Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Vauxhall Corsa

1.4 i ecoFLEX SRi * FINANCE AVAILABLE ON OUR WEBSITE* Vauxhall Corsa

67,000 miles 2016 Zero Deposit

Home Delivery Available

£4,490
Bedford
£91/month
Example
  • Kia Stonic

1.0 T-GDi Maxx Euro 6 (s/s) 5dr Kia Stonic

52,650 miles 2019 Zero Deposit

Home Delivery Available

£9,794
£199/month
Example
  • Audi A5

2.0 TFSI 40 Sport Coupe 2dr Petrol S Tronic Euro 6 Audi A5

40,000 miles 2019 Zero Deposit

Home Delivery Available

£15,490
St Albans
£315/month
Example
  • Volkswagen Golf

2.0 Golf GTi TSi Semi-Auto 5dr Volkswagen Golf

34,900 miles 2020 Zero Deposit

Home Delivery Available

£23,450
Milton Keynes
£477/month
Example
  • Audi A1

1.0 TFSI Sport Euro 6 (s/s) 3dr Audi A1

50,870 miles 2016 Zero Deposit

Home Delivery Available

£8,190
£167/month
Example
  • MINI Convertible

2.0 Cooper S Sport Steptronic Euro 6 (s/s) 2dr MINI Convertible

18,706 miles 2024 Zero Deposit

Home Delivery Available

£23,699
£376/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Corsa

37,567 miles 2020 Zero Deposit

Home Delivery Available

£11,449
£233/month
Example
  • BMW 2 Series

2.0 218d M Sport Convertible 2dr Diesel Manual Eur BMW 2 Series

59,013 miles 2017 Zero Deposit

Home Delivery Available

£10,685
£217/month
Example
  • Audi A3

1.5 TFSI CoD Black Edition Sportback 5dr Petrol Ma Audi A3

83,045 miles 2018 Zero Deposit

Home Delivery Available

£11,484
Bedford
£234/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G- Mercedes Benz A-Class

66,745 miles 2018 Zero Deposit

Home Delivery Available

£12,984
Bedford
£264/month
Example
  • Volkswagen Touran

2.0 TDI BlueMotion Tech SE MPV 5dr Diesel DSG Euro Volkswagen Touran

72,000 miles 2017 Zero Deposit

Home Delivery Available

£11,750
£239/month
Example
  • Audi TT

2.0 TFSI Roadster 2dr Petrol S Tronic quattro Euro Audi TT

21,600 miles 2017 Zero Deposit

Home Delivery Available

£24,250
£494/month
Example
  • Abarth 595

1.4 Abarth 595 Trofeo 1.4 Tjet 160hp Abarth 595

71,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • MINI Electric Hatch

Cooper SE 32.6kWh Level 2 MINI Electric Hatch

19,900 miles 2020 Zero Deposit

Home Delivery Available

£11,495
£234/month
Example
  • Ford Fiesta

1.5 T EcoBoost ST-2 Ford Fiesta

70,500 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£203/month
Example
  • Vauxhall Corsa

1.4i Turbo ecoTEC Energy Euro 6 (s/s) 5dr Vauxhall Corsa

74,285 miles 2019 Zero Deposit

Home Delivery Available

£4,999
Bedford
£102/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

We would love to hear from you