Affordable Car Finance Deals in Lancaster

Find and finance your next used car in and around Lancaster with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lancaster

  • Volkswagen Golf

1.5 TSI EVO GT Edition Hatchback 5dr Petrol DSG Eu Volkswagen Golf

6,000 miles 2020 Zero Deposit

Home Delivery Available

£20,995
Preston
£349/month
Example
  • Hyundai i20

1.0 T-GDi MHEV N Line Hatchback 5dr Petrol Hybrid Hyundai i20

18,000 miles 2024 Zero Deposit

Home Delivery Available

£17,995
Preston
£299/month
Example
  • Audi A3

2.0 TDI Black Edition Hatchback 3dr Diesel Manual Audi A3

50,000 miles 2018 Zero Deposit

Home Delivery Available

£14,395
Preston
£302/month
Example
  • Audi Q2

1.0 TFSI 30 Sport SUV 5dr Petrol S Tronic Euro 6 ( Audi Q2

66,000 miles 2019 Zero Deposit

Home Delivery Available

£13,995
Preston
£294/month
Example
  • BMW 6 Series

3.0 640d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 6 Series

101,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Preston
£294/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Hatchback 5dr Petrol Ford Fiesta

28,000 miles 2021 Zero Deposit

Home Delivery Available

£12,695
Preston
£211/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

30,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Preston
£252/month
Example
  • Dacia Sandero

1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero

23,000 miles 2022 Zero Deposit

Home Delivery Available

£10,795
Preston
£226/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav SUV 5dr Diesel Manual E Hyundai Tucson

51,000 miles 2017 Zero Deposit

Home Delivery Available

£10,595
Preston
£222/month
Example
  • Vauxhall Corsa

1.2 Se Hatchback 5dr Petrol Manual Euro 6 (75 Ps) Vauxhall Corsa

50,000 miles 2021 Zero Deposit

Home Delivery Available

£9,495
Preston
£199/month
Example
  • Renault Megane

1.5 dCi Dynamique Nav Sport Tourer 5dr Diesel Manu Renault Megane

93,000 miles 2018 Zero Deposit

Home Delivery Available

£6,295
Preston
£132/month
Example
  • Abarth 500

1.4 T-Jet 70th Cabrio 2dr Petrol Manual Euro 6 (14 Abarth 500

44,000 miles 2021 Zero Deposit

Home Delivery Available

£12,795
£213/month
Example
  • Jeep Compass

1.4T MultiAirII Longitude SUV 5dr Petrol Manual Eu Jeep Compass

36,000 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Fiat 500

1.4 Cross MPV 5dr Petrol Manual Euro 6 (95 bhp) CI Fiat 500

23,000 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Fiesta

92,000 miles 2016 Zero Deposit

Home Delivery Available

£4,375
£92/month
Example
  • MINI Hatch

1.2 One Hatchback 3dr Petrol Manual Euro 6 (s/s) ( MINI Hatch

91,000 miles 2015 Zero Deposit

Home Delivery Available

£5,495
Lancaster
£115/month
Example

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Learn More About Car Finance

Car Finance Deals Lancaster

When you need a new car and car finance in Lancaster, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lancaster

Worried about your credit history? Don't be. ChooseMyCar, right here in Lancaster, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lancaster

At ChooseMyCar, we offer no deposit car finance in Lancaster through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lancaster lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lancaster as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lancaster, for specific used car warranty details.