Why use ChooseMyCar?
The road to your next car just got miles shorter
Buy online with home delivery
Over 2500 dealerships nationwide
We welcome part exchanges
Get your car delivered anywhere in mainland UK
Finance to suit your needs
Over 50 finance options available
£0 deposits available
We'll handle ALL of the negotiations on your behalf
Help me choose
Not sure what you’re looking for?
Our dedicated
and friendly team are here to help – we will be
with
you
from start to finish of your car buying journey.
Rates from 7.9% APR: the exact rate you will be
offered
will be based
on your
circumstances,
subject to status.
Representative example: borrowing £6,500 over 5
years with a representative APR
of 19.9%, an annual interest rate of 19.9% (Fixed) and a
deposit of £0.00, the amount payable
would be £166.07 per month,
with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Our car buying specialist will look to find you best rate from our panel of
lenders and will offer
you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a
commission. The
commission we earn does not influence the interest rate you’re offered in any way.
Search our most popular used cars for sale
The humble hatchback has been the packhorse of the car world for over 50 years. With a flip-up rear hatch, you can pack and haul with ease, while modest sizing makes a hatch ideal for zipping through traffic. It’s the classic that never goes out of style.
Bigger, broader and higher: if you want a commanding view of the road with enough interior space to shift a small football team, an SUV is the go-to answer. Originally designed for offroading, few modern SUVs will see a spec of mud but nothing beats the feeling of safety and space they provide.
The businessman’s car of choice for decades, the Saloon offers a sleek and classy profile that you can only get with a traditional boot. Saloons are all about long-distance comfort and eating up the miles. Get a good one and you’ll also save a fortune on fuel, due to their aerodynamic shape.
Need space for family, pets and hobbies but you don’t fancy a hulking great SUV? Stretch out your hatchback’s boot and off you go. Easier to manage, simpler to park, kinder to your wallet – what’s not to love?
Big family? You need an MPV. With seven seats and space for just about everything, a people carrier remains the very best way to go from A to B.
Two door driving fun. From Mini’s to Mazda’s, if you want to really enjoy your drive you buy a coupe. Small, light, fast and stylish, the Coupe is the driver’s car of choice.
Sun up, top down, slinging through country backroads on the way to a pub lunch. Nothing could be better on a long summer day. Hard top or soft top, we have the car you need.
Whether you’re buying for business or for going out into the wild on a family adventure, there are no vehicles more rugged or reliable than a Pickup. Pack the bed with your tools and gear, head off the beaten track and never look back.
Deal of the week
Skoda Octavia
From £159 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Deal of the week
Tesla Model Y
From £835 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Deal of the week
Peugeot
E 208
From £386 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Deal of the week
Ford Puma
From £213 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Deal of the week
Nissan Qashqai
From £146 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Deal of the week
Seat Ateca
From £212 per month
Monthly payment subject to credit score and deposit
Find out more
Rates from 7.9%% APR: the exact rate you will be offered will be
based on your circumstances, subject to status.
Representative example: borrowing £6,500 over
5 years with a representative APR of 19.9%, an
annual interest rate
of 19.9% (Fixed) and a deposit of £0.00, the amount payable would
be £166.07 per
month, with a total cost of credit of £3,464.37 and a total amount
payable of
£9,964.37.
Search our most popular Electric Cars for sale
A small city runabout without the choking fumes, the Electric Supermini is the perfect commuting car. Not only can they nip through traffic with instant torque but the calm silence of the motor makes city life that bit quieter.
Luxury, space and a commanding view all around, an Electric SUV gives you more. Power to tow, space to relax and a riding height to head out on the backroads and explore in comfort.
With the stance and height of an SUV and the length and width of a smaller car, the crossover has quickly become the go-to car shape for families across the UK. Popping in an all electric motor makes them more refined, more powerful and cheaper to run – it’s the best of all worlds.
Compact enough to boss the school run, with plenty of range to roam cross country, electric hatchbacks have all bases covered. From the classic Nissan Leaf to the modern ID.3, you get tonnes of space and a smooth, perky ride for pennies spent a mile. They’re the perfect family car.
Need a bit more space without spending a fortune on fuel? Electric MPVs and Estates have you covered. From family vans from Mercedes-Benz to stretched-out crossovers from Skoda, if you need space, we have the car.
Car makers spent decades making luxury cars quieter and more refined. Turns out all they needed to do was add an electric motor. With smooth power, no engine roar and no unnecessary gubbins to take up space, executive and luxury cars are more palatial than ever.
Think that electric motors take the fun out of driving? Nobody told Porsche, Lotus or Rimac. If you love going fast, nothing – and we mean nothing – will rocket you past 60 faster than one of these sporty electric options.
