Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Volkswagen Crafter

2.0 TDI CR35 L2 H3 4dr Volkswagen Crafter

100,000 miles 2015 Zero Deposit

Home Delivery Available

£9,500
Milton Keynes
£199/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

64,000 miles 2015 Zero Deposit

Home Delivery Available

£11,200
Milton Keynes
£235/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Steptronic Euro MINI Convertible

40,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Ford Transit

1.5 200 EcoBlue Limited Auto L1 Euro 6 (s/s) 5dr Ford Transit

96,100 miles 2020 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

58,831 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique S Nav Auto Euro 6 (s/s) 5dr Renault Captur

100,000 miles 2015 Zero Deposit

Home Delivery Available

£5,499
Bedford
£115/month
Example
  • Mitsubishi Eclipse

1.5T Dynamic CVT Euro 6 (s/s) 5dr Mitsubishi Eclipse

34,000 miles 2020 Zero Deposit

Home Delivery Available

£12,980
£216/month
Example
  • Toyota AYGO

1.0 VVT-i x-press Euro 6 5dr Toyota AYGO

44,000 miles 2017 Zero Deposit

Home Delivery Available

£6,999
Bedford
£147/month
Example
  • Mercedes Benz C Class

C200 2.0 C200 SE 7G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C Class

78,000 miles 2016 Zero Deposit

Home Delivery Available

£9,495
Bedford
£199/month
Example
  • Toyota Yaris

1.5 VVT-h Design E-CVT Euro 6 (s/s) 5dr Toyota Yaris

20,262 miles 2022 Zero Deposit

Home Delivery Available

£16,490
Luton
£274/month
Example
  • Audi Q2

1.6 Tdi S Line Suv 5dr Diesel Manual Euro 6 (s/s) (116 Ps) Audi Q2

79,838 miles 2018 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Vauxhall Mokka

1.6 SE 2WD Euro 5 (s/s) 5dr Vauxhall Mokka

67,300 miles 2015 Zero Deposit

Home Delivery Available

£4,999
Bedford
£105/month
Example
  • BMW X5

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X5

55,000 miles 2019 Zero Deposit

Home Delivery Available

£37,995
£632/month
Example
  • Mitsubishi L200

2.4 DI-D DC 4Life 4WD Euro 5 (s/s) 4dr Mitsubishi L200

90,000 miles 2015 Zero Deposit

Home Delivery Available

£9,990
Bedford
£209/month
Example
  • Nissan Pulsar

1.2 DIG-T Tekna Euro 5 (s/s) 5dr Euro 5 Nissan Pulsar

57,000 miles 2015 Zero Deposit

Home Delivery Available

£5,790
Bedford
£121/month
Example
  • Ford Transit

2.0 TDCi 310 L1 H1 5dr Ford Transit

109,000 miles 2016 Zero Deposit

Home Delivery Available

£7,490
Bedford
£157/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.