Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Peugeot 3008

3008 1.2 PureTech GT Premium 5dr EAT8 Peugeot 3008

65,350 miles 2021 Zero Deposit

Home Delivery Available

£15,490
£258/month
Example
  • SEAT Ateca

ATECA 1.5 TSI EVO FR Sport 5dr DSG SEAT Ateca

43,500 miles 2023 Zero Deposit

Home Delivery Available

£18,790
£313/month
Example
  • SEAT Ateca

ATECA 1.5 TSI EVO SE Technology 5dr SEAT Ateca

28,500 miles 2021 Zero Deposit

Home Delivery Available

£15,290
£254/month
Example
  • Ford Puma

PUMA 1.0 EcoBoost Hybrid mHEV ST-Line 5dr Ford Puma

33,000 miles 2023 Zero Deposit

Home Delivery Available

£13,990
£233/month
Example
  • Alfa Romeo Giulietta

GIULIETTA 1.75 TBi 240 Veloce 5dr TCT Alfa Romeo Giulietta

71,000 miles 2017 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Jaguar F Pace

F-PACE 2.0 D200 R-Dynamic HSE Black 90th Anniv 5dr Auto Jaguar F Pace

18,434 miles 2024 Zero Deposit

Home Delivery Available

£39,179
£652/month
Example
  • Mercedes Benz C Class

1.8 C200K Sport Saloon 4dr Petrol Auto Euro 4 (184 ps) Mercedes Benz C Class

67,000 miles 2007 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Vauxhall Corsa

1.4i Ecotec Se Nav Hatchback 5dr Petrol Auto Euro 6 (90 Ps) Vauxhall Corsa

22,079 miles 2019 Zero Deposit

Home Delivery Available

£11,295
Ipswich
£237/month
Example
  • Volkswagen Passat

2.0 BiTDI BlueMotion Tech R-Line DSG 4Motion Euro 6 (s/s) 4dr Volkswagen Passat

86,000 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Ford Focus

1.0T EcoBoost Titanium Estate 5dr Petrol Auto Euro 6 (s/s) (125 ps) Ford Focus

37,894 miles 2017 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Volkswagen Scirocco

2.0 TSI BlueMotion Tech GTS DSG Euro 6 (s/s) 3dr Volkswagen Scirocco

89,000 miles 2016 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Volkswagen Polo

1.8 TSI GTI Euro 6 (s/s) 5dr Volkswagen Polo

57,800 miles 2017 Zero Deposit

Home Delivery Available

£12,495
Ipswich
£262/month
Example
  • Cupra Formentor

FORMENTOR 1.5 eTSI 150 V3 5dr DSG Cupra Formentor

5,492 miles 2025 Zero Deposit

Home Delivery Available

£30,890
£514/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring 5dr Diesel Auto xDrive Eu BMW 3 Series

105,000 miles 2016 Zero Deposit

Home Delivery Available

£11,750
£246/month
Example
  • Kia Picanto

1.0 Dpi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (66 Bhp) Kia Picanto

10,000 miles 2024 Zero Deposit

Home Delivery Available

£13,195
£220/month
Example
  • Fiat 500

1.0 FireFly Turbo MultiAir City Cross SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp) Fiat 500

18,794 miles 2021 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.