Affordable Car Finance Deals in Carlisle

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Carlisle

  • Skoda Fabia

1.2 TSI Monte Carlo Hatchback 5dr Petrol Manual Eu Skoda Fabia

67,802 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech SE Hatchback 3dr Petrol Ma Volkswagen Polo

61,685 miles 2015 Zero Deposit

Home Delivery Available

£7,295
£153/month
Example
  • Skoda Karoq

2.0 TDI SportLine SUV 5dr Diesel Manual 4WD Euro 6 Skoda Karoq

69,638 miles 2019 Zero Deposit

Home Delivery Available

£15,499
Carlisle
£325/month
Example
  • Skoda Octavia

2.0 TDI SE Technology Hatchback 5dr Diesel Manual Skoda Octavia

35,312 miles 2020 Zero Deposit

Home Delivery Available

£13,495
Carlisle
£225/month
Example
  • Skoda Karoq

1.6 TDI SE Technology SUV 5dr Diesel Manual Euro 6 Skoda Karoq

63,741 miles 2020 Zero Deposit

Home Delivery Available

£13,250
Carlisle
£220/month
Example
  • Mercedes Benz A Class

2.1 A200d AMG Line (Premium Plus) Hatchback 5dr Di Mercedes Benz A Class

83,697 miles 2016 Zero Deposit

Home Delivery Available

£11,450
Carlisle
£240/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 3dr Diesel Manual Euro BMW 1 Series

49,981 miles 2018 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Skoda Rapid

1.2 TSI SE Sport Hatchback 5dr Petrol Manual Euro Skoda Rapid

49,853 miles 2017 Zero Deposit

Home Delivery Available

£8,895
£187/month
Example
  • Audi A3

1.6 TDI Sport Sportback 5dr Diesel Manual Euro 6 ( Audi A3

50,100 miles 2016 Zero Deposit

Home Delivery Available

£10,250
£215/month
Example
  • Audi A1

1.4 TFSI CoD S line Sportback 5dr Petrol S Tronic Audi A1

33,401 miles 2016 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Vauxhall Grandland

1.2 Turbo Business Edition Nav SUV 5dr Petrol Manu Vauxhall Grandland

39,602 miles 2020 Zero Deposit

Home Delivery Available

£11,340
Carlisle
£238/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech GTI PERFORMANCE Hatchback Volkswagen Golf

48,800 miles 2016 Zero Deposit

Home Delivery Available

£15,995
Carlisle
£336/month
Example
  • Volkswagen Tiguan

2.0 TDI SE Navigation SUV 5dr Diesel Manual Euro 6 Volkswagen Tiguan

62,998 miles 2018 Zero Deposit

Home Delivery Available

£14,250
Carlisle
£299/month
Example
  • Audi A1

1.5 TFSI 35 S line Sportback 5dr Petrol Manual Eur Audi A1

40,675 miles 2019 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • Honda Jazz

I-VTEC ES PLUS AUTOMATIC Honda Jazz

79,840 miles 2015 Zero Deposit

Home Delivery Available

£7,995
Carlisle
£168/month
Example
  • Volkswagen Passat

2.0 TDI BlueMotion Tech GT Estate 5dr Diesel DSG E Volkswagen Passat

84,520 miles 2015 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example

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Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.