• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Cars Under £14,000 – No Deposit & Bad Credit

Searching for cars under £14,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Tesla Model-3

Dual Motor Long Range Auto 4WDE 4dr Tesla Model-3

95,086 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Caddy

2.0L C20 TDI STARTLINE 0d 74 BHP Volkswagen Caddy

60,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz CLS Class

CLS220 2.1 CLS220 BlueTEC AMG Line Coupe G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz CLS Class

67,000 miles 2015 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Volkswagen Polo

1.0 TSI 95 Match 5dr Volkswagen Polo

25,000 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Peugeot 5008

1.5 BlueHDi GT Line SUV 5dr Diesel EAT Euro 6 (s/s Peugeot 5008

83,200 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Peugeot 308

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 ( Peugeot 308

13,406 miles 2020 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Peugeot 208

1.2 PureTech GT Premium Hatchback 5dr Petrol Manua Peugeot 208

16,675 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

65,695 miles 2019 Zero Deposit

Home Delivery Available

£14,000
Liverpool
£294/month
Example
  • Land Rover Range Rover

3.0 TD V6 Vogue Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover

107,585 miles 2015 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • Audi Q5

2.0 TDI QUATTRO S LINE PLUS 5d 187 BHP F/S/H - 1 O Audi Q5

87,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Sutton Coldfield
£294/month
Example
  • Volkswagen Crafter

2.0 TDI CR35 Startline LUTON TAILIFT2dr Diesel Man Volkswagen Crafter

92,900 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Carlisle
£233/month
Example
  • SEAT Leon

2.0 TDI XCELLENCE Technology ST DSG Euro 6 (s/s) 5dr SEAT Leon

29,793 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon BMW 3 Series

55,901 miles 2017 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • Mercedes Benz C Class

1.6 C200d AMG Line Mercedes Benz C Class

40,638 miles 2016 Zero Deposit

Home Delivery Available

£14,000
London
£294/month
Example
  • Skoda Karoq

1.0 TSI SE L 5dr (Apple Carpla Skoda Karoq

30,648 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Preston
£233/month
Example
  • Suzuki Swift

1.2 Dualjet MHEV SZ5 Hatchback 5dr Petrol Hybrid Manual ALLGRIP Euro 6 (s/s Suzuki Swift

13,646 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Birmingham
£233/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

64,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Nissan Navara

2.3 dCi Tekna Auto 4WD Euro 6 4dr Nissan Navara

79,000 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line 5dr Ford Puma

38,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Kia XCEE'D

1.0T GDi ISG 2 5dr (Apple Carp Kia XCEE'D

17,315 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Oldham
£233/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate 5dr (Naviga Vauxhall Corsa

22,256 miles 2023 Zero Deposit

Home Delivery Available

£14,000
Oldham
£233/month
Example
  • Peugeot 5008

1.2 PureTech Allure 5dr (Cruis Peugeot 5008

47,993 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Oldham
£294/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Euro 6 (s/s) 5dr BMW 1 Series

36,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

52,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Puma

1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Manual Ford Puma

23,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 3dr Volkswagen Golf

92,000 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr Nissan Juke

10,935 miles 2022 Zero Deposit

Home Delivery Available

£14,000
Chelmsford
£233/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Crossland

6,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

23,000 miles 2021 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Mazda 3

2.0 SKYACTIV-X MHEV GT Sport Hatchback 5dr Petrol Mazda 3

48,940 miles 2020 Zero Deposit

Home Delivery Available

£14,000
Derby
£233/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Elite Nav 5dr Vauxhall Mokka

27,339 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Vauxhall Astra

1.4T 16V 150 Griffin 5dr Vauxhall Astra

8,201 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Transit

350 L3 H2 PV DRW,130BHP.WINDOW VAN,LOW MILES,EURO 6 Ford Transit

63,022 miles 2017 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Skoda Karoq

1.5 Tsi Edition Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Skoda Karoq

76,741 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Gloucester
£294/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Combi Van Double Cab 5dr Diesel Manual L2 Euro 6 (s/s) (9 Sea Vauxhall Vivaro

67,999 miles 2018 Zero Deposit

Home Delivery Available

£14,000
Gloucester
£294/month
Example
  • Ford Transit

320 TREND PV L1 H2 EURO 6 LEZ COMPLIANT, Ford Transit

103,914 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £14,000

Zero deposit car finance for cars under £14,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £14,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.