Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Dacia Sandero Stepway

1.0 Tce Journey Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

22,476 miles 2023 Zero Deposit

Home Delivery Available

£12,300
Lincoln
£205/month
Example
  • Volvo V60

2.0 B3 Mhev Core Estate 5dr Petrol Hybrid Dct Auto Euro 6 (s/s) (163 Ps) Volvo V60

23,452 miles 2023 Zero Deposit

Home Delivery Available

£22,994
Lincoln
£383/month
Example
  • Renault Clio

1.5 dCi Iconic Hatchback 5dr Diesel Manual Euro 6 (s/s) (90 ps) Renault Clio

46,479 miles 2018 Zero Deposit

Home Delivery Available

£8,500
Lincoln
£178/month
Example
  • Renault Clio

1.6 E Tech Techno Hatchback 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 Ps) Renault Clio

25 miles 2026 Zero Deposit

Home Delivery Available

£20,495
Lincoln
£341/month
Example
  • Nissan Qashqai

1.3 Dig T Tekna Suv 5dr Petrol Dct Auto Euro 6 (s/s) (160 Ps) Nissan Qashqai

51,415 miles 2019 Zero Deposit

Home Delivery Available

£13,400
Lincoln
£281/month
Example
  • MG ZS

1.0 T Gdi Exclusive Suv 5dr Petrol Auto Euro 6 (111 Ps) MG ZS

16,101 miles 2024 Zero Deposit

Home Delivery Available

£15,400
Lincoln
£256/month
Example
  • Ford Kuga

2.0 Ecoblue St Line Suv 5dr Diesel Auto Awd Euro 6 (s/s) (190 Ps) Ford Kuga

53,027 miles 2020 Zero Deposit

Home Delivery Available

£15,994
Lincoln
£336/month
Example
  • Renault Clio

1.6 E Tech Evolution Hatchback 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 Ps) Renault Clio

25 miles 2026 Zero Deposit

Home Delivery Available

£19,995
Lincoln
£333/month
Example
  • Renault Clio

1.6 E Tech Techno Hatchback 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 Ps) Renault Clio

25 miles 2026 Zero Deposit

Home Delivery Available

£20,495
Lincoln
£341/month
Example
  • Renault Clio

1.6 E-TECH esprit Alpine Hatchback 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 ps) Renault Clio

25 miles 2026 Zero Deposit

Home Delivery Available

£21,995
Lincoln
£366/month
Example
  • Vauxhall Corsa Electric

51kwh Ultimate Hatchback 5dr Electric Auto (156 Ps) Vauxhall Corsa Electric

17,876 miles 2023 Zero Deposit

Home Delivery Available

£14,500
Lincoln
£241/month
Example
  • Tesla Model-3

Dual Motor Performance Auto 4WDE 4dr (Performance Upgrade) Tesla Model-3

62,085 miles 2020 Zero Deposit

Home Delivery Available

£16,498
£346/month
Example
  • Fiat 500

1.0 MHEV Dolcevita Hatchback 3dr Petrol Manual Euro 6 (s/s) (70 bhp) Fiat 500

2,195 miles 2023 Zero Deposit

Home Delivery Available

£11,500
Lincoln
£241/month
Example
  • BMW 4 Series Gran Coupe

2.0 420d M Sport Hatchback 5dr Diesel Manual Euro 6 (s/s) (190 Ps) BMW 4 Series Gran Coupe

91,972 miles 2017 Zero Deposit

Home Delivery Available

£11,994
Lincoln
£252/month
Example
  • Volkswagen T Roc

1.5 TSI EVO Design SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps) Volkswagen T Roc

42,221 miles 2018 Zero Deposit

Home Delivery Available

£13,500
Lincoln
£283/month
Example
  • Dacia Duster

1.0 Tce Comfort Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Dacia Duster

36,335 miles 2019 Zero Deposit

Home Delivery Available

£9,400
Lincoln
£197/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.