Used Cars for Sale in Chelmsford | Discover Local Vehicles

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Chelmsford

  • Mercedes Benz E Class

2.0 E220d AMG Line Cabriolet 2dr Diesel G-Tronic+ Mercedes Benz E Class

39,450 miles 2019 Zero Deposit

Home Delivery Available

£21,995
Harlow
£461/month
Example
  • Mercedes Benz S Class

2.9 S350Ld AMG Line (Executive) Saloon 4dr Diesel Mercedes Benz S Class

64,807 miles 2017 Zero Deposit

Home Delivery Available

£22,700
£476/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

98,600 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Audi S6 Saloon

3.0 TDI V6 Estate 5dr Diesel Tiptronic quattro Eur Audi S6 Saloon

49,300 miles 2021 Zero Deposit

Home Delivery Available

£39,990
Southend-on-Sea
£665/month
Example
  • Jaguar F Type

5.0 V8 GPF R Convertible 2dr Petrol Auto AWD Euro Jaguar F Type

23,900 miles 2018 Zero Deposit

Home Delivery Available

£49,990
Southend-on-Sea
£832/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Premium) Hatchback 5dr Petrol 7 Mercedes Benz A-Class

50,000 miles 2018 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Audi A3

1.4 TFSI CoD Sport Saloon 4dr Petrol S Tronic Euro Audi A3

56,000 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Skoda Superb

2.0 TSI SportLine DSG 4WD Euro 6 (s/s) 5dr Skoda Superb

102,874 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Volkswagen Tiguan

1.5 TSI EVO Match DSG Euro 6 (s/s) 5dr Volkswagen Tiguan

40,819 miles 2019 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • Ford Galaxy

2.0 TDCi Zetec Powershift Euro 6 (s/s) 5dr Ford Galaxy

94,008 miles 2016 Zero Deposit

Home Delivery Available

£8,245
£173/month
Example
  • Volkswagen Touran

1.6 TDI SE Family DSG Euro 6 (s/s) 5dr Volkswagen Touran

49,164 miles 2018 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • Kia Cee'd

1.6 CRDi 3 DCT Euro 6 (s/s) 5dr Kia Cee'd

94,559 miles 2018 Zero Deposit

Home Delivery Available

£8,145
£171/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 3dr Ford Fiesta

60,864 miles 2018 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • Ford Focus

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Focus

49,000 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£115/month
Example
  • Volvo S90

2.0 D4 Momentum Auto Euro 6 (s/s) 4dr Volvo S90

101,079 miles 2017 Zero Deposit

Home Delivery Available

£9,890
£207/month
Example
  • Vauxhall Corsa

1.2 Turbo Design Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 Ps) Vauxhall Corsa

13,000 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.

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