Affordable Car Finance Deals in Reading

Find and finance your next used car in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Reading

  • Land Rover Range Rover Sport

3.0 D300 MHEV Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

37,000 miles 2023 Zero Deposit

Home Delivery Available

£63,850
£1062/month
Example
  • Mitsubishi Eclipse

1.5T 4 Euro 6 (s/s) 5dr Mitsubishi Eclipse

82,930 miles 2018 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Vauxhall Viva

1.0i SL Hatchback 5dr Petrol Manual Euro 6 (75 ps) Vauxhall Viva

41,376 miles 2016 Zero Deposit

Home Delivery Available

£5,395
£113/month
Example
  • Tesla Model X

90D (Dual Motor) Auto 4WDE 5dr Tesla Model X

73,000 miles 2017 Zero Deposit

Home Delivery Available

£21,995
High Wycombe
£461/month
Example
  • Audi A6

2.0 TDI 40 S line S Tronic Euro 6 (s/s) 4dr Audi A6

63,000 miles 2019 Zero Deposit

Home Delivery Available

£19,495
High Wycombe
£409/month
Example
  • Mercedes Benz C Class

C200 1.5 C200 MHEV AMG Line Night Edition (Premium Plus) G-Tronic+ Euro 6 (s/s) Mercedes Benz C Class

40,000 miles 2020 Zero Deposit

Home Delivery Available

£22,995
High Wycombe
£383/month
Example
  • Jaguar XF

3.0d V6 S Auto Euro 6 (s/s) 4dr Jaguar XF

46,000 miles 2017 Zero Deposit

Home Delivery Available

£17,490
Reading
£367/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited H2 Euro 6 (s/s) (130 ps) Ford Transit

50,000 miles 2022 Zero Deposit

Home Delivery Available

£16,990
High Wycombe
£283/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Convertible 2dr Diesel Auto 4W Land Rover Range Rover Evoque

56,400 miles 2018 Zero Deposit

Home Delivery Available

£17,497
£367/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

93,500 miles 2017 Zero Deposit

Home Delivery Available

£12,297
£258/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Manual 4WD Euro 6 ( Land Rover Range Rover Evoque

101,300 miles 2015 Zero Deposit

Home Delivery Available

£7,497
£157/month
Example
  • Vauxhall Corsa

1.4i SE Auto Euro 6 5dr Vauxhall Corsa

34,000 miles 2015 Zero Deposit

Home Delivery Available

£8,495
Slough
£178/month
Example
  • Vauxhall Mokka

1.4i Turbo Design Nav Euro 6 (s/s) 5dr Vauxhall Mokka

58,000 miles 2017 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • Vauxhall Insignia

1.6 CDTi ecoFLEX SRi Euro 6 (s/s) 5dr Vauxhall Insignia

100,000 miles 2016 Zero Deposit

Home Delivery Available

£2,990
£63/month
Example
  • Volkswagen Golf

2.0 TDI GTD DSG Euro 6 (s/s) 5dr Volkswagen Golf

98,000 miles 2017 Zero Deposit

Home Delivery Available

£11,990
High Wycombe
£251/month
Example

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Learn More About Car Finance

Car Finance Deals Reading

When you need a new car and car finance in Reading, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Reading

Worried about your credit history? Don't be. ChooseMyCar, right here in Reading, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Reading

At ChooseMyCar, we offer no deposit car finance in Reading through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Reading lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Reading as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Reading, for specific used car warranty details.