Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Vauxhall Insignia

1.6 Turbo D ecoTEC Elite Nav Grand Sport 5dr Diese Vauxhall Insignia

108,630 miles 2017 Zero Deposit

Home Delivery Available

£5,490
£115/month
Example
  • Lotus Eletre

ELETRE 675kW R 112kWh 5dr Auto Lotus Eletre

5,164 miles 2024 Zero Deposit

Home Delivery Available

£77,980
Lincoln
£1298/month
Example
  • Nissan Qashqai

QASHQAI 1.5 E-Power Tekna 5dr Auto Nissan Qashqai

14,343 miles 2023 Zero Deposit

Home Delivery Available

£23,490
£391/month
Example
  • Nissan Qashqai

1.5 dCi N-TEC+ Nissan Qashqai

104,381 miles 2012 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example
  • Renault Clio

0.9 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 Renault Clio

65,896 miles 2018 Zero Deposit

Home Delivery Available

£6,490
£136/month
Example
  • Jaguar XF

2.0d R-Sport Saloon 4dr Diesel Auto Euro 6 (s/s) ( Jaguar XF

102,883 miles 2017 Zero Deposit

Home Delivery Available

£7,790
£163/month
Example
  • Hyundai i20

1.2 Classic Hatchback 5dr Petrol Manual Euro 5 (85 Hyundai i20

27,842 miles 2014 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Skoda Fabia

1.2 TSI SE L Estate 5dr Petrol Manual Euro 6 (s/s) Skoda Fabia

93,477 miles 2017 Zero Deposit

Home Delivery Available

£5,690
£119/month
Example
  • Hyundai i20

1.2 Blue Drive SE Hatchback 5dr Petrol Manual Euro Hyundai i20

93,933 miles 2016 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Maserati Ghibli

3.0 D V6 Maserati Ghibli

33,741 miles 2017 Zero Deposit

Home Delivery Available

£17,985
£377/month
Example
  • Hyundai Santa Fe

2.2 CRDi Blue Drive Premium SE 4WD Euro 6 (s/s) 5dr (7 Seat) Hyundai Santa Fe

94,000 miles 2016 Zero Deposit

Home Delivery Available

£9,980
£209/month
Example
  • Honda Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro Honda Civic

41,000 miles 2019 Zero Deposit

Home Delivery Available

£11,295
Lincoln
£237/month
Example
  • Vauxhall Vivaro

1.6 CDTi 2900 Vauxhall Vivaro

130,000 miles 2016 Zero Deposit

Home Delivery Available

£5,495
Lincoln
£115/month
Example
  • Ford Focus

1.6 TDCi Titanium Ford Focus

117,811 miles 2015 Zero Deposit

Home Delivery Available

£4,495
Lincoln
£94/month
Example
  • Dacia Duster

1.5 Laureate dCi 110 4x2 Dacia Duster

61,406 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example
  • SEAT Leon

1.4 EcoTSI FR Technology SEAT Leon

124,975 miles 2017 Zero Deposit

Home Delivery Available

£6,356
£133/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.