Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Chelmsford

  • Ford Focus

1.0t Ecoboost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 Ps) Ford Focus

81,693 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Mokka

1.4i Turbo Ecotec Elite Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Vauxhall Mokka

55,291 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Fiat Punto

1.2 Pop Hatchback 5dr Petrol Euro 6 (69 bhp) Fiat Punto

51,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Harlow
£105/month
Example
  • Renault Megane

1.5 dCi Dynamique Nav Euro 6 (s/s) 5dr Renault Megane

43,300 miles 2016 Zero Deposit

Home Delivery Available

£5,950
£125/month
Example
  • Ford EcoSport

1.0T EcoBoost Titanium SUV 5dr Petrol Manual 2WD Euro 5 (s/s) (125 ps) Ford EcoSport

54,559 miles 2017 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Toyota AYGO

1.0 VVT-i x-play Euro 5 5dr Euro 5 Toyota AYGO

47,000 miles 2015 Zero Deposit

Home Delivery Available

£5,590
Chelmsford
£117/month
Example
  • Mercedes Benz CLK

1.8 CLK200 Kompressor Avantgarde 2dr Mercedes Benz CLK

44,000 miles 2007 Zero Deposit

Home Delivery Available

£4,950
£104/month
Example
  • Toyota AYGO

1.0 VVT-i Go Euro 5 5dr Toyota AYGO

60,150 miles 2011 Zero Deposit

Home Delivery Available

£2,990
Chelmsford
£63/month
Example
  • Ford Fiesta

1.4 Ghia 5dr Ford Fiesta

90,121 miles 2006 Zero Deposit

Home Delivery Available

£1,299
£27/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech Match DSG Euro 6 (s/s) 5dr Volkswagen Golf

79,957 miles 2015 Zero Deposit

Home Delivery Available

£7,990
£168/month
Example
  • BMW X6

3.0 40d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X6

76,750 miles 2016 Zero Deposit

Home Delivery Available

£20,495
£430/month
Example
  • Renault Kadjar

1.2 TCe Dynamique S Nav Euro 6 (s/s) 5dr Renault Kadjar

89,700 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Ford Focus

1.6i 16v Zetec 5dr Ford Focus

104,000 miles 2004 Zero Deposit

Home Delivery Available

£1,295
£27/month
Example
  • Vauxhall Mokka

1.6i Tech Line 2WD Euro 6 (s/s) 5dr Vauxhall Mokka

98,749 miles 2015 Zero Deposit

Home Delivery Available

£3,690
£77/month
Example
  • Skoda Octavia

1.4 TSI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

101,287 miles 2017 Zero Deposit

Home Delivery Available

£8,490
£178/month
Example
  • Volkswagen Golf

GOLF 1.5 TSI Match 5dr Volkswagen Golf

1,194 miles 2025 Zero Deposit

Home Delivery Available

£23,599
£393/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.