Used Cars for Sale in St Helens | Discover Local Vehicles

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in St Helens

  • Renault Kadjar

1.3 TCe Dynamique Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) Renault Kadjar

44,975 miles 2018 Zero Deposit

Home Delivery Available

£8,393
£171/month
Example
  • Audi Q7

50 V6 TDi Quattro Black Edition 5dr Tiptronic Audi Q7

12,800 miles 2024 Zero Deposit

Home Delivery Available

£57,750
Scunthorpe
£916/month
Example
  • Ford Tourneo

1.5 EcoBlue 120 Titanium 5dr WHEELCHAIR ACCESSIBLE VEHICLE 5 SEATS Ford Tourneo

17,614 miles 2021 Zero Deposit

Home Delivery Available

£16,995
£270/month
Example
  • Dacia Duster

1.3 Extreme SE TCe 150 Petrol Turbo EDC Auto Dacia Duster

65,000 miles 2022 Zero Deposit

Home Delivery Available

£12,195
£193/month
Example
  • Skoda Octavia

2.0 SE L TDi 150 Turbo Diesel DSG 5DR Auto Skoda Octavia

48,000 miles 2021 Zero Deposit

Home Delivery Available

£16,495
£262/month
Example
  • BMW 5 Series

520d xDrive M Sport 4dr Auto BMW 5 Series

57,371 miles 2018 Zero Deposit

Home Delivery Available

£17,590
£358/month
Example
  • Land Rover Range Rover

4.4 P530 V8 Autobiography 4dr Auto Land Rover Range Rover

35,400 miles 2022 Zero Deposit

Home Delivery Available

£82,750
Scunthorpe
£1312/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE 5dr 2WD Land Rover Range Rover Evoque

103,000 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • Tesla Model-3

Standard Plus 4dr Auto Tesla Model-3

73,000 miles 2020 Zero Deposit

Home Delivery Available

£13,995
Hull
£285/month
Example
  • Audi A1

1.0 TFSI Sport 3dr Audi A1

73,597 miles 2016 Zero Deposit

Home Delivery Available

£8,995
Grimsby
£183/month
Example
  • Kia Sportage

1.6T GDi GT-Line 5dr Kia Sportage

68,850 miles 2018 Zero Deposit

Home Delivery Available

£10,995
Grimsby
£224/month
Example
  • Ford Kuga

2.5 PHEV ST-Line X Black Package 5dr CVT Ford Kuga

3,392 miles 2025 Zero Deposit

Home Delivery Available

£29,595
£469/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr Ford Puma

57,800 miles 2023 Zero Deposit

Home Delivery Available

£12,995
£206/month
Example
  • Audi A3

S3 TFSI Quattro 5dr S Tronic Audi A3

34,800 miles 2022 Zero Deposit

Home Delivery Available

£28,495
£452/month
Example
  • Hyundai Kona

Electric SUV E 204ps Ultimate64kWh 10.5kW OBC Hyundai Kona

10 miles 2023 Zero Deposit

Home Delivery Available

£29,990
£476/month
Example
  • Nissan Qashqai

1.3 DiG-T 160 [157] N-Connecta 5dr DCT Glass Roof Nissan Qashqai

45,738 miles 2020 Zero Deposit

Home Delivery Available

£12,790
£260/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.

We would love to hear from you