Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Audi A1

1.0 TFSI Sport Sportback Euro 6 (s/s) 5dr Audi A1

57,149 miles 2017 Zero Deposit

Home Delivery Available

£9,495
£193/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

63,801 miles 2017 Zero Deposit

Home Delivery Available

£8,449
£172/month
Example
  • Ford Focus

2.0 T EcoBoost ST-3 Ford Focus

28,000 miles 2016 Zero Deposit

Home Delivery Available

£15,995
£326/month
Example
  • Nissan X Trail

DCI TEKNA XTRONIC Nissan X Trail

52,908 miles 2016 Zero Deposit

Home Delivery Available

£11,495
Luton
£234/month
Example
  • Nissan Qashqai

N-CONNECTA DIG-T XTRONIC Nissan Qashqai

55,804 miles 2017 Zero Deposit

Home Delivery Available

£10,695
Luton
£218/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna+ SUV 5dr Petrol XTRON Euro 6 (s/s) (115 ps) Nissan Qashqai

38,030 miles 2018 Zero Deposit

Home Delivery Available

£12,590
£256/month
Example
  • BMW 1 Series

1.5 116d Sport Hatchback 3dr Diesel Auto Euro 6 (s/s) (116 ps) BMW 1 Series

43,529 miles 2017 Zero Deposit

Home Delivery Available

£10,699
£218/month
Example
  • Ford Fiesta

1.0T EcoBoost Active X Auto Euro 6 (s/s) 5dr Ford Fiesta

51,600 miles 2019 Zero Deposit

Home Delivery Available

£9,500
£193/month
Example
  • Toyota Prius

1.8 VVT 8.8kWh Excel CVT Euro 6 (s/s) 5dr Toyota Prius

97,000 miles 2018 Zero Deposit

Home Delivery Available

£11,390
Bedford
£232/month
Example
  • Citroen C3

1.2 PureTech Flair Euro 6 5dr Citroen C3

72,000 miles 2019 Zero Deposit

Home Delivery Available

£6,290
Bedford
£128/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Saloon 4dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (292 ps) BMW 3 Series

36,605 miles 2021 Zero Deposit

Home Delivery Available

£24,995
£396/month
Example
  • Mercedes Benz C-Class

3.0 C43 V6 AMG (Premium) Cabriolet 2dr Petrol G-Tronic+ 4MATIC Euro 6 (s/s) (390 ps) Mercedes Benz C-Class

44,800 miles 2020 Zero Deposit

Home Delivery Available

£28,495
£580/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV AMG Line Coupe 2dr Petrol G-Tronic+ Euro 6 (s/s) (198 ps) Mercedes Benz C-Class

76,600 miles 2018 Zero Deposit

Home Delivery Available

£14,995
£305/month
Example
  • Audi Q3

2.0 TFSI 40 S line SUV 5dr Petrol S Tronic quattro Euro 6 (s/s) (190 ps) Audi Q3

21,500 miles 2020 Zero Deposit

Home Delivery Available

£24,995
£509/month
Example
  • Peugeot 3008

1.2 PureTech GT Premium EAT Euro 6 (s/s) 5dr Peugeot 3008

40,000 miles 2022 Zero Deposit

Home Delivery Available

£16,000
£254/month
Example
  • Volkswagen ID.4

Volkswagen Id.4 Estate 125kW Match Pure 52kWh 5dr Auto [19'' Alloys] Volkswagen ID.4

998 miles 2026 Zero Deposit

Home Delivery Available

£26,499
Milton Keynes
£420/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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