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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Euro 6 (s/s) 4dr BMW 3 Series

55,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition Euro 6 (s/s) 5dr Vauxhall Crossland

10,762 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Citroen C4

1.2 PureTech [130] Shine 5dr Citroen C4

29,906 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • SEAT Arona

1.0 TSI FR Red Edition Euro 6 (s/s) 5dr SEAT Arona

30,965 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Vauxhall Mokka

50kWh Elite Nav Premium SUV 5dr Electric Auto (136 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Coupe 2dr Petrol G-Tronic+ Euro Mercedes Benz C Class

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Galaxy

2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) Ford Galaxy

52,023 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota AYGO

1.0 VVT-i Pure 5dr Auto Parkin Toyota AYGO

23,767 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£216/month
Example
  • Mercedes Benz A Class

2.1 A220d AMG Line (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

58,866 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

220 220D SPORT ACTIVE TOURER BMW 2 Series

24,149 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

102,924 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota AYGO

VVT-I EDGE Toyota AYGO

4,853 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai i800

2.5 CRDi SE Nav Hyundai i800

118,939 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Gateshead
£273/month
Example
  • Toyota Yaris

VVT-I DESIGN Toyota Yaris

6,329 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Automatic Volkswagen Golf

24,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

63,913 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium + Standard Panel Van SWB Euro 6 (s/s) Peugeot Partner

25,492 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (83 ps) Suzuki Ignis

35,699 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£216/month
Example
  • Kia XCEE'D

1.0T GDi ISG 2 5dr - Apple Car Kia XCEE'D

26,229 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Dacia Sandero Stepway

1.0 Tce Prestige Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

7,821 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium + Standard Panel Van SWB Euro 6 (s/s) Peugeot Partner

25,492 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite SUV 5dr Petrol Auto Euro 6 (s/s) ( Vauxhall Crossland

17,067 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Worthing
£216/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

47,305 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • Audi S3

2.0 TFSI Audi S3

84,072 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Mercedes Benz A Class

83,179 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Estate 5dr Petrol Manual Eur Skoda Octavia

49,766 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

83,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320d Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

64,893 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid M Suzuki Ignis

26,654 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • SEAT Leon

1.0 TSI EVO SE Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

40,356 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C3

1.2 PureTech Shine Plus Euro 6 (s/s) 5dr Citroen C3

1,879 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.