Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Volvo XC60

2.0 D4 SE Lux Nav SUV 5dr Diesel Auto Euro 6 (s/s) (190 ps) Volvo XC60

54,316 miles 2016 Zero Deposit

Home Delivery Available

£14,900
£303/month
Example
  • BMW 5 Series

2.0 530e 9.2kWh M Sport Saloon 4dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (252 ps) BMW 5 Series

63,927 miles 2019 Zero Deposit

Home Delivery Available

£17,995
£366/month
Example
  • Suzuki Swift

Sz4 Suzuki Swift

70,941 miles 2016 Zero Deposit

Home Delivery Available

£5,799
Ipswich
£118/month
Example
  • Suzuki Jimny

SZ4 Suzuki Jimny

50,446 miles 2019 Zero Deposit

Home Delivery Available

£23,999
Ipswich
£489/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

118,200 miles 2017 Zero Deposit

Home Delivery Available

£4,995
Colchester
£102/month
Example
  • Ford Fiesta

1.6T EcoBoost ST-2 Hatchback 3dr Petrol Manual Eur Ford Fiesta

80,000 miles 2016 Zero Deposit

Home Delivery Available

£7,580
Colchester
£154/month
Example
  • Volkswagen Tiguan

1.5 Tsi Evo Match Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Volkswagen Tiguan

63,414 miles 2019 Zero Deposit

Home Delivery Available

£14,495
£295/month
Example
  • BSA Gold Star

1 Owner -Only 427 Miles *Shadow Black Edition** Save BSA Gold Star

427 miles 2025 Zero Deposit

Home Delivery Available

£4,650
Ipswich
£95/month
Example
  • SEAT Ibiza

1.2 TSI FR Red Edition Euro 6 5dr SEAT Ibiza

63,250 miles 2017 Zero Deposit

Home Delivery Available

£7,000
£142/month
Example
  • Suzuki Ignis

1.2 Dualjet MHEV SZ-T Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (83 ps) Suzuki Ignis

19,917 miles 2021 Zero Deposit

Home Delivery Available

£11,795
£240/month
Example
  • Peugeot 5008

1.6 BlueHDi Allure Automatic Peugeot 5008

58,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Colchester
£163/month
Example
  • Honda Cr V

2.0 H I Mmd Se Suv 5dr Petrol Hybrid Ecvt Euro 6 (s/s) (184 Ps) Honda Cr V

62,442 miles 2020 Zero Deposit

Home Delivery Available

£16,495
£336/month
Example
  • Tesla Model-3

Dual Motor Long Range Tesla Model-3

38,000 miles 2021 Zero Deposit

Home Delivery Available

£20,990
£333/month
Example
  • Nissan Juke

1.6 Tekna Suv 5dr Petrol Xtron Euro 6 (117 Ps) Nissan Juke

30,236 miles 2017 Zero Deposit

Home Delivery Available

£9,995
Ipswich
£203/month
Example
  • Kia Sportage

1.6 T Gdi Gt Line Suv 5dr Petrol Manual Euro 6 (174 Bhp) Kia Sportage

98,580 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Ipswich
£163/month
Example
  • Ford Kuga

2.0 TDCi Titanium 2WD Euro 6 (s/s) 5dr Ford Kuga

77,000 miles 2016 Zero Deposit

Home Delivery Available

£6,795
Colchester
£138/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

We would love to hear from you