Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 5dr Suzuki Vitara

39,000 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£206/month
Example
  • Suzuki Swift

1.0 Boosterjet SZ-T 5dr Suzuki Swift

61,000 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • Suzuki Swift

1.2 Dualjet 83 12V Hybrid SZ-T 5dr Auto Suzuki Swift

17,305 miles 2021 Zero Deposit

Home Delivery Available

£12,495
£198/month
Example
  • Fiat 500

1.2 Lounge 3dr Fiat 500

60,336 miles 2019 Zero Deposit

Home Delivery Available

£6,295
£128/month
Example
  • Suzuki Swift

1.2 Mild Hybrid Ultra 5dr Suzuki Swift

8,738 miles 2024 Zero Deposit

Home Delivery Available

£14,795
£235/month
Example
  • Nissan Qashqai

1.2 DiG-T Acenta 5dr Nissan Qashqai

51,000 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£132/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Ford Fiesta

45,411 miles 2017 Zero Deposit

Home Delivery Available

£7,990
Southend-on-Sea
£163/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Estate 5dr Petrol Manual Eur Ford Focus

18,284 miles 2023 Zero Deposit

Home Delivery Available

£15,780
Southend-on-Sea
£250/month
Example
  • Mercedes Benz C-Class

1.5 C200 MHEV EQ Boost AMG Line (Premium) Saloon 4 Mercedes Benz C-Class

34,563 miles 2019 Zero Deposit

Home Delivery Available

£16,990
Southend-on-Sea
£346/month
Example
  • Nissan Pulsar

1.2 DIG-T N-Connecta Hatchback 5dr Petrol XTRON Eu Nissan Pulsar

31,905 miles 2018 Zero Deposit

Home Delivery Available

£9,990
Southend-on-Sea
£203/month
Example
  • Ford Focus

2.0 EcoBlue ST-Line X Hatchback 5dr Diesel Auto Eu Ford Focus

10,549 miles 2020 Zero Deposit

Home Delivery Available

£17,890
Southend-on-Sea
£364/month
Example
  • BMW 8 Series

4.4 M850i V8 Coupe 2dr Petrol Steptronic xDrive Eu BMW 8 Series

39,133 miles 2018 Zero Deposit

Home Delivery Available

£38,995
Southend-on-Sea
£618/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel 7 Mercedes Benz A-Class

79,262 miles 2019 Zero Deposit

Home Delivery Available

£11,250
£229/month
Example
  • Mazda 3

2.0 SKYACTIV-G SE-L Nav Hatchback 5dr Petrol Manua Mazda 3

45,672 miles 2016 Zero Deposit

Home Delivery Available

£9,500
£193/month
Example
  • BMW 8 Series

3.0 840d Coupe 2dr Diesel Steptronic xDrive Euro 6 BMW 8 Series

55,269 miles 2019 Zero Deposit

Home Delivery Available

£29,490
Southend-on-Sea
£600/month
Example
  • Vauxhall Corsa

1.0i Turbo ecoFLEX Limited Edition Euro 6 (s/s) 3dr Vauxhall Corsa

66,000 miles 2016 Zero Deposit

Home Delivery Available

£5,225
£106/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.

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