• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Ford Transit

2.0 350 LEADER L4 XLWB ECOBLUE 130 BHP Ford Transit

75,484 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Automatic Auto Nissan Juke

40,543 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£216/month
Example
  • Ford Transit

2.0 350 TREND L3 H2 LWB MED ROOF FWD 130 BHP Ford Transit

82,210 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mitsubishi L200

Double Cab DI-D 178 Titan 4WD Mitsubishi L200

60,400 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 280 TREND L1 SWB ECOBLUE 130 BHP [A/C] Ford Transit

67,162 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s Jaguar F Pace

83,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

38,950 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Toyota Yaris

1.5 VVT-h Cyan Bi-Tone Hatchback 5dr Petrol Hybrid Toyota Yaris

32,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Octavia

2.0 TFSI vRS Estate 5dr Petrol DSG Euro 6 (s/s) (S Skoda Octavia

86,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

3.0 530d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (2 BMW 5 Series

94,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Combo

1.2 Turbo Edition MPV 5dr Petrol Manual Euro 6 (s/ Vauxhall Combo

23,100 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Golf

1.5 TSI EVO SE Nav Hatchback 5dr Petrol Manual Eur Volkswagen Golf

44,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Audi A6

2.0 TDI Black Edition Audi A6

107,500 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Leaf

39kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

16,500 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mazda Cx 30

2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Man Mazda Cx 30

62,858 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation SUV 5dr Diesel DSG Euro 6 (s Volkswagen Tiguan

77,003 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic Euro 6 (s Audi A5

73,906 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Pickup Double Cab 4dr Diesel Mitsubishi L200

92,447 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match SUV 5dr Petrol Manual Euro 6 (s/ Volkswagen Tiguan

71,118 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Worthing
£273/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Skoda Kodiaq

1.4 TSI ACT SE L SUV 5dr Petrol DSG 4WD Euro 6 (s/s) (5 Seat) (150 ps) Skoda Kodiaq

97,632 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Gloucester
£273/month
Example
  • Kia Niro

1.6 Gdi 4 Suv 5dr Petrol Hybrid Dct Euro 6 (s/s) (139 Bhp) Kia Niro

83,549 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Gloucester
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen T Roc

1.6 TDI SE SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) Volkswagen T Roc

70,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen Relay

2.0 BlueHDi 35 Chassis Cab 2dr Diesel Manual L3 Euro 6 (130 ps) Dropside ti Citroen Relay

65,700 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • Citroen Relay

2.0 BlueHDi 35 Chassis Cab, caged Tipper,2dr Diesel Manual L2 Euro 6 (130 p Citroen Relay

37,600 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Southampton
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Peugeot 208

208 100kW Allure Premium 50kWh 5dr Auto Peugeot 208

11,073 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz Vito

1.7 114 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Vito

50,907 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.