ChooseMyCar The People’s Car Buying Service
Your trusted credit broker connecting drivers with perfect finance solutions since 2019.
Founded in 2019, ChooseMyCar has grown from a small startup to one of the UK's leading credit brokers for car finance.
Our mission has always been simple: make car finance accessible, transparent, and hassle-free for everyone.
With a dedicated team and thousands of satisfied customers (rated 4.9 out of 5 on Trustpilot with 3,640 reviews), we've built our reputation on finding the right finance solution for each unique situation.
Whether you're looking for your first car, upgrading to a family vehicle, or investing in your dream sports car, we have the expertise and lender relationships to make it happen.
ChooseMyCar operates as a credit broker, not a lender.
We offer a variety of car finance options tailored to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services.
As a fully FCA-authorised credit broker (FCA firm reference number 802631), we take our regulatory responsibilities seriously and operate with integrity at every step of the process.
Follow us on social media
“Our goal is straightforward: to make car financing easy and accessible for everyone.”
We’re rated Excellent on Trustpilot
4.9 out of 5 on 3640 Reviews
Our Lending Partners
We've built strong relationships with a diverse network of lenders, giving our customers access to a wide range of finance options and competitive rates. Our panel of over 17 distinct car finance institutions offers rates from 9.9% APR.
|
Loan Amount
|
Age
|
Affordability
|
Logo
|
|
|---|---|---|---|---|
| JBR Specialists in Hire Purchase and Personal Contract Hire/Lease Purchase Financing |
£25,000 to £750,000 |
21-80 years | Flexible | 
|
| V12 Experts in car finance with personalised solutions |
£25,000 to £750,000 |
21-80 years | Flexible | 
|
| Close Brothers Versatile financing options for various needs |
£1,000 to £200,000 |
21-70 years | Minimum income: £1,000/month | 
|
| Tandem Flexible car finance provider |
£2,500 to £125,000 |
18-80 years | Affordability-based | 
|
| MotoNovo Inclusive financing solutions |
£3,000 to £75,000 |
18+, no upper limit | Affordability-based | 
|
Our Financing Options
Hire Purchase
The simplest form of finance – a loan secured on the car.
- No deposit required (optional)
- Fixed monthly payments
- You own the car at the end
- No mileage restrictions
PCP
The UK’s most popular form of car finance.
Pay an optional deposit and make lower monthly payments. End of agreement options:
- Hand the car back
- Swap to a newer model
- Pay balloon payment to own the car
Conditional Sale
Similar to HP, but you commit to buying upfront.
- Optional deposit
- Fixed monthly payments
- No option to hand the car back
A Simpler Way to Buy a Car
-
Click.
Complete a quick 2-minute application. We compare quotes from our lender panel without affecting your credit score.
-
Save.
We do value checks to ensure you never overpay. Get matched with the best finance options fast.
-
Drive.
We handle the paperwork. Once signed, your car is ready — even delivered to your door.
Our Values
-
Transparency
No hidden fees. No jargon. Just honest advice.
-
Customer-First Approach
We only recommend what’s truly right for you.
-
Expertise
Our team is always learning and staying ahead.
-
Accessibility
Everyone deserves fair finance — regardless of credit history.
Our Commitment
-
Safe Hands
SAF-approved, FCA-authorised, trusted dealers & lenders
-
You Save Money
Market value checks = best deals
-
Non-Judgmental
Pink Ferrari or yellow Civic? We’re here for it
-
We Understand
Bad credit? We’ve got lenders who get it
Our Team
Nick Zapolski
Started ChooseMyCar to simplify car buying. Focused on value, transparency, and service.
James Broderick
Fintech expert powering our platform
Diane Wade
Day-to-day ops, customer journey builder
Alison Jellicoe
Voice of the brand and engagement
Peter Stansfield
Systems architect keeping things smooth
Oscar Goodwin
Glue of service, tech and delivery
Joseph Robertson
Performance meets personal service
in partnership with
Recent News & Insights
Our team regularly publishes articles about the automotive industry
We also regularly review leading cars in the market
