Affordable Car Finance Deals in Carlisle

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Carlisle

  • Renault Trafic

DCI ENERGY 28 BLACK EDITION PANEL VAN, 2.0, SWB, L Renault Trafic

74,500 miles 2021 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Renault Clio

0.9 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 Renault Clio

79,577 miles 2019 Zero Deposit

Home Delivery Available

£6,599
Carlisle
£138/month
Example
  • Peugeot 308

1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s Peugeot 308

69,606 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Ford Transit

2.0 320 EcoBlue Sport Crew Van Double Cab 5dr Dies Ford Transit

59,000 miles 2021 Zero Deposit

Home Delivery Available

£24,995
Carlisle
£416/month
Example
  • Volkswagen Tiguan

MATCH EDITION TDI BMT 4MOTION DSG AUTOMATIC Volkswagen Tiguan

78,470 miles 2016 Zero Deposit

Home Delivery Available

£10,995
Carlisle
£231/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

54,082 miles 2018 Zero Deposit

Home Delivery Available

£10,850
£228/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

36,300 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Ford Tourneo

2.0 320 EcoBlue Titanium Luxe Minibus Double Cab 5 Ford Tourneo

1,000 miles 2025 Zero Deposit

Home Delivery Available

£44,995
Carlisle
£749/month
Example
  • Nissan Qashqai

1.5 dCi Tekna+ SUV 5dr Diesel Manual Euro 6 (s/s) Nissan Qashqai

79,567 miles 2018 Zero Deposit

Home Delivery Available

£10,599
Carlisle
£222/month
Example
  • Dacia Duster

1.3 TCe Comfort SUV 5dr Petrol Manual Euro 6 (s/s) Dacia Duster

56,236 miles 2019 Zero Deposit

Home Delivery Available

£9,399
Carlisle
£197/month
Example
  • Mercedes Benz S Class

2.9 S 350 D L AMG LINE PREMIUM 4d 282 BHP Mercedes Benz S Class

91,678 miles 2018 Zero Deposit

Home Delivery Available

£24,499
Carlisle
£514/month
Example
  • Ford Transit

2.2 310 LR P/V 99 BHP Ford Transit

102,000 miles 2016 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Peugeot Partner

1.6 BLUEHDI PROFESSIONAL L1 100 BHP Peugeot Partner

71,353 miles 2019 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Volkswagen Polo

1.0 SE 5d 74 BHP FSH, two keys, SE, A/C, Alloys Volkswagen Polo

23,288 miles 2018 Zero Deposit

Home Delivery Available

£11,299
Carlisle
£237/month
Example
  • Ford Fiesta

1.0 TREND 5d 94 BHP Ford Fiesta

9,966 miles 2020 Zero Deposit

Home Delivery Available

£11,499
Carlisle
£241/month
Example
  • Ford Focus

RS EDITION 2.3 5DR 346 BHP FOR SALE Ford Focus

10,225 miles 2018 Zero Deposit

Home Delivery Available

£34,850
£580/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.