Used Cars for Sale in Lancaster | Discover Local Vehicles

Find and finance your next used car in and around Lancaster with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lancaster

  • Vauxhall Corsa

1.2 Design Hatchback 5dr Petrol Manual Euro 6 (75 Vauxhall Corsa

20,000 miles 2023 Zero Deposit

Home Delivery Available

£10,495
Preston
£214/month
Example
  • BMW 2 Series

1.5 218i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

59,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Preston
£244/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Eur Vauxhall Corsa

28,000 miles 2023 Zero Deposit

Home Delivery Available

£12,395
Preston
£197/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

49,000 miles 2018 Zero Deposit

Home Delivery Available

£9,795
Preston
£199/month
Example
  • MINI Hatch

1.5 Cooper Seven Hatchback 5dr Petrol Manual Euro MINI Hatch

33,000 miles 2018 Zero Deposit

Home Delivery Available

£10,382
Preston
£211/month
Example
  • BMW 3 Series

2.0 318i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

80,000 miles 2020 Zero Deposit

Home Delivery Available

£15,795
Preston
£321/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

61,000 miles 2020 Zero Deposit

Home Delivery Available

£13,295
Preston
£271/month
Example
  • Volkswagen Golf

1.5 TSI R-Line Hatchback 5dr Petrol Manual Euro 6 Volkswagen Golf

73,000 miles 2024 Zero Deposit

Home Delivery Available

£16,195
Preston
£257/month
Example
  • Skoda Citigo

1.0 MPI GreenTech Colour Edition Hatchback 5dr Pet Skoda Citigo

15,000 miles 2019 Zero Deposit

Home Delivery Available

£8,695
£177/month
Example
  • Vauxhall Viva

1.0i Se Hatchback 5dr Petrol Manual Euro 6 (73 Ps) Vauxhall Viva

11,000 miles 2018 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • Citroen Berlingo

1.2 PureTech Feel M MPV 5dr Petrol Manual Euro 6 ( Citroen Berlingo

45,000 miles 2019 Zero Deposit

Home Delivery Available

£12,395
£252/month
Example
  • Toyota Auris

1.8 Vvt H Excel Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (136 Ps) Toyota Auris

62,000 miles 2018 Zero Deposit

Home Delivery Available

£12,500
Preston
£254/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible 2dr Diesel Auto Euro BMW 4 Series

35,000 miles 2019 Zero Deposit

Home Delivery Available

£19,000
Preston
£387/month
Example
  • Ford Mondeo

2.0 TDCi Vignale Saloon 4dr Diesel Powershift Euro Ford Mondeo

54,000 miles 2017 Zero Deposit

Home Delivery Available

£12,695
Preston
£258/month
Example
  • Volvo S90

2.0 D4 R-Design Saloon 4dr Diesel Auto Euro 6 (s/s Volvo S90

89,000 miles 2018 Zero Deposit

Home Delivery Available

£12,695
Preston
£258/month
Example
  • Jaguar XF

2.0d Portfolio Sportbrake 5dr Diesel Auto Euro 6 ( Jaguar XF

41,000 miles 2018 Zero Deposit

Home Delivery Available

£14,895
Preston
£303/month
Example

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Learn More About Car Finance

Car Finance Deals Lancaster

When you need a new car and car finance in Lancaster, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lancaster

Worried about your credit history? Don't be. ChooseMyCar, right here in Lancaster, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lancaster

At ChooseMyCar, we offer no deposit car finance in Lancaster through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lancaster lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lancaster as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lancaster, for specific used car warranty details.

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