Affordable Used BMW for sale on Finance in St Helens

We offer affordable BMW deals in St Helens. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in St Helens

  • BMW X5

3.0 45e 24kWh M Sport SUV 5dr Petrol Plug-in Hybri BMW X5

84,749 miles 2021 Zero Deposit

Home Delivery Available

£33,399
Newcastle upon Tyne
£556/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Touring 5dr Petrol Plug-in BMW 3 Series

89,551 miles 2022 Zero Deposit

Home Delivery Available

£16,999
Newcastle upon Tyne
£283/month
Example
  • BMW 4 Series

2.0 420d MHT M Sport Coupe 2dr Diesel Hybrid Auto BMW 4 Series

55,000 miles 2021 Zero Deposit

Home Delivery Available

£24,995
Preston
£416/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Hatchback 5dr Petr BMW 1 Series

77,000 miles 2018 Zero Deposit

Home Delivery Available

£10,895
Preston
£228/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 4 Series

50,000 miles 2017 Zero Deposit

Home Delivery Available

£16,599
£348/month
Example
  • BMW 4 Series

2.0 420d M Sport Auto Euro 6 (s/s) 2dr BMW 4 Series

97,000 miles 2015 Zero Deposit

Home Delivery Available

£10,599
£222/month
Example
  • BMW 1 Series

1.5 116d SE Business Euro 6 (s/s) 5dr BMW 1 Series

38,000 miles 2018 Zero Deposit

Home Delivery Available

£8,499
£178/month
Example
  • BMW 3 Series

3.0 330d M Sport Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

62,000 miles 2016 Zero Deposit

Home Delivery Available

£19,300
£405/month
Example
  • BMW 5 Series

2.0 20d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW 5 Series

61,767 miles 2018 Zero Deposit

Home Delivery Available

£21,990
£461/month
Example
  • BMW 1 Series

M1 3.0 M135i Hatchback 5dr Petrol Manual Euro 6 (s/s) BMW 1 Series

57,967 miles 2015 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 4 Series

76,176 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • BMW X1

1.5 25e 10kWh xLine SUV 5dr Petrol Plug-in Hybrid BMW X1

41,409 miles 2022 Zero Deposit

Home Delivery Available

£19,999
York
£333/month
Example
  • BMW 5 Series

2.0 520i GPF M Sport Saloon 4dr Petrol Auto Euro 6 BMW 5 Series

63,751 miles 2019 Zero Deposit

Home Delivery Available

£16,199
York
£340/month
Example
  • BMW 3 Series

2.0 330e 12kWh SE Pro Touring 5dr Petrol Plug-in H BMW 3 Series

86,390 miles 2021 Zero Deposit

Home Delivery Available

£14,799
York
£246/month
Example
  • BMW 3 Series

2.0 330e 7.6kWh M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

83,839 miles 2017 Zero Deposit

Home Delivery Available

£10,300
London
£216/month
Example
  • BMW X1

2.0 18d Sport SUV 5dr Diesel Auto xDrive Euro 6 (s BMW X1

46,018 miles 2018 Zero Deposit

Home Delivery Available

£15,914
£334/month
Example

Bad Credit BMW deals in St Helens

Get approved for BMW finance in St Helens, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in St Helens

Drive a quality used BMW in St Helens with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in St Helens?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across St Helens, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

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Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews