Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Vauxhall Mokka

1.4 i Turbo Elite Nav Vauxhall Mokka

95,000 miles 2018 Zero Deposit

Home Delivery Available

£7,195
Colchester
£151/month
Example
  • Ford Fiesta

1.25 Zetec Hatchback 5dr Petrol Manual Euro 6 (82 Ford Fiesta

42,582 miles 2016 Zero Deposit

Home Delivery Available

£7,195
£151/month
Example
  • Volvo V90

2.0 D4 Momentum Estate 5dr Diesel Auto Euro 6 (s/s Volvo V90

89,000 miles 2016 Zero Deposit

Home Delivery Available

£12,200
Chelmsford
£256/month
Example
  • Hyundai Tucson

1.6 H T Gdi Ultimate Suv 5dr Petrol Hybrid Auto Euro 6 (s/s) (230 Ps) Hyundai Tucson

15,000 miles 2021 Zero Deposit

Home Delivery Available

£22,790
£379/month
Example
  • Audi A1 SPORTBACK

1.0 Tfsi 30 S Line Sportback 5dr Petrol S Tronic Euro 6 (s/s) (110 Ps) Audi A1 SPORTBACK

34,402 miles 2021 Zero Deposit

Home Delivery Available

£17,990
£299/month
Example
  • Renault Kadjar

1.3 TCe S Edition SUV 5dr Petrol Manual Euro 6 (s/s) (160 ps) Renault Kadjar

23,084 miles 2020 Zero Deposit

Home Delivery Available

£12,695
£266/month
Example
  • Vauxhall Astra

1.4i Turbo Elite Hatchback 5dr Petrol Manual Euro 6 (150 Ps) Vauxhall Astra

79,478 miles 2016 Zero Deposit

Home Delivery Available

£5,845
£122/month
Example
  • Mazda Mx 5 Rf

1.5 Skyactiv G Sport Nav Plus Convertible 2dr Petrol Manual Euro 6 (132 Ps) Mazda Mx 5 Rf

37,082 miles 2019 Zero Deposit

Home Delivery Available

£15,695
£329/month
Example
  • Toyota AYGO

1.0 VVT-I X-PLAY Toyota AYGO

84,000 miles 2017 Zero Deposit

Home Delivery Available

£4,700
Ipswich
£98/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

68,000 miles 2016 Zero Deposit

Home Delivery Available

£13,995
Colchester
£294/month
Example
  • Jaguar I Pace

400 90kWh HSE Jaguar I Pace

35,795 miles 2021 Zero Deposit

Home Delivery Available

£20,490
£341/month
Example
  • BMW 3 Series

3.0 M340i xDrive Saloon BMW 3 Series

60,000 miles 2021 Zero Deposit

Home Delivery Available

£32,990
£549/month
Example
  • BMW i3

i3s 120Ah BMW i3

7,994 miles 2022 Zero Deposit

Home Delivery Available

£19,990
£333/month
Example
  • Volkswagen Polo

1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Volkswagen Polo

54,000 miles 2018 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example
  • Volkswagen Passat

2.0 TDI SE Business Estate 5dr Diesel Manual Euro Volkswagen Passat

48,407 miles 2019 Zero Deposit

Home Delivery Available

£13,500
Ipswich
£283/month
Example
  • DS Automobiles DS 3

1.2 PureTech Performance Line Hatchback 3dr Petrol Manual Euro 6 (s/s) (130 ps) DS Automobiles DS 3

18,950 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

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