Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Dacia Sandero Stepway

TCe 110 Expression 110hp Dacia Sandero Stepway

15 miles 2026 Zero Deposit

Home Delivery Available

£17,655
Lincoln
£280/month
Example
  • Mazda Cx 60

2.5 E Skyactiv 17.8kwh Homura Suv 5dr Petrol Plug In Hybrid Auto 4wd Euro 6 (327 Ps) Mazda Cx 60

25 miles 2026 Zero Deposit

Home Delivery Available

£36,800
Lincoln
£584/month
Example
  • Ford Kuga

2.0 TDCi Titanium 5dr 2WD Ford Kuga

100,622 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£132/month
Example
  • Vauxhall Astra

1.0T 12V ecoFLEX SRi 5dr Vauxhall Astra

87,779 miles 2016 Zero Deposit

Home Delivery Available

£5,495
£112/month
Example
  • Alfa Romeo Tonale

1.5 MHEV Sprint 5dr Auto Alfa Romeo Tonale

22,900 miles 2024 Zero Deposit

Home Delivery Available

£19,995
£317/month
Example
  • Renault Clio

1.5 Dynamique Nav dCi 90 Renault Clio

60,388 miles 2017 Zero Deposit

Home Delivery Available

£5,990
Lincoln
£122/month
Example
  • Suzuki Swift

1.0 Boosterjet SHVS SZ5 Suzuki Swift

43,332 miles 2017 Zero Deposit

Home Delivery Available

£6,990
Lincoln
£142/month
Example
  • Toyota AYGO

1.0 VVT-i x-play Hatchback 5dr Petrol Manual Euro Toyota AYGO

23,460 miles 2016 Zero Deposit

Home Delivery Available

£6,399
Lincoln
£130/month
Example
  • Peugeot 208

1.2 PureTech Allure Hatchback 5dr Petrol Manual Eu Peugeot 208

48,419 miles 2017 Zero Deposit

Home Delivery Available

£5,499
Lincoln
£112/month
Example
  • Renault Symbioz

E-TECH Hybrid Techno Esprit Alpine 160 Auto Renault Symbioz

15 miles 2026 Zero Deposit

Home Delivery Available

£33,995
Lincoln
£539/month
Example
  • Dacia Duster

MHEV 140 Extreme 140hp 4x2 Dacia Duster

15 miles 2026 Zero Deposit

Home Delivery Available

£24,595
Lincoln
£390/month
Example
  • Dacia Duster

MHEV 140 Extreme 140hp 4x2 Dacia Duster

15 miles 2026 Zero Deposit

Home Delivery Available

£24,595
Lincoln
£390/month
Example
  • Dacia Duster

MHEV 140 Extreme 140hp 4x2 Dacia Duster

15 miles 2026 Zero Deposit

Home Delivery Available

£24,595
Lincoln
£390/month
Example
  • Dacia Duster

HYBRID 155 JOURNEY 155HP 4X2 Dacia Duster

15 miles 2026 Zero Deposit

Home Delivery Available

£25,295
Lincoln
£401/month
Example
  • Dacia Spring

EXTREME ELECTRIC 100 AUTO Dacia Spring

15 miles 2026 Zero Deposit

Home Delivery Available

£13,540
Lincoln
£215/month
Example
  • Renault Symbioz

MILD HYBRID TECHNO ESPRIT ALPINE 140 Renault Symbioz

15 miles 2026 Zero Deposit

Home Delivery Available

£29,865
Lincoln
£474/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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