Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Audi A4

2.0 TDI 35 S line Estate 5dr Diesel S Tronic Euro Audi A4

97,201 miles 2021 Zero Deposit

Home Delivery Available

£15,395
Luton
£244/month
Example
  • Hyundai i800

2.5 Crdi Se MPV 5dr Diesel Manual Euro 6 (136 Ps) Hyundai i800

108,005 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Luton
£163/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Fiesta

74,072 miles 2020 Zero Deposit

Home Delivery Available

£7,495
Luton
£152/month
Example
  • Mercedes Benz CLA

1.6 CLA180 Sport Coupe 4dr Petrol 7G-DCT Euro 6 (s Mercedes Benz CLA

34,000 miles 2018 Zero Deposit

Home Delivery Available

£13,450
£274/month
Example
  • Volkswagen Polo

1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

52,500 miles 2018 Zero Deposit

Home Delivery Available

£9,990
£203/month
Example
  • Mercedes Benz A-Class

2.0 A45 AMG S Plus Hatchback 5dr Petrol 8G-DCT 4MA Mercedes Benz A-Class

17,383 miles 2020 Zero Deposit

Home Delivery Available

£38,487
£610/month
Example
  • Peugeot 308

1.6 BlueHDi Access Hatchback 5dr Diesel Manual Eur Peugeot 308

93,050 miles 2016 Zero Deposit

Home Delivery Available

£2,990
Watford
£61/month
Example
  • Mercedes Benz C-Class

3.0 C43 V6 AMG Night Edition (Premium Plus) Coupe Mercedes Benz C-Class

24,800 miles 2023 Zero Deposit

Home Delivery Available

£39,995
Milton Keynes
£634/month
Example
  • Mercedes Benz A-Class

1.6 A180 Sport (Premium) Hatchback 5dr Petrol Manu Mercedes Benz A-Class

51,246 miles 2016 Zero Deposit

Home Delivery Available

£9,985
£203/month
Example
  • SEAT Leon

1.5 TSI EVO FR Sport Hatchback 5dr Petrol Manual E SEAT Leon

67,394 miles 2019 Zero Deposit

Home Delivery Available

£9,875
£201/month
Example
  • Audi A1

1.4 TFSI S line Sportback 5dr Petrol S Tronic Euro Audi A1

65,025 miles 2017 Zero Deposit

Home Delivery Available

£10,895
£222/month
Example
  • Mercedes Benz S Class

2.9 S350Ld AMG Line (Executive) Saloon 4dr Diesel Mercedes Benz S Class

83,144 miles 2019 Zero Deposit

Home Delivery Available

£23,295
Luton
£474/month
Example
  • BMW 1 Series

2.0 M135i xDrive Auto 4WD 5dr BMW 1 Series

70,000 miles 2019 Zero Deposit

Home Delivery Available

£19,450
Milton Keynes
£396/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line (Premium Plus) Cabriolet G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

88,315 miles 2017 Zero Deposit

Home Delivery Available

£13,490
Bedford
£275/month
Example
  • Ferrari Roma

3.8T V8 Coupe 2dr Petrol F1 DCT Euro 6 (s/s) (620 Ferrari Roma

22,000 miles 2021 Zero Deposit

Home Delivery Available

£122,995
Bedford
£1951/month
Example
  • Fiat Panda

1.2 Panda 1.2 69hp Lounge Fiat Panda

67,331 miles 2018 Zero Deposit

Home Delivery Available

£5,350
£109/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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