Affordable Car Finance Deals in Reading

Find and finance your next used car in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Reading

  • Peugeot 108

1.0 Active Hatchback 5dr Petrol Manual Euro 6 (68 Peugeot 108

51,277 miles 2017 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • MG Hs

1.5 T-GDI Exclusive DCT Euro 6 (s/s) 5dr MG Hs

16,700 miles 2023 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • Mitsubishi Outlander

2.4h TwinMotor 13.8kWh 4h CVT 4WD Euro 6 (s/s) 5dr Mitsubishi Outlander

101,000 miles 2018 Zero Deposit

Home Delivery Available

£10,450
£219/month
Example
  • Nissan Qashqai

1.6 dCi Tekna+ XTRON Euro 6 (s/s) 5dr Nissan Qashqai

56,520 miles 2017 Zero Deposit

Home Delivery Available

£12,475
£262/month
Example
  • Audi A3

1.0 TFSI 30 S line Sportback S Tronic Euro 6 (s/s) 5dr Audi A3

12,255 miles 2023 Zero Deposit

Home Delivery Available

£23,995
£399/month
Example
  • Mercedes Benz A Class

Diesel Hatchback Sport Mercedes Benz A Class

46,918 miles 2015 Zero Deposit

Home Delivery Available

£8,641
£181/month
Example
  • Audi TT

1.8 TFSI Sport Coupe 3dr Petrol Manual Euro 6 (s/s Audi TT

87,300 miles 2016 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Hatchback 3dr Diesel D Volkswagen Golf

91,428 miles 2016 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Nav Hatchback 5dr Petrol Manual Eur Vauxhall Astra

39,926 miles 2018 Zero Deposit

Home Delivery Available

£8,195
£172/month
Example
  • Toyota Yaris

1.33 Dual VVT-i Icon Hatchback 5dr Petrol Manual E Toyota Yaris

54,699 miles 2016 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 3dr Petrol Manual Eu Ford Fiesta

74,585 miles 2015 Zero Deposit

Home Delivery Available

£3,995
£84/month
Example
  • Renault Kangoo

1.5 ML19 dCi ENERGY Business+ FWD L2 H1 2dr Renault Kangoo

101,500 miles 2017 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Vauxhall Insignia

1.6 CDTi ecoFLEX Tech Line Euro 6 (s/s) 5dr Vauxhall Insignia

105,747 miles 2017 Zero Deposit

Home Delivery Available

£4,000
Slough
£84/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Reading

When you need a new car and car finance in Reading, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Reading

Worried about your credit history? Don't be. ChooseMyCar, right here in Reading, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Reading

At ChooseMyCar, we offer no deposit car finance in Reading through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Reading lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Reading as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Reading, for specific used car warranty details.