Used Cars for Sale in Carlisle | Discover Local Vehicles

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Carlisle

  • Audi E Tron

E-Tron Estate Black Edition Audi E Tron

3,544 miles 2026 Zero Deposit

Home Delivery Available

£36,950
Carlisle
£615/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Auto Ford Transit

85,000 miles 2022 Zero Deposit

Home Delivery Available

£19,995
Carlisle
£333/month
Example
  • Mercedes Benz A-Class

2.1 A220d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A-Class

47,470 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • SEAT Leon

1.4 TSI FR Technology ST 5dr Petrol Manual Euro 6 SEAT Leon

56,325 miles 2018 Zero Deposit

Home Delivery Available

£10,650
Carlisle
£223/month
Example
  • Ford Focus

1.0T EcoBoost Titanium X Hatchback 5dr Petrol Manu Ford Focus

15,600 miles 2020 Zero Deposit

Home Delivery Available

£12,995
Carlisle
£273/month
Example
  • Volvo V60

2.0 D3 R-Design Plus Estate 5dr Diesel Manual Euro Volvo V60

80,227 miles 2019 Zero Deposit

Home Delivery Available

£14,750
£309/month
Example
  • Skoda Citigo

1.0 MPI GreenTech Colour Edition Hatchback 3dr Pet Skoda Citigo

46,275 miles 2019 Zero Deposit

Home Delivery Available

£6,595
£138/month
Example
  • Mercedes Benz B Class

2.1 B200d Sport (Executive) MPV 5dr Diesel 7G-DCT Mercedes Benz B Class

100,000 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 3dr Petrol Manual Eu Ford Fiesta

28,500 miles 2018 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • BMW 5 Series

520d M SPORT BMW 5 Series

74,320 miles 2016 Zero Deposit

Home Delivery Available

£10,995
Carlisle
£231/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

15,500 miles 2019 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • BMW 1 Series

2.0 M135i Hatchback 5dr Petrol Auto xDrive Euro 6 BMW 1 Series

44,100 miles 2019 Zero Deposit

Home Delivery Available

£22,495
£472/month
Example
  • Honda Civic

1.6 i-DTEC SR Hatchback 5dr Diesel Manual Euro 6 ( Honda Civic

56,282 miles 2019 Zero Deposit

Home Delivery Available

£12,350
Carlisle
£259/month
Example
  • Ford Ka

Zetec Ford Ka

36,444 miles 2017 Zero Deposit

Home Delivery Available

£7,295
Carlisle
£153/month
Example
  • Audi Q2

Estate Black Edition Audi Q2

7,585 miles 2025 Zero Deposit

Home Delivery Available

£30,995
Carlisle
£516/month
Example
  • Audi A3

Sportback Sport Audi A3

4,083 miles 2024 Zero Deposit

Home Delivery Available

£22,750
Carlisle
£379/month
Example

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Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.

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