Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • MG HS

1.5 T-GDI 16.6kWh Excite Auto Euro 6 (s/s) 5dr MG HS

68,129 miles 2022 Zero Deposit

Home Delivery Available

£11,681
£238/month
Example
  • Kia Cee'd

1.6 CRDi ECO 2 Sportswagon Euro 6 ss 5dr Kia Cee'd

76,138 miles 2019 Zero Deposit

Home Delivery Available

£7,611
£155/month
Example
  • Volkswagen Passat

2.0 TDI GT Estate 5dr Diesel Manual Euro 6 (s/s) ( Volkswagen Passat

81,732 miles 2018 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • BMW M6

4.4 V8 DCT Euro 6 (s/s) 2dr BMW M6

25,000 miles 2016 Zero Deposit

Home Delivery Available

£28,950
£589/month
Example
  • Audi A3

1.5 TFSI CoD Sport Sportback 5dr Petrol Manual Eur Audi A3

62,000 miles 2018 Zero Deposit

Home Delivery Available

£10,650
£217/month
Example
  • Audi TT

1.8 TFSI Sport Coupe 3dr Petrol Manual Euro 6 (s/s Audi TT

98,000 miles 2018 Zero Deposit

Home Delivery Available

£10,450
£213/month
Example
  • Volkswagen Polo

1.0 TSI Match Hatchback 5dr Petrol DSG Euro 6 (s/s Volkswagen Polo

63,000 miles 2021 Zero Deposit

Home Delivery Available

£11,950
£243/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A3

40,000 miles 2018 Zero Deposit

Home Delivery Available

£14,950
£304/month
Example
  • Mercedes Benz C-Class

2.0 C200 Sport Cabriolet 2dr Petrol G-Tronic+ Euro Mercedes Benz C-Class

52,000 miles 2017 Zero Deposit

Home Delivery Available

£15,450
£314/month
Example
  • Volkswagen Golf

1.0 TSI SE Nav Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

52,000 miles 2018 Zero Deposit

Home Delivery Available

£10,950
£223/month
Example
  • Mercedes Benz E Class

2.0 E220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s Mercedes Benz E Class

91,998 miles 2017 Zero Deposit

Home Delivery Available

£10,995
Luton
£224/month
Example
  • Ford S Max

2.0 EcoBlue ST-Line Auto Euro 6 (s/s) 5dr Ford S Max

77,948 miles 2021 Zero Deposit

Home Delivery Available

£16,499
£262/month
Example
  • Mercedes Benz A-Class

1.6 A180 Sport (Premium Plus) Hatchback 5dr Petrol Mercedes Benz A-Class

67,249 miles 2017 Zero Deposit

Home Delivery Available

£11,484
Bedford
£234/month
Example
  • BMW 2 Series

3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

30,400 miles 2016 Zero Deposit

Home Delivery Available

£21,500
£438/month
Example
  • Honda Civic

1.4 i-VTEC Sport Hatchback 5dr Petrol Manual Euro Honda Civic

75,142 miles 2016 Zero Deposit

Home Delivery Available

£7,250
£147/month
Example
  • MG 4

64kWh Trophy Long Range Auto 5dr MG 4

19,000 miles 2023 Zero Deposit

Home Delivery Available

£14,495
Stevenage
£230/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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