Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4332 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Vauxhall Astra

1.6 CDTi BlueInjection SRi Nav Euro 6 (s/s) 5dr Vauxhall Astra

85,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Milton Keynes
£105/month
Example
  • Ford Focus

1.0T EcoBoost Zetec S Euro 6 ss 5dr Ford Focus

93,000 miles 2016 Zero Deposit

Home Delivery Available

£4,500
Milton Keynes
£94/month
Example
  • Vauxhall Astra

2.0T VXR Euro 6 (s/s) 3dr Vauxhall Astra

37,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Audi Q5

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

44,000 miles 2018 Zero Deposit

Home Delivery Available

£24,495
£514/month
Example
  • BMW 1 Series

M1 3.0 M135i Auto Euro 6 (s/s) 3dr BMW 1 Series

60,000 miles 2016 Zero Deposit

Home Delivery Available

£16,495
£346/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 5 (s/s) 5dr Ford Fiesta

95,437 miles 2015 Zero Deposit

Home Delivery Available

£2,995
Milton Keynes
£63/month
Example
  • Audi Q7

3.0 TDI V6 50 Black Edition Tiptronic quattro Euro 6 (s/s) 5dr Audi Q7

35,000 miles 2020 Zero Deposit

Home Delivery Available

£39,950
£665/month
Example
  • Skoda Octavia

1.0 TSI SE Technology Euro 6 (s/s) 5dr Skoda Octavia

40,808 miles 2019 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Ford C Max

1.0t Ecoboost Titanium MPV 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford C Max

56,154 miles 2017 Zero Deposit

Home Delivery Available

£7,295
£153/month
Example
  • Fiat 500

1.3 150hp DCT Auto Cross Plus Fiat 500

26,745 miles 2019 Zero Deposit

Home Delivery Available

£13,000
£273/month
Example
  • Mercedes Benz C Class

2.0 C350e 6.4kWh Sport (Premium Plus) Saloon 4dr P Mercedes Benz C Class

87,519 miles 2016 Zero Deposit

Home Delivery Available

£10,999
Watford
£231/month
Example
  • Vauxhall Combo

1.5 Turbo D 2000 Sportive L1 H1 Euro 6 (s/s) 4dr Vauxhall Combo

82,300 miles 2019 Zero Deposit

Home Delivery Available

£6,990
Bedford
£147/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE FWD Euro 6 ss 5dr Land Rover Range Rover Evoque

112,000 miles 2016 Zero Deposit

Home Delivery Available

£6,990
Bedford
£147/month
Example
  • Ford Transit

2.2 TDCi 290 L2 H1 5dr Ford Transit

102,000 miles 2015 Zero Deposit

Home Delivery Available

£7,490
Bedford
£157/month
Example
  • Land Rover Range Rover Sport

5.0 P575 V8 SVR SUV 5dr Petrol Auto 4WD Euro 6 (s/ Land Rover Range Rover Sport

31,000 miles 2019 Zero Deposit

Home Delivery Available

£54,990
Bedford
£915/month
Example
  • Mercedes Benz X Class

2.3 CDI Progressive Pickup Double Cab 4dr Diesel A Mercedes Benz X Class

15,000 miles 2020 Zero Deposit

Home Delivery Available

£34,990
Bedford
£582/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.