Used Cars for Sale in Carlisle | Discover Local Vehicles

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Carlisle

  • Audi A4

Saloon S Line Audi A4

32,195 miles 2022 Zero Deposit

Home Delivery Available

£21,700
Carlisle
£361/month
Example
  • Audi A3

Sportback Black Edition Audi A3

6,226 miles 2024 Zero Deposit

Home Delivery Available

£28,220
Carlisle
£470/month
Example
  • Audi Q2

Estate Black Edition Audi Q2

20,248 miles 2020 Zero Deposit

Home Delivery Available

£20,750
Carlisle
£435/month
Example
  • Audi Q3

Diesel Estate Black Edition Audi Q3

31,462 miles 2022 Zero Deposit

Home Delivery Available

£26,440
Carlisle
£440/month
Example
  • Vauxhall Corsa

1.4i Turbo Red Edition Hatchback 3dr Petrol Manual Vauxhall Corsa

26,070 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

49,100 miles 2019 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Nissan Juke

1.0 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 Nissan Juke

36,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Energy Hatchback 5dr Petrol Manual Eu Vauxhall Corsa

48,000 miles 2016 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Nissan Note

1.2 Acenta Premium Hatchback 5dr Petrol Manual Eur Nissan Note

107,000 miles 2016 Zero Deposit

Home Delivery Available

£4,295
£90/month
Example
  • SEAT Leon

2.0 TSI Cupra 290 Hatchback 5dr Petrol DSG Euro 6 SEAT Leon

37,000 miles 2020 Zero Deposit

Home Delivery Available

£21,495
£451/month
Example
  • Kia Picanto

1.25 X-Line S Hatchback 5dr Petrol Manual Euro 6 ( Kia Picanto

32,090 miles 2019 Zero Deposit

Home Delivery Available

£10,950
Carlisle
£230/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech Match Hatchback 5dr Petrol Man Volkswagen Polo

26,072 miles 2016 Zero Deposit

Home Delivery Available

£10,750
Carlisle
£225/month
Example
  • Kia Rio

1.0 T-GDi 2 Hatchback 5dr Petrol Manual Euro 6 (s/ Kia Rio

25,167 miles 2022 Zero Deposit

Home Delivery Available

£12,950
Carlisle
£215/month
Example
  • Mercedes Benz C-Class

2.0 C300d AMG Line (Premium) Coupe 2dr Diesel G-Tr Mercedes Benz C-Class

41,629 miles 2019 Zero Deposit

Home Delivery Available

£21,250
Carlisle
£446/month
Example
  • Abarth 595

1.4 T-Jet Turismo Hatchback 3dr Petrol Manual Euro Abarth 595

55,748 miles 2016 Zero Deposit

Home Delivery Available

£9,450
Carlisle
£198/month
Example
  • Jaguar XE

2.0 D180 R-Dynamic SE Saloon 4dr Diesel Auto Euro Jaguar XE

33,000 miles 2019 Zero Deposit

Home Delivery Available

£18,995
Carlisle
£399/month
Example

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Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.