• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Vauxhall Corsa

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Corsa

36,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Milton Keynes
£216/month
Example
  • Jaguar XF

3.0d V6 S Auto Euro 6 (s/s) 4dr Jaguar XF

79,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A1

1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro Audi A1

26,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Golf

1.0 TSI BlueMotion Tech SE Nav DSG Euro 6 (s/s) 5dr Volkswagen Golf

35,212 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak 4WD Euro 6 (s/s) 4dr Ford Ranger

91,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Luton
£273/month
Example
  • Audi A6

3.0 TDI V6 S Tronic quattro Euro 6 (s/s) 5dr Audi A6

103,386 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition Euro 6 (s/s) 5dr Vauxhall Crossland

10,762 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MINI Countryman

1.5 Cooper Euro 6 (s/s) 5dr MINI Countryman

71,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C5

1.2 PureTech Flair 5dr ** Full Citroen Service Hi Citroen C5

27,489 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

41,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

114,176 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG ZS

1.5 VTi-TECH Excite Euro 6 (s/s) 5dr MG ZS

10,000 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW X4

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X4

96,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

45,150 miles 2020 Zero Deposit

Home Delivery Available

£13,000
York
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Saloon 4dr Petrol 7G-Tronic+ Eur Mercedes Benz C Class

43,329 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Derby
£273/month
Example
  • BMW 2 Series

2.0 220d M Sport Coupe 2 Door Diesel Automatic Blu BMW 2 Series

50,270 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

46,148 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Audi A6

3.0 TDI V6 S Tronic quattro Euro 6 (s/s) 5dr Audi A6

103,574 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • SEAT Arona

1.0 TSI FR Red Edition Euro 6 (s/s) 5dr SEAT Arona

30,965 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

99,333 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav 5dr DCT ** Heated Front Hyundai Tucson

47,022 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Mokka

50kWh Elite Nav Premium SUV 5dr Electric Auto (136 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE SUV 5dr Diesel Manual 4WD Euro 6 (s/s) Land Rover Discovery Sport

61,358 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Coupe 2dr Petrol G-Tronic+ Euro Mercedes Benz C Class

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jeep Compass

1.4T MultiAirII Limited SUV 5dr Petrol Manual Euro Jeep Compass

34,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Lexus CT 200h

1.8 200h Luxury Hatchback 5dr Petrol Hybrid E-CVT Lexus CT 200h

49,932 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

60,540 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Mansfield
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

64,570 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Kia Sportage

1.7 CRDi GT-Line SUV 5dr Diesel Manual Euro 6 (s/s Kia Sportage

38,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5 Hyundai Kona

30,024 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Canterbury
£216/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

49,018 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Halifax
£216/month
Example
  • Ford Galaxy

2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) Ford Galaxy

52,023 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 Si4 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

84,640 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

34,989 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.