Used Cars for Sale in Luton | Discover Local Vehicles

Find and finance your next used car in and around Luton with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Luton

  • Citroen C4

1.2 PureTech GPF Flair Euro 6 (s/s) 5dr Citroen C4

42,000 miles 2020 Zero Deposit

Home Delivery Available

£8,490
£173/month
Example
  • Honda Civic

1.0 VTEC Turbo EX Euro 6 (s/s) 5dr Honda Civic

66,816 miles 2018 Zero Deposit

Home Delivery Available

£10,494
£214/month
Example
  • Renault Captur

1.2 TCe ENERGY Iconic Nav Auto Euro 6 (s/s) 5dr Renault Captur

45,230 miles 2016 Zero Deposit

Home Delivery Available

£9,394
£191/month
Example
  • Toyota AYGO

1.0 VVT-i x-trend Hatchback 5dr Petrol Manual Euro Toyota AYGO

34,741 miles 2021 Zero Deposit

Home Delivery Available

£9,275
Luton
£189/month
Example
  • Vauxhall Corsa

1.2 Turbo SRi Premium Hatchback 5dr Petrol Manual Vauxhall Corsa

45,442 miles 2021 Zero Deposit

Home Delivery Available

£10,495
Luton
£214/month
Example
  • BMW 4 Series

2.0 430i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

61,000 miles 2017 Zero Deposit

Home Delivery Available

£14,250
£290/month
Example
  • BMW 2 SERIES GRAN COUPE

2.0 218d M Sport Saloon 4dr Diesel Manual Euro 6 ( BMW 2 SERIES GRAN COUPE

65,000 miles 2021 Zero Deposit

Home Delivery Available

£15,664
Hemel Hempstead
£248/month
Example
  • Vauxhall Astra

1.6 CDTi BlueInjection Tech Line Nav Hatchback 5dr Vauxhall Astra

35,716 miles 2018 Zero Deposit

Home Delivery Available

£8,490
£173/month
Example
  • Citroen C3

1.2 PureTech Flair Hatchback 5dr Petrol Manual Eur Citroen C3

62,202 miles 2019 Zero Deposit

Home Delivery Available

£6,190
£126/month
Example
  • BMW 1 Series

2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 BMW 1 Series

48,470 miles 2017 Zero Deposit

Home Delivery Available

£9,990
£203/month
Example
  • Kia Cee'd

1.4 CRDi SR7 Hatchback 5dr Diesel Manual Euro 6 (8 Kia Cee'd

50,260 miles 2016 Zero Deposit

Home Delivery Available

£5,990
£122/month
Example
  • Audi RS5

2.9 TFSI V6 Sport Edition Coupe 2dr Petrol Tiptron Audi RS5

63,000 miles 2019 Zero Deposit

Home Delivery Available

£32,495
£515/month
Example
  • Citroen C3

1.2 PureTech Feel Hatchback 5dr Petrol Manual Euro Citroen C3

87,000 miles 2018 Zero Deposit

Home Delivery Available

£5,390
£110/month
Example
  • Audi S4

3.0 TFSI V6 Saloon 4dr Petrol Tiptronic quattro Eu Audi S4

47,000 miles 2018 Zero Deposit

Home Delivery Available

£21,400
£436/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line Estate 5dr Diesel G-Tronic+ Eur Mercedes Benz E Class

115,487 miles 2017 Zero Deposit

Home Delivery Available

£10,250
£209/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech Match Hatchback 5dr Petrol Man Volkswagen Polo

49,124 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£183/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.

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