Used Cars for Sale in St Helens | Discover Local Vehicles

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in St Helens

  • BMW 1 Series

1.5 118i M Sport BMW 1 Series

20,108 miles 2021 Zero Deposit

Home Delivery Available

£20,495
£325/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium X Euro 6 (s/s) 5dr Ford Fiesta

36,000 miles 2019 Zero Deposit

Home Delivery Available

£9,750
£198/month
Example
  • BMW 1 Series

1.5 118i M Sport DCT Euro 6 (s/s) 5dr BMW 1 Series

35,891 miles 2020 Zero Deposit

Home Delivery Available

£17,390
£354/month
Example
  • Vauxhall Corsa

1.4 i ecoFLEX Energy *APPLY FOR FINANCE ON OUR WEBSITE* Vauxhall Corsa

35,000 miles 2016 Zero Deposit

Home Delivery Available

£5,890
Bedford
£120/month
Example
  • Vauxhall ADAM

1.2i GLAM Euro 6 3dr Vauxhall ADAM

86,530 miles 2017 Zero Deposit

Home Delivery Available

£4,680
£95/month
Example
  • Mercedes Benz C-Class

3.0 C43 V6 AMG (Premium Plus) G-Tronic+ 4MATIC Euro 6 (s/s) 5dr Mercedes Benz C-Class

53,950 miles 2019 Zero Deposit

Home Delivery Available

£27,999
Swindon
£570/month
Example
  • Audi Q5

2.0 TDI 40 Vorsprung S Tronic quattro Euro 6 ss 5dr Audi Q5

48,000 miles 2021 Zero Deposit

Home Delivery Available

£34,990
Burnley
£555/month
Example
  • Ford Kuga

Titanium 1.5L EcoBoost 150PS Ford Kuga

5,000 miles 2025 Zero Deposit

Home Delivery Available

£21,995
£349/month
Example
  • Skoda Superb

1.4 TSI ACT SE DSG Euro 6 (s/s) 5dr Skoda Superb

70,187 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£203/month
Example
  • Hyundai Tucson

1.6 TUCSON SE NAV 1.6 MY19 Hyundai Tucson

54,973 miles 2019 Zero Deposit

Home Delivery Available

£9,995
Walsall
£203/month
Example
  • Nissan Note

1.2 Acenta Premium Nissan Note

59,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Edinburgh
£102/month
Example
  • Mercedes Benz GLA Class

2.1 GLA200d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz GLA Class

78,250 miles 2016 Zero Deposit

Home Delivery Available

£9,994
Oldham
£203/month
Example
  • SsangYong Tivoli

1.6 e-XGi ELX Auto Euro 6 5dr SsangYong Tivoli

21,950 miles 2017 Zero Deposit

Home Delivery Available

£8,994
Oldham
£183/month
Example
  • Kia Niro

1.6 GDi 2 DCT Euro 6 ss 5dr Kia Niro

56,950 miles 2020 Zero Deposit

Home Delivery Available

£12,994
Oldham
£264/month
Example
  • BMW X5

3.0 40d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X5

87,750 miles 2017 Zero Deposit

Home Delivery Available

£20,999
Swindon
£427/month
Example
  • Mercedes Benz E Class

4.0 E63 V8 BiTurbo AMG S (Premium) SpdS MCT 4MATIC+ Euro 6 (s/s) 5dr Mercedes Benz E Class

57,300 miles 2017 Zero Deposit

Home Delivery Available

£39,999
Swindon
£634/month
Example

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Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.

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