Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Ford Kuga

1.5 TDCi Titanium Euro 6 (s/s) 5dr Ford Kuga

80,400 miles 2017 Zero Deposit

Home Delivery Available

£7,980
Lincoln
£167/month
Example
  • Vauxhall Astra

1.4i Turbo SRi Hatchback 5dr Petrol Manual Euro 6 Vauxhall Astra

89,863 miles 2016 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Hatchback 3dr Petrol Manual Euro Ford Fiesta

75,073 miles 2018 Zero Deposit

Home Delivery Available

£5,990
£126/month
Example
  • Citroen C3

1.2 PureTech Feel Euro 6 (s/s) 5dr Citroen C3

32,850 miles 2020 Zero Deposit

Home Delivery Available

£8,180
Lincoln
£171/month
Example
  • Peugeot 208

1.2 PureTech Tech Edition Peugeot 208

40,645 miles 2018 Zero Deposit

Home Delivery Available

£7,405
Lincoln
£155/month
Example
  • Vauxhall Corsa

1.2 Turbo Ultimate Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

18,351 miles 2023 Zero Deposit

Home Delivery Available

£13,200
Lincoln
£220/month
Example
  • Citroen C3

1.2 Puretech Flair Hatchback 5dr Petrol Manual Euro 6 (82 Ps) Citroen C3

89,368 miles 2017 Zero Deposit

Home Delivery Available

£4,994
Lincoln
£105/month
Example
  • Skoda Enyaq

Iv 82kwh 80 Sportline Suv 5dr Electric Auto (dc125kw) (204 Ps) Skoda Enyaq

17,957 miles 2023 Zero Deposit

Home Delivery Available

£26,994
Lincoln
£449/month
Example
  • Volkswagen PASSAT ESTATE

2.0 Tdi Evo Sel Estate 5dr Diesel Dsg Euro 6 (s/s) (150 Ps) Volkswagen PASSAT ESTATE

67,501 miles 2019 Zero Deposit

Home Delivery Available

£14,994
Lincoln
£315/month
Example
  • Vauxhall Corsa

1.2 Turbo Gs Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Vauxhall Corsa

28,830 miles 2023 Zero Deposit

Home Delivery Available

£12,500
Lincoln
£208/month
Example
  • Honda HR-V

1.6 i-DTEC SE Navi Honda HR-V

56,042 miles 2018 Zero Deposit

Home Delivery Available

£9,934
Lincoln
£208/month
Example
  • Porsche 718 Cayman

4.0 GT4 Porsche 718 Cayman

10,583 miles 2020 Zero Deposit

Home Delivery Available

£59,985
Lincoln
£998/month
Example
  • Peugeot e-2008

50kWh GT Premium Auto 5dr Peugeot e-2008

68,228 miles 2022 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • Volvo V40

2.0 T3 R-Design Edition Euro 6 (s/s) 5dr Volvo V40

82,930 miles 2019 Zero Deposit

Home Delivery Available

£9,698
£203/month
Example
  • Peugeot 2008

1.2 PureTech Allure Premium EAT Euro 6 (s/s) 5dr Peugeot 2008

44,835 miles 2020 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Porsche Macan

3.0 TD V6 S Porsche Macan

103,419 miles 2017 Zero Deposit

Home Delivery Available

£20,985
Lincoln
£440/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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