Cars for Sale On Finance near Oxford

Find and finance your next used car in and around Oxford with ChooseMyCar

Reviews 1774 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Browse cars by make

Latest used cars for sale near Oxford

Car Finance Deals Oxford

When the time comes to purchase a used car, it can be difficult to find the right vehicle for you. Whether you are purchasing a car for your growing family or your very first car as a young driver, even once you decide on the right make and model, you might not be able to make a complete payment outright. At ChooseMyCar Oxford, we understand that you need to get on the road quickly and our car finance options can help you achieve that. We offer a range of finance options, whether you are self-employed, don’t have a solid employment history or are a young driver – such as Personal Hire Purchase (PHP) or Personal Contract Purchase (PCP). Whatever is right for you, we can guide you through the process – enter your details into our car finance calculator to discover your potential eligibility and get in touch with our experienced team to discuss your choices.

Bad Credit Car Finance Oxford

At ChooseMyCar, we know that having bad credit can seem like a dead end if you are seeking car finance. Whatever the cause of your poor credit history, or if you have no credit history at all, ChooseMyCar Oxford strives to provide you with bad credit car finance. Perhaps you have been refused elsewhere or online eligibility calculators have left you feeling hopeless. We are experienced in guarantor loans, zero deposit finance and other ways in which you can still achieve car finance and make your repayments. Bad credit can be a sensitive subject – let us guide you through it.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

Why Use ChooseMyCar

ChooseMyCar in Oxford is the perfect choice for car finance because:

  • You can use your car finance acceptance anywhere

  • We will provide guidance on the right vehicles for your budget

  • Our experienced staff can negotiate on your behalf

  • When making a purchase with us, we offer a 14-day cooling-off period

  • Our cars come with zero deposit options to further help you.