Cars for Sale On Finance near Southampton

Find and finance your next used car in and around Southampton with ChooseMyCar

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ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

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Latest used cars for sale near Southampton

Car Finance Deals Southampton

Are you looking for a reliable car finance in Southampton? If so, ChooseMyCar is the ideal choice for you. We have collected the UK’s most trusted lenders who offer affordable finance deals, ensuring you get your vehicle on finance. Whether it’s Leasing, PCP or Hire purchase, our experienced lenders provide you with the fairest price on suitable finance to fit your budget. Just answer a few questions on our simple online application to get quotes from our lenders that suit you.

We understand that raising money for a deposit may be difficult. Depending on your income and credit history, you may be eligible for a No Deposit Car Loan. Simply talk to our friendly team, and we’ll match you with one of our specialist lenders to help you arrange a finance deal that doesn’t break your bank.

Bad Credit Car Finance Southampton

Bad credit history shouldn’t prevent you from securing your dream car on finance. Whether you’ve filed for bankruptcy or CCJs, we can match you with lenders that offer great finance deals for bad credit. Our specialist lenders guide you through your options and help you secure the finance you require. Our lenders provide several poor credit card finance solutions, from Joint Purchase Agreements to Guarantor Loans. This allows you to overcome the challenges of damaged credit scores and get the car you want.

Just fill in a few details and chat with one of our friendly and experienced team members, and they’ll match you with a lender to meet your requirements and budget. We offer advice and guidance every step of the way, no matter your credit history. So you can depend on us to match you with a lender who will give you the deal you need for the car you want.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

Why Use ChooseMyCar

If you’re looking for an expert to help you secure a great finance deal, ChooseMyCar is the ideal choice. This is because we offer the following:

  • No deposits are required for every purchase

  • Bad credit history finance is accepted

  • Easy online applications

  • All circumstances considered

  • Negotiating on your behalf