Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Ford Kuga

1.5t Ecoboost St Line Edition Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Ford Kuga

45,707 miles 2023 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • Mercedes Benz A-Class

1.6 A160 AMG Line Hatchback 5dr Petrol Manual Euro Mercedes Benz A-Class

84,000 miles 2017 Zero Deposit

Home Delivery Available

£10,000
Colchester
£210/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Ford Focus

48,058 miles 2019 Zero Deposit

Home Delivery Available

£10,200
£214/month
Example
  • Vauxhall ADAM

1.2i ENERGISED Hatchback 3dr Petrol Manual Euro 6 Vauxhall ADAM

28,904 miles 2019 Zero Deposit

Home Delivery Available

£8,379
Ipswich
£176/month
Example
  • Renault Arkana

1.6 S Edition E-TECH Hybrid 145 Auto Renault Arkana

27,832 miles 2022 Zero Deposit

Home Delivery Available

£15,290
£254/month
Example
  • Suzuki Vitara

1.4 Boosterjet S ALLGRIP 5dr Auto Suzuki Vitara

101,228 miles 2016 Zero Deposit

Home Delivery Available

£8,490
Colchester
£178/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Auto xDrive Eur BMW 3 Series

51,228 miles 2017 Zero Deposit

Home Delivery Available

£15,595
£327/month
Example
  • Citroen C3

1.2 PureTech C-Series Edition Hatchback 5dr Petrol Citroen C3

34,300 miles 2022 Zero Deposit

Home Delivery Available

£9,620
£202/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel DSG Euro 6 (s/s) (18 Skoda Octavia

109,500 miles 2017 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Volkswagen Golf

2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG Volkswagen Golf

80,900 miles 2016 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • Vauxhall Corsa

1.2 Turbo Sri Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

25,100 miles 2021 Zero Deposit

Home Delivery Available

£10,695
£224/month
Example
  • Peugeot 2008

1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (100 ps) Peugeot 2008

68,000 miles 2016 Zero Deposit

Home Delivery Available

£5,690
£119/month
Example
  • Ford Fiesta

1.0T EcoBoost Trend Hatchback 5dr Petrol Manual Eu Ford Fiesta

30,966 miles 2022 Zero Deposit

Home Delivery Available

£11,304
Ipswich
£237/month
Example
  • Mercedes Benz C-Class

2.0 C200 AMG Line (Premium) Coupe 2dr Petrol G-Tro Mercedes Benz C-Class

65,000 miles 2018 Zero Deposit

Home Delivery Available

£15,995
£336/month
Example
  • BMW 4 Series

2.0 420d M Sport Coupe 2dr Diesel Auto Euro 6 (s/s BMW 4 Series

72,000 miles 2018 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon 4dr Diesel Manual xDrive E BMW 3 Series

78,368 miles 2016 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.