 LWB MED ROOF FWD 130 BHP Ford Transit

82,210 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Automatic Auto Nissan Juke

40,543 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£216/month
Example
  • Ford Transit

2.0 350 LEADER L4 XLWB ECOBLUE 130 BHP Ford Transit

75,484 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Kamiq

1.0 SE L TSI DSG 5d 114 BHP APPLE CAR PLAY, BLUETO Skoda Kamiq

48,536 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Kia Niro

150kW 4 64kWh 5dr Auto Kia Niro

41,996 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 280 TREND L1 SWB ECOBLUE 130 BHP [A/C] Ford Transit

67,162 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Renault Koleos

2.0 dCi Signature Nav SUV 5dr Diesel X-Trn A7 4WD Renault Koleos

59,260 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • MG Hs

1.5 T-GDI Exclusive 5dr MG Hs

40,497 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Canterbury
£216/month
Example
  • MG Hs

1.5 T-GDI Exclusive 5dr MG Hs

32,112 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Canterbury
£216/month
Example
  • BMW Z4

18i sDrive M Sport 2dr Auto BMW Z4

38,708 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Citroen C3

1.2 PureTech 110 Max 5dr EAT6 Citroen C3

15,353 miles 2024 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • Nissan Juke

1.0 DiG-T Tekna 5dr Nissan Juke

17,979 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Warrington
£273/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive 5dr MG ZS

13,200 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Mercedes Benz A Class

A180 A180d Sport Executive 5dr Mercedes Benz A Class

54,879 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Northampton
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match SUV 5dr Petrol Manual Euro 6 (s/ Volkswagen Tiguan

71,118 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Worthing
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport 3dr ** Privacy Glass Upgrade ** MINI Hatch

40,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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