Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Suzuki Ignis

1.2 Dualjet 12V Hybrid SZ-T 5dr Suzuki Ignis

3,749 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£222/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ-T 5dr Suzuki Vitara

17,536 miles 2022 Zero Deposit

Home Delivery Available

£14,295
£227/month
Example
  • BMW X5

3.0 40d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X5

97,000 miles 2016 Zero Deposit

Home Delivery Available

£19,995
£407/month
Example
  • Nissan Qashqai

1.3 DIG-T Tekna DCT Auto Euro 6 (s/s) 5dr Nissan Qashqai

105,929 miles 2018 Zero Deposit

Home Delivery Available

£8,695
£177/month
Example
  • Land Rover Range Rover Velar

3.0 D300 R-Dynamic SE Land Rover Range Rover Velar

85,000 miles 2019 Zero Deposit

Home Delivery Available

£18,995
Harlow
£387/month
Example
  • Audi A6 Avant

2.0 TDI ultra Black Edition S Tronic Euro 6 (s/s) 5dr Audi A6 Avant

93,391 miles 2016 Zero Deposit

Home Delivery Available

£12,745
£259/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Focus

36,542 miles 2018 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • Lexus NX

2.5 300h Luxury SUV 5dr Petrol Hybrid E-CVT 4WD Euro 6 (s/s) (197 ps) Lexus NX

100,000 miles 2018 Zero Deposit

Home Delivery Available

£14,900
£303/month
Example
  • Lexus RX

3.5 450h V6 Luxury CVT 4WD Euro 6 (s/s) 5dr Lexus RX

71,200 miles 2017 Zero Deposit

Home Delivery Available

£19,000
£387/month
Example
  • Citroen C4

1.2 PureTech Feel Euro 6 5dr (Euro 6) Citroen C4

56,549 miles 2017 Zero Deposit

Home Delivery Available

£4,895
£99/month
Example
  • Hyundai Tucson

1.6 T-GDi Sport Edition DCT Euro 6 5dr Hyundai Tucson

84,000 miles 2017 Zero Deposit

Home Delivery Available

£9,990
£203/month
Example
  • Land Rover Range Rover Velar

2.0 D240 R-Dynamic HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (240 ps) Land Rover Range Rover Velar

48,563 miles 2020 Zero Deposit

Home Delivery Available

£24,495
£499/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (136 Ps) BMW 1 Series

83,675 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Landmark Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

82,238 miles 2018 Zero Deposit

Home Delivery Available

£11,495
£234/month
Example
  • Land Rover Range Rover Evoque

2.0 Td4 Landmark Suv 5dr Diesel Auto 4wd Euro 6 (s/s) (180 Ps) Land Rover Range Rover Evoque

73,782 miles 2018 Zero Deposit

Home Delivery Available

£11,695
£238/month
Example
  • Volkswagen Golf

Golf Hatch GTI 2.0 TSI 265 PS 7-Speed DSG 5 Door Volkswagen Golf

250 miles 2026 Zero Deposit

Home Delivery Available

£39,999
Harlow
£634/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.

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