Used Cars for Sale in St Helens | Discover Local Vehicles

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in St Helens

  • Audi A3

1.5 Tfsi 35 Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi A3

67,571 miles 2021 Zero Deposit

Home Delivery Available

£15,690
£261/month
Example
  • MINI Countryman

1.5 10kWh Cooper SE Sport Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

29,990 miles 2021 Zero Deposit

Home Delivery Available

£16,999
£283/month
Example
  • Nissan Qashqai

1.5 Dci Tekna Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) Nissan Qashqai

65,456 miles 2020 Zero Deposit

Home Delivery Available

£11,250
Bradford
£236/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match Edition 4WD Euro 6 (s/s) 5dr Volkswagen Tiguan

101,279 miles 2016 Zero Deposit

Home Delivery Available

£7,500
Manchester
£157/month
Example
  • Toyota RAV4

2.5 VVT-h Dynamic SUV 5dr Petrol Hybrid CVT Toyota RAV4

78,000 miles 2019 Zero Deposit

Home Delivery Available

£18,780
Oldham
£394/month
Example
  • Ford C Max

1.0T EcoBoost Titanium MPV 5dr Petrol Manual Euro Ford C Max

46,352 miles 2017 Zero Deposit

Home Delivery Available

£6,990
Chelmsford
£147/month
Example
  • BMW 1 Series

1.5 118i M Sport (LCP) Hatchback 5dr Petrol DCT Eu BMW 1 Series

39,600 miles 2023 Zero Deposit

Home Delivery Available

£19,990
£333/month
Example
  • Vauxhall Zafira

1.4i Turbo SRi MPV Cosmic Grey Petrol Manual Euro Vauxhall Zafira

55,125 miles 2017 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • Kia Picanto

1.25 X-Line S Hatchback 5dr Petrol Manual Euro 6 ( Kia Picanto

34,000 miles 2020 Zero Deposit

Home Delivery Available

£10,895
£228/month
Example
  • BMW 3 Series

3.0 330d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

74,997 miles 2017 Zero Deposit

Home Delivery Available

£14,999
Leicester
£315/month
Example
  • Audi A3

1.5 TFSI 35 Sport Saloon 4dr Petrol Manual Euro 6 (s/s) (150 ps) Audi A3

26,000 miles 2023 Zero Deposit

Home Delivery Available

£18,495
Sheffield
£308/month
Example
  • Hyundai i20

1.2 Blue Drive SE Hatchback 5dr Petrol Manual Euro Hyundai i20

15,000 miles 2016 Zero Deposit

Home Delivery Available

£9,479
£199/month
Example
  • Vauxhall Corsa

1.2 SE Nav Premium Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

43,000 miles 2020 Zero Deposit

Home Delivery Available

£9,195
£193/month
Example
  • Hyundai i800

2.5 CRDi SE Auto Euro 6 5dr Hyundai i800

70,710 miles 2017 Zero Deposit

Home Delivery Available

£13,295
£279/month
Example
  • Volvo V60

2.0 D4 Momentum Auto Euro 6 (s/s) 5dr Volvo V60

98,600 miles 2018 Zero Deposit

Home Delivery Available

£12,490
Coventry
£262/month
Example
  • Fiat 124 Spider

1.4 MultiAir Classica Euro 6 2dr Fiat 124 Spider

36,000 miles 2018 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example

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Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.