Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 4332 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Lexus UX

2.0 250h F Sport Design E-CVT Euro 6 (s/s) 5dr Lexus UX

18,295 miles 2024 Zero Deposit

Home Delivery Available

£24,695
£411/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Euro 6 3dr (a/c) Vauxhall Corsa

96,500 miles 2016 Zero Deposit

Home Delivery Available

£3,290
£69/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta Euro 6 (s/s) 5dr Nissan Juke

73,400 miles 2020 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • Vauxhall Corsa

1.2i Excite Euro 6 3dr (a/c) Vauxhall Corsa

86,000 miles 2015 Zero Deposit

Home Delivery Available

£3,650
Milton Keynes
£76/month
Example
  • BMW M3

3.0 BiTurbo Competition Saloon 4dr Petrol DCT Euro BMW M3

65,000 miles 2016 Zero Deposit

Home Delivery Available

£30,300
£504/month
Example
  • Nissan X Trail

1.6 dCi n-tec XTRON Euro 6 (s/s) 5dr Nissan X Trail

93,000 miles 2016 Zero Deposit

Home Delivery Available

£8,995
Milton Keynes
£189/month
Example
  • Toyota Hi Lux

2.8 D-4D-h Invincible X Auto 4WD Euro 6 4dr Toyota Hi Lux

1,300 miles 2025 Zero Deposit

Home Delivery Available

£37,490
Bedford
£624/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Crew Van L2 H1 Euro 6 (s/s) 5dr Ford Transit

90,101 miles 2020 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • Peugeot 108

1.0 Allure 2 Tronic Euro 6 5dr Peugeot 108

92,000 miles 2017 Zero Deposit

Home Delivery Available

£4,495
Bedford
£94/month
Example
  • Ford Transit

1.5 250 Ecoblue Limited Panel Van 5dr Diesel Manual L2 Euro 6 (s/s) (120 Ps Ford Transit

82,000 miles 2022 Zero Deposit

Home Delivery Available

£12,495
£208/month
Example
  • Tesla Model Y

Dual Motor Performance Auto 4WDE 5dr Tesla Model Y

8,800 miles 2022 Zero Deposit

Home Delivery Available

£33,995
£566/month
Example
  • Fiat 500

1.0 FireFly Turbo MultiAir Cross Plus Euro 6 (s/s) 5dr Fiat 500

40,446 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited L2 H2 Euro 6 (s/s) 5dr Ford Transit

56,000 miles 2021 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • Ford Kuga

2.0 TDCi Titanium X Sport Powershift AWD Euro 6 (s/s) 5dr Ford Kuga

93,600 miles 2016 Zero Deposit

Home Delivery Available

£8,490
Bedford
£178/month
Example
  • BMW 1 Series

1.5 116d ED Plus Euro 6 (s/s) 5dr BMW 1 Series

92,477 miles 2017 Zero Deposit

Home Delivery Available

£5,999
Bedford
£126/month
Example
  • Land Rover Range Rover Evoque

1.5 P300e 12.2kWh S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

78,975 miles 2021 Zero Deposit

Home Delivery Available

£16,999
Luton
£283/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4332 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.