Affordable Car Finance Deals in Colchester

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Skoda Yeti

2.0 TDI Laurin & Klement Outdoor 5dr Diesel DSG 4W Skoda Yeti

89,137 miles 2015 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna SUV 5dr Petrol Manual 2WD Euro 6 Nissan Qashqai

88,000 miles 2015 Zero Deposit

Home Delivery Available

£6,500
£136/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Fiesta

56,232 miles 2017 Zero Deposit

Home Delivery Available

£7,490
£157/month
Example
  • Subaru Forester

2.0i XE SUV 5dr Petrol Lineartronic 4WD Euro 6 (s/ Subaru Forester

37,897 miles 2019 Zero Deposit

Home Delivery Available

£16,987
Ipswich
£356/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 3dr Petrol Manual Euro 6 (s/s MINI Hatch

26,883 miles 2018 Zero Deposit

Home Delivery Available

£11,895
Chelmsford
£249/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

68,000 miles 2016 Zero Deposit

Home Delivery Available

£13,295
£279/month
Example
  • Fiat Panda

0.9 TwinAir Cross Euro 6 (s/s) 5dr Fiat Panda

40,840 miles 2017 Zero Deposit

Home Delivery Available

£9,600
£201/month
Example
  • Kia Picanto

1.0 DPi 1 Hatchback 5dr Petrol Manual Euro 6 (s/s) Kia Picanto

15,839 miles 2023 Zero Deposit

Home Delivery Available

£9,495
Colchester
£199/month
Example
  • Ford Kuga

2.5 Duratec 14.4kWh ST-Line X Edition SUV 5dr Petr Ford Kuga

20,375 miles 2022 Zero Deposit

Home Delivery Available

£21,495
Colchester
£358/month
Example
  • Mazda 2

1.5 SKYACTIV-G MHEV SE-L Hatchback 5dr Petrol Manu Mazda 2

44,814 miles 2020 Zero Deposit

Home Delivery Available

£10,199
Ipswich
£214/month
Example
  • Renault Kadjar

1.6 dCi Signature Nav SUV 5dr Diesel Manual Euro 6 Renault Kadjar

72,000 miles 2016 Zero Deposit

Home Delivery Available

£7,999
Ipswich
£168/month
Example
  • SEAT Alhambra

2.0 TDI Ecomotive XCELLENCE MPV 5dr Diesel Manual SEAT Alhambra

27,752 miles 2020 Zero Deposit

Home Delivery Available

£20,250
Ipswich
£337/month
Example
  • Ford Ranger

2.0 EcoBlue Wildtrak Pickup Double Cab 4dr Diesel Ford Ranger

58,110 miles 2021 Zero Deposit

Home Delivery Available

£19,995
£333/month
Example
  • Ford Transit

2.0 280 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

75,964 miles 2022 Zero Deposit

Home Delivery Available

£14,750
£245/month
Example
  • MINI Countryman

1.5 10kWh Cooper SE Classic SUV 5dr Petrol Plug-in MINI Countryman

20,000 miles 2021 Zero Deposit

Home Delivery Available

£19,995
Chelmsford
£333/month
Example
  • Volkswagen Golf

2.0 Golf R DSG 4WD 5dr Volkswagen Golf

80,503 miles 2016 Zero Deposit

Home Delivery Available

£15,995
Colchester
£336/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.