Affordable Car Finance Deals in Lincoln

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Ssangyong Musso

Double Cab Pick Up 202 Rebel Auto Ssangyong Musso

82,603 miles 2022 Zero Deposit

Home Delivery Available

£16,990
£283/month
Example
  • Vauxhall Corsa

1.2 Turbo SE 5dr Auto Vauxhall Corsa

53,500 miles 2020 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Mercedes Benz GLC CLASS

2.1 GLC220d AMG Line Coupe 5dr Diesel G-Tronic 4MA Mercedes Benz GLC CLASS

38,000 miles 2018 Zero Deposit

Home Delivery Available

£22,495
Lincoln
£472/month
Example
  • Audi A3

1.4 TFSIe 40 S line Sportback 5dr Petrol Plug-in H Audi A3

36,388 miles 2021 Zero Deposit

Home Delivery Available

£18,995
Lincoln
£316/month
Example
  • Nissan X Trail

X-TRAIL 1.7 dCi Tekna 5dr Nissan X Trail

5,289 miles 2021 Zero Deposit

Home Delivery Available

£23,030
Lincoln
£383/month
Example
  • Vauxhall Mokka

1.4T Active 5dr Vauxhall Mokka

40,900 miles 2017 Zero Deposit

Home Delivery Available

£7,995
£168/month
Example
  • Vauxhall Astra

1.6 CDTi 16V 136 SRi Nav 5dr Vauxhall Astra

103,300 miles 2016 Zero Deposit

Home Delivery Available

£4,695
£98/month
Example
  • Vauxhall Corsa

1.4 ecoFLEX Excite 5dr [AC] Vauxhall Corsa

67,700 miles 2015 Zero Deposit

Home Delivery Available

£5,195
£109/month
Example
  • Audi A5

2.0 TDI S line Coupe 2dr Diesel S Tronic Euro 6 (s Audi A5

66,000 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£294/month
Example
  • BMW 1 Series

M1 M140i 5dr [Nav] Step Auto BMW 1 Series

81,000 miles 2016 Zero Deposit

Home Delivery Available

£14,490
£304/month
Example
  • Nissan Qashqai

QASHQAI 1.3 DiG-T MH 158 Tekna 5dr Xtronic Nissan Qashqai

27,872 miles 2022 Zero Deposit

Home Delivery Available

£21,910
Lincoln
£365/month
Example
  • Hyundai i10

1.2 SE Black 5dr Hatch Hyundai i10

71,390 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example
  • Vauxhall Crossland

1.2 Turbo Ultimate 5dr Vauxhall Crossland

4,859 miles 2023 Zero Deposit

Home Delivery Available

£18,495
£308/month
Example
  • Vauxhall Corsa

1.2 Turbo GS 5dr Auto Vauxhall Corsa

22,015 miles 2023 Zero Deposit

Home Delivery Available

£17,495
£291/month
Example
  • Vauxhall Astra

1.2 Turbo 130 Ultimate 5dr Vauxhall Astra

10,000 miles 2024 Zero Deposit

Home Delivery Available

£20,495
£341/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.