Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Land Rover Range Rover Sport

RANGE ROVER SPORT 3.0 D350 Autobiography 5dr Auto Land Rover Range Rover Sport

14,547 miles 2025 Zero Deposit

Home Delivery Available

£87,991
Lincoln
£1464/month
Example
  • BMW 1 Series

1.5 118i Sport Hatchback 5dr Petrol Manual Euro 6 BMW 1 Series

55,354 miles 2019 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Alfa Romeo MiTo

875 TB TwinAir Progression Euro 6 (s/s) 3dr Alfa Romeo MiTo

89,000 miles 2016 Zero Deposit

Home Delivery Available

£2,780
£58/month
Example
  • Volvo V90

2.0 D4 Plus Estate 5dr Diesel Auto AWD Euro 6 (s/s Volvo V90

60,000 miles 2020 Zero Deposit

Home Delivery Available

£22,500
Lincoln
£374/month
Example
  • Hyundai Kona

1.0 T-GDi SE SUV 5dr Petrol Manual Euro 6 (s/s) (1 Hyundai Kona

84,082 miles 2019 Zero Deposit

Home Delivery Available

£7,690
£161/month
Example
  • Land Rover Defender

DEFENDER 2.0 P300e X-Dynamic HSE 110 5dr Auto Land Rover Defender

22,888 miles 2024 Zero Deposit

Home Delivery Available

£64,589
Lincoln
£1075/month
Example
  • Toyota RAV4

2.0 D-4D Icon SUV 5dr Diesel Manual 2WD Euro 5 (s/ Toyota RAV4

68,527 miles 2015 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Honda HR-V

Hr-v 1.5 i-VTEC SE 5dr Honda HR-V

45,000 miles 2018 Zero Deposit

Home Delivery Available

£11,212
Lincoln
£235/month
Example
  • Peugeot 5008

5008 1.2 PureTech Allure 5dr EAT6 Peugeot 5008

37,017 miles 2017 Zero Deposit

Home Delivery Available

£15,962
Lincoln
£335/month
Example
  • Hyundai i10

1.2 SE Euro 6 5dr Hyundai i10

99,000 miles 2017 Zero Deposit

Home Delivery Available

£4,480
£94/month
Example
  • Volkswagen Polo

1.0 BlueMotion Tech Match Edition Euro 6 (s/s) 5dr Volkswagen Polo

58,000 miles 2017 Zero Deposit

Home Delivery Available

£7,980
£167/month
Example
  • Fiat 500

1.6 500x Off-road Look 1.6 Multijet 120hp Cross Plus Fiat 500

93,537 miles 2016 Zero Deposit

Home Delivery Available

£4,495
£94/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 3dr Ford Fiesta

40,000 miles 2016 Zero Deposit

Home Delivery Available

£6,980
£146/month
Example
  • Volvo V40

2.0 D2 Momentum Nav Plus Euro 6 (s/s) 5dr Volvo V40

94,700 miles 2018 Zero Deposit

Home Delivery Available

£6,380
£134/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.