Used Cars for Sale in Gillingham | Discover Local Vehicles

Find and finance your next used car in and around Gillingham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Gillingham

  • Mercedes Benz AMG GT

4.0 V8 BiTurbo (Premium) Coupe 2dr Petrol SpdS DCT Mercedes Benz AMG GT

41,000 miles 2016 Zero Deposit

Home Delivery Available

£48,990
£777/month
Example
  • BMW X1

2.0 X1 xDrive20d xLine BMW X1

89,000 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • Mitsubishi Outlander

2.4 h TwinMotor 13.8kWh Dynamic Mitsubishi Outlander

32,237 miles 2019 Zero Deposit

Home Delivery Available

£16,990
£346/month
Example
  • Ford Kuga

1.5 EcoBlue Titanium Ford Kuga

31,818 miles 2020 Zero Deposit

Home Delivery Available

£13,990
£285/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

15,276 miles 2019 Zero Deposit

Home Delivery Available

£13,490
£275/month
Example
  • Mazda 3

2.0 SKYACTIV-G SE-L Nav Hatchback 5dr Petrol Manual Euro 5 (s/s) (120 ps) Mazda 3

66,956 miles 2016 Zero Deposit

Home Delivery Available

£7,450
£152/month
Example
  • Vauxhall Mokka

1.4i Turbo SE Auto 2WD Euro 6 5dr Vauxhall Mokka

64,082 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite Auto Euro 6 5dr Vauxhall Mokka

62,250 miles 2017 Zero Deposit

Home Delivery Available

£8,300
£169/month
Example
  • Ford Fiesta

1.25 Zetec Euro 6 5dr Ford Fiesta

43,000 miles 2016 Zero Deposit

Home Delivery Available

£7,299
Gillingham
£148/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Fiesta

73,000 miles 2017 Zero Deposit

Home Delivery Available

£4,695
£95/month
Example
  • BMW X4

2.0 20d Sport SUV 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps) BMW X4

79,000 miles 2019 Zero Deposit

Home Delivery Available

£19,500
£397/month
Example
  • Ford Fiesta

1.25 Zetec Euro 6 3dr Ford Fiesta

55,000 miles 2016 Zero Deposit

Home Delivery Available

£5,695
Maidstone
£116/month
Example
  • Audi A1

1.4 TFSI Sport Euro 6 (s/s) 3dr Audi A1

48,087 miles 2016 Zero Deposit

Home Delivery Available

£8,990
£183/month
Example
  • MG ZS

1.0 T-GDI Exclusive Auto Euro 6 5dr MG ZS

23,500 miles 2024 Zero Deposit

Home Delivery Available

£9,500
£193/month
Example
  • Skoda Citigo

1.0 Mpi Colour Edition Hatchback 5dr Petrol Manual Euro 6 (60 Ps) Skoda Citigo

67,093 miles 2016 Zero Deposit

Home Delivery Available

£4,699
£95/month
Example
  • Skoda Superb

1.4 TSI ACT SE DSG Euro 6 (s/s) 5dr Skoda Superb

70,187 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£203/month
Example

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Learn More About Car Finance

Car Finance Deals Gillingham

When you need a new car and car finance in Gillingham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Gillingham

Worried about your credit history? Don't be. ChooseMyCar, right here in Gillingham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Gillingham

At ChooseMyCar, we offer no deposit car finance in Gillingham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Gillingham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Gillingham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Gillingham, for specific used car warranty details.

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