Affordable Car Finance Deals in Plymouth

Find and finance your next used car in and around Plymouth with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Plymouth

  • Toyota RAV4

VVT-I ICON 5-Door Toyota RAV4

68,000 miles 2020 Zero Deposit

Home Delivery Available

£17,899
Plymouth
£298/month
Example
  • Volvo XC60

T8 TWIN ENGINE R-DESIGN PRO AWD 5-Door Volvo XC60

44,000 miles 2018 Zero Deposit

Home Delivery Available

£25,000
Plymouth
£525/month
Example
  • Mercedes Benz C Class

C200 C200 SE 4dr 9G-Tronic Mercedes Benz C Class

81,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
Plymouth
£210/month
Example
  • Peugeot 308

2.0 BlueHDi GT Line SUV 5dr Diesel EAT Euro 6 (s/s Peugeot 308

45,000 miles 2020 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example
  • Ford Focus

1.5 EcoBlue ST-Line X Hatchback 5dr Diesel Manual Ford Focus

83,000 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual AWD Ford Kuga

82,000 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Ford Kuga

2.0 TDCi Zetec SUV 5dr Diesel Manual 2WD Euro 6 (s Ford Kuga

65,000 miles 2015 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s Fiat 500

40,572 miles 2015 Zero Deposit

Home Delivery Available

£6,495
Plymouth
£136/month
Example
  • Citroen C1

1.2 PureTech Flair Hatchback 5dr Petrol Manual Eur Citroen C1

69,473 miles 2017 Zero Deposit

Home Delivery Available

£4,995
Plymouth
£105/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback 5dr Petrol Manual Eur Audi A3

36,000 miles 2020 Zero Deposit

Home Delivery Available

£18,495
£308/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match SUV 5dr Diesel Manua Volkswagen Tiguan

62,000 miles 2015 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart fortwo

0.9T Prime Cabriolet 2dr Petrol Twinamic Euro 6 (s Smart fortwo

15,000 miles 2016 Zero Deposit

Home Delivery Available

£8,395
£176/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto Euro 6 (s/s) BMW 3 Series

118,000 miles 2015 Zero Deposit

Home Delivery Available

£7,395
£155/month
Example
  • Kia XCEE'D

1.5 T-GDi 3 SUV 5dr Petrol Manual Euro 6 (s/s) (15 Kia XCEE'D

39,000 miles 2022 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example
  • Volkswagen Polo

1.0 SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (6 Volkswagen Polo

20,000 miles 2018 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Jaguar F Pace

2.0 D240 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s Jaguar F Pace

43,399 miles 2017 Zero Deposit

Home Delivery Available

£18,995
Plymouth
£399/month
Example

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Learn More About Car Finance

Car Finance Deals Plymouth

When you need a new car and car finance in Plymouth, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Plymouth

Worried about your credit history? Don't be. ChooseMyCar, right here in Plymouth, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Plymouth

At ChooseMyCar, we offer no deposit car finance in Plymouth through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Plymouth lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Plymouth as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Plymouth, for specific used car warranty details.