Affordable Car Finance Deals in St Albans

Q: Can I buy a car online and have it delivered in St Albans?

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in St Albans as soon as the paperwork is complete - just tell us what you need.

Q: Do cars come with dealership warranty in St Albans?

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership in St Albans, for specific used car warranty details.

Find and finance your next used car in and around St Albans with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in St Albans

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

109,000 miles 2015 Zero Deposit

Home Delivery Available

£9,999

£210/month

Example

2.0 E220d AMG Line Night Edition (Premium) G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz E Class

51,500 miles 2019 Zero Deposit

Home Delivery Available

£21,500

£451/month

Example

2.0 TSI GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

27,000 miles 2021 Zero Deposit

Home Delivery Available

£26,750

£445/month

Example

2.0 530i M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

52,000 miles 2017 Zero Deposit

Home Delivery Available

£19,900

£418/month

Example

1.5 TSI R-Line DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

20,000 miles 2023 Zero Deposit

Home Delivery Available

£28,250

£470/month

Example

3.0 D350 MHEV Dynamic HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery

15,000 miles 2024 Zero Deposit

Home Delivery Available

£62,995

£1048/month

Example

4.0 V8 GT Auto 4WD Euro 6 (s/s) 2dr Bentley Continental

35,875 miles 2022 Zero Deposit

Home Delivery Available

£129,995

£2163/month

Example

1.0 TFSI Sport Euro 6 (s/s) 3dr Audi A3

105,000 miles 2018 Zero Deposit

Home Delivery Available

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Focus

78,000 miles 2018 Zero Deposit

Home Delivery Available

1.0T EcoBoost Titanium Navigator Euro 6 5dr Ford B Max

59,000 miles 2017 Zero Deposit

Home Delivery Available

2.0 318d Sport Auto Euro 5 (s/s) 4dr BMW 3 Series

107,932 miles 2015 Zero Deposit

Home Delivery Available

1.2 Turbo SRi Euro 6 (s/s) 5dr Vauxhall Astra

29,000 miles 2021 Zero Deposit

Home Delivery Available

2.0 D180 Chequered Flag Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

90,000 miles 2019 Zero Deposit

Home Delivery Available

1.2 Turbo SE Euro 6 (s/s) 5dr Vauxhall Grandland

73,000 miles 2018 Zero Deposit

Home Delivery Available

1.0 TFSI 30 Black Edition Audi A3

76,300 miles 2018 Zero Deposit

Home Delivery Available

£12,450

£261/month

Example

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

57,589 miles 2021 Zero Deposit

Home Delivery Available

£21,995

£366/month

Example

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Learn More About Car Finance

Car Finance Deals St Albans

When you need a new car and car finance in St Albans, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Bad Credit Car Finance St Albans

Worried about your credit history? Don't be. ChooseMyCar, right here in St Albans, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in St Albans

At ChooseMyCar, we offer no deposit car finance in St Albans through lenders specialising in zero-down deals, increasing your approval chances.

Our network of St Albans lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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With 1000’s to Choose From, Discover What You Could Be Driving Tomorrow.

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Bad Credit Car Finance? No Problem

View Your Options and Find a Bad Credit Car Finance Solution.

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Hire Purchase, Lease or PCP: Our Lenders Make it Easy To Afford Your Next Car.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Justin Hague

19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Steven

18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

James Keegans

27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

Juliet

16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

L.b

16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

Brett

16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

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