Used Cars for Sale in Northampton | Discover Local Vehicles

Find and finance your next used car in and around Northampton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Northampton

  • Volkswagen Golf

Golf Hatch GTI 2.0 TSI 265 PS 7-Speed DSG 5 Door Volkswagen Golf

355 miles 2026 Zero Deposit

Home Delivery Available

£44,499
Milton Keynes
£706/month
Example
  • Volkswagen ID.3

ID.3 PA Pro Match 59kWh 204 PS 1-Speed Automatic 5 Door Volkswagen ID.3

981 miles 2026 Zero Deposit

Home Delivery Available

£30,999
Milton Keynes
£492/month
Example
  • Volkswagen Tiguan

Tiguan R-Line 1.5 eTSI 150 PS 7-Speed DSG 5 Door Volkswagen Tiguan

999 miles 2027 Zero Deposit

Home Delivery Available

£44,999
Milton Keynes
£714/month
Example
  • Volkswagen ID.4

ID.4 Pure Match 52kWh 170 PS 1-Speed Automatic 5 Door Volkswagen ID.4

1,035 miles 2026 Zero Deposit

Home Delivery Available

£46,999
Milton Keynes
£745/month
Example
  • Volkswagen T Roc

New T-Roc R-Line 1.5 eTSI 150 PS 7-speed DSG 5 Door Volkswagen T Roc

1,286 miles 2026 Zero Deposit

Home Delivery Available

£37,999
Milton Keynes
£603/month
Example
  • Volkswagen Polo

POLO 1.0 TSI Match 5dr DSG Volkswagen Polo

5,206 miles 2026 Zero Deposit

Home Delivery Available

£20,136
Milton Keynes
£319/month
Example
  • Skoda Kodiaq

Skoda Kodiaq Estate 1.5 TSI iV 204 SE L 5dr DSG Skoda Kodiaq

10 miles 2026 Zero Deposit

Home Delivery Available

£43,950
Northampton
£697/month
Example
  • Vauxhall Insignia

1.5i Turbo GPF SRi VX Line Nav Grand Sport 5dr Petrol Automatic Euro 6 (s/s) (165 ps) Vauxhall Insignia

72,544 miles 2018 Zero Deposit

Home Delivery Available

£8,995
Northampton
£183/month
Example
  • Volkswagen Passat

2.0 TDI EVO SE Nav Estate 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volkswagen Passat

83,000 miles 2020 Zero Deposit

Home Delivery Available

£10,990
Bedford
£224/month
Example
  • Hyundai Kona

1.0 T Gdi Blue Drive Se Suv 5dr Petrol Manual Euro 6 (s/s) (120 Ps) Hyundai Kona

37,159 miles 2019 Zero Deposit

Home Delivery Available

£9,895
Northampton
£201/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Convertible

69,000 miles 2018 Zero Deposit

Home Delivery Available

£8,490
Bedford
£173/month
Example
  • Peugeot 208

1.2 Puretech Allure Hatchback 5dr Petrol Eat Euro 6 (s/s) (100 Ps) Peugeot 208

66,000 miles 2020 Zero Deposit

Home Delivery Available

£9,490
Bedford
£193/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Hatch

45,180 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Northampton
£163/month
Example
  • Vauxhall Insignia

1.6 CDTi SRi VX Line Nav Sports Tourer 5dr Diesel Manual Euro 6 (s/s) (136 ps) Vauxhall Insignia

66,811 miles 2016 Zero Deposit

Home Delivery Available

£7,195
Northampton
£146/month
Example
  • Peugeot 208

1.2 PureTech GT Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps) Peugeot 208

51,000 miles 2016 Zero Deposit

Home Delivery Available

£5,490
Bedford
£112/month
Example
  • BMW M4

3.0 BiTurbo GPF Competition Coupe 2dr Petrol DCT E BMW M4

65,729 miles 2019 Zero Deposit

Home Delivery Available

£27,999
£570/month
Example

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Learn More About Car Finance

Car Finance Deals Northampton

When you need a new car and car finance in Northampton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Northampton

Worried about your credit history? Don't be. ChooseMyCar, right here in Northampton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Northampton

At ChooseMyCar, we offer no deposit car finance in Northampton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Northampton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Northampton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Northampton, for specific used car warranty details.

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