Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Ford Focus

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Focus

42,000 miles 2018 Zero Deposit

Home Delivery Available

£7,490
£152/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Saloon 4dr Petrol Manua Audi A3

60,583 miles 2018 Zero Deposit

Home Delivery Available

£13,698
£279/month
Example
  • Mercedes Benz V-Class

2.0 V300d AMG Line MPV 5dr Diesel G-Tronic+ Euro 6 Mercedes Benz V-Class

109,000 miles 2019 Zero Deposit

Home Delivery Available

£36,750
£583/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

36,920 miles 2019 Zero Deposit

Home Delivery Available

£9,990
£203/month
Example
  • Abarth 500

1.4 T-Jet 70th Cabrio 2dr Petrol Manual Euro 6 (14 Abarth 500

19,750 miles 2021 Zero Deposit

Home Delivery Available

£12,395
Milton Keynes
£197/month
Example
  • Jaguar F Type

2.0i GPF R-Dynamic Coupe 2dr Petrol Auto Euro 6 (s Jaguar F Type

50,200 miles 2019 Zero Deposit

Home Delivery Available

£25,995
£529/month
Example
  • Fiat Panda

0.9 TwinAir Cross Hatchback 5dr Petrol Manual Euro Fiat Panda

72,416 miles 2018 Zero Deposit

Home Delivery Available

£6,999
Bedford
£142/month
Example
  • BMW 6 Series

3.0 640d SE Convertible 2dr Diesel Auto Euro 6 (s/ BMW 6 Series

48,000 miles 2016 Zero Deposit

Home Delivery Available

£18,995
£387/month
Example
  • Hyundai i800

2.5 Crdi Se MPV 5dr Diesel Manual Euro 6 (136 Ps) Hyundai i800

64,525 miles 2019 Zero Deposit

Home Delivery Available

£14,985
£305/month
Example
  • Mercedes Benz A-Class

2.0 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A-Class

64,297 miles 2019 Zero Deposit

Home Delivery Available

£16,895
£344/month
Example
  • Mercedes Benz E Class

3.0 E350d V6 AMG Line Saloon 4dr Diesel G-Tronic+ Mercedes Benz E Class

29,590 miles 2017 Zero Deposit

Home Delivery Available

£19,495
£397/month
Example
  • Hyundai i10

1.0 SE Connect Hatchback 5dr Petrol Manual Euro 6 Hyundai i10

12,722 miles 2021 Zero Deposit

Home Delivery Available

£10,795
£220/month
Example
  • Land Rover Defender

3.0 D300 MHEV X-Dynamic HSE SUV 5dr Diesel Auto 4W Land Rover Defender

48,000 miles 2020 Zero Deposit

Home Delivery Available

£53,495
£848/month
Example
  • Audi A1

1.4 A1 Sportback TFSI Black Edition Nav 5dr Audi A1

81,000 miles 2018 Zero Deposit

Home Delivery Available

£9,750
Milton Keynes
£198/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh 4S Auto 4WD 4dr Porsche Taycan

29,100 miles 2020 Zero Deposit

Home Delivery Available

£43,990
£698/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

60,100 miles 2017 Zero Deposit

Home Delivery Available

£21,995
£448/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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