Cars for Sale On Finance near Edinburgh

Find and finance your next used car in and around Edinburgh with ChooseMyCar

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ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Browse cars by make

Latest used cars for sale near Edinburgh

  • Ford Transit

350 TDC 130BHP L5H1 RWD XLWB DIESEL DROPSIDE ULEZ Ford Transit

83,000 miles 2019 Zero Deposit

Home Delivery Available

£12,950
£272/month
Example
  • Ford Transit

350 LEADER TDCI 130BHP RWD L4H1 RWD DROPSIDE WITH Ford Transit

104,000 miles 2021 Zero Deposit

Home Delivery Available

£10,950
£230/month
Example
  • Volkswagen Golf

1.4 TSI SE Nav Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

14,759 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Edinburgh
£294/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki Vitara

2,478 miles 2024 Zero Deposit

Home Delivery Available

£19,125
£318/month
Example
  • Suzuki S-Cross

1.4 Boosterjet MHEV Motion SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 p Suzuki S-Cross

3,477 miles 2024 Zero Deposit

Home Delivery Available

£19,000
£316/month
Example
  • Suzuki Swift

1.2 MHEV Ultra Hatchback 5dr Petrol Hybrid Manual ALLGRIP Euro 6 (s/s) (82 Suzuki Swift

541 miles 2024 Zero Deposit

Home Delivery Available

£19,655
£327/month
Example
  • Suzuki Swift

1.2 Sz4 Hatchback 5dr Petrol Auto Euro 6 (94 Ps) Suzuki Swift

41,843 miles 2016 Zero Deposit

Home Delivery Available

£9,793
£205/month
Example
  • Suzuki Swace

1.8h Ultra Estate 5dr Petrol Hybrid CVT Euro 6 (s/s) (140 Ps) Suzuki Swace

13,500 miles 2023 Zero Deposit

Home Delivery Available

£20,000
£333/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps) Suzuki Vitara

8,222 miles 2024 Zero Deposit

Home Delivery Available

£19,000
£316/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ5 SUV 5dr Petrol Hybrid Manual ALLGRIP Euro 6 (s/s) ( Suzuki Vitara

26,070 miles 2022 Zero Deposit

Home Delivery Available

£17,502
£291/month
Example
  • Suzuki S-Cross

1.4 Boosterjet MHEV Motion SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 p Suzuki S-Cross

13,307 miles 2023 Zero Deposit

Home Delivery Available

£16,379
£273/month
Example
  • Suzuki S-Cross

1.4 Boosterjet MHEV Ultra SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 ps Suzuki S-Cross

1,082 miles 2024 Zero Deposit

Home Delivery Available

£22,503
£374/month
Example
  • Suzuki SX4

1.4 Boosterjet Sz5 Suv 5dr Petrol Manual Allgrip Euro 6 (s/s) (140 Ps) Suzuki SX4

10,850 miles 2018 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Suzuki Swift

1.4 Boosterjet MHEV Sport Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) ( Suzuki Swift

4,448 miles 2023 Zero Deposit

Home Delivery Available

£18,800
£313/month
Example
  • Suzuki Swace

1.8h Ultra Estate 5dr Petrol Hybrid CVT Euro 6 (s/s) (140 Ps) Suzuki Swace

10,129 miles 2023 Zero Deposit

Home Delivery Available

£21,000
£349/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (83 ps) Suzuki Ignis

3,440 miles 2024 Zero Deposit

Home Delivery Available

£18,866
£314/month
Example

Car Finance Deals Edinburgh

If you are based in Edinburgh and looking for car finance, ChooseMyCar could be the solution you are looking for. With the option of zero deposit and more than 50 financing options available, it couldn’t be simpler than to turn to ChooseMyCar. On our website, you can browse our huge range of options. Whether it is a convertible or a hatchback, a large SUV for more adventurous trips or a smaller vehicle for town drives and easy parking, we have everything you may be looking for so simply input your preferences and we’ll show you the best options in your area.

If you haven’t used ChooseMyCar before, don’t worry. It is extremely easy to navigate and if you have any questions, our team would be happy to assist you in making sure you find the perfect fit for you. Regardless of your credit score, we can find you your dream drive, so don’t wait!

Bad Credit Car Finance Edinburgh

If you are struggling with bad credit car finance, don’t give up yet! It can be demoralising when you have a bad credit score, or no credit score at all and it may seem unfair that it is so hard to find your dream car. However, with ChooseMyCar, this isn’t an issue. We have a range of financing options that you can select from to make purchasing your ideal vehicle possible.

Aside from this, our close relationship with many local lenders means that we can secure you the car you really want for a price that works for you despite any negative credit history. If you are struggling at the moment, it is even possible for us to set up a zero deposit option for you so nothing can stop you from getting the vehicle you want.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

Why Use ChooseMyCar

ChooseMyCar Edinburgh is the easiest way to find the exact car you need and make sure you are able to drive away in it as soon as possible.

  • Over 50 finance options

  • Readily available staff support

  • Options available despite bad credit

  • Part exchanges accepted

  • No deposit options