Affordable Car Finance Deals in St Albans

Q: Can I buy a car online and have it delivered in St Albans?

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Albans as soon as the paperwork is complete - just tell us what you need.

Q: Do cars come with dealership warranty in St Albans?

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership in St Albans, for specific used car warranty details.

Find and finance your next used car in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Albans

1.5 118i M Sport DCT Euro 6 (s/s) 5dr BMW 1 Series

82,583 miles 2020 Zero Deposit

Home Delivery Available

£14,950

£249/month

Example

1.0T EcoBoost Zetec S Euro 6 (s/s) 3dr Ford Fiesta

55,495 miles 2016 Zero Deposit

Home Delivery Available

£5,699

£119/month

Example

1.4i Turbo Elite Nav Euro 6 5dr Vauxhall Astra

59,131 miles 2016 Zero Deposit

Home Delivery Available

£6,699

£140/month

Example

1.5 TDCi Zetec Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 ps) Ford Focus

94,250 miles 2015 Zero Deposit

Home Delivery Available

£4,690

£98/month

Example

2.0 420i M Sport Euro 6 (s/s) 2dr BMW 4 Series

69,990 miles 2017 Zero Deposit

Home Delivery Available

£11,995

£252/month

Example

2.0 Si4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

58,000 miles 2018 Zero Deposit

Home Delivery Available

£16,499

£346/month

Example

1.5 TDCi ST-Line Euro 6 (s/s) 5dr Ford Focus

107,937 miles 2017 Zero Deposit

Home Delivery Available

£5,995

£126/month

Example

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Fiesta

48,440 miles 2017 Zero Deposit

Home Delivery Available

£6,995

£147/month

Example

2.0 530e 9.2kWh M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

70,680 miles 2018 Zero Deposit

Home Delivery Available

£15,995

£336/month

Example

2.0 GLC220d AMG Line (Premium) G-Tronic+ 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC CLASS

54,965 miles 2019 Zero Deposit

Home Delivery Available

£23,995

£503/month

Example

2.0 P250 R-Dynamic HSE Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

57,766 miles 2018 Zero Deposit

Home Delivery Available

£18,500

£388/month

Example

1.5 TFSI CoD 35 Black Edition Euro 6 (s/s) 4dr Audi A3

52,530 miles 2018 Zero Deposit

Home Delivery Available

£14,995

£315/month

Example

1.5 218i M Sport DCT Euro 6 (s/s) 4dr BMW 2 Series

30,700 miles 2021 Zero Deposit

Home Delivery Available

£19,995

£333/month

Example

1.5 TSI EVO SE Euro 6 (s/s) 5dr Volkswagen T Roc

86,195 miles 2020 Zero Deposit

Home Delivery Available

£11,995

£252/month

Example

3.0 435d M Sport Auto xDrive Euro 6 (s/s) 2dr BMW 4 Series

52,835 miles 2018 Zero Deposit

Home Delivery Available

£20,995

£440/month

Example

1.0 SE Euro 6 (s/s) 5dr Skoda Fabia

45,755 miles 2019 Zero Deposit

Home Delivery Available

£8,995

£189/month

Example

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Learn More About Car Finance

Car Finance Deals St Albans

When you need a new car and car finance in St Albans, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Bad Credit Car Finance St Albans

Worried about your credit history? Don't be. ChooseMyCar, right here in St Albans, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Albans

At ChooseMyCar, we offer no deposit car finance in St Albans through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Albans lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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With 1000’s to Choose From, Discover What You Could Be Driving Tomorrow.

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Bad Credit Car Finance? No Problem

View Your Options and Find a Bad Credit Car Finance Solution.

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Hire Purchase, Lease or PCP: Our Lenders Make it Easy To Afford Your Next Car.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Justin Hague

19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Steven

18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

James Keegans

27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

Juliet

16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

L.b

16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

Brett

16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

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