Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • MINI Hatch

2.0 John Cooper Works Hatchback 3dr Petrol Manual MINI Hatch

40,899 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Clubman

2.0 Cooper D Classic Estate 6dr Diesel Manual Euro MINI Clubman

44,571 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Vauxhall Combo

1.5 Turbo D BlueInjection Energy MPV 5dr Diesel Ma Vauxhall Combo

36,200 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Peugeot 2008

50kwh Allure Suv 5dr Electric Auto (136 Ps) Peugeot 2008

22,113 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 3dr Diesel Manual Euro 6 BMW 1 Series

31,944 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol DCT Auto E Nissan Qashqai

51,740 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Nissan X Trail

1.6 dCi Tekna SUV 5dr Diesel Manual Euro 6 (s/s) [ Nissan X Trail

57,169 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Id4

Pro Performance 77kWh 1ST Edition Auto 5dr Volkswagen Id4

34,450 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Auto Euro Mazda Cx 3

18,383 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Tucson

1.6 GDi SE Nav SUV 5dr Petrol Manual Euro 6 (s/s) Hyundai Tucson

32,389 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Picanto

1.0 DPi X-Line S Hatchback 5dr Petrol Manual Euro Kia Picanto

13,756 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line 5dr ** Park Assist + Hea Ford Kuga

57,317 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 GT TDI BLUEMOTION TECHNOLOGY DSG 5d 148 BHP To Volkswagen Golf

51,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi TT

2.0 TDI ultra Sport Coupe 3dr ** Heated Seats Upgr Audi TT

59,024 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320D M SPORT 4d 181 BHP BMW 3 Series

54,398 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Focus

1.5T EcoBoost ST-Line X Estate 5dr Petrol Manual E Ford Focus

61,570 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • MG MG HS

1.5 T-GDI Exclusive Euro 6 (s/s) 5dr MG MG HS

34,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Mercedes Benz CLA

73,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Bury
£273/month
Example
  • Toyota Corolla

1.8 VVT-h Design CVT Euro 6 (s/s) 5dr Toyota Corolla

61,396 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation Euro 6 (s/s) 5dr Volkswagen Tiguan

72,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Toyota C HR

1.8 Hybrid Excel 5dr CVT Toyota C HR

82,601 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Ford Kuga

1.5 ECOBLUE TITANIUM SUV 5dr DIESEL AUTOMATIC EURO Ford Kuga

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Peugeot 308

1.5 BlueHDi Allure Euro 6 (s/s) 5dr Peugeot 308

60,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Mercedes Benz C Class

C350 2.0L C350 E SPORT 4d AUTO 208 BHP Mercedes Benz C Class

60,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps) Mazda Cx 5

59,516 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.2 Premium SE Nav Hatchback 5dr Petrol Manual Eur Hyundai i20

31,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia Niro

39kWh 2 SUV 5dr Electric Auto (134 bhp) ***128 AA Kia Niro

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi TT

2.0 TFSI Sport Coupe 3dr Petrol S Tronic Euro 6 (s Audi TT

67,482 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • Volvo V60

2.0 D3 R-Design Estate 5dr Diesel Manual Euro 6 (s Volvo V60

108,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.