Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Mazda 3

2.2 SKYACTIV-D SE-L Nav Euro 6 (s/s) 5dr Mazda 3

66,000 miles 2019 Zero Deposit

Home Delivery Available

£7,494
£152/month
Example
  • Kia Sportage

1.6 T-GDi MHEV 4 DCT AWD Euro 6 (s/s) 5dr Kia Sportage

84,093 miles 2022 Zero Deposit

Home Delivery Available

£17,800
£282/month
Example
  • Volvo XC40

2.0 Plus Dark B4 (197 hp) Volvo XC40

6,700 miles 2023 Zero Deposit

Home Delivery Available

£27,494
Hemel Hempstead
£436/month
Example
  • Land Rover Range Rover Sport

2.0 P400e 13.1kWh HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

59,000 miles 2019 Zero Deposit

Home Delivery Available

£25,950
£528/month
Example
  • Skoda Fabia

1.2 TSI SE L Euro 6 (s/s) 5dr Skoda Fabia

101,000 miles 2017 Zero Deposit

Home Delivery Available

£5,290
Bedford
£108/month
Example
  • SEAT Alhambra

2.0 TDI SE Lux DSG Euro 6 (s/s) 5dr SEAT Alhambra

54,451 miles 2017 Zero Deposit

Home Delivery Available

£15,799
£322/month
Example
  • Nissan Qashqai

1.5 h e-POWER N-Connecta Auto Euro 6 (s/s) 5dr Nissan Qashqai

61,035 miles 2022 Zero Deposit

Home Delivery Available

£15,650
£248/month
Example
  • BMW 1 Series

1.5 116d M Sport Euro 6 (s/s) 5dr BMW 1 Series

58,021 miles 2016 Zero Deposit

Home Delivery Available

£9,745
Luton
£198/month
Example
  • BMW 2 Series

2.0 218d Sport (LCP) Saloon 4dr Diesel Auto Euro 6 (s/s) (150 ps) BMW 2 Series

103,071 miles 2022 Zero Deposit

Home Delivery Available

£12,995
Luton
£264/month
Example
  • Volkswagen Polo

1.0 TSI GPF SEL Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 ps) Volkswagen Polo

103,027 miles 2020 Zero Deposit

Home Delivery Available

£8,995
Luton
£183/month
Example
  • Mazda Cx 5

2.0 SKYACTIV-G Sport Nav SUV 5dr Petrol Manual Euro 6 (s/s) (165 ps) Mazda Cx 5

94,272 miles 2016 Zero Deposit

Home Delivery Available

£6,995
Luton
£142/month
Example
  • Vauxhall Corsa

SRI VX-LINE Vauxhall Corsa

48,560 miles 2017 Zero Deposit

Home Delivery Available

£6,895
Luton
£140/month
Example
  • Vauxhall Mokka

EXCLUSIV Vauxhall Mokka

77,621 miles 2016 Zero Deposit

Home Delivery Available

£6,295
Luton
£128/month
Example
  • BMW 1 Series

118i M SPORT SHADOW EDITION BMW 1 Series

80,681 miles 2019 Zero Deposit

Home Delivery Available

£12,995
Luton
£264/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Saloon 4dr Petrol CVT Euro 6 (s/s) (126 ps) Honda Civic

61,970 miles 2018 Zero Deposit

Home Delivery Available

£9,999
£203/month
Example
  • Nissan Juke

1.2 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

81,278 miles 2016 Zero Deposit

Home Delivery Available

£4,795
Watford
£97/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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