Affordable Car Finance Deals in Lincoln

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Land Rover Discovery Sport

2.0 TD4 HSE 4WD Euro 6 (s/s) 5dr (5 Seat) Land Rover Discovery Sport

102,000 miles 2017 Zero Deposit

Home Delivery Available

£8,480
£178/month
Example
  • SEAT Ibiza

1.0 Vista Black 5dr Hatch SEAT Ibiza

71,620 miles 2016 Zero Deposit

Home Delivery Available

£5,495
Lincoln
£115/month
Example
  • Peugeot 308

1.6 BlueHDi 120 Active Black 5dr Hatch Peugeot 308

97,562 miles 2016 Zero Deposit

Home Delivery Available

£3,995
Lincoln
£84/month
Example
  • Smart forfour

0.9 Turbo Prime Premium Black 5dr Smart forfour

68,988 miles 2016 Zero Deposit

Home Delivery Available

£4,295
Lincoln
£90/month
Example
  • Vauxhall Grandland

1.2 Turbo SE Black 5dr Hatch Vauxhall Grandland

58,256 miles 2018 Zero Deposit

Home Delivery Available

£7,495
Lincoln
£157/month
Example
  • Fiat Tipo

1.4 T-Jet [120] Lounge Grey 5dr Fiat Tipo

78,889 miles 2018 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example
  • Hyundai Tucson

1.7 CRDi Blue Drive SE Nav 5dr 2WD Hyundai Tucson

98,094 miles 2015 Zero Deposit

Home Delivery Available

£6,995
Lincoln
£147/month
Example
  • Hyundai i10

1.0 Go Edition Red 5dr Hatch Hyundai i10

87,552 miles 2016 Zero Deposit

Home Delivery Available

£3,795
Lincoln
£79/month
Example
  • Volvo S60

2.0 Business Edition D3 Volvo S60

79,993 miles 2016 Zero Deposit

Home Delivery Available

£6,995
Lincoln
£147/month
Example
  • Citroen C3

1.5 BlueHDi Flair Citroen C3

92,361 miles 2019 Zero Deposit

Home Delivery Available

£5,995
Lincoln
£126/month
Example
  • MINI Countryman

2.0 Cooper SD ALL4 Countryman Spec. Ed Auto MINI Countryman

49,998 miles 2016 Zero Deposit

Home Delivery Available

£11,985
£251/month
Example
  • Audi A1

35 TFSI S Line 5dr S Tronic Audi A1

61,000 miles 2021 Zero Deposit

Home Delivery Available

£17,295
£288/month
Example
  • Vauxhall Corsa

100kW Elite Nav 50kWh 5dr Auto [7.4kWCh] Vauxhall Corsa

14,500 miles 2020 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Vauxhall Mokka

1.4T Elite Nav 5dr Auto Vauxhall Mokka

56,000 miles 2019 Zero Deposit

Home Delivery Available

£10,495
£220/month
Example
  • Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto Vauxhall Corsa

1,000 miles 2024 Zero Deposit

Home Delivery Available

£19,995
£333/month
Example
  • Vauxhall Corsa

1.4 Griffin 5dr Vauxhall Corsa

28,724 miles 2019 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.