Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 5dr Suzuki Vitara

14,482 miles 2021 Zero Deposit

Home Delivery Available

£12,490
Colchester
£198/month
Example
  • Ford Fiesta

1.0T EcoBoost Zetec Hatchback 5dr Petrol Manual Eu Ford Fiesta

65,631 miles 2016 Zero Deposit

Home Delivery Available

£5,500
Ipswich
£112/month
Example
  • Mercedes Benz E Class

2.0 E220d AMG Line (Premium) Cabriolet 2dr Diesel Mercedes Benz E Class

72,522 miles 2018 Zero Deposit

Home Delivery Available

£17,500
Ipswich
£356/month
Example
  • Hyundai Kona

1.0 T Gdi Mhev Premium Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (120 Ps) Hyundai Kona

22,541 miles 2021 Zero Deposit

Home Delivery Available

£13,495
£214/month
Example
  • Kia Picanto

1.0 T Gdi Gt Line S Hatchback 5dr Petrol Manual Euro 6 (s/s) (99 Bhp) Kia Picanto

9,234 miles 2023 Zero Deposit

Home Delivery Available

£13,995
£222/month
Example
  • Ford Fiesta

1.0t Ecoboost Zetec Hatchback 5dr Petrol Auto Euro 6 (s/s) (100 Ps) Ford Fiesta

14,149 miles 2018 Zero Deposit

Home Delivery Available

£11,250
£229/month
Example
  • BMW 4 Series

2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 4 Series

71,010 miles 2018 Zero Deposit

Home Delivery Available

£13,495
£275/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel DSG Euro 6 (s/s) (20 Skoda Octavia

7,000 miles 2023 Zero Deposit

Home Delivery Available

£26,905
£427/month
Example
  • Fiat 500

1.0 Mhev Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (70 Bhp) Fiat 500

33,787 miles 2021 Zero Deposit

Home Delivery Available

£8,295
£169/month
Example
  • Nissan Juke

1.2 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) Nissan Juke

55,599 miles 2016 Zero Deposit

Home Delivery Available

£6,295
£128/month
Example
  • Hyundai i40

1.7 Crdi Blue Drive Premium Saloon 4dr Diesel Dct Euro 6 (s/s) (141 Ps) Hyundai i40

84,955 miles 2018 Zero Deposit

Home Delivery Available

£7,695
£157/month
Example
  • Nissan Qashqai

1.3 Dig T Mhev Tekna Plus Suv 5dr Petrol Hybrid Xtron Euro 6 (s/s) (158 Ps) Nissan Qashqai

23,887 miles 2022 Zero Deposit

Home Delivery Available

£20,595
£327/month
Example
  • Suzuki S-Cross

1.4 Boosterjet Mhev Motion Suv 5dr Petrol Hybrid Manual Euro 6 (s/s) (129 Ps) Suzuki S-Cross

48,700 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Mercedes Benz Sprinter

2.0 315 CDI Progressive Dropside truck 2dr Diesel Mercedes Benz Sprinter

89,779 miles 2021 Zero Deposit

Home Delivery Available

£13,950
Chelmsford
£221/month
Example
  • Fiat 500

1.2 Pop Hatchback 3dr Petrol Manual Euro 6 (s/s) ( Fiat 500

59,250 miles 2019 Zero Deposit

Home Delivery Available

£4,895
£99/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 3dr Petrol Manual Ford Fiesta

61,000 miles 2016 Zero Deposit

Home Delivery Available

£5,550
Colchester
£113/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

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