Affordable Car Finance Deals in Carlisle

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Carlisle

  • Volkswagen Golf

2.0 TDI GTD Hatchback 5dr Diesel Manual Euro 6 (s/ Volkswagen Golf

78,333 miles 2018 Zero Deposit

Home Delivery Available

£14,499
Carlisle
£304/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech SE Navigation SUV 5dr Dies Volkswagen Tiguan

82,659 miles 2016 Zero Deposit

Home Delivery Available

£12,499
Carlisle
£262/month
Example
  • BMW i3

33kWh Hatchback 5dr Electric Auto (170 ps) 1 lady BMW i3

18,165 miles 2018 Zero Deposit

Home Delivery Available

£11,999
Carlisle
£252/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Edition Hatchback 5dr Petrol Man Vauxhall Astra

43,526 miles 2021 Zero Deposit

Home Delivery Available

£11,299
Carlisle
£237/month
Example
  • Honda HR-V

1.6 i-DTEC EX SUV 5dr Diesel Manual Euro 6 (s/s) ( Honda HR-V

69,587 miles 2017 Zero Deposit

Home Delivery Available

£9,999
Carlisle
£210/month
Example
  • Vauxhall Crossland

1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) JUS Vauxhall Crossland

58,000 miles 2017 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Ford Ranger

2.0 EcoBlue MS-RT Pickup Double Cab 4dr Diesel Aut Ford Ranger

12,000 miles 2023 Zero Deposit

Home Delivery Available

£28,995
Carlisle
£482/month
Example
  • Kia Sorento

2.2 CRDi GT-Line SUV 5dr Diesel Auto AWD Euro 6 (s Kia Sorento

46,000 miles 2020 Zero Deposit

Home Delivery Available

£22,995
Carlisle
£383/month
Example
  • MINI Countryman

2.0 Cooper S Sport SUV 5dr Petrol Manual Euro 6 (s MINI Countryman

54,631 miles 2019 Zero Deposit

Home Delivery Available

£14,995
Carlisle
£315/month
Example
  • Volkswagen Golf

2.0 TDI R-Line Edition Hatchback 5dr Diesel DSG Eu Volkswagen Golf

63,600 miles 2019 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • Ford Fiesta

1.0T EcoBoost MHEV ST-Line Edition Hatchback 5dr P Ford Fiesta

53,340 miles 2021 Zero Deposit

Home Delivery Available

£10,855
Carlisle
£228/month
Example
  • Ford Kuga

2.0 TDCi EcoBlue ST-Line Edition SUV 5dr Diesel Ma Ford Kuga

49,950 miles 2019 Zero Deposit

Home Delivery Available

£14,950
£314/month
Example
  • SEAT Ibiza

1.0 TSI FR Sport Hatchback 5dr Petrol Manual Euro SEAT Ibiza

14,476 miles 2021 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example
  • Vauxhall Insignia

2.0 Turbo D BlueInjection SRi VX Line Nav Sports T Vauxhall Insignia

84,030 miles 2018 Zero Deposit

Home Delivery Available

£8,695
£182/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Pickup Double Cab 4dr Diesel Aut Ford Ranger

75,000 miles 2019 Zero Deposit

Home Delivery Available

£19,995
Carlisle
£420/month
Example
  • Peugeot Partner

1.6 BlueHDi 1000 Professional Standard Panel Van 5 Peugeot Partner

55,000 miles 2019 Zero Deposit

Home Delivery Available

£9,995
Carlisle
£210/month
Example

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Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.