Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.80, making the total amount payable £14,296.80.

Affordable Used Cars for Sale in Luton

  • Audi A3

2.0 TDI SE Technik Sportback 5dr Diesel S Tronic A Audi A3

58,900 miles 2016 Zero Deposit

Home Delivery Available

£10,850
£221/month
Example
  • Fiat 500

1.2 S Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 Fiat 500

55,291 miles 2019 Zero Deposit

Home Delivery Available

£6,798
£138/month
Example
  • Mercedes Benz CLA

2.0 CLA220d AMG Line (Premium Plus) Shooting Brake Mercedes Benz CLA

47,000 miles 2021 Zero Deposit

Home Delivery Available

£20,750
£329/month
Example
  • Jaguar F Type

2.0i GPF Coupe 2dr Petrol Auto Euro 6 (s/s) (300 p Jaguar F Type

57,800 miles 2019 Zero Deposit

Home Delivery Available

£24,575
£500/month
Example
  • BMW 2 Series

3.0 M240i GPF Coupe 2dr Petrol Auto Euro 6 (s/s) ( BMW 2 Series

23,700 miles 2019 Zero Deposit

Home Delivery Available

£25,250
£514/month
Example
  • Volkswagen Touran

1.5 TSI EVO SEL MPV 5dr Petrol Manual Euro 6 (s/s) Volkswagen Touran

71,490 miles 2022 Zero Deposit

Home Delivery Available

£15,990
Watford
£254/month
Example
  • Kia Cee'd

1.0 T-GDi 3 Hatchback 5dr Petrol Manual Euro 6 (s Kia Cee'd

72,000 miles 2019 Zero Deposit

Home Delivery Available

£8,495
£173/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

99,000 miles 2016 Zero Deposit

Home Delivery Available

£11,795
£240/month
Example
  • Audi A1

1.0 TFSI 30 S line Sportback 5dr Petrol S Tronic E Audi A1

45,452 miles 2019 Zero Deposit

Home Delivery Available

£14,995
Luton
£305/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC Energy *FINANCE AVAILABLE ON OUR WEBSITE* Vauxhall Corsa

31,500 miles 2018 Zero Deposit

Home Delivery Available

£6,490
Bedford
£132/month
Example
  • Vauxhall Corsa

1.4 i ecoTEC SRi VX Line Nav Black *APPLY FOR FINANCE ON OUR WEBSITE* Vauxhall Corsa

41,000 miles 2019 Zero Deposit

Home Delivery Available

£6,990
Bedford
£142/month
Example
  • Honda Jazz

1.3 i-VTEC EX Navi CVT Euro 6 (s/s) 5dr Honda Jazz

70,650 miles 2019 Zero Deposit

Home Delivery Available

£10,290
£209/month
Example
  • BMW 3 Series

3.0 335d M Sport Auto xDrive Euro 6 (s/s) 4dr BMW 3 Series

116,376 miles 2016 Zero Deposit

Home Delivery Available

£10,894
£222/month
Example
  • Mercedes Benz GLC

2.1 GLC220d AMG Line (Premium) G-Tronic 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLC

92,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£285/month
Example
  • Audi Q5

2.0 TFSI S line S Tronic quattro Euro 6 (s/s) 5dr Audi Q5

113,000 miles 2017 Zero Deposit

Home Delivery Available

£13,832
£281/month
Example
  • Volvo V60

2.0 T4 SE Nav Auto Euro 6 (s/s) 5dr Volvo V60

52,023 miles 2018 Zero Deposit

Home Delivery Available

£12,494
£254/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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