Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Tesla Model-3

Dual Motor Long Range Tesla Model-3

90,730 miles 2021 Zero Deposit

Home Delivery Available

£14,444
£240/month
Example
  • Polestar Polestar 2

Single Motor 69kWh Standard Range Polestar Polestar 2

10,401 miles 2024 Zero Deposit

Home Delivery Available

£22,495
£374/month
Example
  • Citroen C4

1.6 BlueHDi Flair Edition Euro 6 5dr Citroen C4

100,000 miles 2016 Zero Deposit

Home Delivery Available

£3,999
Bedford
£84/month
Example
  • Vauxhall Mokka

1.4i Turbo ecoTEC Active Euro 6 (s/s) 5dr Vauxhall Mokka

45,493 miles 2017 Zero Deposit

Home Delivery Available

£7,595
£159/month
Example
  • Peugeot 208

1.2 PureTech Tech Edition Hatchback 5dr Petrol Man Peugeot 208

55,000 miles 2019 Zero Deposit

Home Delivery Available

£5,999
£126/month
Example
  • Renault Clio

0.9 TCe GT Line Hatchback 5dr Petrol Manual Euro 6 Renault Clio

50,948 miles 2019 Zero Deposit

Home Delivery Available

£7,898
£166/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Hatchback 5dr Petrol Manual Euro 6 Toyota Yaris

47,910 miles 2018 Zero Deposit

Home Delivery Available

£9,298
£195/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Edition Hatchback 3d Volkswagen Polo

56,636 miles 2017 Zero Deposit

Home Delivery Available

£8,798
£184/month
Example
  • Toyota Prius

1.5 CVT 4dr Toyota Prius

57,000 miles 2025 Zero Deposit

Home Delivery Available

£12,990
£216/month
Example
  • Mercedes Benz GLE

2.1 GLE250d AMG Line (Premium Plus) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLE

102,500 miles 2016 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • Lamborghini Aventador

6.5 V12 LP 750-4 Superveloce ISR 4WD Euro 6 2dr RO Lamborghini Aventador

2,400 miles 2016 Zero Deposit

Home Delivery Available

£549,995
£9152/month
Example
  • Volkswagen Polo

1.0 SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (6 Volkswagen Polo

59,445 miles 2018 Zero Deposit

Home Delivery Available

£9,185
Luton
£193/month
Example
  • Nissan Micra

0.9 IG-T N-Connecta Hatchback 5dr Petrol Manual Eu Nissan Micra

41,390 miles 2018 Zero Deposit

Home Delivery Available

£7,850
Bedford
£165/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec B&O Play Series Hatchback 3dr Ford Fiesta

69,309 miles 2018 Zero Deposit

Home Delivery Available

£6,749
Bedford
£141/month
Example
  • Volkswagen CALIFORNIA

2.0 TDI T32 COMMERCE PRO T7 TRANSPORTER CARAVELLE/ Volkswagen CALIFORNIA

100 miles 2025 Zero Deposit

Home Delivery Available

£59,995
Watford
£998/month
Example
  • Audi A1

1.6 TDI Sport Sportback 5dr Diesel Manual Euro 6 ( Audi A1

49,658 miles 2017 Zero Deposit

Home Delivery Available

£8,990
£189/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

We would love to hear from you