Affordable Car Finance Deals in St Helens

Find and finance your next used car in and around St Helens with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Helens

  • Honda Cr V

1.6 I-DTEC SE Plus Navi SUV 5dr Diesel Manual 4WD Honda Cr V

73,774 miles 2016 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Hyundai Tucson

1.6 GDi Blue Drive SE Nav SUV 5dr Petrol Manual Eu Hyundai Tucson

68,023 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Renault Kadjar

1.5 dCi Dynamique Nav SUV 5dr Diesel Manual Euro 6 Renault Kadjar

58,980 miles 2018 Zero Deposit

Home Delivery Available

£7,795
£163/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique Nav SUV 5dr Diesel Auto E Renault Captur

58,579 miles 2015 Zero Deposit

Home Delivery Available

£7,595
£159/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX SE Hatchback 5dr Petrol Manual Euro 6 Vauxhall Corsa

40,707 miles 2016 Zero Deposit

Home Delivery Available

£6,595
£138/month
Example
  • Kia Cee'd

1.4 1 Hatchback 5dr Petrol Manual Euro 6 (98 bhp) Kia Cee'd

46,959 miles 2017 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Renault Clio

1.5 dCi Dynamique S MediaNav Hatchback 5dr Diesel Renault Clio

41,658 miles 2015 Zero Deposit

Home Delivery Available

£6,295
£132/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Hatchback 3dr Petrol Manual Eu Vauxhall Corsa

55,503 miles 2017 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Ford Fiesta

1.5 TDCi Style Hatchback 5dr Diesel Manual Euro 6 Ford Fiesta

66,032 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Vivaro

L1H1 2700 EDITION S/S Vauxhall Vivaro

81,130 miles 2020 Zero Deposit

Home Delivery Available

£8,499
Swansea
£178/month
Example
  • Ford Transit

2.0 TDCi 290 L1 H1 5dr Ford Transit

52,000 miles 2018 Zero Deposit

Home Delivery Available

£8,490
Milton Keynes
£178/month
Example
  • Jaguar F Pace

3.0 D300 V6 S Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

116,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Watford
£273/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

67,000 miles 2018 Zero Deposit

Home Delivery Available

£12,300
£258/month
Example
  • Kia Sportage

2.0 CRDi GT-Line SUV 5dr Diesel Manual AWD Euro 6 Kia Sportage

70,171 miles 2017 Zero Deposit

Home Delivery Available

£10,399
£218/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz E Class

72,303 miles 2018 Zero Deposit

Home Delivery Available

£16,795
Preston
£352/month
Example
  • Volkswagen T Roc

1.0 TSI GPF SE SUV 5dr Petrol Manual Euro 6 (s/s) Volkswagen T Roc

21,049 miles 2019 Zero Deposit

Home Delivery Available

£15,695
Preston
£329/month
Example

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Learn More About Car Finance

Car Finance Deals St Helens

When you need a new car and car finance in St Helens, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Helens

Worried about your credit history? Don't be. ChooseMyCar, right here in St Helens, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Helens

At ChooseMyCar, we offer no deposit car finance in St Helens through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Helens lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Helens as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Helens, for specific used car warranty details.