Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Ford Focus

1.0T EcoBoost Zetec Euro 6 (s/s) 5dr Ford Focus

81,646 miles 2016 Zero Deposit

Home Delivery Available

£4,250
£89/month
Example
  • Renault Captur

1.3 TCe ENERGY GT Line Euro 6 (s/s) 5dr Renault Captur

68,030 miles 2019 Zero Deposit

Home Delivery Available

£8,495
Ipswich
£178/month
Example
  • Renault Captur

1.5 dCi ENERGY Signature Nav SUV 5dr Diesel Auto E Renault Captur

91,000 miles 2015 Zero Deposit

Home Delivery Available

£6,150
Colchester
£129/month
Example
  • BMW 3 Series

1.5 318i Sport Saloon 4dr Petrol Auto Euro 6 (s/s) BMW 3 Series

59,900 miles 2015 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • BMW 4 Series

2.0 420d M Sport Convertible 2dr Diesel Auto Euro BMW 4 Series

99,000 miles 2017 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Hybrid Ford Puma

60,288 miles 2023 Zero Deposit

Home Delivery Available

£15,499
£258/month
Example
  • Skoda Enyaq

62kWh 60 SUV 5dr Electric Auto (179 ps) BATTERY HE Skoda Enyaq

99,531 miles 2021 Zero Deposit

Home Delivery Available

£12,195
£203/month
Example
  • Land Rover Range Rover Velar

3.0 SD6 V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s Land Rover Range Rover Velar

89,558 miles 2018 Zero Deposit

Home Delivery Available

£19,995
£420/month
Example
  • Ford Transit

1.5 Transit Connect 210 Trend TDCi Ford Transit

104,084 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Colchester
£168/month
Example
  • Fiat 500

1.2 ECO Pop Star Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 bhp) Fiat 500

84,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Colchester
£105/month
Example
  • Vauxhall Combo

1.5 Turbo D 2300 Sportive Panel Van 4dr Diesel Man Vauxhall Combo

77,506 miles 2020 Zero Deposit

Home Delivery Available

£6,250
£131/month
Example
  • Ford Kuga

1.5T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro Ford Kuga

88,744 miles 2016 Zero Deposit

Home Delivery Available

£5,742
Ipswich
£120/month
Example
  • SEAT Ibiza

IBIZA 1.0 TSI 110 Xcellence Lux 5dr DSG SEAT Ibiza

21,753 miles 2022 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • MINI Cooper

2.0 COOPER SD 3d 143 BHP Xenons/Media /Chilli Pack MINI Cooper

94,000 miles 2015 Zero Deposit

Home Delivery Available

£5,995
£126/month
Example
  • Vauxhall Corsa

1.4i Turbo ecoTEC SRi VX Line Euro 6 (s/s) 3dr Vauxhall Corsa

75,600 miles 2015 Zero Deposit

Home Delivery Available

£4,500
£94/month
Example
  • SEAT Ibiza

1.2 TSI I TECH Sport Coupe Euro 5 3dr SEAT Ibiza

56,000 miles 2015 Zero Deposit

Home Delivery Available

£5,500
£115/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.