Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Kia Rio

1.25 2 Euro 6 (s/s) 5dr Kia Rio

47,001 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line Hatchback 5dr Diesel Manual Eur Mercedes Benz A-Class

57,300 miles 2016 Zero Deposit

Home Delivery Available

£10,400
£212/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Euro 6 (s/s) 3dr Vauxhall Astra

63,505 miles 2016 Zero Deposit

Home Delivery Available

£4,499
Watford
£91/month
Example
  • Volkswagen Golf

1.5 eTSI MHEV Style DSG Euro 6 (s/s) 5dr Volkswagen Golf

30,000 miles 2022 Zero Deposit

Home Delivery Available

£20,950
£332/month
Example
  • Peugeot 308

1.2 PureTech Allure EAT Euro 6 (s/s) 5dr Peugeot 308

12,000 miles 2025 Zero Deposit

Home Delivery Available

£17,450
£277/month
Example
  • Lexus UX

2.0 250h E-CVT Euro 6 (s/s) 5dr Lexus UX

11,000 miles 2023 Zero Deposit

Home Delivery Available

£21,450
£340/month
Example
  • Mercedes Benz GLC

3.0 GLC43 V6 AMG (Premium Plus) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

30,000 miles 2019 Zero Deposit

Home Delivery Available

£28,500
£580/month
Example
  • BMW 3 Series

3.0 335d M Sport Shadow Edition Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

90,000 miles 2018 Zero Deposit

Home Delivery Available

£18,495
£376/month
Example
  • Vauxhall Zafira

1.6 CDTi ecoFLEX SRi Euro 6 (s/s) 5dr Vauxhall Zafira

92,000 miles 2016 Zero Deposit

Home Delivery Available

£4,200
Milton Keynes
£85/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

27,500 miles 2023 Zero Deposit

Home Delivery Available

£13,695
Bedford
£217/month
Example
  • Suzuki SX4 S Cross

1.4 Boosterjet SZ5 ALLGRIP 5dr Auto Suzuki SX4 S Cross

41,500 miles 2019 Zero Deposit

Home Delivery Available

£13,395
Bedford
£273/month
Example
  • Peugeot 208

1.2 PureTech Signature Euro 6 (s/s) 5dr Peugeot 208

67,350 miles 2018 Zero Deposit

Home Delivery Available

£4,790
£97/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line G-Tronic+ Euro 6 (s/s) 4dr Mercedes Benz C-Class

85,000 miles 2018 Zero Deposit

Home Delivery Available

£11,495
£234/month
Example
  • Land Rover Discovery Sport

1.5 P300e 12.2kWh R-Dynamic HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

37,600 miles 2020 Zero Deposit

Home Delivery Available

£21,500
£438/month
Example
  • Toyota Avensis

2.0 D-4D Excel Touring Sports 5dr Diesel Manual Eu Toyota Avensis

95,600 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • DS Automobiles DS 3

1.2 PureTech Forever Hatchback 3dr Petrol EAT6 Eur DS Automobiles DS 3

30,000 miles 2019 Zero Deposit

Home Delivery Available

£9,990
Bedford
£203/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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