Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Chelmsford

  • Mercedes Benz C Class

C200 2.0 C200 AMG Line (Premium) Saloon 4dr Petrol 7G-T Mercedes Benz C Class

46,000 miles 2016 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol XTRON 2WD Euro 6 (s Nissan Qashqai

58,000 miles 2015 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Audi A3

1.4 TFSI CoD Black Edition Sportback 5dr Petrol S Audi A3

58,000 miles 2017 Zero Deposit

Home Delivery Available

£13,195
£277/month
Example
  • Mercedes Benz C Class

2.1 C220d Sport G-Tronic+ Euro 6 (s/s) 5dr Mercedes Benz C Class

116,000 miles 2017 Zero Deposit

Home Delivery Available

£8,995
Harlow
£189/month
Example
  • Volvo V40

2.0 D2 ES Euro 6 (s/s) 5dr Volvo V40

76,000 miles 2015 Zero Deposit

Home Delivery Available

£5,295
Harlow
£111/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 3dr Ford Fiesta

62,000 miles 2018 Zero Deposit

Home Delivery Available

£6,707
Harlow
£141/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Euro 6 (s/s) 5dr Volkswagen Golf

78,000 miles 2015 Zero Deposit

Home Delivery Available

£7,495
Harlow
£157/month
Example
  • Volkswagen Polo

1.0 TSI SE Euro 6 (s/s) 5dr Volkswagen Polo

74,900 miles 2019 Zero Deposit

Home Delivery Available

£11,295
£237/month
Example
  • Volkswagen Arteon

2.0 TSI R-Line Fastback DSG 4Motion Euro 6 (s/s) 5dr Volkswagen Arteon

81,541 miles 2018 Zero Deposit

Home Delivery Available

£16,199
£340/month
Example
  • BMW 5 Series

2.0 520d M Sport Euro 6 ss 4dr BMW 5 Series

120,000 miles 2016 Zero Deposit

Home Delivery Available

£6,990
£147/month
Example
  • Peugeot 308

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 308

72,000 miles 2018 Zero Deposit

Home Delivery Available

£9,490
£199/month
Example
  • Volkswagen Polo

1.8 TSI BlueMotion Tech GTI Hatchback 3dr Petrol D Volkswagen Polo

82,500 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

30,962 miles 2018 Zero Deposit

Home Delivery Available

£14,908
£313/month
Example
  • Peugeot 2008

50kWh Active Premium SUV 5dr Electric Auto (136 ps Peugeot 2008

14,645 miles 2021 Zero Deposit

Home Delivery Available

£13,483
£224/month
Example
  • Jaguar I Pace

400 90kWh S SUV 5dr Electric Auto 4WD (400 ps) Jaguar I Pace

30,743 miles 2019 Zero Deposit

Home Delivery Available

£15,708
£330/month
Example
  • Audi A6

2.0 TDI 40 S line S Tronic Euro 6 (s/s) 4dr Audi A6

41,990 miles 2021 Zero Deposit

Home Delivery Available

£23,995
£399/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.