4.9 out of 5 on Reviews 1774
I was looking for a new car and looked…
I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Very quick and easy experience I…
Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Super helpful!
Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Highly recommend
Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Chris helped me make sure it was the…
Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Brill customer service
Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Dealt with Dean and he is so…
Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Faultless
craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
SUPERB!!
Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Our Most Searched For Car Manufacturers
Most Popular Used Models 2022
A Hatchback with Style and Substance, The British-Designed Ford Focus Continues to Take The World By Storm. If you need a dependable family car with a sporty character, the Focus is at the Top of the Tree.
- Average Price
- £6600
- Average Mileage
- 48500 miles
- Miles per Gallon
- 36 miles
With Great Engines and a Tonne of Tech, the Astra is a Modern Hatchback that Does it All without Breaking the Bank. A UK best-seller, the Astra is Agile, Reliable and Superb Value.
- Average Price
- £6995
- Average Mileage
- 45000 miles
- Miles per Gallon
- 36 miles
Affordable, stylish and fun to drive, could the Fiesta be the best all-round city car out there? You’d certainly have a job arguing otherwise. Find out why you need one in your life.
- Average Price
- £6395
- Average Mileage
- 46900 miles
- Miles per Gallon
- 36 miles
The humble Vauxhall Corsa once held court as the Best Selling Car in the World. How did this unassuming mini hatch conquer the world? And why should you buy one? The answer might surprise you,…
- Average Price
- £6695
- Average Mileage
- 68000 miles
- Miles per Gallon
- 57 miles
Nissan call the Qashqai “The Ultimate Crossover” and they’re not far off the money. With new hybrid drivetrains, an elegant exterior and more safety tech than you can shake a surprise pedestrian at, the Qashqai needs to be on your list if you’re looking for a great Crossover SUV.
- Average Price
- £7690
- Average Mileage
- 6900 miles
- Miles per Gallon
- 44 miles
Taking the fight to its continental rivals, the Insignia is the automotive equivalent of a line in the sand. Need to spend a fortune to get a comfortable ride and a tonne of space? The Insignia is here to change your mind.
- Average Price
- £7650
- Average Mileage
- 78000 miles
- Miles per Gallon
- 61 miles
Quirky and charming – two words which sum up the Nissan Juke perfectly. Nissan’s super-popular compact SUV brings fun back into bossing the school run, while its commanding seating position gives you a commanding view of everyone drooling as you pass by.
- Average Price
- £7495
- Average Mileage
- 65400 miles
- Miles per Gallon
- 35 miles
It’s The Ultimate Driving Machine, say BMW. Well, they would. But the 1 Series has a good claim to that throne with punchy acceleration, tight steering and a luxurious interior. As Hatchbacks go, you’ll not find many better than this.
- Average Price
- £7990
- Average Mileage
- 7700 miles
- Miles per Gallon
- 48 miles
The People’s Car just keeps getting Better and Better. Twice voted European Car of The Year, there’s a reason that the unofficial slogan for this hatchback is “Why Not Just Buy A Golf?”
- Average Price
- £10496
- Average Mileage
- 50000 miles
- Miles per Gallon
- 77000 miles
Looking for a little more class in your Family Hatchback? The Audi A3 has you covered. With the premium build that only Audi can provide, the A3 is a smart, fast, and understated wonder that’ll make you feel special every time you step inside.
- Average Price
- £14585
- Average Mileage
- 58600 miles
- Miles per Gallon
- 35 miles
We are the experts in good and bad credit car finance
Car Finance
If finding your perfect car is this easy, affording it shouldn’t be a headache.
ChooseMyCar have collected together the UK’s most trusted Car Finance lenders, with a simple goal: to make financing your car as easy as choosing it.
Whether it’s Hire Purchase, Leasing or PCP, our lenders will offer you the fairest price on suitable finance.
Just answer a few questions on our simple form and our lenders will quote you deals you won’t find anywhere else. Choose the one you want, apply in a few simple steps and we’ll take care of the rest.
Once you’ve been accepted, your Lender will sort the finance for the car.
You pay them a low monthly installments and the dealership will hand you the keys.
Quick, simple, affordable.
It really is that easy.
Bad Credit Car Finance
A poor Credit History shouldn’t hold you back from the Car Finance you need, even if you’ve had CCJs or bankruptcies in the past.
We know that life isn’t always plain sailing. Illness, redundancy and changes in circumstances – they happen when we least expect them.
That’s why we work with specialist lenders to guide you through your options and secure the finance you need.
Our lenders can offer a number of Bad Credit Car Finance solutions – from Guarantor Loans to Joint Purchase Agreements – that can overcome damaged Credit Scores and put you back in the driver’s seat.
