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Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mercedes Benz GLA Class

GLA180 1.6 GLA180 Urban Edition 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

81,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Transporter

2.0 BiTDI T28 BlueMotion Tech Highline Panel Van 5 Volkswagen Transporter

113,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Caddy

1.6 TDI BlueMotion Tech 102PS Startline Van Volkswagen Caddy

52,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£273/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mazda 2

1.5 Skyactiv G SE-L Nav 5dr - Mazda 2

6,628 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

100,050 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE Executive Edition G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

30,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volvo V40

D2 R-Design Nav Pro (Park Assist, Winter Pack) Volvo V40

38,451 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Volvo V40

T2 Momentum Man Volvo V40

13,362 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Bradford
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Nissan Navara

110,300 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Abarth 500

1.4 595C COMPETIZIONE MTA 3d 177 BHP Abarth 500

32,555 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ5 5dr Suzuki Swift

1,200 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Active 5dr Vauxhall Mokka

6,262 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

1.5 TDCi 120ps Limited Van Ford Transit

30,408 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Swansea
£273/month
Example
  • Peugeot 2008

1.2 PureTech Allure 5dr Peugeot 2008

19,821 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Cambridge
£273/month
Example
  • Mercedes Benz A Class

1.5 A 180 D AMG LINE PREMIUM 5d 107 BHP Mercedes Benz A Class

82,371 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 308

1.5 BlueHDi 130 Active 5dr - B Peugeot 308

31,578 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition ( Peugeot 208

22,556 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Fiat 500

1.0 City Cross 5dr - Parking S Fiat 500

39,060 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

1.6CDTi (136) Active 5dr (Appl Vauxhall Mokka

38,608 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Fiesta

1.0 EcoBoost Zetec 5dr with Na Ford Fiesta

19,237 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav 2WD Hyundai Tucson

76,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

35.8kwh E Golf Hatchback 5dr Electric Auto (136 Ps) Volkswagen Golf

31,313 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Eastbourne
£273/month
Example
  • Renault Kadjar

1.5 dCi Dynamique Nav 5dr (Dua Renault Kadjar

47,792 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 SE 5dr (Apple Carplay/Andr Vauxhall Crossland

15,231 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Alfa Romeo MiTo

0.9 TB TwinAir Super 3dr - Cru Alfa Romeo MiTo

28,241 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan eNV200

0.0 E TEKNA RAPID PLUS Nissan eNV200

51,200 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Picanto

1.0 2 5dr Auto [4 seats] Kia Picanto

14,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Audi TT

2.0 TDI ULTRA SPORT 2dr Audi TT

66,939 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • Peugeot 308

1.5 BlueHDi 130 GT Line 5dr EAT8 Peugeot 308

57,807 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Scunthorpe
£273/month
Example
  • BMW 5 Series

2.0 520D M SPORT 4d 188 BHP BMW 5 Series

55,400 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MINI Convertible

1.6 Cooper 2dr Auto MINI Convertible

29,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Suzuki Ignis

SZ5 ALLGRIP SHVS Suzuki Ignis

25,997 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 2 Series

220 220D SPORT ACTIVE TOURER BMW 2 Series

24,149 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.