Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Suzuki Swift

1.2 Mild Hybrid Motion manual Suzuki Swift

12,553 miles 2024 Zero Deposit

Home Delivery Available

£16,699
Ipswich
£278/month
Example
  • BMW X5

3.0 X5 xDrive30d M Sport BMW X5

78,500 miles 2018 Zero Deposit

Home Delivery Available

£24,990
£524/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech SE Volkswagen Golf

121,000 miles 2013 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Citroen C3

1.6 BlueHDi Flair Citroen C3

113,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Citroen C4

1.6 VTi VTR+ Citroen C4

43,000 miles 2012 Zero Deposit

Home Delivery Available

£3,495
£73/month
Example
  • Jaguar XJ

3.0 V6 Portfolio Jaguar XJ

84,337 miles 2012 Zero Deposit

Home Delivery Available

£11,995
Ipswich
£252/month
Example
  • Fiat 500

1.2 Lounge Dualogic Auto Petrol Automatic Fiat 500

35,000 miles 2015 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Audi A5 Cabriolet

2.0 TDI S line Convertible 2dr Diesel S Tronic Euro 6 (s/s) (190 ps) Audi A5 Cabriolet

55,914 miles 2017 Zero Deposit

Home Delivery Available

£14,695
£308/month
Example
  • Smart fortwo

1.0 Grandstyle Coupe 2dr Petrol SoftTouch Euro 5 (84 bhp) Smart fortwo

66,980 miles 2014 Zero Deposit

Home Delivery Available

£4,195
£88/month
Example
  • Vauxhall Corsa

1.4i Ecotec Sport Hatchback 5dr Petrol Manual Euro 6 (90 Ps) Vauxhall Corsa

47,000 miles 2019 Zero Deposit

Home Delivery Available

£7,208
£151/month
Example
  • MG 5

61.1kWh Trophy Long Range Estate 5dr Electric Auto (156 ps) MG 5

8,943 miles 2023 Zero Deposit

Home Delivery Available

£15,100
£251/month
Example
  • Volkswagen Golf

1.6 TDI BlueMotion Tech SE Nav Volkswagen Golf

103,000 miles 2017 Zero Deposit

Home Delivery Available

£7,550
Colchester
£158/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Suv 5dr Petrol Auto Euro 6 (140 Ps) Vauxhall Mokka

66,000 miles 2017 Zero Deposit

Home Delivery Available

£7,795
£163/month
Example
  • Suzuki Ignis

1.2 Dualjet SZ-T Hatchback 5dr Petrol AGS Auto Euro 6 (90 ps) Suzuki Ignis

96,789 miles 2018 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Jaguar F Type

F-TYPE 2.0 P300 First Edition 2dr Auto Jaguar F Type

6,802 miles 2022 Zero Deposit

Home Delivery Available

£44,899
£747/month
Example
  • Ford Fiesta

1.25 Zetecatchback 3dr Petrol Manual (129 g/km, 81 bhp) H Ford Fiesta

88,000 miles 2011 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.