Just fill in a few details, chat to one of our friendly experts and we’ll match you to a specialist lender who can help.
We’re with you every step of the way, with advice and guidance that can get you the best deal possible, whatever your Credit Past.
So call one of our team today and talk through your options. We’ll find you the deal you need for the car you want.
No Deposit Car Finance
With incomes squeezed and household bills shooting up everywhere, it’s harder than ever to save for a deposit. But not every lender requires one.
Depending on your Credit History and income, you may be eligible for a No Deposit Car Loan and if you are, we’re here to help.
Talk to our friendly team and we’ll match you to one of our specialist lenders and help you to arrange finance that doesn’t break the bank in advance.
Our No Deposit Car Finance deals are ideal for first-time buyers who don’t have a car to part-exchange, or those who are at the end of a lease.
Our Car Finance Experts will help you to spread the cost of your finance evenly, giving you a clear idea of what you’re likely to pay so that you can budget with clarity, every month.
Pop your details in a simple form or call us and we’ll see whether you’re eligible for a No Deposit Car Finance deal today.
Car Finance Calculator
Our Car Finance Calculator is a fantastic way to see which car finance deal that’s best for you.
Enter the amount you want to borrow, how long you want your finance to last, and then the strength of your credit score and our handy calculator will do the rest.
See how much your monthly payment might be.
Discover the most likely interest rate you’ll be paying. And find out how much your loan will cost you overall. It’s simple, quick and entirely free.
Use the calculator to explore how your finance might change if you opt for a larger amount or a longer repayment period.
Discover how an improved credit score might lower your repayments.
Make choices that’ll offer you the best deal and you’ll be in a better position to choose the deal you want when you apply to one of our trusted lenders – all without touching your Credit Score.
Young Driver
Now you’ve passed your test, it’s time to get you on the road – but that can be trickier than you might think.
Young drivers are often too young to have built up a Credit History long enough to give them a solid Credit Score.
This means that, through no fault of their own, their Credit Score could work against them when applying for Young Driver Car Finance.
ChooseMyCar has the answer.
With the help of our trusted lenders, we can offer Car Finance that’s specially designed for new and young drivers, with Guarantor Loans and Joint Purchase Agreements that’ll side-step a low Credit Rating and get new drivers into their first car, fuss free.
Talk to our friendly team today and see what your options are. If we can help, we will.
Choose your car, choose your finance and drive away with a fantastic deal today.
CCJ / IVA
County Court Judgements and IVAs can seem overwhelming, especially if you really need to finance a new car.
Applying for finance to buy a vehicle – whether for work or family use – can seem like an impossible task.
In reality, neither CCJs or IVAs ban you from applying for Car Finance. All you need is the right advice.
That’s where we come in.
With our Car Finance experts on hand to help, we can match you with a Lender who specialises in car loans for people who have CCJs or have entered an IVA.
We’ll talk you through your options, your finances and any risks you need to know. We’ll explain the pitfalls as well as the benefits and put you in the best position to secure the finance you want for the car you need.
Just call and chat to our friendly team today.
Frequently Asked Questions
Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. It doesn’t matter where in the UK your car is when you buy it, we’ll arrange for it to be picked up and delivered to you as soon as the paperwork is complete – just tell us what you need.
At ChooseMyCar we understand that your Credit Score isn’t the whole story. Life changes. That’s why we work with specialist lenders to arrange Car Finance even if you’ve had bad Credit in the past. So long as you can demonstrate your ability to cover your repayments every month, we can get you the Car Finance you need.
A balloon payment, as you’d find in a PCP Finance agreement, is a voluntary final lump sum payment for buyers who want to buy their car outright at the end of their finance. The amount you pay is agreed at the start of your finance and the value of a car can go both up and down before the balloon payment is due. If the value of your car increases then you might be quids in on a balloon payment. If it depreciates more than you expect then your lender may get the better deal.
Either way, by splitting the cost into three parts in a PCP arrangement your Monthly cost will be significantly less than with a Hire Purchase deal. You also get a choice to move onto another vehicle or give the car back, skipping the balloon payment entirely.
That depends on the dealership but most dealerships will include one – though it may only last 12 months. It may also be that your car is still covered by its original warranty, especially if it’s under 3 years old when you buy it. Some Hyundai and Kia models have a warranty as long as 5 years. Electric cars often have powertrain warranties stretching to 8 years.
Check with your dealership if you’re looking for a warranty on a used car.
The interest rate and fees (APR) you’ll be charged on your Finance will depend on a number of factors, including your credit rating. The lowest APR we currently offer is as low as 7.9% on a PCP deal. For a car worth £20,000 and a downpayment of £2000 over Four years will cost £350 a month.