Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Audi Q3

1.5 TFSI CoD 35 Technik SUV 5dr Petrol Manual Euro Audi Q3

62,000 miles 2022 Zero Deposit

Home Delivery Available

£17,995
£299/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate Auto Euro 6 (s/s) 5dr Vauxhall Crossland

12,000 miles 2022 Zero Deposit

Home Delivery Available

£14,795
£246/month
Example
  • Volkswagen Caddy

2.0 TDI DSG Euro 6 (s/s) 5dr Volkswagen Caddy

60,000 miles 2019 Zero Deposit

Home Delivery Available

£15,895
£333/month
Example
  • Vauxhall Corsa

1.2 Turbo Elite Edition Auto Euro 6 (s/s) 5dr Vauxhall Corsa

33,000 miles 2022 Zero Deposit

Home Delivery Available

£13,595
£226/month
Example
  • Porsche Macan

3.0 TD V6 S PDK 4WD Euro 6 (s/s) 5dr Porsche Macan

93,600 miles 2015 Zero Deposit

Home Delivery Available

£17,950
Colchester
£377/month
Example
  • Peugeot 308

1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps) Peugeot 308

17,125 miles 2022 Zero Deposit

Home Delivery Available

£17,795
£296/month
Example
  • Lamborghini URUS

4.0T FSI V8 5dr Auto Lamborghini URUS

32,138 miles 2022 Zero Deposit

Home Delivery Available

£179,990
Chelmsford
£2995/month
Example
  • Volkswagen Golf

1.5 TSI EVO GPF GT Hatchback 5dr Petrol DSG Euro 6 (s/s) (150 ps) Volkswagen Golf

60,036 miles 2019 Zero Deposit

Home Delivery Available

£13,400
£281/month
Example
  • Abarth 595

595 1.4 T-Jet 180 Competizione 2dr Abarth 595

26,666 miles 2021 Zero Deposit

Home Delivery Available

£16,290
£271/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line Euro 6 (s/s) 5dr Ford Puma

57,000 miles 2022 Zero Deposit

Home Delivery Available

£13,395
£223/month
Example
  • Ford Transit

2.0 TDCi 270 Trend L1 H1 5dr Ford Transit

101,500 miles 2018 Zero Deposit

Home Delivery Available

£7,500
Ipswich
£157/month
Example
  • Vauxhall Corsa

50kWh Elite Nav Vauxhall Corsa

27,134 miles 2020 Zero Deposit

Home Delivery Available

£10,500
£220/month
Example
  • Mercedes Benz SLC

SLC200 SLC 200 AMG Line Roadster 9G Automatic * SAHARA BEIGE LEATHER + AIR SCARF + Mercedes Benz SLC

48,000 miles 2018 Zero Deposit

Home Delivery Available

£17,995
Colchester
£378/month
Example
  • Mercedes Benz SLC

SLC200 SLC 200 AMG Line Roadster 9G Automatic * TWO TONE QUILTED LEATHER + AIR SCA Mercedes Benz SLC

36,000 miles 2017 Zero Deposit

Home Delivery Available

£17,995
Colchester
£378/month
Example
  • Mercedes Benz SLK

SLK200 SLK 200 AMG Sport Roadster 9G Automatic * PAN ROOF + AIR SCARF + NAPPA LEAT Mercedes Benz SLK

31,000 miles 2015 Zero Deposit

Home Delivery Available

£14,995
Colchester
£315/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Steptronic Euro 6 MINI Hatch

45,900 miles 2018 Zero Deposit

Home Delivery Available

£12,295
Chelmsford
£258/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.