Cars for sale near Nottingham

Find and finance your next used car in and around Nottingham with ChooseMyCar

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Car Finance Deals Nottingham

For many people, finding good car finance in Nottingham can be quite difficult, which is why we work hard to connect you with great lenders. Whether you need a used car or a brand-new model, a hire-purchase, personal loan, or personal contract purchase could be a big help.

When you buy with car finance, the cost is spread monthly over several years, which gives you peace of mind about being able to afford the vehicle you have your eye on. Even with a good job, you might not have the full amount to hand, and car finance can help.

There are only a few requirements before you get started with Nottingham car finance, including your address history, proof of your identity, and evidence that you can pay the finance back. Once you have these, you can begin searching for the car finance deal that works best.

Bad Credit Car Finance Nottingham

Some of our clients have little credit history, or even a bad credit score. We know that this doesn’t necessarily reflect on someone’s ability to pay back a loan, so ChooseMyCar is happy to work with all kinds of borrowers. Our quotes reflect your situation and work within these parameters.

Many lenders take credit score into account when deciding whether to give out a loan – but this doesn’t mean they’ll deny you on that basis. Instead, lenders often protect themselves by adjusting the amount you pay back over time; it’s still possible to ask for financial aid with poor credit.

Car finance has no minimum credit score criteria. This means that bad credit car finance is still an option that can help you get the car you’re looking for with little hassle. Registered dealerships regularly work with poor-credit customers because the lenders are the ones at risk.

Finance Calculator: How Much Can You Afford to Spend On A Car?


4 Years

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

Why Use ChooseMyCar

ChooseMyCar has plenty to offer people looking for Nottingham car finance:

  • We work with borrowers who have poor credit.

  • Our reviews prove our car finance credentials.

  • There’s no deposit with our car finance deals.

  • We handle negotiations to make things easier.

  • We do business with dealerships all over the country.