Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Tesla MODEL  Y

(Dual Motor) Long Range SUV 5dr Electric Auto 4WDE Tesla MODEL Y

66,000 miles 2022 Zero Deposit

Home Delivery Available

£22,300
£354/month
Example
  • Cupra Formentor

1.4 eHybrid 12.8kWh V1 DSG Euro 6 (s/s) 5dr Cupra Formentor

48,000 miles 2022 Zero Deposit

Home Delivery Available

£15,950
£253/month
Example
  • SEAT Ibiza

1.0 Vista Hatchback 5dr Petrol Manual Euro 6 (75 p SEAT Ibiza

92,997 miles 2016 Zero Deposit

Home Delivery Available

£4,290
Milton Keynes
£87/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech GT Hatchback 5dr Diesel Ma Volkswagen Golf

79,615 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£183/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

75,795 miles 2018 Zero Deposit

Home Delivery Available

£11,194
£228/month
Example
  • Abarth 595

1.4 T-Jet 70th Euro 6 3dr Abarth 595

35,800 miles 2018 Zero Deposit

Home Delivery Available

£9,594
£195/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Vignale Euro 6 (s/s) 5dr Ford Focus

37,876 miles 2022 Zero Deposit

Home Delivery Available

£13,994
£222/month
Example
  • Audi A8

3.0 TFSIe V6 60 Sport Tiptronic quattro Euro 6 (s/s) 4dr 14.1kWh Audi A8

56,000 miles 2021 Zero Deposit

Home Delivery Available

£28,450
£451/month
Example
  • BMW 3 Series

3.0 M340i Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

49,000 miles 2020 Zero Deposit

Home Delivery Available

£27,950
£569/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line S DCT AWD Euro 6 5dr Kia Sportage

46,000 miles 2017 Zero Deposit

Home Delivery Available

£13,450
£274/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta Euro 6 (s/s) 5dr Nissan Qashqai

72,804 miles 2018 Zero Deposit

Home Delivery Available

£7,895
£161/month
Example
  • Audi A6 Avant

2.0 TDI 40 Sport Estate 5dr Diesel S Tronic Euro 6 Audi A6 Avant

80,000 miles 2019 Zero Deposit

Home Delivery Available

£14,985
Luton
£305/month
Example
  • Nissan Juke

1.2 DIG-T Acenta Euro 6 (s/s) 5dr Nissan Juke

65,925 miles 2016 Zero Deposit

Home Delivery Available

£4,950
£101/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Dynamic Land Rover Range Rover Sport

56,100 miles 2016 Zero Deposit

Home Delivery Available

£18,995
£387/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

96,903 miles 2017 Zero Deposit

Home Delivery Available

£13,485
Luton
£274/month
Example
  • Mercedes Benz A-Class

1.3 A200 Sport Hatchback 5dr Petrol 7G-DCT Euro 6 Mercedes Benz A-Class

23,000 miles 2018 Zero Deposit

Home Delivery Available

£13,790
Bedford
£281/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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