• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Hyundai Tucson

1.6 T-GDi N Line SUV 5dr Petrol Manual Euro 6 (s/s Hyundai Tucson

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol DSG Euro 6 (s/s) ( SEAT Ibiza

41,851 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Halifax
£216/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A1

18,520 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£273/month
Example
  • MINI Countryman

2.0 Cooper SD SUV 5dr Diesel Auto ALL4 Euro 6 (s/s MINI Countryman

89,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Norwich
£273/month
Example
  • Alfa Romeo MiTo

0.9 TB TwinAir Super 3dr - Cru Alfa Romeo MiTo

28,241 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Automatic Auto Nissan Juke

40,543 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

13,360 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda 2

1.5 e-Skyactiv G MHEV Exclusiv Mazda 2

28,265 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Northampton
£216/month
Example
  • Audi A1

1.5 TFSI 35 S line Sportback 5dr Petrol S Tronic E Audi A1

72,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 Autobiography SUV 5dr Diesel Auto 4WD Euro Land Rover Range Rover Evoque

83,650 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£273/month
Example
  • Audi Q2

1.4 TFSI CoD S line Euro 6 (s/s) 5dr Audi Q2

74,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

25,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

1.4 TFSI CoD S-Line Edition SUV Petrol S Tronic Eu Audi Q3

63,930 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 595

1.4 T-Jet Turismo 70th Euro 6 3dr Abarth 595

24,800 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

54,190 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia Niro

1.6h GDi 2 DCT Euro 6 (s/s) 5dr Kia Niro

41,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 500

1.4 595C COMPETIZIONE MTA 3d 177 BHP Abarth 500

32,555 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

1.5 TDCi 120ps Limited Van Ford Transit

30,408 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Swansea
£273/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Plus Standard Panel Peugeot Expert

74,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Peterborough
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

104,625 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Nissan Micra

1.0 IG-T Acenta Hatchback 5dr Petrol XTRON Euro 6 Nissan Micra

9,350 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Ford Puma

22,500 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MINI Clubman

2.0 COOPER S AUTOMATIC 5d 189 BHP - FREE DELIVERY* MINI Clubman

59,058 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.4 GTE ADVANCE DSG 5d 204 BHP - FREE DELIVERY* Volkswagen Golf

78,878 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Volkswagen Passat

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION 5d 148 BH Volkswagen Passat

90,455 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

88,088 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 5 Series

2.0 520D M SPORT TOURING AUTOMATIC 5d 188 BHP - FR BMW 5 Series

71,641 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Suzuki Swift

SZ-L DUALJET MHEV Suzuki Swift

13,397 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Vitara

SZ5 BOOSTERJET Suzuki Vitara

36,401 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

2.1 C220d SE Executive Edition Euro 6 (s/s) 5dr Mercedes Benz C Class

52,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

19,821 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.