Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • BMW 2 Series

1.5 218i M Sport Saloon 4dr Petrol Manual Euro 6 ( BMW 2 Series

6,000 miles 2024 Zero Deposit

Home Delivery Available

£24,795
£413/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech Match SUV 5dr Diesel Manua Volkswagen Tiguan

34,000 miles 2016 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • BMW 4 Series

2.0 420i M Sport Hatchback 5dr Petrol Auto Euro 6 BMW 4 Series

91,000 miles 2017 Zero Deposit

Home Delivery Available

£12,350
£259/month
Example
  • Subaru Forester

2.0D XC SUV 5dr Diesel Manual 4WD Euro 5 (147 ps) Subaru Forester

92,000 miles 2015 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line X Hatchback 5dr Petrol Manua Ford Focus

50,200 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Dacia Duster

1.2 TCe Laureate SUV 5dr Petrol Manual Euro 6 (s/s Dacia Duster

16,004 miles 2017 Zero Deposit

Home Delivery Available

£8,850
£186/month
Example
  • Ford Kuga

2.0 TDCi ST-Line X SUV 5dr Diesel Powershift AWD E Ford Kuga

77,403 miles 2017 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 TD4 SE Tech SUV 5dr Diesel Manual 4WD Euro 6 ( Land Rover Range Rover Evoque

97,682 miles 2016 Zero Deposit

Home Delivery Available

£8,000
£168/month
Example
  • BMW i4

40 83.9kWh M Sport Gran Coupe 5dr Electric Auto eD BMW i4

51,000 miles 2022 Zero Deposit

Home Delivery Available

£24,900
£414/month
Example
  • Fiat 500

42kWh Passion Hatchback 3dr Electric Auto (118 ps) Fiat 500

11,000 miles 2021 Zero Deposit

Home Delivery Available

£11,350
£238/month
Example
  • Fiat Punto

1.4 Easy + Hatchback 5dr Petrol Euro 6 (s/s) (77 bhp) Fiat Punto

14,477 miles 2015 Zero Deposit

Home Delivery Available

£5,458
Ipswich
£114/month
Example
  • Land Rover Range Rover

3.0 D350 First Edition 4dr Aut Land Rover Range Rover

24,459 miles 2022 Zero Deposit

Home Delivery Available

£88,995
Chelmsford
£1481/month
Example
  • Ford Transit

2.0 300 EcoBlue Limited Panel Van 5dr Diesel Manua Ford Transit

57,592 miles 2022 Zero Deposit

Home Delivery Available

£15,995
£266/month
Example
  • BMW 2 Series

2.0 220i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s BMW 2 Series

47,469 miles 2017 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Land Rover Discovery Sport

2.0 Si4 HSE Dynamic Lux SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (290 bhp) Land Rover Discovery Sport

43,283 miles 2019 Zero Deposit

Home Delivery Available

£21,495
£451/month
Example
  • Mercedes Benz SLC

SLC200 2.0 Slc200 Sport Convertible 2dr Petrol G Tronic Euro 6 (s/s) (184 Ps) Mercedes Benz SLC

51,589 miles 2016 Zero Deposit

Home Delivery Available

£14,250
£299/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.