Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Porsche Macan

2.9T V6 GTS PDK 4WD Euro 6 (s/s) 5dr Porsche Macan

18,000 miles 2020 Zero Deposit

Home Delivery Available

£48,950
£776/month
Example
  • BMW X5

3.0 30d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X5

38,000 miles 2019 Zero Deposit

Home Delivery Available

£37,500
£595/month
Example
  • Vauxhall Crossland

1.2 Turbo Elite Edition Euro 6 (s/s) 5dr Vauxhall Crossland

25,011 miles 2022 Zero Deposit

Home Delivery Available

£11,399
£232/month
Example
  • Hyundai i10

1.0 Play Hatchback 5dr Petrol Manual Euro 6 (67 ps) Hyundai i10

28,405 miles 2019 Zero Deposit

Home Delivery Available

£8,698
£177/month
Example
  • Honda Jazz

1.5 i-VTEC Sport CVT Euro 6 (s/s) 5dr Honda Jazz

6,817 miles 2018 Zero Deposit

Home Delivery Available

£13,995
£285/month
Example
  • Volkswagen Golf

1.0 TSI BlueMotion Tech SE Hatchback 5dr Petrol DS Volkswagen Golf

78,443 miles 2019 Zero Deposit

Home Delivery Available

£10,774
£219/month
Example
  • Land Rover Range Rover Sport

3.0 Sd V6 Hse Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (306 Ps) Land Rover Range Rover Sport

113,000 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Ford Focus

1.0T EcoBoost Titanium X Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Focus

40,852 miles 2016 Zero Deposit

Home Delivery Available

£7,094
£144/month
Example
  • Audi RS5

2.9 TFSI V6 Tiptronic quattro Euro 6 (s/s) 2dr Audi RS5

63,000 miles 2018 Zero Deposit

Home Delivery Available

£33,995
£539/month
Example
  • MINI Countryman

2.0 Cooper S SUV 5dr Petrol Auto ALL4 Euro 6 (s/s) (192 ps) MINI Countryman

46,333 miles 2018 Zero Deposit

Home Delivery Available

£18,000
£366/month
Example
  • Mazda 3

1.5 SKYACTIV-D Sport Nav Euro 6 (s/s) 5dr Mazda 3

73,000 miles 2016 Zero Deposit

Home Delivery Available

£6,790
Bedford
£138/month
Example
  • Audi A3

1.4 TFSI CoD S line Euro 6 (s/s) 4dr (Nav) Audi A3

72,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
St Albans
£244/month
Example
  • Peugeot 308

1.2 PureTech Active Euro 6 (s/s) 5dr Peugeot 308

106,000 miles 2018 Zero Deposit

Home Delivery Available

£4,000
£81/month
Example
  • Peugeot 3008

1.2 PureTech GT EAT Euro 6 (s/s) 5dr Peugeot 3008

78,000 miles 2021 Zero Deposit

Home Delivery Available

£12,500
£198/month
Example
  • Hyundai i10

1.2 Premium SE Auto Euro 6 5dr Hyundai i10

14,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
St Albans
£244/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta XTRON 2WD Euro 6 (s/s) 5dr Nissan Qashqai

89,000 miles 2017 Zero Deposit

Home Delivery Available

£7,795
Bedford
£159/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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