Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Volkswagen Passat

1.5 SEL TSI EVO DSG 5d 148 BHP Volkswagen Passat

86,252 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Audi A1

1.4 SPORTBACK TFSI SPORT NAV 5d 123 BHP S Tronic Audi A1

36,200 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Volkswagen Golf

1.4 GTE ADVANCE DSG 5d 204 BHP - FREE DELIVERY* Volkswagen Golf

78,878 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Passat

2.0 ALLTRACK TDI BLUEMOTION TECH 4MOTION 5d 148 BH Volkswagen Passat

90,455 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Skoda Octavia

2.0 VRS TSI 5d 217 BHP Skoda Octavia

58,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Audi Q5

2.0 TFSI SE quattro Euro 6 (s/s) 5dr Audi Q5

52,700 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Slough
£273/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

23,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Cardiff
£216/month
Example
  • BMW X4

2.0 XDRIVE20D M SPORT 4d AUTOMATIC 188 BHP - FREE BMW X4

99,772 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • Toyota Hi Lux

2.4 D-4D Icon 4WD Euro 6 4dr (3.5t) Toyota Hi Lux

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

2.0 GT TDI BLUEMOTION TECHNOLOGY DSG 5d 148 BHP To Volkswagen Golf

51,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

83,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro

L2h1 2900 Combi CDTi Biturbo Ss Vauxhall Vivaro

72,314 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

19,821 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example
  • Kia Niro

39kWh 2 SUV 5dr Electric Auto (134 bhp) ***128 AA Kia Niro

28,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A6

3.0 TDI V6 S Tronic quattro Euro 6 (s/s) 5dr Audi A6

103,386 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring 5dr Petrol Plug-in H BMW 3 Series

90,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mitsubishi L200

2.4 DI-D DC Barbarian Auto 4WD Euro 6 4dr Mitsubishi L200

79,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Peugeot 2008

50kwh Allure Suv 5dr Electric Auto (136 Ps) Peugeot 2008

22,113 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MINI Clubman

2.0 Cooper S Estate 6dr Petrol Auto Euro 6 (s/s) ( MINI Clubman

60,647 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

46,148 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Volkswagen Id3

150kW Life Pro Performance 58k Volkswagen Id3

37,302 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Northampton
£216/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 4dr Diesel 7G-DCT Euro Mercedes Benz CLA

70,737 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Mazda Cx 3

2.0 SKYACTIV-G GT Sport Auto Euro 6 (s/s) 5dr Mazda Cx 3

24,883 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Caddy

1.6 TDI BlueMotion Tech 102PS Startline Van Volkswagen Caddy

52,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Mazda 2

1.5 Skyactiv G SE-L Nav 5dr - Mazda 2

6,628 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.