Affordable Car Finance Deals in Lincoln

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Mercedes Benz Sprinter

2.0 315 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Sprinter

33,374 miles 2022 Zero Deposit

Home Delivery Available

£21,995
Lincoln
£366/month
Example
  • Mercedes Benz Sprinter

2.0 315 CDI Progressive Panel Van 5dr Diesel Manua Mercedes Benz Sprinter

69,087 miles 2021 Zero Deposit

Home Delivery Available

£17,995
Lincoln
£299/month
Example
  • Vauxhall Corsa

1.4 ecoFLEX SE 5dr Vauxhall Corsa

38,300 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Vauxhall Mokka

1.4T ecoTEC Active 5dr Vauxhall Mokka

46,100 miles 2018 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Mercedes Benz A Class

1.5 A180d AMG Line (Premium) Hatchback 5dr Diesel Mercedes Benz A Class

108,000 miles 2019 Zero Deposit

Home Delivery Available

£11,995
Lincoln
£252/month
Example
  • MINI Countryman

1.5 Cooper Classic SUV 5dr Petrol Manual Euro 6 (s MINI Countryman

21,475 miles 2020 Zero Deposit

Home Delivery Available

£15,995
Lincoln
£266/month
Example
  • Volvo XC70

2.4 D4 SE Lux Estate 5dr Diesel Geartronic AWD Eur Volvo XC70

102,000 miles 2015 Zero Deposit

Home Delivery Available

£10,995
Lincoln
£231/month
Example
  • Ford Focus

1.0 EcoBoost 125 Titanium Grey 5dr Hatch Ford Focus

79,685 miles 2015 Zero Deposit

Home Delivery Available

£4,295
Lincoln
£90/month
Example
  • Peugeot 208

1.2 PureTech 110 GT Line Silver 5dr Hatch Peugeot 208

60,879 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example
  • Ford B Max

1.5 TDCi 95 Titanium Gold 5dr MPV Ford B Max

60,753 miles 2015 Zero Deposit

Home Delivery Available

£4,795
Lincoln
£100/month
Example
  • Peugeot 108

1.0 72 Collection 5dr Peugeot 108

26,500 miles 2020 Zero Deposit

Home Delivery Available

£8,295
£174/month
Example
  • Vauxhall Grandland

1.6 Turbo Ultimate 5dr Auto Vauxhall Grandland

21,700 miles 2021 Zero Deposit

Home Delivery Available

£17,495
£291/month
Example
  • Renault ARKANA

ARKANA 1.6 E-Tech hybrid 145 Engineered Bose Ed 5dr Auto Renault ARKANA

6,522 miles 2023 Zero Deposit

Home Delivery Available

£20,404
Lincoln
£340/month
Example
  • Renault Zoe

ZOE 100kW GT Line + R135 50kWh Rapid Charge 5dr Auto Renault Zoe

35,710 miles 2022 Zero Deposit

Home Delivery Available

£10,490
Lincoln
£220/month
Example
  • Nissan Leaf

LEAF 110kW N-Connecta 40kWh 5dr Auto Nissan Leaf

12,118 miles 2022 Zero Deposit

Home Delivery Available

£10,790
Lincoln
£226/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.