Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Kia PROCEE'D

1.5 T-GDi GT-Line Shooting Brake 5dr Petrol Manual Kia PROCEE'D

65,315 miles 2022 Zero Deposit

Home Delivery Available

£13,145
Ipswich
£219/month
Example
  • BMW 4 Series

3.0 435d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

100,284 miles 2018 Zero Deposit

Home Delivery Available

£14,900
£313/month
Example
  • BMW 5 Series

2.0 520d M Sport Saloon 4dr Diesel Auto Euro 6 (s/ BMW 5 Series

83,161 miles 2017 Zero Deposit

Home Delivery Available

£14,000
Ipswich
£294/month
Example
  • Audi A3

1.5 TFSI CoD S line Sportback 5dr Petrol Manual Eu Audi A3

34,123 miles 2018 Zero Deposit

Home Delivery Available

£14,850
Ipswich
£312/month
Example
  • Hyundai i10

1.2 SE Connect Hatchback 5dr Petrol Auto Euro 6 (s Hyundai i10

19,207 miles 2022 Zero Deposit

Home Delivery Available

£12,599
Ipswich
£210/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual Euro 6 ( BMW 3 Series

82,600 miles 2016 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Renault Clio

1.0 Tce S Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Renault Clio

58,850 miles 2021 Zero Deposit

Home Delivery Available

£9,395
£197/month
Example
  • Suzuki Vitara

1.4 Boosterjet 48V Hybrid SZ5 5dr Suzuki Vitara

33,708 miles 2023 Zero Deposit

Home Delivery Available

£15,190
Colchester
£253/month
Example
  • Suzuki Swift

1.2 Dualjet Attitude 5dr Suzuki Swift

45,402 miles 2019 Zero Deposit

Home Delivery Available

£8,790
Colchester
£184/month
Example
  • Hyundai i10

1.2 Premium Hatchback 5dr Petrol Manual Euro 5 (87 ps) Hyundai i10

49,500 miles 2016 Zero Deposit

Home Delivery Available

£6,295
£132/month
Example
  • Ford Focus

1.5 TDCi Zetec Edition Euro 6 (s/s) 5dr Ford Focus

34,000 miles 2017 Zero Deposit

Home Delivery Available

£8,995
Colchester
£189/month
Example
  • Suzuki Vitara

1.4 Boosterjet SZ5 ALLGRIP 5dr Auto Suzuki Vitara

36,936 miles 2019 Zero Deposit

Home Delivery Available

£14,890
Colchester
£312/month
Example
  • BMW 3 Series

2.0 320D M SPORT TOURING BMW 3 Series

82,000 miles 2016 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • SEAT Ibiza

IBIZA 1.0 TSI 115 FR 5dr SEAT Ibiza

20,000 miles 2024 Zero Deposit

Home Delivery Available

£14,990
£249/month
Example
  • Volvo XC40

2.0 D3 R-Design SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Volvo XC40

89,778 miles 2018 Zero Deposit

Home Delivery Available

£13,450
£282/month
Example
  • Citroen C3

1.2 PureTech 110 Plus 5dr EAT6 Citroen C3

8,485 miles 2024 Zero Deposit

Home Delivery Available

£12,990
Colchester
£216/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

We would love to hear from you