Affordable Car Finance Deals in Plymouth

Find and finance your next used car in and around Plymouth with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Plymouth

  • BMW 3 Series

3.0 335d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

78,000 miles 2015 Zero Deposit

Home Delivery Available

£15,850
£332/month
Example
  • Kia Soul

1.6 T-GDi Sport DCT Euro 6 5dr Kia Soul

99,500 miles 2017 Zero Deposit

Home Delivery Available

£8,995
Plymouth
£189/month
Example
  • Alfa Romeo MiTo

875 TB TwinAir Progression Euro 6 (s/s) 3dr Alfa Romeo MiTo

76,000 miles 2016 Zero Deposit

Home Delivery Available

£4,495
Plymouth
£94/month
Example
  • Audi A3

1.6 TDI Black Edition Sportback Euro 6 (s/s) 5dr Audi A3

68,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Skoda Octavia

1.6 TDI S Euro 6 (s/s) 5dr Skoda Octavia

61,000 miles 2015 Zero Deposit

Home Delivery Available

£7,699
Plymouth
£161/month
Example
  • BMW 4 Series

2.0 420i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

47,000 miles 2018 Zero Deposit

Home Delivery Available

£16,000
Plymouth
£336/month
Example
  • BMW 1 Series

1.5 118i M Sport Euro 6 (s/s) 5dr BMW 1 Series

49,000 miles 2020 Zero Deposit

Home Delivery Available

£16,000
Plymouth
£266/month
Example
  • BMW 1 Series

1.5 118i M Sport Euro 6 (s/s) 5dr BMW 1 Series

49,000 miles 2020 Zero Deposit

Home Delivery Available

£16,000
Plymouth
£266/month
Example
  • BMW 4 Series

2.0 420i M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

47,000 miles 2018 Zero Deposit

Home Delivery Available

£16,000
Plymouth
£336/month
Example
  • Skoda Octavia

1.6 TDI S Euro 6 (s/s) 5dr Skoda Octavia

61,000 miles 2015 Zero Deposit

Home Delivery Available

£7,699
Plymouth
£161/month
Example
  • BMW 3 Series

3.0 330d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 3 Series

86,000 miles 2016 Zero Deposit

Home Delivery Available

£15,850
£332/month
Example
  • Toyota Yaris

1.5 VVT-h Icon Hatchback 5dr Petrol Hybrid E-CVT E Toyota Yaris

113,000 miles 2017 Zero Deposit

Home Delivery Available

£7,450
£156/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium 2WD Euro 5 ss 5dr Ford EcoSport

55,460 miles 2015 Zero Deposit

Home Delivery Available

£5,499
£115/month
Example
  • Toyota Yaris

1.5 VVT-i Y20 Euro 6 5dr Toyota Yaris

15,962 miles 2019 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Peugeot 208

1.2 PureTech Allure Euro 6 5dr Peugeot 208

34,369 miles 2017 Zero Deposit

Home Delivery Available

£6,999
£147/month
Example
  • Vauxhall Astra

1.6 CDTi BlueInjection SRi Auto Euro 6 5dr Vauxhall Astra

67,562 miles 2017 Zero Deposit

Home Delivery Available

£8,299
£174/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Plymouth

When you need a new car and car finance in Plymouth, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Plymouth

Worried about your credit history? Don't be. ChooseMyCar, right here in Plymouth, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Plymouth

At ChooseMyCar, we offer no deposit car finance in Plymouth through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Plymouth lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Plymouth as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Plymouth, for specific used car warranty details.