Used Cars for Sale in Northampton | Discover Local Vehicles

Find and finance your next used car in and around Northampton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Northampton

  • Audi A4

2.0 2.0 TFSI 35 Black Edition Saloon 4dr Petrol S Audi A4

47,148 miles 2020 Zero Deposit

Home Delivery Available

£18,495
£388/month
Example
  • Kia Picanto

1.25 GT-Line S Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

76,758 miles 2020 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual E MINI Convertible

43,099 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

44,000 miles 2021 Zero Deposit

Home Delivery Available

£9,990
Bedford
£209/month
Example
  • Volvo XC90

XC90 2.0 B5P Ultra Dark 5dr AWD Geartronic Volvo XC90

17,454 miles 2025 Zero Deposit

Home Delivery Available

£52,990
£882/month
Example
  • Volvo XC90

XC90 2.0 B5P Ultra Dark 5dr AWD Geartronic Volvo XC90

17,068 miles 2025 Zero Deposit

Home Delivery Available

£52,990
£882/month
Example
  • Volvo XC60

XC60 2.0 T8 [455] PHEV Ultra Dark 5dr AWD Geartronic Volvo XC60

17,837 miles 2025 Zero Deposit

Home Delivery Available

£43,990
£732/month
Example
  • Volvo XC40

XC40 2.0 B3P Plus Dark 5dr Auto Volvo XC40

7,960 miles 2025 Zero Deposit

Home Delivery Available

£31,491
£524/month
Example
  • Volvo XC40

XC40 2.0 B3P Core 5dr Auto Volvo XC40

5,633 miles 2025 Zero Deposit

Home Delivery Available

£27,891
£464/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d Sport Mercedes Benz GLA Class

67,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Auto Euro 6 (s/s Vauxhall Corsa

45,342 miles 2023 Zero Deposit

Home Delivery Available

£12,750
£212/month
Example
  • Vauxhall Corsa

1.2 Gs Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

56,898 miles 2023 Zero Deposit

Home Delivery Available

£10,200
£214/month
Example
  • Mercedes Benz CLA

2.0 CLA35 AMG (Premium) Coupe 4dr Petrol 7G-DCT 4M Mercedes Benz CLA

33,264 miles 2020 Zero Deposit

Home Delivery Available

£27,995
Northampton
£587/month
Example
  • Audi A6 Saloon

2.0 TDI ultra S line Saloon 4dr Diesel S Tronic Eu Audi A6 Saloon

55,850 miles 2016 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Mercedes Benz A-Class

2.1 A200d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A-Class

95,896 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Kia Stinger

2.2 CRDi GT-Line S Gran Turismo 5dr Diesel Auto Eu Kia Stinger

85,108 miles 2018 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example

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Learn More About Car Finance

Car Finance Deals Northampton

When you need a new car and car finance in Northampton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Northampton

Worried about your credit history? Don't be. ChooseMyCar, right here in Northampton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Northampton

At ChooseMyCar, we offer no deposit car finance in Northampton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Northampton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Northampton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Northampton, for specific used car warranty details.