Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Skoda Octavia

1.5 Tsi Gpf Act Se L Estate 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Skoda Octavia

79,365 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • Ford Focus

1.0 T EcoBoost Zetec Ford Focus

88,000 miles 2016 Zero Deposit

Home Delivery Available

£4,695
Colchester
£95/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

55,500 miles 2018 Zero Deposit

Home Delivery Available

£8,000
Colchester
£163/month
Example
  • Skoda Fabia

1.0 SE Euro 6 (s/s) 5dr Skoda Fabia

120,000 miles 2018 Zero Deposit

Home Delivery Available

£3,995
Colchester
£81/month
Example
  • Volkswagen Golf

2.0 TSI R Hatchback 5dr Petrol DSG 4Motion Euro 6 Volkswagen Golf

82,000 miles 2018 Zero Deposit

Home Delivery Available

£16,995
£346/month
Example
  • MINI Convertible

1.5 Cooper Convertible 2dr Petrol Steptronic Euro MINI Convertible

41,673 miles 2018 Zero Deposit

Home Delivery Available

£12,500
Ipswich
£254/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

84,260 miles 2017 Zero Deposit

Home Delivery Available

£15,000
Ipswich
£305/month
Example
  • Mercedes Benz CLA

1.6 CLA180 AMG Line Edition Coupe 4dr Petrol 7G-DC Mercedes Benz CLA

54,455 miles 2018 Zero Deposit

Home Delivery Available

£13,512
Ipswich
£275/month
Example
  • Ford Mondeo

1.5T EcoBoost Titanium Edition Hatchback 5dr Petro Ford Mondeo

98,636 miles 2018 Zero Deposit

Home Delivery Available

£6,800
£138/month
Example
  • Land Rover Discovery

3.0 D300 MHEV SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery

58,000 miles 2021 Zero Deposit

Home Delivery Available

£32,500
Colchester
£515/month
Example
  • Audi TT

1.8 TFSI S line Coupe 3dr Petrol Manual Euro 6 (s/ Audi TT

43,000 miles 2016 Zero Deposit

Home Delivery Available

£14,495
£295/month
Example
  • Audi A4

2.0 TDI S line Estate 5dr Diesel Manual Euro 6 (s/ Audi A4

70,975 miles 2017 Zero Deposit

Home Delivery Available

£11,950
Chelmsford
£243/month
Example
  • Mercedes Benz C-Class

2.1 C250d AMG Line Coupe 2dr Diesel G-Tronic+ Euro Mercedes Benz C-Class

91,500 miles 2016 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

51,400 miles 2017 Zero Deposit

Home Delivery Available

£14,995
£305/month
Example
  • BMW 1 Series

1.5 116d SE Hatchback 5dr Diesel Manual Euro 6 (s/ BMW 1 Series

97,912 miles 2017 Zero Deposit

Home Delivery Available

£6,350
£129/month
Example
  • Volkswagen Golf

1.0 TSI BlueMotion Tech SE Nav Hatchback 5dr Petro Volkswagen Golf

104,668 miles 2017 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5132 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

We would love to hear from you