Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Vauxhall Corsa

1.2 Turbo SRi Edition 5dr Vauxhall Corsa

24,500 miles 2022 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • Nissan Qashqai

1.3 DiG-T N-Connecta 5dr Nissan Qashqai

46,400 miles 2019 Zero Deposit

Home Delivery Available

£10,495
£214/month
Example
  • BMW 4 Series

440i M Sport 2dr Auto [Professional Media] BMW 4 Series

35,100 miles 2018 Zero Deposit

Home Delivery Available

£23,995
£488/month
Example
  • Vauxhall Corsa

1.4 [75] SRi 3dr Vauxhall Corsa

49,900 miles 2018 Zero Deposit

Home Delivery Available

£6,495
£132/month
Example
  • MINI Hatch

2.0 John Cooper Works II 3dr Auto [8 Speed] MINI Hatch

52,500 miles 2018 Zero Deposit

Home Delivery Available

£15,995
£326/month
Example
  • Vauxhall Crossland

1.2 [83] Elite 5dr Vauxhall Crossland

29,500 miles 2019 Zero Deposit

Home Delivery Available

£8,495
£173/month
Example
  • Abarth 595

1.4 T-Jet 140 3dr Abarth 595

62,300 miles 2016 Zero Deposit

Home Delivery Available

£6,295
£128/month
Example
  • Dacia Sandero Stepway

1.0 TCe Expression 5dr Dacia Sandero Stepway

22,100 miles 2023 Zero Deposit

Home Delivery Available

£10,995
£224/month
Example
  • MINI Countryman

COUNTRYMAN COOPER S EXCLU MINI Countryman

24,300 miles 2023 Zero Deposit

Home Delivery Available

£23,995
£381/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto Vauxhall Corsa

12,800 miles 2025 Zero Deposit

Home Delivery Available

£16,495
£262/month
Example
  • Vauxhall Grandland

1.2 Turbo SRi Nav 5dr Auto Vauxhall Grandland

42,400 miles 2020 Zero Deposit

Home Delivery Available

£11,295
£230/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Ford Fiesta

89,427 miles 2018 Zero Deposit

Home Delivery Available

£5,995
Lincoln
£122/month
Example
  • Vauxhall Grandland

1.2 Turbo SE 5dr Vauxhall Grandland

76,026 miles 2018 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£132/month
Example
  • Peugeot 3008

1.2 PureTech GT Line 5dr Peugeot 3008

95,872 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Lincoln
£142/month
Example
  • Lexus CT

200h 1.8 F-Sport 5dr CVT Lexus CT

48,906 miles 2019 Zero Deposit

Home Delivery Available

£14,995
£305/month
Example
  • Audi E Tron

55 Technik Auto quattro 5dr 95kWh (11kW Charger) Audi E Tron

39,349 miles 2022 Zero Deposit

Home Delivery Available

£18,998
£301/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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