• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £8,000 – No Deposit & Bad Credit

Searching for cars under £8,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Toyota AYGO

1.0 VVT-i x-cite 3 Yellow Bi-Tone Hatchback 5dr Pe Toyota AYGO

33,527 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • SEAT Ibiza

1.0 TSI SE SEAT Ibiza

41,664 miles 2017 Zero Deposit

Home Delivery Available

£8,000
Norwich
£168/month
Example
  • Vauxhall Astra

1.4T 16V 150 Elite Nav 5dr Auto Vauxhall Astra

64,000 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

63,000 miles 2016 Zero Deposit

Home Delivery Available

£8,000
Bedford
£168/month
Example
  • BMW 4 Series

2.0 420d M Sport xDrive Euro 6 (s/s) 2dr BMW 4 Series

103,750 miles 2015 Zero Deposit

Home Delivery Available

£8,000
Bedford
£168/month
Example
  • Suzuki Swift

SZ4 1.2 AUTOMATIC 5DR PETROL Suzuki Swift

29,000 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Honda Jazz

1.3 I-VTEC EX Honda Jazz

52,000 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Volvo XC60

2.4 D4 SE NAV AWD 5d 187 BHP Volvo XC60

110,975 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Citroen C3

1.2 PureTech Shine Plus Euro 6 (s/s) 5dr Citroen C3

72,350 miles 2021 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Mazda 3

1.5 SKYACTIV-D Sport Nav Fastback 4dr Diesel Manua Mazda 3

47,856 miles 2016 Zero Deposit

Home Delivery Available

£8,000
Derby
£168/month
Example
  • Citroen C3

1.2 PureTech Flair EAT6 Euro 6 (s/s) 5dr Citroen C3

61,330 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Ford Transit

2.0 TDCi 290 L1 H1 5dr Ford Transit

89,380 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Vauxhall Viva

1.0i SL Easytronic Euro 6 5dr Vauxhall Viva

31,880 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • BMW 2 Series

2.0 218d Sport Auto Euro 6 (s/s) 5dr BMW 2 Series

98,320 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Honda Jazz

1.3h IMA HS CVT Euro 5 5dr Honda Jazz

51,985 miles 2015 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • BMW 2 Series

1.5 218i SE Gran Tourer BMW 2 Series

102,320 miles 2019 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

69,800 miles 2017 Zero Deposit

Home Delivery Available

£8,000
Derby
£168/month
Example
  • Vauxhall Crossland

1.2 Tech Line Nav SUV 5dr Petrol Manual Euro 6 (81 Vauxhall Crossland

41,619 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Ford EcoSport

1.0t Ecoboost St Line Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Ford EcoSport

73,833 miles 2018 Zero Deposit

Home Delivery Available

£8,000
Chatham
£168/month
Example
  • Suzuki Ignis

SZ5 SHVS Suzuki Ignis

44,552 miles 2017 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Ford Fiesta

1.0 ST-LINE X 3d 138 BHP BLUETOOTH~NAV~A/C~ALLOYS. Ford Fiesta

72,521 miles 2018 Zero Deposit

Home Delivery Available

£8,000
Coventry
£168/month
Example
  • Audi A1

1.0 TFSI SPORT Audi A1

80,296 miles 2017 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Fiesta

75,236 miles 2021 Zero Deposit

Home Delivery Available

£8,000
Coventry
£168/month
Example
  • Ford Ka

1.2 Ti-VCT Active Hatchback 5dr Petrol Manual Euro Ford Ka

42,564 miles 2019 Zero Deposit

Home Delivery Available

£8,000
Coventry
£168/month
Example
  • Renault Master

2.3DCI LM35 BUSINESS 135 BHP **IN NEED OF SOME BOD Renault Master

82,000 miles 2020 Zero Deposit

Home Delivery Available

£8,000
Ipswich
£168/month
Example
  • Ford Transit

1.5TDCI 200 EcoBlue LIMITED P/V 5dr L1 DUE IN SOON Ford Transit

71,000 miles 2019 Zero Deposit

Home Delivery Available

£8,000
Ipswich
£168/month
Example
  • Kia Picanto

1.25 2 Hatchback 5dr Petrol Manual Euro 6 (83 Bhp) Kia Picanto

31,000 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Ford Transit

2.0 TDCi 310 BASE P/V 6dr L2H1 104 BHP FINE EXAMPL Ford Transit

110,000 miles 2017 Zero Deposit

Home Delivery Available

£8,000
Ipswich
£168/month
Example
  • Ford EcoSport

1.0T ECOBOOST ST-LINE SUV 5dr EURO 6 (s/s) (140 p Ford EcoSport

79,523 miles 2018 Zero Deposit

Home Delivery Available

£8,000
Ipswich
£168/month
Example
  • BMW 2 Series

1.5 216d Sport Euro 6 (s/s) 5dr BMW 2 Series

71,348 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Volvo V40

2.0 D2 LUX 5dr DIESEL AUTOMATIC EURO 6 (s/s) (120 Volvo V40

78,715 miles 2015 Zero Deposit

Home Delivery Available

£8,000
Ipswich
£168/month
Example
  • Infiniti QX50

3.0d V6 GT SUV 5dr Diesel Auto 4WD Euro 5 (238 ps) Infiniti QX50

64,000 miles 2015 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Audi A4

2.0 TDI ultra SE Euro 6 (s/s) 4dr Audi A4

115,393 miles 2016 Zero Deposit

Home Delivery Available

£8,000
Chesterfield
£168/month
Example
  • Toyota AYGO

1.0 VVT-i x-clusiv Hatchback 5dr Petrol Manual Eur Toyota AYGO

66,000 miles 2021 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend Euro 6 5dr Toyota AYGO

44,169 miles 2019 Zero Deposit

Home Delivery Available

£8,000
Newport
£168/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford EcoSport

57,853 miles 2018 Zero Deposit

Home Delivery Available

£8,000
Newport
£168/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £8,000

Zero deposit car finance for cars under £8,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £8,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.