Affordable Car Finance Deals in Northampton

Find and finance your next used car in and around Northampton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Northampton

  • Peugeot 308

1.5 BlueHDi GT Line Hatchback 5dr Diesel Manual Eu Peugeot 308

61,800 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Skoda Elroq

Elroq Edition 85 82 kWh 286 PS Single speed Skoda Elroq

10 miles 2025 Zero Deposit

Home Delivery Available

£36,750
Northampton
£612/month
Example
  • Renault Trafic

2.0 LL30 ENERGY dCi 145 Black Edition MY20 Renault Trafic

43,000 miles 2021 Zero Deposit

Home Delivery Available

£17,999
Milton Keynes
£300/month
Example
  • Porsche Cayenne

3.0T V6 Coupe 5dr Petrol TiptronicS 4WD Euro 6 (s/ Porsche Cayenne

43,406 miles 2019 Zero Deposit

Home Delivery Available

£49,995
Northampton
£832/month
Example
  • Ford Transit

2.0 TDCi 290 L1 H1 5dr Ford Transit

52,000 miles 2018 Zero Deposit

Home Delivery Available

£8,490
Milton Keynes
£178/month
Example
  • Kia Sportage

2.0 CRDi GT-Line Auto AWD Euro 6 5dr Kia Sportage

99,700 miles 2016 Zero Deposit

Home Delivery Available

£8,990
Bedford
£189/month
Example
  • Kia Sportage

1.6 GDi 2 SUV 5dr Petrol Manual Euro 6 (s/s) (130 Kia Sportage

40,286 miles 2017 Zero Deposit

Home Delivery Available

£10,950
£230/month
Example
  • Audi A3

1.6 TDI 30 SE Technik Sportback 5dr Diesel Manual Euro 6 (s/s) (116 ps) Audi A3

82,884 miles 2018 Zero Deposit

Home Delivery Available

£9,390
£197/month
Example
  • MG 5

61.1kWh Trophy Long Range Estate 5dr Electric Auto (156 ps) MG 5

7,678 miles 2023 Zero Deposit

Home Delivery Available

£17,490
£291/month
Example
  • Fiat Ducato

2.0 MultiJetII 35 M H2 Euro 6 (s/s) 5dr Fiat Ducato

112,000 miles 2016 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • Ford Tourneo

1.5 EcoBlue 120 Active 5dr Ford Tourneo

24,153 miles 2022 Zero Deposit

Home Delivery Available

£19,500
£324/month
Example
  • Vauxhall Vivaro

VIVARO 2700 LE NAV CDTI B Vauxhall Vivaro

107,482 miles 2019 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Vauxhall Crossland

1.6 Turbo D Elite Suv 5dr Diesel Manual Euro 6 (s/s) (120 Ps) Vauxhall Crossland

96,399 miles 2018 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Citroen C3

1.2 Puretech Feel Hatchback 5dr Petrol Manual Euro 6 (68 Ps) Citroen C3

34,193 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Peugeot 2008

1.6 BlueHDi Active SUV 5dr Diesel Manual Euro 6 (75 ps) Peugeot 2008

63,000 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Ford Ranger

2.0 Ecoblue Wildtrak Pickup Double Cab 4dr Diesel Auto 4wd Euro 6 (s/s) (21 Ford Ranger

45,079 miles 2020 Zero Deposit

Home Delivery Available

£23,994
£399/month
Example

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Learn More About Car Finance

Car Finance Deals Northampton

When you need a new car and car finance in Northampton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Northampton

Worried about your credit history? Don't be. ChooseMyCar, right here in Northampton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Northampton

At ChooseMyCar, we offer no deposit car finance in Northampton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Northampton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Northampton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Northampton, for specific used car warranty details.