Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Colchester

  • Hyundai i10

1.0 Premium Auto Euro 6 (s/s) 5dr Hyundai i10

41,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • Audi A6 Saloon

2.0 TDi Black Edition Auto - Audi A6 Saloon

106,033 miles 2016 Zero Deposit

Home Delivery Available

£10,495
Colchester
£214/month
Example
  • Lexus Lc

500 5.0 Sport+ 2dr Auto Lexus Lc

72,500 miles 2017 Zero Deposit

Home Delivery Available

£45,000
Ipswich
£714/month
Example
  • Vauxhall Mokka

1.4i Turbo Ecotec Active Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Vauxhall Mokka

62,000 miles 2019 Zero Deposit

Home Delivery Available

£6,990
£142/month
Example
  • Vauxhall Mokka

1.4i Turbo Active SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) Vauxhall Mokka

68,000 miles 2017 Zero Deposit

Home Delivery Available

£5,790
£118/month
Example
  • Fiat 500

1.2 Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (69 Bhp) Fiat 500

48,771 miles 2019 Zero Deposit

Home Delivery Available

£6,695
£136/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio Jaguar F Pace

63,000 miles 2017 Zero Deposit

Home Delivery Available

£12,999
Colchester
£265/month
Example
  • Land Rover Discovery

3.0 TD V6 HSE Luxury Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery

65,000 miles 2017 Zero Deposit

Home Delivery Available

£23,495
Colchester
£478/month
Example
  • Mercedes Benz C-Class

C220d AMG Line Premium Estate 7G Automatic * PAN ROOF + GREAT SPEC + VERY LOW MILEAGE * Mercedes Benz C-Class

36,000 miles 2017 Zero Deposit

Home Delivery Available

£17,450
Colchester
£355/month
Example
  • Mercedes Benz SLC

SLC 250d AMG Line Roadster 9G Automatic * TWO TONE QUILTED LEATHER + PAN ROOF + 1 LADY OWNER * Mercedes Benz SLC

57,000 miles 2017 Zero Deposit

Home Delivery Available

£16,450
Colchester
£335/month
Example
  • Mercedes Benz SLC

SLC 200 AMG Line Roadster 9G Automatic * PANORAMIC GLASS ROOF + TWO TONE QUILTED LEATHER * Mercedes Benz SLC

28,000 miles 2018 Zero Deposit

Home Delivery Available

£19,950
Colchester
£406/month
Example
  • BMW 2 Series Gran Tourer

2.0 218d M Sport MPV 5dr Diesel Auto Euro 6 (s/s) (150 ps) BMW 2 Series Gran Tourer

54,000 miles 2016 Zero Deposit

Home Delivery Available

£11,490
£234/month
Example
  • Ford Kuga

1.5t Ecoboost Gpf Titanium Suv 5dr Petrol Manual 2wd Euro 6 (s/s) (150 Ps) Ford Kuga

32,623 miles 2018 Zero Deposit

Home Delivery Available

£11,195
£228/month
Example
  • Suzuki Celerio

1.0 SZ4 5 door AGS Auto Petrol Automatic Suzuki Celerio

37,000 miles 2018 Zero Deposit

Home Delivery Available

£7,995
£163/month
Example
  • BMW 4 Series

2.0 420i M Sport Convertible 2dr Petrol Auto Euro BMW 4 Series

69,546 miles 2022 Zero Deposit

Home Delivery Available

£25,000
Ipswich
£397/month
Example
  • Kia Sportage

1.6 CRDi EcoDynamics+ 4 Kia Sportage

30,000 miles 2020 Zero Deposit

Home Delivery Available

£15,995
Colchester
£326/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.

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