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Used Car Deals Under £13,000 | Great Value Offers

Searching for cars under £13,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Audi A1

1.0 TFSI 30 Technik Sportback 5dr Petrol Manual Eu Audi A1

60,000 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Audi A4

2.0 TFSI 35 S line S Tronic Euro 6 (s/s) 4dr Audi A4

92,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Manchester
£273/month
Example
  • MINI Hatch

1.5 Cooper Sport 3dr ** Privacy Glass Upgrade ** MINI Hatch

40,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Skoda Fabia

1.0 Tsi Se L Hatchback 5dr Petrol Dsg Euro 6 (s/s) (110 Ps) Skoda Fabia

10,105 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Audi A3

1.5 TFSI 35 S line Sportback 5dr ** Smartphone In Audi A3

66,355 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Volkswagen Polo

1.0 TSI S SUV 5dr Petrol Manual Euro 6 (s/s) (95 p Volkswagen Polo

26,460 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition 5dr ** Sat Nav + BMW 1 Series

63,285 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MINI Countryman

2.0 Cooper D Auto Euro 6 (s/s) 5dr MINI Countryman

50,000 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

57,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Fiat Scudo

2.0Multijet TECNICO P/V 6dr LWB ONE OWNER, 3 SERVI Fiat Scudo

38,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Ipswich
£216/month
Example
  • Skoda Karoq

1.0 TSI SE SUV 5dr Petrol Manual Euro 6 (s/s) (110 Skoda Karoq

44,788 miles 2021 Zero Deposit

Home Delivery Available

£13,000
York
£216/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Ford Puma

22,500 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

88,000 miles 2020 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

59,614 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Renault ARKANA

1.6 E-TECH S Edition Auto 2WD Euro 6 (s/s) 5dr Renault ARKANA

65,181 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Nissan X Trail

1.7 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

75,894 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • BMW 1 Series

2.0 125d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 1 Series

94,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Vivaro

1.5 Turbo D 2900 Dynamic Panel Van 6dr Diesel Manu Vauxhall Vivaro

62,358 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Leeds
£216/month
Example
  • Kia Sportage

1.7 CRDi 3 SUV 5 Door Diesel Manual Red Euro 6 1 F Kia Sportage

41,816 miles 2019 Zero Deposit

Home Delivery Available

£13,000
Leeds
£273/month
Example
  • Peugeot 2008

50kwh Gt Suv 5dr Electric Auto (136 Ps) Peugeot 2008

28,968 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Exeter
£216/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation 4Motion Euro 6 (s/s) 5dr Volkswagen Tiguan

48,588 miles 2016 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

5,426 miles 2023 Zero Deposit

Home Delivery Available

£13,000
Maidstone
£216/month
Example
  • Peugeot 2008

50kwh Gt Premium Suv 5dr Electric Auto 7kw Charger (136 Ps) Peugeot 2008

46,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • Volkswagen Passat

1.4 TSI 13kWh GTE Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (218 ps Volkswagen Passat

91,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
Plymouth
£216/month
Example
  • SEAT Ateca

2.0 TDI XCELLENCE 4Drive Euro 6 (s/s) 5dr SEAT Ateca

51,740 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Ford Transit

2.0 350 EcoBlue HD Leader Chassis Cab 2dr Diesel M Ford Transit

89,304 miles 2021 Zero Deposit

Home Delivery Available

£13,000
Liverpool
£216/month
Example
  • Suzuki Ignis

SZ3 DUALJET MHEV Suzuki Ignis

14,930 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Ignis

SZ5 ALLGRIP SHVS Suzuki Ignis

25,997 miles 2017 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Corolla

1.8 VVT h CVT Euro 6 (s/s) 5dr Toyota Corolla

46,993 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

113,038 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Toyota Yaris

VVT-I DESIGN Toyota Yaris

6,329 miles 2018 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Dacia Sandero Stepway

1.0 TCe EXTREME Euro 6 (s/s) 5dr Dacia Sandero Stepway

11,000 miles 2024 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

16,000 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Suzuki Swift

1.4 Boosterjet Sport (s/s) 5dr Suzuki Swift

3,000 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • MG MG HS

1.5 T-GDI Excite Euro 6 (s/s) 5dr MG MG HS

7,600 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

19,500 miles 2022 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
03/12/2025

Bad credit accepted

I had tried to get a car on finance before but was declined Chloe from choose my car managed to get me excepted helped me find a car and was very helpful explaining how everything worked next steps all the way up until picking my car up on the day highly recommend would defo use them again
Shanade
28
11/12/2025

Quick painless process

The service and speed of application to being on the road was outstanding, no long drawn out applications the communication is 100% if you need a car in a hurry use this company. I am super impressed and have drove away in my absolute dream car that I never thought I would have. Thanks again for the amazing service
Sarah Heavisides
28
02/12/2025

Amazing Experience

I’m still looking for the right words, amazing and superb experience. This is my first time getting a car on finance as I was always scared bout my credit score but with James in less than 3 hours I had a car waiting for me 1 mile from my house.  All went smooth answered all my questions and doubts
Osarenokeme Egonmwan
28
25/11/2025

Cracking experiencce

Cracking experience, so quick and Adrian’s communication was spot on, he kept me in the loop at all times. I had chosen my car ,finance was sorted all in 2 days ,very happy customer!
JASON RADDENBURY
28
24/11/2025

Excellent experience

My experience with ChooseMyCar couldn’t have been better. Chris, my personal buyer, was brilliant throughout the whole process. He was friendly, incredibly helpful, and always quick to respond to any questions I had. Thanks to Chris, everything felt easy and stress-free and I’m absolutely thrilled with my new car! I’d definitely recommend ChooseMyCar to anyone looking for a smooth and trustworthy service. Thank you!
Chrissie
28
22/11/2025

Great service, Excellent team

The team were very helpful and very efficient. They helped me find a new car within my budget. Their communication was excellent from start to finish. Great service! Even better team!
Kerrine Guthrie
28
19/11/2025

My experience with ChooseMyCar

My experience with ChooseMyCar was unbelievably great, Anthony dealt with me and was patient with working alongside my budget from the second i called to the second i picked up my new car. I now sit in my 16 player Vauxhall Astra with a smile across my face thanks to the help of him, really did have me wishing we met for the first time at the pub as mates rather than over the phone regarding car finance!
Luka Vaughan
28
09/12/2025

Exemplary service.

I was extremely pleased with the service I received from Lewis and Yara, they were very efficient, helpful and friendly. Lewis put in a lot of work to find me a suitable vehicle and I felt that they both went the extra mile to help me.
Mr Jacob Williams
28
07/11/2025

Fast, Efficient, Hassle Free

I have bad credit but good income. I did not expect to get a car, I did not expect it to be simple or fast, neither did I think I could choose the car I wanted, and I definitely never imagined I could get the car of my dreams! Everything was sorted quickly, almost entirely with a few quick messages, no long phone calls required. TOTAL TRANSPARENCY in the costs involved. Total peace of mind. Excellent reviews, excellent service 👏 Thanks guys!
Luke Rollitt
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