Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Ford Mondeo

2.0 TDCi Vignale Saloon 4dr Diesel Powershift Euro Ford Mondeo

69,380 miles 2016 Zero Deposit

Home Delivery Available

£8,800
£179/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec S Hatchback 3dr Petrol Manual Ford Fiesta

56,000 miles 2016 Zero Deposit

Home Delivery Available

£5,250
£107/month
Example
  • Mercedes Benz SLK

2.1 SLK250d AMG Sport Convertible 2dr Diesel G-Tro Mercedes Benz SLK

58,049 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • BMW 3 Series

2.0 316d SE Saloon 4dr Diesel Manual Euro 6 (s/s) BMW 3 Series

52,353 miles 2017 Zero Deposit

Home Delivery Available

£10,000
£203/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Auto Euro Vauxhall Corsa

23,175 miles 2023 Zero Deposit

Home Delivery Available

£13,490
£214/month
Example
  • Citroen C3

1.2 PureTech PLUS Hatchback 5dr Petrol Manual Euro Citroen C3

29,120 miles 2024 Zero Deposit

Home Delivery Available

£10,290
£209/month
Example
  • Mercedes Benz C-Class

2.0 C300 AMG Line Mercedes Benz C-Class

25,343 miles 2019 Zero Deposit

Home Delivery Available

£19,490
£397/month
Example
  • Ford Fiesta

1.0T EcoBoost Vignale Auto Euro 6 (s/s) 5dr Ford Fiesta

74,301 miles 2019 Zero Deposit

Home Delivery Available

£9,695
Southend-on-Sea
£197/month
Example
  • Fiat 500

1.2 Star Hatchback 3dr Petrol Dualogic Euro 6 (s/s Fiat 500

48,570 miles 2019 Zero Deposit

Home Delivery Available

£9,995
£203/month
Example
  • Audi RS4 Avant

2.9 TFSI V6 Estate 5dr Petrol Tiptronic quattro Eu Audi RS4 Avant

42,119 miles 2018 Zero Deposit

Home Delivery Available

£39,990
Southend-on-Sea
£634/month
Example
  • Ford Fiesta

1.25 Zetec Hatchback 5dr Petrol Manual Euro 6 (82 Ford Fiesta

80,290 miles 2016 Zero Deposit

Home Delivery Available

£4,895
£99/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible 2dr Diesel Auto Euro BMW 4 Series

95,000 miles 2017 Zero Deposit

Home Delivery Available

£12,450
£253/month
Example
  • Ford EcoSport

1.5 Titanium Powershift 2WD Euro 5 5dr Ford EcoSport

94,800 miles 2016 Zero Deposit

Home Delivery Available

£5,499
£112/month
Example
  • Nissan Qashqai

1.3 DIG-T MHEV Tekna+ XTRON Euro 6 (s/s) 5dr Nissan Qashqai

52,000 miles 2023 Zero Deposit

Home Delivery Available

£16,995
£270/month
Example
  • Mercedes Benz E Class

2.1 E220d AMG Line Edition Cabriolet 2dr Diesel G-Tronic+ Euro 6 (s/s) (177 ps) Mercedes Benz E Class

20,201 miles 2016 Zero Deposit

Home Delivery Available

£15,995
£326/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line DCT Euro 6 (s/s) 5dr Ford Puma

31,200 miles 2022 Zero Deposit

Home Delivery Available

£10,500
£214/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5059 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.

We would love to hear from you