Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Mercedes Benz A-Class

1.5 A180d SE Hatchback 5dr Diesel 7G-DCT Euro 6 (s Mercedes Benz A-Class

36,002 miles 2018 Zero Deposit

Home Delivery Available

£14,495
Harlow
£304/month
Example
  • Peugeot 208

1.2 PureTech Signature Hatchback 5dr Petrol Manual Peugeot 208

27,865 miles 2018 Zero Deposit

Home Delivery Available

£7,490
Chelmsford
£157/month
Example
  • Ford Focus

2.0 T EcoBoost ST-2 Ford Focus

48,000 miles 2017 Zero Deposit

Home Delivery Available

£13,490
£283/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Mokka

32,000 miles 2022 Zero Deposit

Home Delivery Available

£14,000
£233/month
Example
  • Volkswagen T Roc

2.0 TDI EVO R-Line DSG Euro 6 (s/s) 5dr Volkswagen T Roc

66,000 miles 2021 Zero Deposit

Home Delivery Available

£16,500
£275/month
Example
  • Kia Cee'd

1.6 CRDi 3 Euro 6 (s/s) 5dr Kia Cee'd

54,600 miles 2016 Zero Deposit

Home Delivery Available

£7,640
Chelmsford
£160/month
Example
  • Ford Fiesta

1.25 Zetec Hatchback 5dr Petrol Manual Euro 6 (82 ps) Ford Fiesta

48,542 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line Edition (Premium Plus) 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

70,200 miles 2021 Zero Deposit

Home Delivery Available

£17,990
Chelmsford
£299/month
Example
  • Vauxhall Astra

1.4i SRi Nav Euro 6 5dr Vauxhall Astra

90,000 miles 2018 Zero Deposit

Home Delivery Available

£5,130
£107/month
Example
  • Volvo XC40

2.0 T4 Momentum Auto AWD Euro 6 (s/s) 5dr Volvo XC40

83,000 miles 2019 Zero Deposit

Home Delivery Available

£15,000
£315/month
Example
  • Toyota C HR

1.8 VVT-h Excel CVT Euro 6 (s/s) 5dr Toyota C HR

85,000 miles 2017 Zero Deposit

Home Delivery Available

£11,999
£252/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Auto Euro 6 5dr Vauxhall Mokka

48,591 miles 2017 Zero Deposit

Home Delivery Available

£8,900
£187/month
Example
  • Mercedes Benz CLA-Class

1.3 CLA180 AMG Line (Premium Plus 2) Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA-Class

76,913 miles 2021 Zero Deposit

Home Delivery Available

£17,495
£291/month
Example
  • Ford Kuga

2.0 TDCi Titanium 2WD Euro 6 (s/s) 5dr Ford Kuga

67,944 miles 2016 Zero Deposit

Home Delivery Available

£7,495
Southend-on-Sea
£157/month
Example
  • Audi Q3

2.0 TDI SE quattro Euro 6 (s/s) 5dr Audi Q3

79,390 miles 2016 Zero Deposit

Home Delivery Available

£8,995
Southend-on-Sea
£189/month
Example
  • Renault Clio

1.2 16V Dynamique Nav Euro 6 5dr Renault Clio

72,000 miles 2018 Zero Deposit

Home Delivery Available

£5,690
£119/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.

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