Used Cars for Sale in Gillingham | Discover Local Vehicles

Find and finance your next used car in and around Gillingham with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Gillingham

  • Renault Clio

1.0 TCe RS Line Hatchback 5dr Petrol Manual Euro 6 Renault Clio

43,660 miles 2020 Zero Deposit

Home Delivery Available

£10,000
Southend-on-Sea
£210/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Nav Sports Tourer 5dr Petrol Auto E Vauxhall Astra

65,040 miles 2016 Zero Deposit

Home Delivery Available

£7,290
Southend-on-Sea
£153/month
Example
  • Kia Picanto

1.0 T-GDi GT-Line S Hatchback 5dr Petrol Manual Eu Kia Picanto

14,173 miles 2023 Zero Deposit

Home Delivery Available

£13,290
Southend-on-Sea
£221/month
Example
  • Nissan Micra

0.9 IG-T N-Connecta Hatchback 5dr Petrol Manual Eu Nissan Micra

34,712 miles 2018 Zero Deposit

Home Delivery Available

£8,190
Southend-on-Sea
£172/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite SUV 5dr Petrol Manual Euro 6 (s/s) Vauxhall Grandland

40,900 miles 2022 Zero Deposit

Home Delivery Available

£13,950
£232/month
Example
  • Audi A3

1.5 TFSI CoD 35 Sport Saloon 4dr Petrol Manual Eur Audi A3

88,000 miles 2018 Zero Deposit

Home Delivery Available

£10,650
£223/month
Example
  • Volvo V40

1.5 T3 Inscription Hatchback 5dr Petrol Auto Euro Volvo V40

67,245 miles 2018 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • BMW 1 Series

White 1.5 116d M Sport Shadow Edition, 40,000 mile BMW 1 Series

40,000 miles 2018 Zero Deposit

Home Delivery Available

£12,999
£273/month
Example
  • Citroen C4

1.2 PureTech GPF Flair Hatchback 5dr Petrol EAT6 E Citroen C4

26,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Focus

69,958 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

89,560 miles 2017 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Vauxhall Mokka

1.6i Se Suv 5dr Petrol Manual 2wd Euro 6 (s/s) (115 Ps) Vauxhall Mokka

89,731 miles 2016 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example
  • Lexus NX

2.5 300h F Sport E-CVT 4WD Euro 6 (s/s) 5dr Lexus NX

79,000 miles 2017 Zero Deposit

Home Delivery Available

£16,450
£345/month
Example
  • BMW 3 Series

1.5 318i Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

75,000 miles 2016 Zero Deposit

Home Delivery Available

£8,990
£189/month
Example
  • Fiat 500

1.2 Lounge Euro 6 (s/s) 3dr Fiat 500

74,000 miles 2016 Zero Deposit

Home Delivery Available

£4,850
Maidstone
£102/month
Example
  • Suzuki Celerio

1.0 SZ2 Euro 6 5dr Suzuki Celerio

28,997 miles 2016 Zero Deposit

Home Delivery Available

£4,295
£90/month
Example

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Learn More About Car Finance

Car Finance Deals Gillingham

When you need a new car and car finance in Gillingham, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Gillingham

Worried about your credit history? Don't be. ChooseMyCar, right here in Gillingham, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Gillingham

At ChooseMyCar, we offer no deposit car finance in Gillingham through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Gillingham lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Gillingham as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Gillingham, for specific used car warranty details.