Used Cars for Sale in Carlisle | Discover Local Vehicles

Find and finance your next used car in and around Carlisle with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Carlisle

  • Audi Q5

Audi Q5

1,544 miles 2026 Zero Deposit

Home Delivery Available

£49,980
Carlisle
£832/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

42,890 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • BMW 2 Series Gran Tourer

2.0 220d Sport MPV 5dr Diesel Auto Euro 6 (s/s) (1 BMW 2 Series Gran Tourer

45,230 miles 2019 Zero Deposit

Home Delivery Available

£14,750
£309/month
Example
  • Ford EcoSport

ZETEC TDCI 1.5 DIESEL Ford EcoSport

62,222 miles 2016 Zero Deposit

Home Delivery Available

£6,995
Carlisle
£147/month
Example
  • Volkswagen Amarok

3.0 TDI V6 PanAmericana Pickup Double Cab 4dr Dies Volkswagen Amarok

20 miles 2026 Zero Deposit

Home Delivery Available

£54,995
Carlisle
£915/month
Example
  • Renault Clio

ICONIC DCI Renault Clio

74,333 miles 2019 Zero Deposit

Home Delivery Available

£7,995
Carlisle
£168/month
Example
  • Ford Focus

1.5 TDCi Titanium X Ford Focus

76,000 miles 2017 Zero Deposit

Home Delivery Available

£7,495
Carlisle
£157/month
Example
  • Audi Q3

Estate Black Edition Audi Q3

4,058 miles 2025 Zero Deposit

Home Delivery Available

£36,850
Carlisle
£613/month
Example
  • BMW 1 Series

116d SE BMW 1 Series

84,555 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Carlisle
£168/month
Example
  • Nissan X Trail

DCI N-CONNECTA Nissan X Trail

68,375 miles 2017 Zero Deposit

Home Delivery Available

£11,995
Carlisle
£252/month
Example
  • Audi S3

2.0 TFSI Sportback 5dr Petrol S Tronic quattro Eur Audi S3

32,000 miles 2021 Zero Deposit

Home Delivery Available

£27,995
£466/month
Example
  • Vauxhall Corsa

1.4i Turbo ecoFLEX Limited Edition Hatchback 3dr P Vauxhall Corsa

46,175 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

60,561 miles 2020 Zero Deposit

Home Delivery Available

£12,950
Carlisle
£272/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

47,217 miles 2022 Zero Deposit

Home Delivery Available

£13,950
Carlisle
£232/month
Example
  • Toyota Yaris

1.5 VVT-i Icon Tech Hatchback 5dr Petrol Manual Eu Toyota Yaris

23,581 miles 2019 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford Focus

1.0T EcoBoost MHEV ST-Line X Edition Hatchback 5dr Ford Focus

27,856 miles 2023 Zero Deposit

Home Delivery Available

£16,495
£274/month
Example

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Learn More About Car Finance

Car Finance Deals Carlisle

When you need a new car and car finance in Carlisle, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Carlisle

Worried about your credit history? Don't be. ChooseMyCar, right here in Carlisle, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Carlisle

At ChooseMyCar, we offer no deposit car finance in Carlisle through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Carlisle lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Carlisle as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Carlisle, for specific used car warranty details.

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