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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Peugeot Expert

1.5 BlueHDi 1000 Professional Premium + Standard Panel Van MWB Euro 6 (s/s) Peugeot Expert

26,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Harlow
£216/month
Example
  • Dacia Sandero Stepway

1.0 TCe EXTREME Euro 6 (s/s) 5dr Dacia Sandero Stepway

11,000 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Automatic Auto Nissan Juke

40,543 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£216/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG MG HS

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG MG HS

7,600 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

52,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Wolverhampton
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

76,467 miles 2017 Zero Deposit

Home Delivery Available

£13,000
York
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport 3dr ** Privacy Glass Upgrade ** MINI Hatch

40,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Tiguan

1.4 TSI SE Navigation SUV 5dr Petrol Manual Euro 6 Volkswagen Tiguan

57,380 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Worthing
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Plus Standard Panel Peugeot Expert

74,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

68,738 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Slough
£273/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol CVT Euro 6 Honda Civic

23,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

104,625 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Transit

2.0 TDCi 290 Trend Panel Van 5dr Diesel Manual L1 Ford Transit

62,848 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Burnley
£273/month
Example
  • Mercedes Benz Vito

2.1 114 CDI Premium G-Tronic+ RWD L2 Euro 6 (s/s) 5dr Mercedes Benz Vito

118,592 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • BMW 2 Series

1.5 218i SE Coupe 2dr Petrol Auto Euro 6 (s/s) (13 BMW 2 Series

31,280 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Focus

1.0T EcoBoost MHEV Active X Edition Hatchback 5dr Ford Focus

51,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Preston
£216/month
Example
  • Fiat Scudo

2.0Multijet TECNICO P/V 6dr LWB DUE IN SOON, CALL Fiat Scudo

37,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

63,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Hyundai i30

1.0 T-GDi MHEV SE Connect DCT Euro 6 (s/s) 5dr Hyundai i30

28,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Fiat Scudo

2.0Multijet TECNICO P/V 6dr LWB ONE OWNER, 3 SERVI Fiat Scudo

38,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Ford Puma

22,500 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE Saloon 4dr Petrol G-Tronic+ Euro 6 (s/ Mercedes Benz C Class

43,746 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

2.0 220I SE ACTIVE TOURER 5d 190 BHP BMW 2 Series

18,670 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Ford Transit

2.0 320 ECOBLUE LEADER PANEL VAN 5DR DIESEL MANUAL Ford Transit

71,200 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Hatch

1.5 One Classic Euro 6 (s/s) 5dr MINI Hatch

24,186 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mitsubishi Outlander

2.4 PHEV 4H 5d 207 BHP Mitsubishi Outlander

72,419 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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