Affordable Car Finance Deals in Colchester

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Vauxhall Corsa

1.2 SE Euro 6 5dr Vauxhall Corsa

74,088 miles 2020 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Honda Cr V

1.6 i-DTEC SE Plus Euro 6 (s/s) 5dr Honda Cr V

58,000 miles 2017 Zero Deposit

Home Delivery Available

£12,400
£260/month
Example
  • BMW 3 Series

1.5 318i Sport Touring Euro 6 (s/s) 5dr BMW 3 Series

46,000 miles 2018 Zero Deposit

Home Delivery Available

£11,500
£241/month
Example
  • Mitsubishi Outlander

2.2 DI-D 4 Auto 4WD Euro 6 5dr Mitsubishi Outlander

55,000 miles 2017 Zero Deposit

Home Delivery Available

£13,695
Colchester
£287/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Black SUV 5dr Diesel Auto 4WD Euro 6 ( Land Rover Discovery Sport

76,189 miles 2016 Zero Deposit

Home Delivery Available

£13,250
£278/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Classic SUV 5dr Petrol Plug-i MINI Countryman

37,000 miles 2019 Zero Deposit

Home Delivery Available

£16,995
Chelmsford
£357/month
Example
  • Citroen C4

1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (Euro 6) (82 ps) Citroen C4

43,000 miles 2015 Zero Deposit

Home Delivery Available

£5,490
£115/month
Example
  • Mercedes Benz CLA

1.3 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 Mercedes Benz CLA

73,000 miles 2021 Zero Deposit

Home Delivery Available

£18,750
£312/month
Example
  • Land Rover Range Rover

5.0 V8 SV Autobiography Dynamic SUV 5dr Petrol Aut Land Rover Range Rover

62,188 miles 2017 Zero Deposit

Home Delivery Available

£36,295
Ipswich
£604/month
Example
  • Land Rover Discovery 4

3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 6 (s/s) Land Rover Discovery 4

59,591 miles 2015 Zero Deposit

Home Delivery Available

£24,295
Ipswich
£510/month
Example
  • Audi S3

2.0 TFSI Sportback 5dr Petrol S Tronic quattro Eur Audi S3

60,116 miles 2016 Zero Deposit

Home Delivery Available

£16,975
Ipswich
£356/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

66,911 miles 2017 Zero Deposit

Home Delivery Available

£15,750
Ipswich
£330/month
Example
  • Mazda 3

2.0 SKYACTIV-G SE Nav Hatchback 5dr Petrol Manual Mazda 3

78,066 miles 2015 Zero Deposit

Home Delivery Available

£6,495
Ipswich
£136/month
Example
  • Nissan Juke

1.0 DIG-T N-CONNECTA SUV 5dr DCT AUTOMATIC EURO 6 Nissan Juke

22,604 miles 2022 Zero Deposit

Home Delivery Available

£14,500
Ipswich
£241/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.