Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Ford Fiesta

1.0T EcoBoost ST-Line Euro 6 (s/s) 3dr Ford Fiesta

82,000 miles 2017 Zero Deposit

Home Delivery Available

£4,480
£94/month
Example
  • Volkswagen Golf

1.4 TSI BlueMotion Tech Match Euro 6 (s/s) 3dr Volkswagen Golf

67,500 miles 2015 Zero Deposit

Home Delivery Available

£7,280
£153/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta 2WD Euro 6 (s/s) 5dr Nissan Qashqai

88,500 miles 2017 Zero Deposit

Home Delivery Available

£6,680
£140/month
Example
  • Land Rover Range Rover Velar

2.0 D180 Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

118,700 miles 2018 Zero Deposit

Home Delivery Available

£12,980
£272/month
Example
  • Smart fortwo

1.0 Passion Coupe 2dr Petrol Manual Euro 6 (s/s) ( Smart fortwo

37,322 miles 2019 Zero Deposit

Home Delivery Available

£5,995
Lincoln
£126/month
Example
  • Nissan Pulsar

PULSAR 1.2 DiG-T N-Connecta 5dr Nissan Pulsar

53,249 miles 2018 Zero Deposit

Home Delivery Available

£6,898
Lincoln
£145/month
Example
  • BMW 1 Series

2.0 120d M Sport Hatchback 5dr Diesel Auto xDrive BMW 1 Series

28,450 miles 2019 Zero Deposit

Home Delivery Available

£21,500
Lincoln
£451/month
Example
  • Nissan Qashqai

1.2 DIG-T Tekna Nissan Qashqai

80,077 miles 2018 Zero Deposit

Home Delivery Available

£9,180
Lincoln
£192/month
Example
  • Nissan Qashqai

QASHQAI 1.3 DiG-T MH N-Connecta 5dr Nissan Qashqai

17,754 miles 2023 Zero Deposit

Home Delivery Available

£18,354
Lincoln
£305/month
Example
  • Vauxhall Insignia

1.5T SRi Vx-line Nav 5dr Vauxhall Insignia

62,213 miles 2019 Zero Deposit

Home Delivery Available

£8,895
£187/month
Example
  • Vauxhall Astra

1.6 Cdti Blueinjection Sri Nav Hatchback 5dr Diesel Manual Euro 6 (s/s) (13 Vauxhall Astra

107,771 miles 2017 Zero Deposit

Home Delivery Available

£4,395
£92/month
Example
  • Peugeot 208

1.2 PureTech 82 Active 5dr Peugeot 208

76,542 miles 2017 Zero Deposit

Home Delivery Available

£4,595
£96/month
Example
  • Vauxhall Mokka

1.4i Turbo Tech Line Suv 5dr Petrol Manual 2wd Euro 6 (s/s) (140 Ps) Vauxhall Mokka

97,757 miles 2015 Zero Deposit

Home Delivery Available

£4,295
£90/month
Example
  • Vauxhall Astra

1.4i 16V Design 5dr Vauxhall Astra

66,746 miles 2017 Zero Deposit

Home Delivery Available

£5,895
£124/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.