Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Volkswagen Passat

2.0 TDI EVO SE Nav Estate 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volkswagen Passat

83,000 miles 2020 Zero Deposit

Home Delivery Available

£10,990
Bedford
£224/month
Example
  • MINI Convertible

1.5 Cooper Classic Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) MINI Convertible

69,000 miles 2018 Zero Deposit

Home Delivery Available

£8,490
Bedford
£173/month
Example
  • Peugeot 208

1.2 Puretech Allure Hatchback 5dr Petrol Eat Euro 6 (s/s) (100 Ps) Peugeot 208

66,000 miles 2020 Zero Deposit

Home Delivery Available

£9,490
Bedford
£193/month
Example
  • Peugeot 208

1.2 PureTech GT Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps) Peugeot 208

51,000 miles 2016 Zero Deposit

Home Delivery Available

£5,490
Bedford
£112/month
Example
  • BMW 4 Series

2.0 430i GPF M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

44,000 miles 2018 Zero Deposit

Home Delivery Available

£17,995
£366/month
Example
  • Audi A6 Saloon

2.0 TFSI 45 S line Saloon 4dr Petrol S Tronic quat Audi A6 Saloon

93,073 miles 2020 Zero Deposit

Home Delivery Available

£15,984
Bedford
£325/month
Example
  • BMW 3 Series

3.0 335d M Sport Shadow Edition Saloon 4dr Diesel BMW 3 Series

19,800 miles 2018 Zero Deposit

Home Delivery Available

£25,995
£529/month
Example
  • Kia PROCEE'D

1.6 T-GDi GT Shooting Brake DCT Euro 6 (s/s) 5dr Kia PROCEE'D

46,616 miles 2023 Zero Deposit

Home Delivery Available

£18,499
£293/month
Example
  • Nissan Micra

1.2 Acenta Hatchback 5dr Petrol Manual Euro 6 (80 Nissan Micra

37,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£122/month
Example
  • SEAT Leon

2.0 TDI SE Dynamic Hatchback 5dr Diesel Manual Eur SEAT Leon

81,000 miles 2022 Zero Deposit

Home Delivery Available

£9,990
Bedford
£203/month
Example
  • Volkswagen Arteon

2.0 TSI SE Fastback 5dr Petrol DSG Euro 6 (s/s) (1 Volkswagen Arteon

89,712 miles 2020 Zero Deposit

Home Delivery Available

£12,485
Luton
£254/month
Example
  • SEAT Alhambra

2.0 TDI SE MPV 5dr Diesel DSG Euro 6 (s/s) (150 ps) SEAT Alhambra

98,000 miles 2017 Zero Deposit

Home Delivery Available

£9,750
Bedford
£198/month
Example
  • Mercedes Benz CLA

2.1 CLA200d AMG Line Coupe Euro 6 (s/s) 4dr Mercedes Benz CLA

52,488 miles 2018 Zero Deposit

Home Delivery Available

£12,393
Bedford
£252/month
Example
  • Ford Kuga

1.5T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Kuga

83,486 miles 2016 Zero Deposit

Home Delivery Available

£5,695
£116/month
Example
  • Ford Focus

2.0T EcoBoost ST-3 Euro 6 (s/s) 5dr Ford Focus

62,448 miles 2016 Zero Deposit

Home Delivery Available

£12,790
£260/month
Example
  • Hyundai i10

1.0 GO! SE Euro 6 5dr Hyundai i10

17,128 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£183/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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