Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • MG 4

64kWh Trophy Long Range MG 4

4,251 miles 2023 Zero Deposit

Home Delivery Available

£15,995
£254/month
Example
  • Vauxhall Astra

1.4 i SRi Vauxhall Astra

49,550 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£132/month
Example
  • Citroen C4

1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 ps) Citroen C4

70,669 miles 2018 Zero Deposit

Home Delivery Available

£5,495
Luton
£112/month
Example
  • Volvo V40

2.0 D2 R-Design Nav Plus Hatchback 5dr Diesel Manu Volvo V40

35,000 miles 2017 Zero Deposit

Home Delivery Available

£11,490
£234/month
Example
  • Ford Focus

1.5 EcoBlue Titanium Estate 5dr Diesel Manual Euro Ford Focus

67,677 miles 2019 Zero Deposit

Home Delivery Available

£8,190
£167/month
Example
  • BMW M4

3.0 BiTurbo Competition Convertible 2dr Petrol Steptronic M xDrive Euro 6 (s/s) (510 ps) BMW M4

5,400 miles 2023 Zero Deposit

Home Delivery Available

£62,950
£998/month
Example
  • SEAT Leon

1.5 TSI EVO SE Euro 6 (s/s) 5dr SEAT Leon

86,000 miles 2022 Zero Deposit

Home Delivery Available

£9,790
£199/month
Example
  • Audi Q3

2.0 TFSI Black Edition S Tronic quattro Euro 6 (s/s) 5dr Audi Q3

93,246 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£244/month
Example
  • Toyota C HR

1.8 Vvt H Excel Suv 5dr Petrol Hybrid CVT Euro 6 (s/s) (122 Ps) Toyota C HR

58,000 miles 2017 Zero Deposit

Home Delivery Available

£14,400
St Albans
£293/month
Example
  • Honda Civic

1.8 i-VTEC SR Tourer 5dr Petrol Auto Euro 6 (142 ps) Honda Civic

46,054 miles 2017 Zero Deposit

Home Delivery Available

£13,899
£283/month
Example
  • Citroen C3

1.2 PureTech Flair Euro 6 5dr Citroen C3

57,700 miles 2019 Zero Deposit

Home Delivery Available

£6,795
£138/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G Sport Nav+ Euro 6 (s/s) 5dr Mazda Cx 5

83,319 miles 2017 Zero Deposit

Home Delivery Available

£8,499
£173/month
Example
  • Jaguar F Pace

2.0 D240 Portfolio Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

87,000 miles 2017 Zero Deposit

Home Delivery Available

£10,994
£224/month
Example
  • Jaguar XE

2.0d Portfolio Auto Euro 6 (s/s) 4dr Jaguar XE

77,000 miles 2016 Zero Deposit

Home Delivery Available

£7,494
£152/month
Example
  • Volkswagen Golf

1.5 TSI EVO GT DSG Euro 6 (s/s) 5dr Volkswagen Golf

99,000 miles 2019 Zero Deposit

Home Delivery Available

£10,000
Milton Keynes
£203/month
Example
  • MG 3

1.5 VTi-TECH 3Form Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (106 ps) MG 3

77,862 miles 2016 Zero Deposit

Home Delivery Available

£3,299
£67/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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