Used Cars for Sale in St Helens | Discover Local Vehicles

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Helens

  • Vauxhall Astra

1.4i Turbo Design Hatchback 5dr Petrol Manual Euro Vauxhall Astra

36,069 miles 2016 Zero Deposit

Home Delivery Available

£7,499
Swansea
£157/month
Example
  • Dacia Sandero Stepway

0.9 TCe Ambiance Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

73,184 miles 2015 Zero Deposit

Home Delivery Available

£3,999
£84/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) Nissan Qashqai

51,262 miles 2019 Zero Deposit

Home Delivery Available

£12,617
£265/month
Example
  • Kia Picanto

1.25 GT-Line Hatchback 5dr Petrol Manual Euro 6 (s Kia Picanto

33,576 miles 2020 Zero Deposit

Home Delivery Available

£10,135
£213/month
Example
  • Land Rover Discovery Sport

2.0 SD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

40,334 miles 2018 Zero Deposit

Home Delivery Available

£16,999
Newport
£357/month
Example
  • BMW 2 Series

2.0 230i M Sport Auto Euro 6 (s/s) 2dr BMW 2 Series

64,685 miles 2017 Zero Deposit

Home Delivery Available

£14,499
£304/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

92,265 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

51,339 miles 2018 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • BMW 4 Series

2.0 420i GPF M Sport Auto Euro 6 (s/s) 5dr BMW 4 Series

47,025 miles 2020 Zero Deposit

Home Delivery Available

£18,499
£308/month
Example
  • Volkswagen Transporter

2.0 TDI T28 BlueMotion Tech Highline 5dr Diesel Ma Volkswagen Transporter

59,248 miles 2018 Zero Deposit

Home Delivery Available

£43,000
£716/month
Example
  • Kia Soul

1.6 T-GDi Sport DCT Euro 6 5dr Kia Soul

89,000 miles 2018 Zero Deposit

Home Delivery Available

£8,995
Bristol
£189/month
Example
  • Audi Q3

1.4 TFSI CoD S line SUV 5dr Petrol S Tronic Euro 6 Audi Q3

45,578 miles 2016 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • BMW 1 Series

M1 3.0 M135i Hatchback 5dr Petrol Auto Euro 6 (s/s) (320 ps) BMW 1 Series

96,000 miles 2015 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Edition DSG Euro 6 (s/s) 5dr Volkswagen Golf

86,000 miles 2017 Zero Deposit

Home Delivery Available

£9,489
£199/month
Example
  • Audi A4

1.4 TFSI Black Edition Euro 6 (s/s) 4dr Audi A4

86,000 miles 2018 Zero Deposit

Home Delivery Available

£10,989
£230/month
Example

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Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.