Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Vauxhall Corsa

1.2 i Limited Edition *APPLY FOR FINANCE ON OUR WEBSITE* Vauxhall Corsa

60,000 miles 2015 Zero Deposit

Home Delivery Available

£4,990
Bedford
£105/month
Example
  • Land Rover Discovery 4

3.0 SD V6 HSE Auto 4WD Euro 5 5dr Land Rover Discovery 4

114,230 miles 2013 Zero Deposit

Home Delivery Available

£10,594
£222/month
Example
  • Jaguar XE

2.0d R-Sport Auto AWD Euro 6 (s/s) 4dr Jaguar XE

86,500 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart fortwo

0.8 CDI Pulse SoftTouch Euro 5 2dr Smart fortwo

90,899 miles 2011 Zero Deposit

Home Delivery Available

£2,094
£44/month
Example
  • Volvo V40

2.0 D4 R-Design Auto Euro 6 (s/s) 5dr Volvo V40

87,059 miles 2017 Zero Deposit

Home Delivery Available

£8,494
£178/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

97,400 miles 2017 Zero Deposit

Home Delivery Available

£11,494
£241/month
Example
  • Nissan Juke

1.6 Tekna Euro 5 (s/s) 5dr Nissan Juke

128,000 miles 2012 Zero Deposit

Home Delivery Available

£1,594
£33/month
Example
  • DS AUTOMOBILES DS 4

1.6 BlueHDi Elegance EAT6 Euro 6 (s/s) 5dr DS AUTOMOBILES DS 4

80,683 miles 2016 Zero Deposit

Home Delivery Available

£5,294
£111/month
Example
  • Volkswagen Jetta

1.6 TDI BlueMotion Tech Sport DSG Euro 5 (s/s) 4dr Volkswagen Jetta

63,372 miles 2011 Zero Deposit

Home Delivery Available

£6,694
£140/month
Example
  • Vauxhall Insignia

2.0 CDTi ecoFLEX Design Sports Tourer Euro 5 (s/s) 5dr Vauxhall Insignia

165,000 miles 2014 Zero Deposit

Home Delivery Available

£1,594
£33/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

57,600 miles 2017 Zero Deposit

Home Delivery Available

£9,500
£199/month
Example
  • Citroen C3

1.2 PureTech Flair Hatchback 5dr Petrol Manual Eur Citroen C3

70,344 miles 2017 Zero Deposit

Home Delivery Available

£5,490
£115/month
Example
  • Volkswagen Golf

2.0L VERY FAST AND RELIABLE Volkswagen Golf

140,000 miles 2017 Zero Deposit

Home Delivery Available

£9,999
£210/month
Example
  • Skoda Octavia

1.0 TSI GPF SE Technology Estate 5dr Petrol Manual Skoda Octavia

60,453 miles 2020 Zero Deposit

Home Delivery Available

£10,490
£220/month
Example
  • BMW M3

3.0 BiTurbo Competition Touring 5dr Petrol Steptro BMW M3

17,000 miles 2025 Zero Deposit

Home Delivery Available

£79,750
Bedford
£1327/month
Example
  • Ferrari California

3.8 V8 T Convertible 2dr Petrol F1 DCT Euro 6 (s/s Ferrari California

25,000 miles 2017 Zero Deposit

Home Delivery Available

£79,995
£1331/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.