Affordable Car Finance Deals in Luton

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Porsche Taycan

Performance Plus 93.4kWh Saloon 4dr Electric Auto Porsche Taycan

38,500 miles 2021 Zero Deposit

Home Delivery Available

£39,950
£665/month
Example
  • Porsche Taycan

Performance Plus 93.4kWh 4S Saloon 4dr Electric Au Porsche Taycan

57,000 miles 2021 Zero Deposit

Home Delivery Available

£38,950
£648/month
Example
  • Land Rover Range Rover Evoque

2.0 P250 MHEV R-Dynamic S SUV 5dr Petrol Auto 4WD Land Rover Range Rover Evoque

31,140 miles 2019 Zero Deposit

Home Delivery Available

£20,985
£440/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Edition Estate 5dr Diesel G-Tro Mercedes Benz E Class

67,793 miles 2020 Zero Deposit

Home Delivery Available

£19,985
£333/month
Example
  • Lexus NX 300h

2.5 300h Luxury SUV 5dr Petrol Hybrid E-CVT 4WD Eu Lexus NX 300h

81,000 miles 2016 Zero Deposit

Home Delivery Available

£17,885
£375/month
Example
  • BMW 3 Series

2.0 320i M Sport Shadow Edition Touring 5dr Petrol BMW 3 Series

65,647 miles 2019 Zero Deposit

Home Delivery Available

£16,485
£346/month
Example
  • BMW 5 Series

2.0 520i Luxury Saloon 4dr Petrol Auto Euro 6 (s/s BMW 5 Series

91,664 miles 2016 Zero Deposit

Home Delivery Available

£9,985
£209/month
Example
  • MINI Clubman

2.0 Cooper S Estate 6dr Petrol Manual Euro 6 (s/s) MINI Clubman

80,532 miles 2017 Zero Deposit

Home Delivery Available

£9,485
£199/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE SUV 5dr Diesel Manual FWD Euro 6 (s/s) Land Rover Range Rover Evoque

75,217 miles 2015 Zero Deposit

Home Delivery Available

£8,985
£188/month
Example
  • Mercedes Benz C Class

2.1 C220d SE Saloon 4dr Diesel Manual Euro 6 (s/s) Mercedes Benz C Class

108,000 miles 2016 Zero Deposit

Home Delivery Available

£7,585
£159/month
Example
  • Vauxhall Zafira

2.0 CDTi Elite MPV 5dr Diesel Auto Euro 6 (170 ps) Vauxhall Zafira

90,221 miles 2017 Zero Deposit

Home Delivery Available

£6,795
£142/month
Example
  • Audi A5

1.8 TFSI S line Sportback Euro 6 (s/s) 5dr Audi A5

90,000 miles 2015 Zero Deposit

Home Delivery Available

£7,495
Watford
£157/month
Example
  • Jaguar F Pace

3.0 D300 V6 S Auto AWD Euro 6 (s/s) 5dr Jaguar F Pace

116,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Watford
£273/month
Example
  • Kia Sportage

2.0 CRDi GT-Line Auto AWD Euro 6 5dr Kia Sportage

99,700 miles 2016 Zero Deposit

Home Delivery Available

£8,990
Bedford
£189/month
Example
  • Volkswagen Golf

2.0 TSI R DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Golf

31,000 miles 2022 Zero Deposit

Home Delivery Available

£31,995
£532/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.