Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Mazda Cx 3

2.0 SKYACTIV-G SE-L Nav+ SUV 5dr Petrol Manual Euro 6 (s/s) (121 ps) Mazda Cx 3

50,266 miles 2016 Zero Deposit

Home Delivery Available

£8,795
£184/month
Example
  • Skoda Citigo

1.0 MPI GreenTech SE Hatchback 3dr Petrol Manual Euro 5 (s/s) (60 ps) Skoda Citigo

65,218 miles 2015 Zero Deposit

Home Delivery Available

£4,295
£90/month
Example
  • Vauxhall Meriva

1.4i Tech Line MPV 5dr Petrol Manual Euro 6 (100 Ps) Vauxhall Meriva

63,352 miles 2015 Zero Deposit

Home Delivery Available

£3,995
£84/month
Example
  • Jaguar XJ

2.7 TDVi Sovereign LWB Saloon 4dr Jaguar XJ

111,000 miles 2025 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Jaguar XF

3.0 V6 S Auto Euro 6 (s/s) 4dr Jaguar XF

70,000 miles 2016 Zero Deposit

Home Delivery Available

£14,990
Bedford
£314/month
Example
  • MINI Hatch

1.5 Cooper Auto Euro 6 (s/s) 5dr MINI Hatch

32,000 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Sting Euro 6 3dr Vauxhall Corsa

66,041 miles 2016 Zero Deposit

Home Delivery Available

£3,795
£79/month
Example
  • Honda Jazz

1.3 i-VTEC SE CVT Euro 6 (s/s) 5dr Honda Jazz

24,000 miles 2016 Zero Deposit

Home Delivery Available

£10,490
Bedford
£220/month
Example
  • BMW 4 Series

2.0 420d SE Hatchback 5dr Diesel Manual Euro 6 (s/ BMW 4 Series

94,177 miles 2015 Zero Deposit

Home Delivery Available

£7,395
Luton
£155/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

95,668 miles 2015 Zero Deposit

Home Delivery Available

£5,995
Luton
£126/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited L1 H1 Euro 6 5dr Ford Transit

62,455 miles 2019 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Ford Transit

1.0 EcoBoost Leader L1 Euro 6 (s/s) 4dr Ford Transit

8,307 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Transit

2.0 280 EcoBlue Trend L1 H1 Euro 6 5dr Ford Transit

96,241 miles 2019 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Auto Euro 6 5dr Vauxhall Mokka

84,000 miles 2017 Zero Deposit

Home Delivery Available

£6,795
Bedford
£142/month
Example
  • Ford Transit

1.5 250 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

88,400 miles 2022 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Kia Sportage

1.7 CRDi 3 Euro 6 (s/s) 5dr Kia Sportage

100,200 miles 2017 Zero Deposit

Home Delivery Available

£7,490
Bedford
£157/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.