Cars for Sale On Finance near Swansea

Find and finance your next used car in and around Swansea with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

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Latest used cars for sale near Swansea

Car Finance Deals Swansea

When you are looking to buy a high-quality used or brand new car in Swansea, sometimes it isn’t possible to make the purchase outright. With ChooseMyCar, you can access car finance options to suit your budget and circumstances, with realistic ongoing repayments that will allow you to drive away in your dream vehicle. We work with you to ensure you get the best finance option for you, whether that means using a guarantor loan, Personal Hire Purchase (PHP) or Personal Contract Purchase (PCP).

ChooseMyCar is here to help Swansea drivers to get on the road, including young drivers and those who are self-employed and may struggle to find suitable finance options. Why not use our car finance calculator to find out what your eligibility could be before getting in touch to discuss your finance choices further?

Bad Credit Car Finance Swansea

At ChooseMyCar Swansea, we understand that having bad credit or no credit history at all can seem like the end of the road when it comes to applying for car finance. However, we know that circumstances can change and we offer bad credit car finance even if you have been refused elsewhere. It can seem impossible to rebuild your credit history, but if you have any concerns, why not get in touch with our experienced team to find out how we could help you? With ChooseMyCar, you can access our low or no-deposit options and discuss other ways you can guarantee your repayments, without the need for perfect credit history.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

Why Use ChooseMyCar

There are so many great reasons to use ChooseMyCar in Swansea, such as:

  • Use your car finance acceptance to buy a car in any location

  • Trust us to help you find the best car for your needs and budget

  • We are able to negotiate on your behalf to get you the best possible deal

  • ChooseMyCar offers a 14-day cooling-off period with each purchase

  • Zero deposit option available on all our cars