Affordable Car Finance Deals in Luton

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Citroen Dispatch

1200 Enterprise XL 1.5BlueHDi EU6 S/S FWD 100ps *A Citroen Dispatch

89,000 miles 2020 Zero Deposit

Home Delivery Available

£7,990
Watford
£168/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol DCT Euro 6 (s/ BMW 1 Series

104,000 miles 2021 Zero Deposit

Home Delivery Available

£12,500
Bedford
£262/month
Example
  • Honda Cr V

2.0 i-VTEC EX SUV 5dr Petrol Auto 4WD Euro 6 (155 Honda Cr V

15,329 miles 2017 Zero Deposit

Home Delivery Available

£18,499
Watford
£388/month
Example
  • Tesla Model X

(Dual Motor) Performance SUV 5dr Electric Auto 4WD Tesla Model X

26,764 miles 2020 Zero Deposit

Home Delivery Available

£41,989
£699/month
Example
  • BMW X5

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X5

37,296 miles 2018 Zero Deposit

Home Delivery Available

£28,989
£608/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

96,475 miles 2015 Zero Deposit

Home Delivery Available

£4,389
Luton
£92/month
Example
  • Vauxhall Mokka

1.6 CDTi SE Auto 2WD Euro 6 5dr Vauxhall Mokka

108,656 miles 2016 Zero Deposit

Home Delivery Available

£4,999
Luton
£105/month
Example
  • Peugeot Partner

1.6 BlueHDi 650 S Standard Panel Van SWB Euro 6 5dr Peugeot Partner

86,000 miles 2019 Zero Deposit

Home Delivery Available

£6,490
Bedford
£136/month
Example
  • Peugeot 2008

1.6 BlueHDi GT Line Euro 6 5dr Peugeot 2008

103,000 miles 2017 Zero Deposit

Home Delivery Available

£5,490
Bedford
£115/month
Example
  • Jeep Renegade

1.6 MultiJetII Longitude Euro 6 (s/s) 5dr Jeep Renegade

78,300 miles 2017 Zero Deposit

Home Delivery Available

£6,790
Bedford
£142/month
Example
  • Nissan X Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 6 (s Nissan X Trail

86,000 miles 2016 Zero Deposit

Home Delivery Available

£7,845
Milton Keynes
£164/month
Example
  • Kia Stinger

3.3 T-GDi V6 GT S Gran Turismo 5dr Petrol Auto Eur Kia Stinger

46,200 miles 2018 Zero Deposit

Home Delivery Available

£20,450
£429/month
Example
  • BMW 3 Series

2.0 320d Sport GT 5dr Diesel Auto xDrive Euro 6 (s BMW 3 Series

33,750 miles 2018 Zero Deposit

Home Delivery Available

£15,700
£329/month
Example
  • Mercedes Benz CLA

1.6 Cla180 Amg Sport Coupe 4dr Petrol 7g Dct Euro 6 (s/s) (122 Ps) Mercedes Benz CLA

70,514 miles 2015 Zero Deposit

Home Delivery Available

£11,295
£237/month
Example
  • Vauxhall Corsa

1.4i Se Hatchback 5dr Petrol Auto Euro 6 (90 Ps) Vauxhall Corsa

60,432 miles 2017 Zero Deposit

Home Delivery Available

£7,445
£156/month
Example
  • Vauxhall Corsa

1.4i Se Hatchback 5dr Petrol Auto Euro 6 (90 Ps) Vauxhall Corsa

23,826 miles 2016 Zero Deposit

Home Delivery Available

£9,490
£199/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.