Affordable Car Finance Deals in Chelmsford

Find and finance your next used car in and around Chelmsford with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Chelmsford

  • Porsche 911

3.0T 992 4 GTS Targa 2dr Petrol PDK 4WD Euro 6 (s/ Porsche 911

19,031 miles 2022 Zero Deposit

Home Delivery Available

£118,995
£1980/month
Example
  • Kia Sportage

1.6 T-GDi 2 GPF SUV 5dr Petrol Manual AWD Euro 6 ( Kia Sportage

31,706 miles 2021 Zero Deposit

Home Delivery Available

£16,000
£266/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF Zetec Hatchback 5dr Petrol Manua Ford Fiesta

44,273 miles 2019 Zero Deposit

Home Delivery Available

£9,000
£189/month
Example
  • Vauxhall Zafira

1.4i Turbo SRi Nav MPV 5dr Petrol Manual Euro 6 (1 Vauxhall Zafira

68,456 miles 2018 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Peugeot 2008

PURETECH EAT8 S/S GT 5-Door Peugeot 2008

12,522 miles 2024 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • Jaguar XE

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XE

66,000 miles 2017 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique Nav SUV 5dr Diesel Auto E Renault Captur

83,000 miles 2016 Zero Deposit

Home Delivery Available

£7,190
£151/month
Example
  • Mercedes Benz GLA Class

GLA45 2.0 GLA45 AMG SpdS DCT 4MATIC Euro 6 (s/s) 5dr Mercedes Benz GLA Class

18,642 miles 2015 Zero Deposit

Home Delivery Available

£19,999
Chelmsford
£420/month
Example
  • Citroen C1

1.2 PureTech Feel 5dr Citroen C1

109,000 miles 2015 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example
  • Ford Transit

2.2 TDCi 350 HDT Trend Minibus 5dr Diesel Manual L Ford Transit

25,000 miles 2017 Zero Deposit

Home Delivery Available

£14,500
£304/month
Example
  • Vauxhall Vivaro

2.0 Turbo D 3100 Elite Panel Van 5dr Diesel Auto L Vauxhall Vivaro

34,000 miles 2019 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • Ford Transit

2.0 300 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

89,000 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Corsa

1.4i ecoFLEX Elite Euro 6 5dr Vauxhall Corsa

62,000 miles 2016 Zero Deposit

Home Delivery Available

£6,740
£141/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Euro 6 (s/s) 5dr Volkswagen Golf

85,670 miles 2015 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Mazda Cx 3

1.5 SKYACTIV-D Sport Nav Euro 6 (s/s) 5dr Mazda Cx 3

85,385 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example

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Learn More About Car Finance

Car Finance Deals Chelmsford

When you need a new car and car finance in Chelmsford, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Chelmsford

Worried about your credit history? Don't be. ChooseMyCar, right here in Chelmsford, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Chelmsford

At ChooseMyCar, we offer no deposit car finance in Chelmsford through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Chelmsford lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Chelmsford as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Chelmsford, for specific used car warranty details.