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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Volkswagen Golf

1.5 TSI Life Hatchback 5dr Petrol Manual Euro 6 (s Volkswagen Golf

92,222 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • MG 5

61.1kWh Exclusive Long Range Auto 5dr MG 5

17,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot Rifter

1.5l 5d 101 BHP 1 OWNER I FULL SERVICE HISTORY Peugeot Rifter

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

1.5 Turbo D ecoTEC SE 5dr ** Cruise Control ** Vauxhall Mokka

41,996 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Passat

1.8 TSI GT Saloon 4dr Petrol DSG Euro 6 (s/s) (180 Volkswagen Passat

45,739 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volkswagen Caddy

2.0 TDI C20 Commerce Plus SWB Diesel Panel Van Man Volkswagen Caddy

81,819 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

1.4 Boosterjet S SUV 5dr Petrol Manual ALLGRIP Euro 6 (s/s) (140 ps) Suzuki Vitara

31,939 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

1.5 Hybrid Icon 5dr CVT Toyota Yaris

56,097 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

2.0 TDI SE SUV 5dr Diesel S Tronic quattro Euro 6 Audi Q3

44,121 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Honda Jazz

1.3 EX Navi 5dr CVT Honda Jazz

14,451 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Li Ford Puma

51,481 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 2 Series

1.5 218i M Sport Coupe BMW 2 Series

40,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Sportive Crew Van L1 H1 Euro 6 (s/s) 5dr Vauxhall Vivaro

72,769 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Trend L4 H3 5dr (18 seats) Ford Transit

49,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Isuzu D Max

1.9 TD Yukon Nav+ 4WD Euro 6 4dr Isuzu D Max

109,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • SEAT Arona

1.0 TSI GPF FR SUV 5dr Petrol DSG Euro 6 (s/s) (11 SEAT Arona

30,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel M Volkswagen Golf

55,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue Titanium Edition SUV 5dr Diesel M Ford Kuga

58,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Walsall
£273/month
Example
  • Volkswagen Golf

2.0 TDI 184 GTD 5dr - Parking Volkswagen Golf

75,571 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£273/month
Example
  • Peugeot Boxer

BOXER 440 L4 H2 MINIBUS 17 SEATER HDI Peugeot Boxer

48,267 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Bristol
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match Euro 6 (s/s) 5dr Volkswagen Tiguan

63,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.2 TDCi 270 Limited Panel Van 5dr Diesel Manual L Ford Transit

57,058 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£273/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Euro 6 (s/s) 5dr Volkswagen Golf

45,961 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Renault Kadjar

1.3 TCe Iconic EDC Euro 6 (s/s) 5dr Renault Kadjar

24,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£273/month
Example
  • Mercedes Benz CLA

1.6 CLA180 Sport Coupe 4dr Petrol Manual Euro 6 (s Mercedes Benz CLA

30,851 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

35,111 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

41,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW X1

1.5 18i GPF xLine SUV 5dr Petrol Manual sDrive Eur BMW X1

63,054 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport Convertible 2dr Diesel Manual Eur BMW 2 Series

37,500 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Burton-upon-Trent
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Pickup Double Cab 4dr Diesel Manual Nissan Navara

116,955 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen UP

1.0 R-Line Euro 6 (s/s) 5dr Volkswagen UP

20,416 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz CLA

2.0 CLA250 AMG Shooting Brake 5dr Petrol 7G-DCT 4M Mercedes Benz CLA

97,983 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo (130) Ultimate Nav 5 Vauxhall Crossland

26,608 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£216/month
Example
  • Peugeot Boxer

2.0 BlueHDi H2 L4 MINIBUS 17 SEATER 130ps Peugeot Boxer

65,769 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Bristol
£273/month
Example
  • Ford Kuga

1.5 EcoBlue Titanium First Edition SUV 5dr Diesel Ford Kuga

77,706 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford EcoSport

1.0 EcoBoost 140 ST-Line 5dr Ford EcoSport

39,737 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.