Affordable Car Finance Deals in Reading

Find and finance your next used car in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Reading

  • BMW 5 Series

530 530E M SPORT BMW 5 Series

34,758 miles 2022 Zero Deposit

Home Delivery Available

£27,999
£466/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

37,234 miles 2018 Zero Deposit

Home Delivery Available

£11,295
£237/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

51,797 miles 2019 Zero Deposit

Home Delivery Available

£10,599
£222/month
Example
  • Volkswagen Golf

2.0 TDI R-Line Hatchback 5dr Diesel DSG Euro 6 (s/ Volkswagen Golf

22,000 miles 2023 Zero Deposit

Home Delivery Available

£23,990
£399/month
Example
  • Peugeot Partner

1.5 BlueHDi 1000 Professional Standard Panel Van 5 Peugeot Partner

112,000 miles 2021 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • Ford C Max

1.0T EcoBoost GPF Zetec Euro 6 (s/s) 5dr Ford C Max

42,000 miles 2018 Zero Deposit

Home Delivery Available

£7,999
£168/month
Example
  • Peugeot 308

1.2 PureTech GPF Allure Euro 6 (s/s) 5dr Peugeot 308

49,980 miles 2018 Zero Deposit

Home Delivery Available

£7,895
£166/month
Example
  • Nissan Qashqai

1.2 DIG-T N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

72,950 miles 2016 Zero Deposit

Home Delivery Available

£7,195
£151/month
Example
  • Land Rover Range Rover Evoque

2.2 SD4 Dynamic Auto 4WD Euro 5 (s/s) 5dr Land Rover Range Rover Evoque

72,000 miles 2015 Zero Deposit

Home Delivery Available

£10,395
£218/month
Example
  • Honda Civic

2.0 VTEC Turbo Type R Hatchback 5dr Petrol Manual Honda Civic

8,909 miles 2023 Zero Deposit

Home Delivery Available

£41,950
£698/month
Example
  • Nissan X Trail

1.6 dCi Tekna Euro 6 (s/s) 5dr Nissan X Trail

89,700 miles 2017 Zero Deposit

Home Delivery Available

£8,499
£178/month
Example
  • Dacia Sandero Stepway

0.9 TCe Comfort Euro 6 (s/s) 5dr Dacia Sandero Stepway

37,015 miles 2020 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Smart fortwo

1.0 Prime (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

18,000 miles 2015 Zero Deposit

Home Delivery Available

£7,990
Basingstoke
£168/month
Example
  • BMW X1

2.0 25d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X1

46,000 miles 2016 Zero Deposit

Home Delivery Available

£14,290
Basingstoke
£300/month
Example
  • Peugeot Expert

2.0 BlueHDi 1400 Professional Standard Panel Van MWB Euro 6 (s/s) 6dr Peugeot Expert

42,445 miles 2021 Zero Deposit

Home Delivery Available

£10,995
High Wycombe
£231/month
Example

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Learn More About Car Finance

Car Finance Deals Reading

When you need a new car and car finance in Reading, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Reading

Worried about your credit history? Don't be. ChooseMyCar, right here in Reading, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Reading

At ChooseMyCar, we offer no deposit car finance in Reading through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Reading lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Reading as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Reading, for specific used car warranty details.