Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Mazda Mazda6

2.2 SKYACTIV-D Sport Nav Estate 5dr Diesel Auto Eu Mazda Mazda6

91,700 miles 2017 Zero Deposit

Home Delivery Available

£7,985
£167/month
Example
  • Porsche 911

3.8T 991 Turbo Coupe 2dr Petrol PDK 4WD Euro 6 (52 Porsche 911

60,000 miles 2015 Zero Deposit

Home Delivery Available

£64,995
£1082/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

24,320 miles 2023 Zero Deposit

Home Delivery Available

£14,790
£246/month
Example
  • Ford Focus

2.3T EcoBoost ST Hatchback 5dr Petrol Manual Euro Ford Focus

71,649 miles 2020 Zero Deposit

Home Delivery Available

£15,811
Luton
£332/month
Example
  • Kia Picanto

1.0 2 Hatchback 5dr Petrol Manual Euro 5 (68 Bhp) Kia Picanto

82,000 miles 2013 Zero Deposit

Home Delivery Available

£3,495
£73/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF ST-Line Hatchback 3dr Petrol Man Ford Fiesta

45,024 miles 2018 Zero Deposit

Home Delivery Available

£8,291
Luton
£174/month
Example
  • Audi A3

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A3

50,335 miles 2020 Zero Deposit

Home Delivery Available

£13,711
Luton
£288/month
Example
  • Ford Fiesta

1.4 Titanium Hatchback 5dr Petrol Automatic (154 g Ford Fiesta

92,600 miles 2009 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Ford Fiesta

1.25 Zetec Hatchback 3dr Petrol Manual Euro 6 (82 Ford Fiesta

59,100 miles 2015 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Kia Rio

1.0 T-GDi 3 Hatchback 5dr Petrol Manual Euro 6 (s/ Kia Rio

63,369 miles 2019 Zero Deposit

Home Delivery Available

£7,805
Luton
£164/month
Example
  • Citroen C1

1.0 VTi Flair Hatchback 5dr Petrol ETG5 Euro 6 (68 Citroen C1

41,125 miles 2018 Zero Deposit

Home Delivery Available

£8,150
Luton
£171/month
Example
  • Audi S5

3.0 TFSI V6 Coupe 2dr Petrol Tiptronic quattro Eur Audi S5

51,700 miles 2019 Zero Deposit

Home Delivery Available

£23,440
Hemel Hempstead
£492/month
Example
  • Volkswagen Sharan

2.0 TDI BlueMotion Tech SE Nav BROTHERWOOD WAV Die Volkswagen Sharan

39,050 miles 2016 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Mercedes Benz A Class

2.1 A200d Sport (Executive) Hatchback 5dr Diesel M Mercedes Benz A Class

59,000 miles 2015 Zero Deposit

Home Delivery Available

£10,490
£220/month
Example
  • Mercedes Benz A CLASS AMG HATCHBACK

1 OWNER FROM NEW Mercedes Benz A CLASS AMG HATCHBACK

100,000 miles 2017 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Volkswagen Polo

1.4 TDI BlueMotion Tech SE Hatchback 5dr Diesel Ma Volkswagen Polo

46,000 miles 2015 Zero Deposit

Home Delivery Available

£8,490
£178/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.