Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Land Rover Range Rover

3.0 TD V6 Vogue Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover

102,000 miles 2017 Zero Deposit

Home Delivery Available

£16,495
Colchester
£336/month
Example
  • Land Rover Range Rover Velar

2.0 D240 R-Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

79,000 miles 2017 Zero Deposit

Home Delivery Available

£16,495
Colchester
£336/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

54,000 miles 2018 Zero Deposit

Home Delivery Available

£11,995
Colchester
£244/month
Example
  • Ford Fiesta

1.0T EcoBoost Active B&O Play Auto Euro 6 (s/s) 5dr Ford Fiesta

30,000 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • Fiat 500

1.2 S Euro 6 (s/s) 3dr Fiat 500

58,750 miles 2016 Zero Deposit

Home Delivery Available

£6,095
Ipswich
£124/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Euro 6 (s/s) 5dr Skoda Octavia

2,100 miles 2024 Zero Deposit

Home Delivery Available

£21,495
£341/month
Example
  • Citroen C4

1.2 PureTech Feel Edition Citroen C4

93,000 miles 2018 Zero Deposit

Home Delivery Available

£4,995
Colchester
£102/month
Example
  • Dacia Duster

1.5 Blue Dci Comfort Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) Dacia Duster

73,000 miles 2018 Zero Deposit

Home Delivery Available

£7,390
£150/month
Example
  • smart forfour

1.0 Prime (Premium) Hatchback 5dr Petrol Twinamic Euro 6 (s/s) (71 ps) smart forfour

25,600 miles 2018 Zero Deposit

Home Delivery Available

£8,895
£181/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF ST-Line Hatchback 5dr Petrol Man Ford Fiesta

56,037 miles 2019 Zero Deposit

Home Delivery Available

£8,510
Ipswich
£173/month
Example
  • MINI Hatch

1.5 Cooper Sport Hatchback 5dr Petrol Manual Euro MINI Hatch

9,500 miles 2019 Zero Deposit

Home Delivery Available

£14,402
£293/month
Example
  • Mercedes Benz A-Class

1.3 A200 AMG Line (Executive) Hatchback 5dr Petrol Mercedes Benz A-Class

77,000 miles 2020 Zero Deposit

Home Delivery Available

£14,421
£293/month
Example
  • Kia Venga

1.6 2 AUTOMATIC Kia Venga

13,000 miles 2019 Zero Deposit

Home Delivery Available

£11,495
Colchester
£234/month
Example
  • Vauxhall Mokka

1.4 i Turbo Exclusiv Automatic Vauxhall Mokka

49,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Colchester
£163/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Nav Auto Euro 6 (s/s) 5dr Vauxhall Mokka

29,000 miles 2022 Zero Deposit

Home Delivery Available

£14,495
£230/month
Example
  • Volvo XC90

2.0 D5 PowerPulse Momentum SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (235 ps) Volvo XC90

62,385 miles 2016 Zero Deposit

Home Delivery Available

£21,750
£443/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

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