Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Renault Megane

1.5 Blue dCi Iconic Sport Tourer 5dr Diesel Manual Euro 6 (s/s) (115 ps) Renault Megane

82,000 miles 2021 Zero Deposit

Home Delivery Available

£7,790
Bedford
£158/month
Example
  • Peugeot 3008

1.2 PureTech GT Line SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps) Peugeot 3008

47,000 miles 2019 Zero Deposit

Home Delivery Available

£10,990
Bedford
£224/month
Example
  • Audi A1

1.0 TFSI Sport *APPLY FOR FINANCE ON OUR WEBSITE* Audi A1

80,000 miles 2016 Zero Deposit

Home Delivery Available

£6,990
Bedford
£142/month
Example
  • Hyundai Santa Fe

1.6 h T-GDi Premium Auto 4WD Euro 6 (s/s) 5dr Hyundai Santa Fe

35,419 miles 2023 Zero Deposit

Home Delivery Available

£27,490
£436/month
Example
  • Audi A5

2.0 TDI ultra S line Sportback Euro 6 (s/s) 5dr Audi A5

89,900 miles 2017 Zero Deposit

Home Delivery Available

£11,650
Hemel Hempstead
£237/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX SRi Euro 6 5dr Vauxhall Corsa

40,450 miles 2016 Zero Deposit

Home Delivery Available

£5,999
Bedford
£122/month
Example
  • Audi A1

1.5 TFSI 35 S line Contrast Edition Sportback 5dr Audi A1

28,007 miles 2020 Zero Deposit

Home Delivery Available

£17,990
Watford
£366/month
Example
  • Mercedes Benz C-Class

2.0 C220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz C-Class

30,000 miles 2019 Zero Deposit

Home Delivery Available

£19,950
£406/month
Example
  • Hyundai i10

1.2 I10 SE 1.2 MY17 Hyundai i10

82,992 miles 2017 Zero Deposit

Home Delivery Available

£5,295
£108/month
Example
  • Ford Fiesta

1.0 T EcoBoost Zetec S Ford Fiesta

63,364 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£102/month
Example
  • Vauxhall Corsa

1.2 Se Premium Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

26,000 miles 2020 Zero Deposit

Home Delivery Available

£8,790
Bedford
£179/month
Example
  • Suzuki Vitara

1.6 SZ-T Euro 6 (s/s) 5dr Suzuki Vitara

108,000 miles 2016 Zero Deposit

Home Delivery Available

£5,699
Milton Keynes
£116/month
Example
  • Audi A3

1.5 TFSI CoD S line Euro 6 (s/s) 3dr Audi A3

87,000 miles 2017 Zero Deposit

Home Delivery Available

£9,799
Milton Keynes
£199/month
Example
  • Fiat 500

1.6 MultiJetII Cross Euro 6 ss 5dr Fiat 500

82,500 miles 2016 Zero Deposit

Home Delivery Available

£4,499
£91/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 5dr MINI Hatch

51,200 miles 2018 Zero Deposit

Home Delivery Available

£9,295
£189/month
Example
  • Volkswagen T Roc

2.0 TSI R DSG 4Motion Euro 6 (s/s) 5dr Volkswagen T Roc

32,100 miles 2020 Zero Deposit

Home Delivery Available

£28,340
£577/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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