Used Cars for Sale in St Helens | Discover Local Vehicles

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in St Helens

  • Ford Mondeo

2.0 EcoBlue ST-Line Edition Hatchback 5dr Diesel M Ford Mondeo

61,000 miles 2019 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Citroen Berlingo

3 Seat Wheelchair Accessible Disabled Access Vehic Citroen Berlingo

12,930 miles 2020 Zero Deposit

Home Delivery Available

£12,945
£272/month
Example
  • Volkswagen Caddy Maxi Life

5 Seat Petrol Wheelchair Accessible Disabled Acces Volkswagen Caddy Maxi Life

13,643 miles 2018 Zero Deposit

Home Delivery Available

£17,445
£366/month
Example
  • Isuzu D Max

1.9 V-Cross Double Cab 4x4 Auto Isuzu D Max

7 miles 2025 Zero Deposit

Home Delivery Available

£35,995
£599/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Edition Hatchback 5dr Petrol M Ford Focus

60,279 miles 2018 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

65,000 miles 2016 Zero Deposit

Home Delivery Available

£9,995
Sheffield
£210/month
Example
  • BMW ix3

80kwh M Sport Pro Suv 5dr Electric Auto (286 Ps) BMW ix3

61,300 miles 2022 Zero Deposit

Home Delivery Available

£23,999
Rotherham
£399/month
Example
  • Toyota Yaris

1.5 VVT-h GR SPORT E-CVT Euro 6 (s/s) 5dr Toyota Yaris

34,999 miles 2023 Zero Deposit

Home Delivery Available

£14,999
£250/month
Example
  • Mercedes Benz C-Class

1.6 C200d SE Euro 6 (s/s) 4dr Mercedes Benz C-Class

108,000 miles 2019 Zero Deposit

Home Delivery Available

£10,488
£220/month
Example
  • Suzuki Vitara

1.5 Hybrid SZ-T 5dr AGS Suzuki Vitara

13,515 miles 2023 Zero Deposit

Home Delivery Available

£16,595
Bedford
£276/month
Example
  • BMW 3 Series

3.0 M340i xDrive Auto 4WD 4dr BMW 3 Series

75,000 miles 2020 Zero Deposit

Home Delivery Available

£28,495
Bury
£598/month
Example
  • Volkswagen Golf

1.5 TSI R-Line Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

25,000 miles 2024 Zero Deposit

Home Delivery Available

£22,500
Newry
£374/month
Example
  • BMW 8 Series

4.4 M850i V8 Coupe 2dr Petrol Steptronic xDrive Eu BMW 8 Series

39,050 miles 2019 Zero Deposit

Home Delivery Available

£39,990
Southend-on-Sea
£665/month
Example
  • Mercedes Benz C-Class

3.0 C43 V6 AMG (Premium Plus) Saloon 4dr Petrol G- Mercedes Benz C-Class

52,947 miles 2018 Zero Deposit

Home Delivery Available

£27,490
£577/month
Example
  • Nissan Note

1.2 Acenta Premium Hatchback 5dr Petrol Manual Eur Nissan Note

40,000 miles 2017 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Audi Q3

2.0 TDI 35 S line Sportback 5dr Diesel S Tronic Eu Audi Q3

49,964 miles 2019 Zero Deposit

Home Delivery Available

£21,480
£451/month
Example

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Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.