Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Jaguar F Pace

2.0 D180 Prestige Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

94,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
Bedford
£210/month
Example
  • Ford Kuga

1.5T EcoBoost ST-Line First Edition SUV 5dr Petrol Ford Kuga

53,416 miles 2020 Zero Deposit

Home Delivery Available

£13,150
Luton
£276/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Auto E Ford Focus

55,968 miles 2018 Zero Deposit

Home Delivery Available

£10,150
Luton
£213/month
Example
  • Volkswagen Tiguan

2.0 TSI SEL SUV 5dr Petrol DSG 4Motion Euro 6 (s/s Volkswagen Tiguan

80,886 miles 2018 Zero Deposit

Home Delivery Available

£14,811
Luton
£311/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

41,887 miles 2019 Zero Deposit

Home Delivery Available

£10,800
Luton
£226/month
Example
  • Audi A5

2.0 TFSI S line Sportback 5dr Petrol S Tronic Euro Audi A5

84,716 miles 2018 Zero Deposit

Home Delivery Available

£14,144
Luton
£297/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Hatchback 5dr Petrol Manual Euro Ford Fiesta

53,077 miles 2018 Zero Deposit

Home Delivery Available

£7,100
Luton
£149/month
Example
  • Vauxhall Mokka

1.4i Turbo Elite Nav Auto Euro 6 5dr Vauxhall Mokka

76,717 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Grandland

1.2 Turbo SE Auto Euro 6 (s/s) 5dr Vauxhall Grandland

66,423 miles 2018 Zero Deposit

Home Delivery Available

£8,895
£187/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Vision 2WD Euro 6 (s/s) 5dr Nissan Qashqai

66,915 miles 2017 Zero Deposit

Home Delivery Available

£7,695
£161/month
Example
  • BMW 2 Series

1.5 218i Luxury Euro 6 (s/s) 5dr BMW 2 Series

99,500 miles 2017 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Ford B Max

1.6 Titanium X Powershift Euro 5 5dr Ford B Max

31,677 miles 2016 Zero Deposit

Home Delivery Available

£7,695
£161/month
Example
  • Peugeot Partner

1.6 HDi 850 S L1 4dr Peugeot Partner

112,000 miles 2016 Zero Deposit

Home Delivery Available

£4,000
Milton Keynes
£84/month
Example
  • BMW M3

3.0 BiTurbo Competition Steptronic M xDrive Euro 6 (s/s) 4dr BMW M3

26,000 miles 2022 Zero Deposit

Home Delivery Available

£63,995
£1065/month
Example
  • Hyundai i30

2.0 T-GDi N Performance DCT Euro 6 (s/s) 5dr Hyundai i30

27,000 miles 2021 Zero Deposit

Home Delivery Available

£28,495
£474/month
Example
  • Audi A7

3.0 TFSI V6 55 S line Sportback S Tronic quattro Euro 6 (s/s) 5dr Audi A7

39,000 miles 2018 Zero Deposit

Home Delivery Available

£28,268
£593/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.