Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Colchester

  • Suzuki Swift

1.2 Mild Hybrid Motion 5dr CVT Suzuki Swift

10 miles 2026 Zero Deposit

Home Delivery Available

£20,999
Ipswich
£338/month
Example
  • Suzuki Swift

5dr Hat 1.2 Mild Hybrid Ultra Suzuki Swift

10 miles 2026 Zero Deposit

Home Delivery Available

£20,999
Ipswich
£338/month
Example
  • Suzuki Swift

1.2 Mild Hybrid Ultra 5dr CVT Suzuki Swift

10 miles 2026 Zero Deposit

Home Delivery Available

£21,999
Ipswich
£354/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol CVT Euro 6 Honda Civic

87,585 miles 2017 Zero Deposit

Home Delivery Available

£8,700
£179/month
Example
  • Mercedes Benz C-Class

2.1 C220d AMG Line (Premium Plus) Coupe 2dr Diesel Mercedes Benz C-Class

76,386 miles 2018 Zero Deposit

Home Delivery Available

£14,995
£308/month
Example
  • Audi A3 Sportback

1.4 Tfsi Cod Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi A3 Sportback

69,732 miles 2016 Zero Deposit

Home Delivery Available

£8,795
£180/month
Example
  • Suzuki Swift

1.2 MHEV Ultra Hatchback 5dr Petrol Hybrid CVT Euro 6 (s/s) (82 ps) Suzuki Swift

6,588 miles 2024 Zero Deposit

Home Delivery Available

£16,795
£270/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Steptronic Euro 6 MINI Hatch

10,986 miles 2018 Zero Deposit

Home Delivery Available

£14,990
£308/month
Example
  • BMW 3 Series

2.0 320d M Sport GT 5dr Diesel Manual Euro 6 (s/s) BMW 3 Series

108,000 miles 2017 Zero Deposit

Home Delivery Available

£8,000
Colchester
£164/month
Example
  • MINI Hatch

1.5 Cooper Classic Hatchback 5dr Petrol Manual Eur MINI Hatch

32,354 miles 2020 Zero Deposit

Home Delivery Available

£11,990
£246/month
Example
  • MINI Clubman

2.0 Cooper S Estate 6dr Petrol Auto Euro 6 (s/s) ( MINI Clubman

50,123 miles 2016 Zero Deposit

Home Delivery Available

£13,995
£287/month
Example
  • MINI Convertible

1.5 Cooper Exclusive Convertible 2dr Petrol Steptr MINI Convertible

46,447 miles 2019 Zero Deposit

Home Delivery Available

£14,450
£297/month
Example
  • Renault Clio

0.9 TCe Dynamique Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) Renault Clio

23,600 miles 2017 Zero Deposit

Home Delivery Available

£8,295
Ipswich
£170/month
Example
  • Renault Clio

1.0 SCe Iconic Hatchback 5dr Petrol Manual Euro 6 Renault Clio

48,013 miles 2021 Zero Deposit

Home Delivery Available

£9,200
£189/month
Example
  • Skoda Superb

2.0 TDI SE L Estate 5dr Diesel DSG Euro 6 (s/s) (1 Skoda Superb

86,069 miles 2023 Zero Deposit

Home Delivery Available

£15,495
£249/month
Example
  • MG ZS

1.5 VTi-TECH Excite SUV 5dr Petrol Manual Euro 6 (s/s) (106 ps) MG ZS

62,701 miles 2019 Zero Deposit

Home Delivery Available

£7,995
£164/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.