Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Peugeot 5008

5008 1.5 BlueHDi GT Line Premium 5dr EAT8 Peugeot 5008

58,816 miles 2019 Zero Deposit

Home Delivery Available

£16,488
Milton Keynes
£336/month
Example
  • Audi Q5

Q5 40 TDI Quattro S Line 5dr S Tronic Audi Q5

28,000 miles 2021 Zero Deposit

Home Delivery Available

£29,525
£468/month
Example
  • Peugeot 208

1.2 PureTech 82 Tech Edition 5dr [Start Stop] Peugeot 208

29,000 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • Mercedes Benz A-Class

A200d AMG Line Auto Mercedes Benz A-Class

93,000 miles 2018 Zero Deposit

Home Delivery Available

£8,650
£176/month
Example
  • Audi A1

1.6 TDI S line *APPLY FOR FINANCE ON OUR WEBSITE* Audi A1

68,000 miles 2016 Zero Deposit

Home Delivery Available

£7,490
Bedford
£152/month
Example
  • Vauxhall Corsa

1.4 i ecoFLEX Energy *APPLY FOR FINANCE ON OUR WEBSITE* Vauxhall Corsa

65,000 miles 2016 Zero Deposit

Home Delivery Available

£5,290
Bedford
£108/month
Example
  • DS Automobiles DS 3

1.2 PureTech Elegance *APPLY FOR FINANCE ON OUR WEBSITE* DS Automobiles DS 3

68,500 miles 2016 Zero Deposit

Home Delivery Available

£3,990
Bedford
£81/month
Example
  • Skoda Octavia

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Octavia

42,920 miles 2022 Zero Deposit

Home Delivery Available

£12,111
Luton
£192/month
Example
  • Kia Picanto

1.0 DPi GT-Line Hatchback 5dr Petrol AMT Euro 6 (s Kia Picanto

31,551 miles 2023 Zero Deposit

Home Delivery Available

£11,990
Watford
£244/month
Example
  • BMW 4 Series

3.0 440i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

29,000 miles 2018 Zero Deposit

Home Delivery Available

£24,989
Hemel Hempstead
£509/month
Example
  • Audi A1

1.4 TFSI Sport Sportback Euro 6 (s/s) 5dr Audi A1

74,032 miles 2017 Zero Deposit

Home Delivery Available

£7,990
£163/month
Example
  • Volkswagen T Roc

1.5 TSI EVO Design Cabriolet 2dr Petrol Manual Eur Volkswagen T Roc

69,000 miles 2020 Zero Deposit

Home Delivery Available

£14,250
£290/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Saloon 4dr Diesel G-Tronic+ Eur Mercedes Benz E Class

99,000 miles 2019 Zero Deposit

Home Delivery Available

£12,985
Luton
£264/month
Example
  • Honda Civic

1.6 i-DTEC SR Hatchback 5dr Diesel Manual Euro 6 ( Honda Civic

57,000 miles 2020 Zero Deposit

Home Delivery Available

£11,989
£244/month
Example
  • Audi S3

2.0 TFSI Black Edition Sportback 5dr Petrol S Tron Audi S3

57,000 miles 2017 Zero Deposit

Home Delivery Available

£18,485
Luton
£376/month
Example
  • BMW X2

1.5 18i SE sDrive Euro 6 (s/s) 5dr BMW X2

49,555 miles 2019 Zero Deposit

Home Delivery Available

£12,750
Watford
£259/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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