Used Cars Under £13,000 – No Deposit & Bad Credit

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Die Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320d M Sport Euro 6 (s/s) 4dr BMW 3 Series

55,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition Euro 6 (s/s) 5dr Vauxhall Crossland

10,762 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Citroen C4

1.2 PureTech [130] Shine 5dr Citroen C4

29,906 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • SEAT Arona

1.0 TSI FR Red Edition Euro 6 (s/s) 5dr SEAT Arona

30,965 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition (Premium) Coupe 2dr Diesel G-Tronic+ Euro 6 (s/s Mercedes Benz E Class

78,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Glasgow
£273/month
Example
  • Vauxhall Mokka

50kWh Elite Nav Premium SUV 5dr Electric Auto (136 Vauxhall Mokka

22,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 AMG Line Coupe 2dr Petrol G-Tronic+ Euro Mercedes Benz C Class

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Galaxy

2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) Ford Galaxy

52,023 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota AYGO

1.0 VVT-i Pure 5dr Auto Parkin Toyota AYGO

23,767 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Chelmsford
£216/month
Example
  • Mercedes Benz A Class

2.1 A220d AMG Line (Executive) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A Class

58,866 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

100,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

102,924 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i800

2.5 CRDi SE Nav Hyundai i800

118,939 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Gateshead
£273/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Automatic Volkswagen Golf

24,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

63,913 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium + Standard Panel Van SWB Euro 6 (s/s) Peugeot Partner

25,492 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (83 ps) Suzuki Ignis

35,699 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Birmingham
£216/month
Example
  • Kia XCEE'D

1.0T GDi ISG 2 5dr - Apple Car Kia XCEE'D

26,229 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Warrington
£216/month
Example
  • Dacia Sandero Stepway

1.0 Tce Prestige Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

7,821 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Premium + Standard Panel Van SWB Euro 6 (s/s) Peugeot Partner

25,492 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz Sprinter

313 CDI Mercedes Benz Sprinter

63,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite SUV 5dr Petrol Auto Euro 6 (s/s) ( Vauxhall Crossland

17,067 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Worthing
£216/month
Example
  • Volkswagen Polo

1.0 EVO Match Hatchback 5dr Petrol Manual Euro 6 ( Volkswagen Polo

47,305 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line Mercedes Benz A Class

83,179 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Estate 5dr Petrol Manual Eur Skoda Octavia

49,766 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 2 Series

M2 3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

83,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 3 Series

2.0 320d Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

64,893 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Newport
£273/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid M Suzuki Ignis

26,654 miles 2023 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • SEAT Leon

1.0 TSI EVO SE Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

40,356 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi Q3

2.0 TDI S line Plus SUV 5dr Diesel S Tronic quattr Audi Q3

74,000 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C3

1.2 PureTech Shine Plus Euro 6 (s/s) 5dr Citroen C3

1,879 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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No Deposit Car Finance for Under £13,000

Zero deposit car finance for cars under £13,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £13,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.