Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • SsangYong Rexton

2.2D Ultimate T-Tronic 4WD Euro 6 5dr SsangYong Rexton

72,856 miles 2022 Zero Deposit

Home Delivery Available

£18,998
£301/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 R-Dynamic S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

63,180 miles 2019 Zero Deposit

Home Delivery Available

£14,998
£305/month
Example
  • BMW 3 Series

2.0 320d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 3 Series

48,561 miles 2020 Zero Deposit

Home Delivery Available

£21,998
£448/month
Example
  • Kia Sportage

1.6 T-GDi 4 DCT AWD Euro 6 (s/s) 5dr Kia Sportage

33,752 miles 2019 Zero Deposit

Home Delivery Available

£16,798
£342/month
Example
  • Audi A1 SPORTBACK

1.5 Tfsi 35 S Line Sportback 5dr Petrol Manual Euro 6 (s/s) (150 Ps) Audi A1 SPORTBACK

37,676 miles 2019 Zero Deposit

Home Delivery Available

£14,200
Lincoln
£289/month
Example
  • Vauxhall ADAM

1.4i ROCKS AIR Hatchback 3dr Petrol Manual Euro 6 (87 ps) Vauxhall ADAM

39,001 miles 2018 Zero Deposit

Home Delivery Available

£7,900
Lincoln
£161/month
Example
  • Peugeot 2008

1.2 PureTech Allure Peugeot 2008

92,540 miles 2018 Zero Deposit

Home Delivery Available

£5,695
Lincoln
£116/month
Example
  • Peugeot 408

1.2 PureTech GT Fastback EAT Euro 6 (s/s) 5dr Peugeot 408

66,369 miles 2023 Zero Deposit

Home Delivery Available

£12,998
£206/month
Example
  • Peugeot 2008

1.2 PureTech GT Line Euro 6 (s/s) 5dr Peugeot 2008

27,321 miles 2020 Zero Deposit

Home Delivery Available

£12,898
£262/month
Example
  • Nissan Qashqai

1.3 Dig T Acenta Premium Suv 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Nissan Qashqai

69,248 miles 2019 Zero Deposit

Home Delivery Available

£8,994
Lincoln
£183/month
Example
  • Mercedes Benz CLA

2.1 CLA220d AMG Line Coupe 7G-DCT Euro 6 (s/s) 4dr Mercedes Benz CLA

116,000 miles 2016 Zero Deposit

Home Delivery Available

£8,780
Lincoln
£179/month
Example
  • Suzuki Baleno

1.0 Boosterjet SZ-T Euro 6 5dr Suzuki Baleno

52,300 miles 2017 Zero Deposit

Home Delivery Available

£5,680
Lincoln
£115/month
Example
  • Dacia Sandero

1.0 TCe Expression Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps) Dacia Sandero

7,998 miles 2025 Zero Deposit

Home Delivery Available

£12,200
Lincoln
£193/month
Example
  • Toyota Yaris

1.5 Vvt H Icon Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

45,212 miles 2023 Zero Deposit

Home Delivery Available

£13,500
Lincoln
£214/month
Example
  • Volvo S90

2.0 D4 Momentum Pro Saloon 4dr Diesel Auto Euro 6 (s/s) (190 Ps) Volvo S90

71,688 miles 2017 Zero Deposit

Home Delivery Available

£12,300
Lincoln
£250/month
Example
  • Jaguar I Pace

400 90kWh Black Auto 4WD 5dr Jaguar I Pace

69,260 miles 2022 Zero Deposit

Home Delivery Available

£16,498
£262/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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