Used Cars for Sale in Colchester | Discover Local Vehicles

Find and finance your next used car in and around Colchester with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Colchester

  • Vauxhall Astra

1.6 CDTi ecoFLEX Design Sports Tourer Euro 6 (s/s) 5dr Vauxhall Astra

107,000 miles 2015 Zero Deposit

Home Delivery Available

£3,750
£79/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Die Volkswagen Tiguan

74,000 miles 2016 Zero Deposit

Home Delivery Available

£11,951
£251/month
Example
  • BMW M2

3.0 BiTurbo GPF Competition Coupe 2dr Petrol DCT E BMW M2

24,500 miles 2020 Zero Deposit

Home Delivery Available

£36,939
£615/month
Example
  • Audi A4

2.0 TFSI 35 Black Edition Estate 5dr Petrol Manual Audi A4

73,000 miles 2019 Zero Deposit

Home Delivery Available

£15,936
£334/month
Example
  • Peugeot 308

1.5 BlueHDi GT Line SUV 5dr Diesel EAT Euro 6 (s/s Peugeot 308

43,800 miles 2019 Zero Deposit

Home Delivery Available

£14,186
£298/month
Example
  • Honda Cr V

2.0 i-VTEC SE Plus Navi SUV 5dr Petrol Auto 4WD Eu Honda Cr V

40,850 miles 2018 Zero Deposit

Home Delivery Available

£15,488
£325/month
Example
  • BMW i3

42.2kWh S Hatchback 5dr Electric Auto 184 ps BMW i3

47,174 miles 2020 Zero Deposit

Home Delivery Available

£12,350
£206/month
Example
  • Mercedes Benz C Class

2.0 C220d AMG Line (Premium) Cabriolet 2dr Diesel Mercedes Benz C Class

27,012 miles 2020 Zero Deposit

Home Delivery Available

£20,995
£349/month
Example
  • Audi A3

2.0 A3 S Line TDI 2dr Audi A3

108,953 miles 2015 Zero Deposit

Home Delivery Available

£7,745
Colchester
£162/month
Example
  • BMW 3 Series

2.0 320d M Sport Saloon BMW 3 Series

104,000 miles 2015 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • Lamborghini URUS

URUS SE PHEV AUTO Lamborghini URUS

900 miles 2025 Zero Deposit

Home Delivery Available

£284,990
Chelmsford
£4742/month
Example
  • BMW 1 Series

1.5 116d M Sport Hatchback 5dr Diesel Auto Euro 6 BMW 1 Series

40,950 miles 2016 Zero Deposit

Home Delivery Available

£13,495
Colchester
£283/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Executive) Hatchback 5dr Diese Mercedes Benz A Class

68,595 miles 2018 Zero Deposit

Home Delivery Available

£13,995
Colchester
£294/month
Example
  • MG ZS

1.5 VTi-TECH Exclusive 5dr MG ZS

25,059 miles 2022 Zero Deposit

Home Delivery Available

£12,500
Chelmsford
£208/month
Example
  • Hyundai Tucson

1.6 TGDi Hybrid 230 N Line 5dr Hyundai Tucson

2,783 miles 2022 Zero Deposit

Home Delivery Available

£15,500
Chelmsford
£258/month
Example
  • Volkswagen Id3

150kW Life Pro Performance 58k Volkswagen Id3

16,455 miles 2021 Zero Deposit

Home Delivery Available

£15,250
Chelmsford
£254/month
Example

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Learn More About Car Finance

Car Finance Deals Colchester

When you need a new car and car finance in Colchester, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Colchester

Worried about your credit history? Don't be. ChooseMyCar, right here in Colchester, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Colchester

At ChooseMyCar, we offer no deposit car finance in Colchester through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Colchester lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Colchester as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Colchester, for specific used car warranty details.