Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Nissan Micra

0.9 IG-T Bose Personal Edition Hatchback 5dr Petro Nissan Micra

49,698 miles 2018 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 5 Series

49,093 miles 2019 Zero Deposit

Home Delivery Available

£20,499
£430/month
Example
  • Mercedes Benz C-Class

2.0 C300 AMG Line (Premium Plus) Cabriolet 2dr Pet Mercedes Benz C-Class

60,432 miles 2018 Zero Deposit

Home Delivery Available

£17,450
£366/month
Example
  • Mercedes Benz A-Class

1.5 A180d Sport Hatchback 5dr Diesel 7G-DCT Euro 6 Mercedes Benz A-Class

86,845 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

106,800 miles 2017 Zero Deposit

Home Delivery Available

£5,395
£113/month
Example
  • Alfa Romeo Giulietta

1.4 TB Giulietta Hatchback 5dr Petrol Manual Euro Alfa Romeo Giulietta

80,186 miles 2017 Zero Deposit

Home Delivery Available

£5,495
Basildon
£115/month
Example
  • Vauxhall Astra

1.2 Turbo Business Edition Nav Hatchback 5dr Petro Vauxhall Astra

50,462 miles 2020 Zero Deposit

Home Delivery Available

£8,495
Basildon
£178/month
Example
  • Vauxhall Insignia

1.6 Turbo D ecoTEC BlueInjection Elite Nav Sports Vauxhall Insignia

67,315 miles 2018 Zero Deposit

Home Delivery Available

£8,995
Basildon
£189/month
Example
  • Audi RSQ8

4.0 TFSI V8 Vorsprung Tiptronic quattro Euro 6 (s/s) 5dr Audi RSQ8

29,500 miles 2023 Zero Deposit

Home Delivery Available

£74,995
£1248/month
Example
  • Volkswagen Golf

2.0 TSI GTI DSG Euro 6 (s/s) 5dr Volkswagen Golf

27,500 miles 2024 Zero Deposit

Home Delivery Available

£27,995
£466/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Focus

69,958 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Fiat 500

1.2 Anniversario Hatchback 3dr Petrol Manual Euro Fiat 500

93,000 miles 2017 Zero Deposit

Home Delivery Available

£5,200
£109/month
Example
  • Porsche 718 BOXSTER

2.5T S Convertible 2dr Petrol Manual Euro 6 (s/s) Porsche 718 BOXSTER

19,700 miles 2016 Zero Deposit

Home Delivery Available

£36,990
£616/month
Example
  • Ford Fiesta

1.0t Ecoboost Titanium Hatchback 3dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

59,069 miles 2018 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Euro 6 5dr Vauxhall Astra

73,000 miles 2016 Zero Deposit

Home Delivery Available

£5,499
£115/month
Example
  • MINI Convertible

1.5 Cooper Auto Euro 6 (s/s) 2dr MINI Convertible

25,000 miles 2016 Zero Deposit

Home Delivery Available

£11,500
£241/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.