Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic 5dr Auto Land Rover Range Rover Evoque

47,652 miles 2016 Zero Deposit

Home Delivery Available

£12,295
Bedford
£250/month
Example
  • Suzuki Vitara

1.6 SZ-T 5dr Auto Suzuki Vitara

63,624 miles 2017 Zero Deposit

Home Delivery Available

£9,995
Bedford
£203/month
Example
  • Ford Ranger

3.2 Ranger Wildtrak 4x4 Double Cab TDCi Auto 4WD 5dr Ford Ranger

106,000 miles 2019 Zero Deposit

Home Delivery Available

£13,250
Luton
£270/month
Example
  • Ford Ranger

2.2 Ranger Limited Edition 4x4 TDCi 4WD Ford Ranger

65,000 miles 2016 Zero Deposit

Home Delivery Available

£13,495
Luton
£275/month
Example
  • Ford Fiesta

1.0 T EcoBoost Active X *APPLY FOR FINANCE ON OUR WEBSITE* Ford Fiesta

75,000 miles 2018 Zero Deposit

Home Delivery Available

£6,890
Bedford
£140/month
Example
  • Audi A1

1.0 TFSI SE *APPLY FOR FINANCE ON OUR WEBSITE* Audi A1

72,000 miles 2017 Zero Deposit

Home Delivery Available

£6,890
Bedford
£140/month
Example
  • Volvo XC60

2.4 D4 SE Lux Nav Auto AWD Euro 6 (s/s) 5dr Volvo XC60

117,000 miles 2016 Zero Deposit

Home Delivery Available

£9,294
£189/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Euro 6 (s/s) 5dr Volkswagen Polo

74,000 miles 2016 Zero Deposit

Home Delivery Available

£7,495
£152/month
Example
  • Citroen C5

1.5 BlueHDi Shine Plus Euro 6 (s/s) 5dr Citroen C5

87,000 miles 2021 Zero Deposit

Home Delivery Available

£9,494
£193/month
Example
  • BMW X1

2.0 18d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

90,000 miles 2018 Zero Deposit

Home Delivery Available

£11,495
£234/month
Example
  • Volvo V40

2.0 D2 Inscription Euro 6 (s/s) 5dr Volvo V40

85,000 miles 2016 Zero Deposit

Home Delivery Available

£7,294
£148/month
Example
  • Audi A1

1.4 TFSI S line Euro 6 (s/s) 3dr (Nav) Audi A1

48,000 miles 2018 Zero Deposit

Home Delivery Available

£10,994
£224/month
Example
  • Skoda Scala

SCALA 1.5 TSI SE L Edition 5dr DSG Skoda Scala

5,628 miles 2025 Zero Deposit

Home Delivery Available

£19,733
Bedford
£313/month
Example
  • BMW 2 Series

3.0 M240i Auto xDrive Euro 6 (s/s) 2dr BMW 2 Series

23,857 miles 2024 Zero Deposit

Home Delivery Available

£39,499
£626/month
Example
  • BMW 2 Series

3.0 M235i Coupe 2dr Petrol Auto Euro 6 (s/s) (326 BMW 2 Series

36,400 miles 2016 Zero Deposit

Home Delivery Available

£20,750
£422/month
Example
  • Volkswagen Beetle

1.2 TSI BlueMotion Tech Design Cabriolet 2dr Petro Volkswagen Beetle

32,200 miles 2016 Zero Deposit

Home Delivery Available

£17,495
£356/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5054 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

We would love to hear from you