Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Vauxhall Viva

1.0i SL Hatchback 5dr Petrol Manual Euro 6 (75 ps) Vauxhall Viva

89,000 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • DS Automobiles DS 3

1.2 PureTech Connected Chic Hatchback 3dr Petrol M DS Automobiles DS 3

56,871 miles 2017 Zero Deposit

Home Delivery Available

£5,495
Colchester
£115/month
Example
  • Citroen C4

1.2 PureTech Sense Hatchback 5dr Petrol Manual Eur Citroen C4

24,749 miles 2023 Zero Deposit

Home Delivery Available

£11,995
Colchester
£252/month
Example
  • Volkswagen Polo

1.0 TSI R-Line Hatchback 5dr Petrol DSG Euro 6 (s/ Volkswagen Polo

24,000 miles 2022 Zero Deposit

Home Delivery Available

£17,000
£283/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 HSE Dynamic Convertible 2dr Diesel Auto 4W Land Rover Range Rover Evoque

57,242 miles 2016 Zero Deposit

Home Delivery Available

£15,073
£316/month
Example
  • Audi Q2

1.0 TFSI Sport SUV 5dr Petrol Manual Euro 6 (s/s) (116 ps) Audi Q2

70,557 miles 2018 Zero Deposit

Home Delivery Available

£10,795
£226/month
Example
  • Land Rover Range Rover Sport

3.0 SD V6 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

76,000 miles 2016 Zero Deposit

Home Delivery Available

£16,995
Colchester
£357/month
Example
  • Volkswagen Golf

2.0 TDI BlueMotion Tech GTD Automatic Volkswagen Golf

81,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
Colchester
£273/month
Example
  • BMW 1 Series

1.5 118i M Sport Hatchback 5dr Petrol Manual Euro BMW 1 Series

38,000 miles 2020 Zero Deposit

Home Delivery Available

£16,795
£352/month
Example
  • Volkswagen Polo

1.0 TSI SEL Hatchback 5dr Petrol Manual Euro 6 (s/ Volkswagen Polo

51,000 miles 2018 Zero Deposit

Home Delivery Available

£11,000
£231/month
Example
  • Audi A3

1.0 TFSI SE Technik Sportback Euro 6 (s/s) 5dr Audi A3

115,000 miles 2018 Zero Deposit

Home Delivery Available

£6,495
Colchester
£136/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback 5dr Diesel DSG Euro 6 (s/s) (190 ps) Volkswagen Arteon

94,042 miles 2019 Zero Deposit

Home Delivery Available

£14,495
Colchester
£304/month
Example
  • Mercedes Benz CLA

1.3 CLA200 AMG Line Shooting Brake 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz CLA

61,000 miles 2020 Zero Deposit

Home Delivery Available

£17,495
£367/month
Example
  • Audi A1

1.0 TFSI 25 Sport Sportback S Tronic Euro 6 (s/s) 5dr Audi A1

46,000 miles 2020 Zero Deposit

Home Delivery Available

£14,595
£306/month
Example
  • Nissan Juke

1.6 TEKNA Nissan Juke

35,000 miles 2018 Zero Deposit

Home Delivery Available

£9,995
Colchester
£210/month
Example
  • MINI Hatch

2.0 Cooper S Sport Hatchback 3dr Petrol Manual Eur MINI Hatch

45,000 miles 2021 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.