Used Cars for Sale in Northampton | Discover Local Vehicles

Find and finance your next used car in and around Northampton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Northampton

  • Honda Civic

Civic 1.0 VTEC Turbo 126 SR 5dr Honda Civic

45,224 miles 2019 Zero Deposit

Home Delivery Available

£10,660
Milton Keynes
£217/month
Example
  • Volvo XC60

XC60 2.0 T8 [455] PHEV Ultra Dark 5dr AWD Geartronic Volvo XC60

12,671 miles 2025 Zero Deposit

Home Delivery Available

£45,743
£725/month
Example
  • Volvo XC60

XC60 2.0 T8 [455] PHEV Ultra Dark 5dr AWD Geartronic Volvo XC60

6,838 miles 2025 Zero Deposit

Home Delivery Available

£50,119
£795/month
Example
  • Volvo XC40

XC40 2.0 B3P Core 5dr Auto Volvo XC40

6,550 miles 2025 Zero Deposit

Home Delivery Available

£28,339
£449/month
Example
  • Volvo XC90

XC90 2.0 T8 PHEV Ultra Dark 5dr AWD Geartronic Volvo XC90

5,812 miles 2025 Zero Deposit

Home Delivery Available

£63,224
£1003/month
Example
  • Toyota AYGO

1.0 Vvt I X Cite 3 Yellow Bi Tone Hatchback 5dr Petrol Manual Euro 6 (68 Ps Toyota AYGO

59,208 miles 2016 Zero Deposit

Home Delivery Available

£6,795
Northampton
£138/month
Example
  • SEAT Leon

1.6 TDI SE Dynamic Technology ST 5dr Diesel Manual Euro 6 (s/s) (115 ps) SEAT Leon

49,111 miles 2017 Zero Deposit

Home Delivery Available

£9,395
Northampton
£191/month
Example
  • Ford Focus

1.0t Ecoboost St Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Focus

36,787 miles 2019 Zero Deposit

Home Delivery Available

£10,995
Northampton
£224/month
Example
  • Abarth 595

1.4 Abarth 595 Turismo 1.4 Tjet 165hp *APPLY FOR FINANCE ON OUR WEBSITE* Abarth 595

57,000 miles 2017 Zero Deposit

Home Delivery Available

£8,690
Bedford
£177/month
Example
  • Renault Clio

1.2 Dynamique Nav 1.2 16V 75 *APPLY FOR FINANCE ON OUR WEBSITE* Renault Clio

82,000 miles 2016 Zero Deposit

Home Delivery Available

£4,200
Bedford
£85/month
Example
  • Tesla MODEL  Y

Dual Motor Long Range Auto 4WDE 5dr Tesla MODEL Y

41,500 miles 2022 Zero Deposit

Home Delivery Available

£24,000
£381/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

47,082 miles 2019 Zero Deposit

Home Delivery Available

£9,495
£193/month
Example
  • Vauxhall Mokka

1.4i Turbo Design Nav Suv 5dr Petrol Auto Euro 6 (140 Ps) Vauxhall Mokka

74,000 miles 2017 Zero Deposit

Home Delivery Available

£7,495
Northampton
£152/month
Example
  • Honda HR-V

1.6 i-DTEC S Euro 6 (s/s) 5dr Honda HR-V

48,000 miles 2016 Zero Deposit

Home Delivery Available

£8,790
Bedford
£179/month
Example
  • Kia Sportage

1.7 CRDi 1 Euro 6 (s/s) 5dr Kia Sportage

66,763 miles 2016 Zero Deposit

Home Delivery Available

£6,794
£138/month
Example
  • Jaguar F Pace

2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps) Jaguar F Pace

83,220 miles 2017 Zero Deposit

Home Delivery Available

£10,990
£224/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Northampton

When you need a new car and car finance in Northampton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Northampton

Worried about your credit history? Don't be. ChooseMyCar, right here in Northampton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Northampton

At ChooseMyCar, we offer no deposit car finance in Northampton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Northampton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5102 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Northampton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Northampton, for specific used car warranty details.

We would love to hear from you