Affordable Used Kia for sale on Finance in St Helens

We offer affordable Kia deals in St Helens. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in St Helens

  • Kia Niro

1.6h GDi 2 HYBRID DCT AUTO 140 BHP Kia Niro

60,000 miles 2018 Zero Deposit

Home Delivery Available

£10,980
£230/month
Example
  • Kia Sportage

2.0 CRDi GT-Line SUV 5dr Diesel Manual AWD Euro 6 Kia Sportage

56,000 miles 2017 Zero Deposit

Home Delivery Available

£11,497
£241/month
Example
  • Kia Cee'd

1.6 CRDi 2 Hatchback 5dr Diesel DCT Euro 6 (s/s) ( Kia Cee'd

40,591 miles 2016 Zero Deposit

Home Delivery Available

£9,497
£199/month
Example
  • Kia Sportage

1.6 GDi 1 SUV 5dr Petrol Manual Euro 6 (130 bhp) Kia Sportage

73,089 miles 2016 Zero Deposit

Home Delivery Available

£7,700
£161/month
Example
  • Kia Picanto

1.0 DPi 1 Hatchback 5dr Petrol Manual Euro 6 (s/s) Kia Picanto

24,000 miles 2021 Zero Deposit

Home Delivery Available

£9,095
Preston
£191/month
Example
  • Kia Niro

64kWh 2 SUV 5dr Electric Auto (201 bhp) Kia Niro

11,056 miles 2022 Zero Deposit

Home Delivery Available

£15,999
York
£266/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol DCT AWD Euro 6 (1 Kia Sportage

62,253 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Kia Picanto

1.0 1 Euro 5 5dr Kia Picanto

61,080 miles 2015 Zero Deposit

Home Delivery Available

£3,995
Birmingham
£84/month
Example
  • Kia Sportage

1.6 GDi 2 Euro 6 (s/s) 5dr Kia Sportage

26,000 miles 2019 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Kia Sportage

1.6 GDi 1 Euro 6 (s/s) 5dr Kia Sportage

59,487 miles 2018 Zero Deposit

Home Delivery Available

£8,980
£188/month
Example
  • Kia Sportage

1.7 CRDi 1 SUV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Sportage

77,389 miles 2016 Zero Deposit

Home Delivery Available

£7,200
Nottingham
£151/month
Example
  • Kia Sportage

1.7 CRDi 3 Euro 6 (s/s) 5dr Kia Sportage

99,999 miles 2016 Zero Deposit

Home Delivery Available

£7,490
£157/month
Example
  • Kia Sportage

1.6 CRDi 4 SUV 5dr Diesel DCT AWD Euro 6 (s/s) (13 Kia Sportage

82,543 miles 2018 Zero Deposit

Home Delivery Available

£12,695
Nottingham
£266/month
Example
  • Kia Cee'd

1.6 CRDi 2 Sportswagon 5dr Diesel Manual Euro 6 (s Kia Cee'd

54,595 miles 2016 Zero Deposit

Home Delivery Available

£7,795
Nottingham
£163/month
Example
  • Kia Sportage

Sportage 1, 1.7 Turbo Diesel (CRDI), SUV, 5 Door, Kia Sportage

31,000 miles 2018 Zero Deposit

Home Delivery Available

£11,299
£237/month
Example
  • Kia Sportage

1.6 T-GDi GT-Line SUV 5dr Petrol DCT AWD Euro 6 (s Kia Sportage

36,662 miles 2020 Zero Deposit

Home Delivery Available

£18,299
£304/month
Example

Bad Credit Kia deals in St Helens

Get approved for Kia finance in St Helens, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in St Helens

Drive a quality used Kia in St Helens with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in St Helens?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across St Helens, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

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Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews