Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • BMW X4

2.0 XDRIVE20D M SPORT 4d AUTOMATIC 188 BHP - FREE BMW X4

99,772 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Volkswagen Polo

1.0 TSI Match Euro 6 (s/s) 5dr Volkswagen Polo

48,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2d 182 BHP Audi TT

71,139 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Vauxhall Grandland

1.2 SRI NAV 5d 129 BHP Vauxhall Grandland

34,047 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£216/month
Example
  • Volvo XC60

2.4 D4 R-DESIGN LUX NAV AWD 5d 178 BHP Volvo XC60

83,500 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz GLA Class

2.1 GLA 200 D AMG LINE AUTOMATIC 5d 134 BHP - FREE Mercedes Benz GLA Class

45,702 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 5 Series

2.0 520D M SPORT TOURING AUTOMATIC 5d 188 BHP - FR BMW 5 Series

71,641 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Audi A7

3.0 SPORTBACK TDI QUATTRO SE EXECUTIVE 5d 268 BHP Audi A7

77,801 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz CLA

2.1 CLA 220 D AMG LINE AUTOMATIC 4d 174 BHP - FREE Mercedes Benz CLA

88,088 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM PLUS 5d 107 BHP Mercedes Benz A Class

69,039 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • BMW 3 Series

2.0 320D M SPORT 4d 181 BHP BMW 3 Series

54,398 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Renault Clio

1.6 TCe Renaultsport Nav Trophy Auto Euro 6 (s/s) 5dr Renault Clio

46,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Luxury SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Discovery Sport

79,974 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz A Class

1.5 A180d SE (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

65,857 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

1.5 Hybrid Excel 5dr CVT (Rear Toyota Yaris

22,807 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Preston
£273/month
Example
  • Peugeot Boxer

BLUE HDI 440 L4H2 W/V 5-Door Peugeot Boxer

42,904 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bristol
£273/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition Coupe 2dr Diesel G-Tron Mercedes Benz E Class

60,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Corsa

1.2 Elite Edition Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

17,188 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£216/month
Example
  • Audi A1

1.5 TFSI 35 S line Sportback 5dr Petrol S Tronic E Audi A1

72,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Mercedes Benz C Class

2.1 C220d AMG Line Coupe 2dr Diesel G-Tronic+ Euro Mercedes Benz C Class

81,924 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Newcastle upon Tyne
£273/month
Example
  • Kia Niro

1.6h GDi 3 DCT Euro 6 (s/s) 5dr ( 16in Alloy) Kia Niro

36,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Corolla

1.8 VVT-h Icon CVT Euro 6 (s/s) 5dr Toyota Corolla

47,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Kodiaq

2.0 TDI SE L SUV 5dr Diesel DSG 4WD Euro 6 (s/s) ( Skoda Kodiaq

106,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol DCT Auto Euro Nissan Juke

22,550 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Derby
£216/month
Example
  • Mitsubishi L200

2.4 DI-D DC Challenger Pickup Double Cab 4dr Diese Mitsubishi L200

84,721 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Burnley
£273/month
Example
  • Skoda Karoq

1.5 TSI ACT SE Euro 6 (s/s) 5dr Skoda Karoq

53,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£273/month
Example
  • Skoda Karoq

1.5 TSI ACT SE Euro 6 (s/s) 5dr Skoda Karoq

53,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£273/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

23,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Cardiff
£216/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

24,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Blackburn
£216/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

26,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

1.5 216d SE DCT Euro 6 (s/s) 5dr BMW 2 Series

60,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.