• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Used Car Deals Under £5,000 | Great Value Offers

Searching for cars under £5,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of over 1,000 cars

  • Nissan Pulsar

1.2 DIG-T N-Connecta Hatchback 5dr Petrol Manual E Nissan Pulsar

84,321 miles 2017 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Vauxhall Viva

1.0i SE Euro 6 5dr Vauxhall Viva

55,207 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Sheffield
£105/month
Example
  • Toyota AYGO

1.0 VVT-i x-clusiv 2 x-wave Euro 6 5dr Toyota AYGO

86,626 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Astra

1.6 CDTi ecoTEC BlueInjection SRi Euro 6 5dr Vauxhall Astra

74,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Insignia

2.0 CDTi SRi Nav Euro 6 (s/s) 5dr Vauxhall Insignia

80,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Zafira

2.0 CDTi SRi Euro 6 (s/s) 5dr Vauxhall Zafira

80,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford EcoSport

1.5 Titanium Powershift 2WD Euro 5 5dr Ford EcoSport

91,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Kia Venga

1.6 EcoDynamics 3 Euro 5 (s/s) 5dr Kia Venga

73,253 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

61,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Insignia

TECH LINE CDTI ECOFLEX S/S 5-Door Vauxhall Insignia

100,950 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Birmingham
£105/month
Example
  • Nissan Juke

1.5 DCI ACENTA PREMIUM Nissan Juke

81,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • SEAT Mii

1.0 12v I TECH SEAT Mii

63,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Corsa

ENERGY AC ECOFLEX 3-Door Vauxhall Corsa

75,300 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Citroen C1

1.0 VTi Feel Euro 6 3dr Citroen C1

37,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Peugeot 108

1.0 Access Euro 6 3dr Peugeot 108

33,500 miles 2017 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Vauxhall Mokka

1.4T Tech Line 5dr 4WD Vauxhall Mokka

106,444 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford Mondeo

MONDEO Ford Mondeo

118,549 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Jeep Renegade

RENEGADE LONGITUDE Jeep Renegade

114,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford Focus

1.5 TDCi 120 Titanium 5dr Ford Focus

112,543 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford Mondeo

MONDEO Ford Mondeo

113,218 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Honda VAMOS

0l Honda VAMOS

80,589 miles 2024 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford Fiesta

1.0 EcoBoost 125 ST-Line 3dr Ford Fiesta

119,248 miles 2019 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Ford C Max

1.5 TDCi Titanium 5dr Ford C Max

115,420 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • MINI Hatch

1.5 Cooper Euro 6 (s/s) 5dr MINI Hatch

100,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Gillingham
£105/month
Example
  • Vauxhall ADAM

1.2 16v JAM Hatchback 3dr Petrol Manual Euro 5 (70 Vauxhall ADAM

42,458 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Meriva

LIFE Vauxhall Meriva

82,147 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Suzuki V-STROM 1000

Awesome tourer with Full Luggage! Suzuki V-STROM 1000

16,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Doncaster
£105/month
Example
  • Mercedes Benz Citan

1.5 109 CDI BlueEfficiency L2 Euro 6 (s/s) 5dr Mercedes Benz Citan

118,988 miles 2016 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Toyota AYGO

1.0 VVT-i X HATCHBACK 5dr PETROL MANUAL (68 ps) LO Toyota AYGO

50,851 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Ipswich
£105/month
Example
  • Citroen C4

1.6 BLUEHDI EXCLUSIVE 5d 118 BHP 12 MONTHS MOT - 2 Citroen C4

68,697 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Oldham
£105/month
Example
  • Citroen Ami

0l Citroen Ami

4,704 miles 2022 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Renault Clio

2.0 16v Renaultsport Hatchback 3dr Petrol Manual ( Renault Clio

80,109 miles 2022 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Vauxhall Zafira

2.0 CDTi SRi MPV 5dr Diesel Auto Euro 6 (170 ps) Vauxhall Zafira

101,500 miles 2015 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Suzuki Swift

1.2 SZ3 Hatchback 5dr Petrol Manual ALLGRIP Euro 5 Suzuki Swift

73,421 miles 2015 Zero Deposit

Home Delivery Available

£5,000
York
£105/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 5dr Ford Fiesta

62,691 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Watford
£105/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Fiesta

97,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
Bedford
£105/month
Example

Looking for a Particular Make?

Abarth

Abarth
Alfa Romeo

Alfa Romeo
Aston Martin

Aston Martin
Audi

Audi
BMW

BMW
Bentley

Bentley
Chevrolet

Chevrolet
Chrysler

Chrysler
Citroen

Citroen
Dacia

Dacia
Ferrari

Ferrari
Fiat

Fiat
Ford

Ford
Honda

Honda
Hyundai

Hyundai
Infiniti

Infiniti
Isuzu

Isuzu
Jaguar

Jaguar
Jeep

Jeep
Kia

Kia
Lamborghini

Lamborghini
Land Rover

Land Rover
Lexus

Lexus
MG

MG
Maserati

Maserati
Mazda

Mazda
Mercedes Benz

Mercedes Benz
Mini

Mini
Mitsubishi

Mitsubishi
Nissan

Nissan
Peugeot

Peugeot
Porsche

Porsche
Renault

Renault
Rolls-Royce

Rolls-Royce
Seat

Seat
Skoda

Skoda
Smart

Smart
Ssangyong

Ssangyong
Subaru

Subaru
Suzuki

Suzuki
Tesla

Tesla
Toyota

Toyota
Vauxhall

Vauxhall
Volkswagen

Volkswagen
Volvo

Volvo

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf
Justin Hague
28
19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️
Steven
28
18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.
Sebastian Tiplea
28
18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend
James Keegans
28
27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus
Jonathan Godfrey
28
25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!
Juliet
28
16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.
L.b
28
16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.
Brett
28
16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car
Stephen lawrence
More Reviews

Cars in Your Area

No Deposit Car Finance for Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.