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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

32,362 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

20,021 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM 5d 107 BHP Mercedes Benz A Class

82,371 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 2008

1.2 PureTech GT SUV 5dr Petrol Manual Euro 6 (s/s) Peugeot 2008

52,846 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Kia Stonic

1.0 T-GDi MHEV GT-Line Euro 6 (s/s) 5dr Kia Stonic

4,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Coventry
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Alfa Romeo MiTo

0.9 TB TwinAir Super 3dr - Cru Alfa Romeo MiTo

28,241 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

83,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA220d AMG Line (Premium) 7G-DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

78,563 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Cabstar

3.0 dCi 45.15 Nissan Cabstar

85,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D SE-L Nav Euro 6 (s/s) 5dr Mazda Cx 5

43,371 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line SUV 5dr Petrol Auto Euro 6 ( Ford Kuga

42,888 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Southend-on-Sea
£273/month
Example
  • BMW 2 Series

220 220D SPORT ACTIVE TOURER BMW 2 Series

24,149 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

55,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Gillingham
£273/month
Example
  • MINI Convertible

1.6 Cooper 2dr Auto MINI Convertible

29,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Edge

2.0 TDCi Sport SUV 5dr Diesel Manual AWD Euro 6 (s Ford Edge

70,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Arona

1.0 TSI FR SEAT Arona

27,675 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

1,200 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line Edition SUV 5dr Petrol Manua Ford Kuga

37,900 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue Leader RWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

25,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

1.5 TDCi 120ps Limited Van Ford Transit

30,408 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Swansea
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2dr Audi TT

66,939 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol Manual Euro 6 Audi A1

18,520 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£273/month
Example
  • SEAT Arona

1.0 TSI EVO SE Technology Euro 6 (s/s) 5dr SEAT Arona

30,500 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot 308

1.5 BlueHDi 130 GT Line 5dr EAT8 Peugeot 308

57,807 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • Kia Picanto

1.0 2 5dr Auto [4 seats] Kia Picanto

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Toyota Hi Lux

3.0 D-4D Invincible Toyota Hi Lux

91,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£273/month
Example
  • Peugeot 308

1.2 PureTech GT Line Peugeot 308

44,779 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Ford Transit

1.5TDCi 240 EcoBlue LEADER P/V 5dr L1 ONE OWNER, J Ford Transit

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T Acenta Premium SUV 5dr Petrol DCT Auto E Nissan Qashqai

51,907 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Renault Clio

1.6 TCe Renaultsport Nav Trophy Auto Euro 6 (s/s) 5dr Renault Clio

46,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T N-Motion SUV 5dr Petrol Manual Euro 6 (s Nissan Qashqai

50,558 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Ford Transit

2.0 350 EcoBlue Trend FWD L3 H3 Euro 6 (s/s) 5dr Ford Transit

42,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Hyundai Tucson

1.6 T-GDi N Line SUV 5dr Petrol Manual Euro 6 (s/s Hyundai Tucson

74,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

13,360 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
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