Affordable Car Finance Deals in Reading

Find and finance your next used car in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Reading

  • Land Rover Range Rover

4.4 SD V8 Vogue SE SUV 5dr Diesel Auto 4WD Euro 6 Land Rover Range Rover

83,000 miles 2017 Zero Deposit

Home Delivery Available

£22,995
£482/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Eu Land Rover Discovery Sport

78,200 miles 2016 Zero Deposit

Home Delivery Available

£13,497
£283/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s MINI Convertible

88,500 miles 2016 Zero Deposit

Home Delivery Available

£7,497
£157/month
Example
  • Mazda 3

2.0 SKYACTIV-G SE-L Euro 5 (s/s) 5dr Mazda 3

69,000 miles 2016 Zero Deposit

Home Delivery Available

£7,250
£152/month
Example
  • Porsche Cayenne

4.2 TD V8 S SUV 5dr Diesel TiptronicS 4WD Euro 6 ( Porsche Cayenne

64,000 miles 2017 Zero Deposit

Home Delivery Available

£25,990
£545/month
Example
  • Land Rover Discovery Sport

DISCOVERY SPORT 1.5 P300e Urban Edition 5dr Auto [5 Seat] Land Rover Discovery Sport

10,446 miles 2023 Zero Deposit

Home Delivery Available

£35,774
Oxford
£595/month
Example
  • Land Rover Range Rover Evoque

RANGE ROVER EVOQUE 2.0 D200 Dynamic HSE 5dr Auto Land Rover Range Rover Evoque

6,337 miles 2023 Zero Deposit

Home Delivery Available

£34,395
Oxford
£572/month
Example
  • Jeep Compass

1.4T MultiAirII Limited Auto 4WD Euro 6 (s/s) 5dr Jeep Compass

15,000 miles 2020 Zero Deposit

Home Delivery Available

£16,490
Basingstoke
£274/month
Example
  • Mitsubishi Outlander

2.0h 12kWh GX4h CVT 4WD Euro 5 (s/s) 5dr Mitsubishi Outlander

70,000 miles 2015 Zero Deposit

Home Delivery Available

£8,495
Slough
£178/month
Example
  • Nissan Juke

1.5 dCi Visia Euro 6 (s/s) 5dr Nissan Juke

34,177 miles 2016 Zero Deposit

Home Delivery Available

£6,665
£140/month
Example
  • BMW M3

M3 M3 xDrive Competition M 4dr Step Auto BMW M3

13,900 miles 2023 Zero Deposit

Home Delivery Available

£63,462
£1056/month
Example
  • Volkswagen Polo

1.2 TSI BlueMotion Tech Match Hatchback 5dr Petrol Volkswagen Polo

76,193 miles 2016 Zero Deposit

Home Delivery Available

£7,500
£157/month
Example
  • Audi A3

A3 30 TFSI S Line 4dr S Tronic Audi A3

50,839 miles 2021 Zero Deposit

Home Delivery Available

£18,450
Reading
£307/month
Example
  • Ford Fiesta

1.5T EcoBoost ST Performance Edition Euro 6 (s/s) 3dr Ford Fiesta

41,730 miles 2019 Zero Deposit

Home Delivery Available

£16,990
High Wycombe
£356/month
Example

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Learn More About Car Finance

Car Finance Deals Reading

When you need a new car and car finance in Reading, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Reading

Worried about your credit history? Don't be. ChooseMyCar, right here in Reading, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Reading

At ChooseMyCar, we offer no deposit car finance in Reading through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Reading lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Reading as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Reading, for specific used car warranty details.