Used Cars for Sale in St Albans | Discover Local Vehicles

Find and finance your next used car in and around St Albans with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Albans

  • Audi A5

2.0 TDI 35 S line Sportback 5dr Diesel S Tronic Eu Audi A5

40,400 miles 2020 Zero Deposit

Home Delivery Available

£23,995
£399/month
Example
  • Ford Transit

2.0 290 EcoBlue Sport Panel Van 5dr Diesel Auto L1 Ford Transit

37,431 miles 2022 Zero Deposit

Home Delivery Available

£24,995
£416/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

90,800 miles 2019 Zero Deposit

Home Delivery Available

£10,495
Derby
£220/month
Example
  • Volkswagen Golf

2.0 TDI SE Nav Hatchback 5dr Diesel Manual Euro 6 Volkswagen Golf

86,754 miles 2018 Zero Deposit

Home Delivery Available

£9,495
Derby
£199/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) ( MINI Clubman

88,119 miles 2017 Zero Deposit

Home Delivery Available

£7,290
Derby
£153/month
Example
  • Ford EcoSport

1.5 TDCi Zetec SUV 5dr Diesel Manual 2WD Euro 6 (9 Ford EcoSport

46,700 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Derby
£126/month
Example
  • Mercedes Benz A Class

A180 1.6 A180 AMG Line (Premium) Hatchback 5dr Petrol M Mercedes Benz A Class

105,453 miles 2016 Zero Deposit

Home Delivery Available

£8,995
Derby
£189/month
Example
  • Dacia Sandero Stepway

0.9 TCe Laureate Hatchback 5dr Petrol Manual Euro Dacia Sandero Stepway

73,944 miles 2018 Zero Deposit

Home Delivery Available

£5,295
Derby
£111/month
Example
  • Audi E Tron

55 S line Sportback 5dr Electric Auto quattro 95kW Audi E Tron

83,295 miles 2020 Zero Deposit

Home Delivery Available

£19,495
£324/month
Example
  • Volkswagen Passat

2.0 TDI R-Line Saloon 4dr Diesel Manual Euro 6 (s/ Volkswagen Passat

90,507 miles 2019 Zero Deposit

Home Delivery Available

£11,395
Derby
£239/month
Example
  • Peugeot 308

1.2 PureTech GPF Allure Hatchback 5dr Petrol Manua Peugeot 308

46,429 miles 2018 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Nissan X Trail

2.0 dCi Tekna SUV 5dr Diesel XTRON 4WD Euro 6 (s/s Nissan X Trail

84,000 miles 2018 Zero Deposit

Home Delivery Available

£13,490
Derby
£283/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite Nav SUV 5dr Petrol Auto 8Spd Euro Vauxhall Grandland

72,246 miles 2020 Zero Deposit

Home Delivery Available

£10,799
Derby
£226/month
Example
  • Mercedes Benz A Class

A160 1.6 A160 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A Class

64,200 miles 2018 Zero Deposit

Home Delivery Available

£10,995
Derby
£231/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Manual Euro 6 (s/s) Jaguar XE

96,897 miles 2015 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Ssangyong Korando

2.2d Elx Suv 5dr Diesel Auto 4wd Euro 6 (178 Ps) Ssangyong Korando

42,045 miles 2016 Zero Deposit

Home Delivery Available

£7,690
Derby
£161/month
Example

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Learn More About Car Finance

Car Finance Deals St Albans

When you need a new car and car finance in St Albans, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance St Albans

Worried about your credit history? Don't be. ChooseMyCar, right here in St Albans, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Albans

At ChooseMyCar, we offer no deposit car finance in St Albans through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Albans lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Albans as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In St Albans, for specific used car warranty details.