Affordable Car Finance Deals in Colchester

Q: Can I buy a car online and have it delivered in Colchester?

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Q: Do cars come with dealership warranty in Colchester?

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership in Colchester, for specific used car warranty details.

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Affordable Used Cars for Sale in Colchester

BMW 3 Series
2.0 320d M Sport Auto xDrive Euro 6 (s/s) 4dr

2016 | Automatic | 74,000 miles | Diesel

Finance From: £273/month

Cash Price: £12,995

Peugeot 208
1.2 PureTech Allure Hatchback 5dr Petrol Manual Eu

2018 | Manual | 86,800 miles | Petrol

Finance From: £123/month

Cash Price: £5,850

Vauxhall Corsa
1.4i ecoFLEX Energy Hatchback 5dr Petrol Manual Eu

2017 | Manual | 45,000 miles | Petrol

Finance From: £118/month

Cash Price: £5,650

Fiat 500
1.4 MultiAir Pop Star SUV 5dr Petrol Manual Euro 6

2015 | Manual | 85,600 miles | Petrol

Finance From: £100/month

Cash Price: £4,750

Ford Ka
1.2 Edge Hatchback 3dr Petrol Manual Euro 5 (s/s)

2015 | Manual | 35,800 miles | Petrol

Finance From: £93/month

Cash Price: £4,450

Fiat Doblo
1.3 MultiJetII Panel Van 4dr Diesel Manual L1 H1 E

2020 | Manual | 80,000 miles | Diesel

Finance From: £100/month

Cash Price: £4,750

Mercedes Benz C Class
2.1 C220d SE Saloon 4dr Diesel G-Tronic+ Euro 6 (s

2017 | Automatic | 62,480 miles | Diesel

Finance From: £249/month

Cash Price: £11,891

Jaguar XE
2.0d Portfolio Saloon 4dr Diesel Auto Euro 6 (s/s)

2015 | Automatic | 77,000 miles | Diesel

Finance From: £173/month

Cash Price: £8,237

Vauxhall Corsa
1.5 Turbo D SE Hatchback 5dr Diesel Manual Euro 6

2021 | Manual | 36,860 miles | Diesel

Finance From: £199/month

Cash Price: £9,495

Ford Fiesta
1.6 TDCi Zetec S Hatchback 3dr Diesel Manual Euro

2015 | Manual | 63,569 miles | Diesel

Finance From: £126/month

Cash Price: £6,000

Vauxhall Vivaro
1.6 CDTi 2900 Panel Van 5dr Diesel Manual L1 H1 Euro 6 (s/s) (95 ps)

2018 | Manual | 34,000 miles | Diesel

Finance From: £168/month

Cash Price: £7,990

MINI Convertible
1.5 Cooper Convertible 2dr Petrol Steptronic Euro

2018 | Automatic | 52,000 miles | Petrol

Finance From: £283/month

Cash Price: £13,495

MG 3
1.5 VTi-TECH Exclusive Nav Hatchback 5dr Petrol Ma

2023 | Manual | 34,000 miles | Petrol

Finance From: £210/month

Cash Price: £10,000

Mercedes Benz C Class
C300 2.0 C300 AMG Line Coupe 2dr Petrol G-Tronic+ Euro

2019 | Automatic | 36,563 miles | Petrol

Finance From: £420/month

Cash Price: £19,995

Jaguar F Pace
2.0 D180 R-Sport SUV 5dr Diesel Auto AWD Euro 6 (s

2017 | Automatic | 73,606 miles | Diesel

Finance From: £325/month

Cash Price: £15,495

Ford Kuga
2.0 TDCi EcoBlue Titanium Edition SUV 5dr Diesel M

2019 | Manual | 35,986 miles | Diesel

Finance From: £283/month

Cash Price: £13,495

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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With 1000’s to Choose From, Discover What You Could Be Driving Tomorrow.

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Bad Credit Car Finance? No Problem

View Your Options and Find a Bad Credit Car Finance Solution.

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Hire Purchase, Lease or PCP: Our Lenders Make it Easy To Afford Your Next Car.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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