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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Ford Transit

Leader L2 H2 2.0 300 EcoBlue Diesel LWB High Top P Ford Transit

83,046 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Executive) Panoramic Hatchback Mercedes Benz A Class

55,346 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Proace

1.5 BlueHDi Icon Short Panel Van 5dr Diesel Manual Toyota Proace

50,345 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Sunderland
£216/month
Example
  • Volkswagen Passat

1.5 SEL TSI EVO DSG 5d 148 BHP Volkswagen Passat

86,252 miles 2020 Zero Deposit

Home Delivery Available

£13,000
Leicester
£216/month
Example
  • Jeep Renegade

1.3 LIMITED 5d 148 BHP Jeep Renegade

51,279 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • Skoda Octavia

2.0 VRS TSI 5d 217 BHP Skoda Octavia

58,200 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Leicester
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 3dr Petrol Auto Euro 6 BMW 1 Series

41,135 miles 2017 Zero Deposit

Home Delivery Available

£13,000
Coventry
£273/month
Example
  • Ford Kuga

1.5T EcoBoost Titanium Edition Euro 6 (s/s) 5dr Ford Kuga

23,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Fiat 500

1.3 150hp DCT Auto Cross Plus Fiat 500

26,745 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Hyundai i20

1.0 T-GDI PLAY 5d 99 BHP *BUY ONLINE ** FREE DELIV Hyundai i20

25,093 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan eNV200

0.0 E TEKNA RAPID PLUS Nissan eNV200

51,200 miles 2015 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Citroen C4

1.6 BLUEHDI FLAIR S/S EAT6 5d 118 BHP Citroen C4

38,600 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mitsubishi L200

Double Cab DI-D 178 Titan 4WD Mitsubishi L200

60,400 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan X Trail

1.7 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

75,894 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Leader Panel Van 5dr Diesel Manual Ford Transit

55,800 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

86,000 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Basildon
£273/month
Example
  • Audi A1

1.0 TFSI 30 SE Sportback Euro 6 (s/s) 5dr Audi A1

36,696 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

61,250 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

1.5 TDCi 120ps Limited Van Ford Transit

30,408 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Swansea
£273/month
Example
  • Audi Q3

1.4 TFSI CoD S-Line Edition SUV Petrol S Tronic Eu Audi Q3

63,930 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Automatic Auto Nissan Juke

40,543 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Nottingham
£216/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech ACT GT Edition Hatchback 5 Volkswagen Golf

38,523 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Juke

1.0 DIG-T Tekna+ SUV 5dr Petrol Manual Euro 6 (s/s Nissan Juke

17,626 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav Auto Euro 6 (s/s) 5dr Vauxhall Grandland

24,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Dacia Sandero Stepway

1.0 TCe EXTREME Euro 6 (s/s) 5dr Dacia Sandero Stepway

11,000 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 (s/s) 5dr Ford Transit

57,850 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

54,190 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Leaf

39kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

16,500 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation SUV 5dr Diesel DSG Euro 6 (s Volkswagen Tiguan

77,003 miles 2018 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • BMW X4

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

100,980 miles 2016 Zero Deposit

Home Delivery Available

£13,000
Sheffield
£273/month
Example
  • Audi S3

S3 SPORTBACK QUATTRO AUTO 92K MOT 11/26 PSH ULEZ Audi S3

91,000 miles 2015 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

36,601 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Worthing
£216/month
Example
  • Ford Transit

2.0 EcoBlue 130ps Low Roof Limited Van Ford Transit

65,500 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A3

A3 1.4 TFSI S Line 2dr Audi A3

26,992 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

1.5 250 EcoBlue Sport Panel Van 5dr Diesel Manual Ford Transit

105,190 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Worthing
£273/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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