Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Vauxhall Corsa

1.2 Turbo GS 5dr Vauxhall Corsa

6,500 miles 2025 Zero Deposit

Home Delivery Available

£15,495
£246/month
Example
  • Vauxhall Corsa

1.2 Design 5dr Vauxhall Corsa

31,000 miles 2023 Zero Deposit

Home Delivery Available

£11,995
£244/month
Example
  • MG 4

64kWh Trophy Long Range MG 4

16,497 miles 2024 Zero Deposit

Home Delivery Available

£16,495
Lincoln
£262/month
Example
  • Tesla MODEL  Y

Dual Motor Long Range Tesla MODEL Y

36,457 miles 2022 Zero Deposit

Home Delivery Available

£24,695
Lincoln
£392/month
Example
  • Skoda Enyaq

iV 62kWh 60 Skoda Enyaq

42,121 miles 2021 Zero Deposit

Home Delivery Available

£15,495
Lincoln
£246/month
Example
  • Hyundai IONIQ

1.6 IONIQ PH PREM SE 1.6 GDI MY19 Hyundai IONIQ

81,799 miles 2019 Zero Deposit

Home Delivery Available

£10,495
Lincoln
£214/month
Example
  • Porsche Taycan

Performance 79.2kWh 4S Porsche Taycan

7,083 miles 2023 Zero Deposit

Home Delivery Available

£49,995
Lincoln
£793/month
Example
  • BMW F 900 XR

900 Euro 5 BMW F 900 XR

6,668 miles 2023 Zero Deposit

Home Delivery Available

£7,498
£153/month
Example
  • Kawasaki Ninja 1000SX

1000 Euro 5 Kawasaki Ninja 1000SX

19,174 miles 2021 Zero Deposit

Home Delivery Available

£6,798
£138/month
Example
  • Land Rover Discovery

2.0 SD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery

50,799 miles 2017 Zero Deposit

Home Delivery Available

£18,998
£387/month
Example
  • Aprilia TUONO 1100 V4

1100 Aprilia TUONO 1100 V4

9,018 miles 2016 Zero Deposit

Home Delivery Available

£7,598
£155/month
Example
  • Volvo V60

2.0 D4 R-Design Auto Euro 6 (s/s) 5dr Volvo V60

96,920 miles 2020 Zero Deposit

Home Delivery Available

£15,490
£315/month
Example
  • Nissan Juke

1.2 DiG-T N-Connecta Style 5dr Nissan Juke

66,651 miles 2017 Zero Deposit

Home Delivery Available

£5,995
Lincoln
£122/month
Example
  • Ford Mustang Mach-E

Mustang Mach-E RWD Standard 5 Door 68kWh (75kWh) Standard Range RWD 1 Speed Automatic Ford Mustang Mach-E

62,089 miles 2021 Zero Deposit

Home Delivery Available

£15,985
Lincoln
£254/month
Example
  • Abarth 595

1.4 T-Jet TROFEO Abarth 595

46,243 miles 2019 Zero Deposit

Home Delivery Available

£10,495
Lincoln
£214/month
Example
  • BMW S 1000 RR

1000 Sport Euro 5 BMW S 1000 RR

2,304 miles 2023 Zero Deposit

Home Delivery Available

£15,798
£251/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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