Affordable Car Finance Deals in Colchester

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Nissan X Trail

1.6 dCi Tekna 4WD Euro 6 (s/s) 5dr Nissan X Trail

91,000 miles 2016 Zero Deposit

Home Delivery Available

£8,650
£181/month
Example
  • Vauxhall Mokka

1.4i Turbo Active Auto Euro 6 5dr Vauxhall Mokka

55,000 miles 2018 Zero Deposit

Home Delivery Available

£9,795
£205/month
Example
  • Ford Fiesta

1.5T EcoBoost ST-3 Hatchback 3dr Petrol Manual Eur Ford Fiesta

62,159 miles 2019 Zero Deposit

Home Delivery Available

£12,450
£261/month
Example
  • BMW 3 Series

2.0 320d Sport Saloon 4dr Diesel Auto xDrive Euro BMW 3 Series

91,698 miles 2015 Zero Deposit

Home Delivery Available

£9,906
£208/month
Example
  • BMW M5

4.4i V8 Competition Saloon 4dr Petrol Steptronic x BMW M5

33,000 miles 2020 Zero Deposit

Home Delivery Available

£48,983
£815/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 3dr Petrol Manual Eur MINI Hatch

46,505 miles 2020 Zero Deposit

Home Delivery Available

£11,695
Chelmsford
£245/month
Example
  • Volvo V40

2.0 D2 R-Design Nav Plus Hatchback 5dr Diesel Auto Euro 6 (s/s) (120 ps) Volvo V40

63,000 miles 2017 Zero Deposit

Home Delivery Available

£8,990
£189/month
Example
  • Tesla Model-3

(Dual Motor) Long Range Saloon 4dr Electric Auto 4 Tesla Model-3

72,826 miles 2021 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • Toyota AYGO

1.0 VVT-i Edge Hatchback 5dr Petrol x-shift Euro 6 Toyota AYGO

19,712 miles 2022 Zero Deposit

Home Delivery Available

£13,500
£225/month
Example
  • Ford Fiesta

1.0T EcoBoost GPF ST-Line X Hatchback 3dr Petrol M Ford Fiesta

46,903 miles 2019 Zero Deposit

Home Delivery Available

£9,400
£197/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line X Hatchback 3dr Petrol Manua Ford Fiesta

97,492 miles 2018 Zero Deposit

Home Delivery Available

£6,800
£143/month
Example
  • Hyundai Tucson

1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 Hyundai Tucson

34,494 miles 2022 Zero Deposit

Home Delivery Available

£17,199
Ipswich
£286/month
Example
  • Mercedes Benz EQB

EQB 350 66.5kWh AMG Line SUV 5dr Electric Auto 4MA Mercedes Benz EQB

23,000 miles 2022 Zero Deposit

Home Delivery Available

£28,000
£466/month
Example
  • MINI Hatch

1.5 One 1499 GT Hatchback 3dr Petrol Steptronic Eu MINI Hatch

43,000 miles 2018 Zero Deposit

Home Delivery Available

£13,495
£283/month
Example
  • SEAT Leon

1.5 TSI EVO FR Hatchback 5dr Petrol Manual Euro 6 SEAT Leon

61,000 miles 2019 Zero Deposit

Home Delivery Available

£11,000
Ipswich
£231/month
Example
  • Kia Sportage

1.6 CRDi MHEV GT-Line SUV 5dr Diesel Hybrid DCT Eu Kia Sportage

60,600 miles 2020 Zero Deposit

Home Delivery Available

£14,495
£241/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.