Affordable Car Finance Deals in Luton

Find and finance your next used car in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Luton

  • Mercedes Benz GLC CLASS

2.1 GLC220d AMG Line (Premium) SUV 5dr Diesel G-Tr Mercedes Benz GLC CLASS

70,000 miles 2016 Zero Deposit

Home Delivery Available

£17,895
£375/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF R-Line Hatchback 5dr Petrol DSG Eu Volkswagen Golf

61,500 miles 2019 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE SUV 5dr Diesel Manual 4WD Euro 6 (s/s Land Rover Discovery Sport

65,300 miles 2015 Zero Deposit

Home Delivery Available

£11,895
£249/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Euro 6 (s/s) 3dr Ford Fiesta

47,077 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Euro 6 3dr (a/c) Vauxhall Corsa

53,060 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Nissan Navara

2.3 dCi N-Guard Auto 4WD Euro 6 4dr Nissan Navara

49,000 miles 2021 Zero Deposit

Home Delivery Available

£21,990
Bedford
£366/month
Example
  • Nissan Navara

2.3 dCi N-Guard 4WD Euro 6 (s/s) 4dr Nissan Navara

24,000 miles 2021 Zero Deposit

Home Delivery Available

£20,990
Bedford
£349/month
Example
  • Mercedes Benz E Class

2.0 E300h MHEV AMG Line Night Edition (Premium Plus) Cabriolet G-Tronic+ Eu Mercedes Benz E Class

29,000 miles 2022 Zero Deposit

Home Delivery Available

£34,995
£582/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line (Premium) G-Tronic+ Euro 6 (s/s) 2dr Mercedes Benz E Class

35,500 miles 2021 Zero Deposit

Home Delivery Available

£27,995
£466/month
Example
  • Audi TT

1.8 TFSI Sport Euro 6 (s/s) 3dr Audi TT

66,000 miles 2017 Zero Deposit

Home Delivery Available

£11,490
£241/month
Example
  • Nissan Navara

2.3 dCi Tekna 4WD Euro 6 (s/s) 4dr Nissan Navara

103,000 miles 2019 Zero Deposit

Home Delivery Available

£11,500
Luton
£241/month
Example
  • Mitsubishi L200

2.2 DI-D DC Warrior Auto 4WD Euro 6 (s/s) 4dr Mitsubishi L200

72,000 miles 2020 Zero Deposit

Home Delivery Available

£14,500
Luton
£241/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak 4WD Euro 5 (s/s) 4dr Ford Ranger

43,000 miles 2016 Zero Deposit

Home Delivery Available

£14,500
Luton
£304/month
Example
  • Land Rover Range Rover Velar

3.0 SD6 V6 R-Dynamic S SUV 5dr Diesel Auto 4WD Eur Land Rover Range Rover Velar

34,052 miles 2018 Zero Deposit

Home Delivery Available

£26,999
Watford
£567/month
Example
  • Hyundai i10

1.0 Premium Hatchback 5dr Petrol Manual Euro 5 (66 Hyundai i10

65,286 miles 2015 Zero Deposit

Home Delivery Available

£4,750
£100/month
Example

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Learn More About Car Finance

Car Finance Deals Luton

When you need a new car and car finance in Luton, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Luton

Worried about your credit history? Don't be. ChooseMyCar, right here in Luton, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Luton

At ChooseMyCar, we offer no deposit car finance in Luton through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Luton lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Luton as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Luton, for specific used car warranty details.