Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Audi Q3

1.5 Tfsi Cod 35 Sport Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi Q3

51,150 miles 2020 Zero Deposit

Home Delivery Available

£17,400
£290/month
Example
  • Vauxhall ADAM

1.2 16v Rocks Air Hatchback 3dr Petrol Manual Euro 5 (70 Ps) Vauxhall ADAM

83,020 miles 2015 Zero Deposit

Home Delivery Available

£4,400
£92/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

68,500 miles 2020 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • Audi Q3

1.4 TFSI CoD SE SUV 5dr Petrol Manual Euro 6 (s/s) Audi Q3

27,000 miles 2015 Zero Deposit

Home Delivery Available

£12,302
£258/month
Example
  • Jaguar E Pace

2.0 P250 R-Dynamic S SUV 5dr Petrol Auto AWD Euro Jaguar E Pace

21,000 miles 2018 Zero Deposit

Home Delivery Available

£18,884
£396/month
Example
  • Vauxhall Astra

1.6i Turbo Limited Edition Coupe 3dr Petrol Manual Vauxhall Astra

53,500 miles 2015 Zero Deposit

Home Delivery Available

£6,540
Colchester
£137/month
Example
  • Volkswagen Tiguan

2.0 TDI R-Line Tech SUV 5dr Diesel DSG 4Motion Eur Volkswagen Tiguan

101,688 miles 2019 Zero Deposit

Home Delivery Available

£16,250
£341/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

48,849 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£294/month
Example
  • Land Rover Discovery

3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) Land Rover Discovery

67,778 miles 2020 Zero Deposit

Home Delivery Available

£25,995
£433/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Auto Ford Transit

61,000 miles 2020 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

48,300 miles 2022 Zero Deposit

Home Delivery Available

£18,995
£316/month
Example
  • Ford Transit

2.0 320 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

22,601 miles 2020 Zero Deposit

Home Delivery Available

£19,995
£333/month
Example
  • Mercedes Benz CLA

1.6 CLA200 AMG Line Night Edition Coupe 4dr Petrol Mercedes Benz CLA

60,686 miles 2019 Zero Deposit

Home Delivery Available

£14,795
£310/month
Example
  • Audi A3

1.4 TFSI CoD S line Saloon 4dr Petrol S Tronic Eur Audi A3

38,000 miles 2016 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

44,675 miles 2022 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • Citroen Berlingo

1.5 BlueHDi 650 Enterprise M Pro Panel Van 5dr Die Citroen Berlingo

47,404 miles 2021 Zero Deposit

Home Delivery Available

£9,295
£195/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.