Affordable Car Finance Deals in Chelmsford

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Chelmsford

  • Mazda Cx 3

1.5 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Eur Mazda Cx 3

25,028 miles 2015 Zero Deposit

Home Delivery Available

£10,036
£210/month
Example
  • Toyota Prius

1.8 VVT-h 8.8 kWh Business Edition Plus CVT Euro 6 (s/s) 5dr Toyota Prius

30,120 miles 2018 Zero Deposit

Home Delivery Available

£13,990
£293/month
Example
  • Mitsubishi ASX

2.0 MIVEC Dynamic Euro 6 (s/s) 5dr Mitsubishi ASX

34,221 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£251/month
Example
  • Jaguar XF

2.2d R-Sport Black Sportbrake Auto Euro 5 (s/s) 5dr Jaguar XF

62,500 miles 2015 Zero Deposit

Home Delivery Available

£12,250
£257/month
Example
  • BMW 5 Series

2.0 530i M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

66,954 miles 2017 Zero Deposit

Home Delivery Available

£17,895
Southend-on-Sea
£375/month
Example
  • Fiat 500

1.6 E-Torq Pop Star Euro 6 5dr Fiat 500

81,500 miles 2018 Zero Deposit

Home Delivery Available

£6,158
£129/month
Example
  • Hyundai Kona

1.6 h-GDi Premium DCT Euro 6 (s/s) 5dr Hyundai Kona

36,000 miles 2019 Zero Deposit

Home Delivery Available

£14,000
£294/month
Example
  • Ford Transit

2.2 TDCi 460 HDT Trend Minibus 5dr Diesel Manual L Ford Transit

16,000 miles 2018 Zero Deposit

Home Delivery Available

£14,795
£310/month
Example
  • Kia Niro

1.6 GDi 8.9kWh 2 DCT Euro 6 (s/s) 5dr Kia Niro

50,800 miles 2020 Zero Deposit

Home Delivery Available

£17,500
£291/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

62,159 miles 2019 Zero Deposit

Home Delivery Available

£12,450
£261/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto xDrive Euro BMW 3 Series

91,698 miles 2015 Zero Deposit

Home Delivery Available

£9,906
£208/month
Example
  • Smart forfour

0.9T Edition Black Twinamic Euro 6 (s/s) 5dr Smart forfour

60,000 miles 2016 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • SEAT Leon

1.4 TSI FR Technology ST Euro 6 (s/s) 5dr SEAT Leon

64,000 miles 2018 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Shooting Brake 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz CLA

67,000 miles 2018 Zero Deposit

Home Delivery Available

£12,990
£272/month
Example
  • Hyundai Bayon

1.0 T-GDi MHEV SE Connect Euro 6 (s/s) 5dr Hyundai Bayon

49,000 miles 2022 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Shooting Brake 5dr Diesel 7G- Mercedes Benz CLA

82,775 miles 2016 Zero Deposit

Home Delivery Available

£11,800
£247/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.