Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • BYD Seal

82.5kwh Design Saloon 4dr Electric Auto (312 Ps) BYD Seal

4,999 miles 2026 Zero Deposit

Home Delivery Available

£39,495
Lincoln
£626/month
Example
  • BYD Sealion 7

82.5kwh Comfort Suv 5dr Electric Auto (313 Ps) BYD Sealion 7

4,999 miles 2026 Zero Deposit

Home Delivery Available

£40,995
Lincoln
£650/month
Example
  • Mazda 3

2.5 E Skyactiv G Mhev Takumi Hatchback 5dr Petrol Manual Euro 6 (s/s) (140 Ps) Mazda 3

4,999 miles 2026 Zero Deposit

Home Delivery Available

£23,995
Lincoln
£381/month
Example
  • Peugeot 308

1.2 PureTech GT Line Peugeot 308

82,000 miles 2017 Zero Deposit

Home Delivery Available

£5,495
£112/month
Example
  • Renault Clio

1.5 dCi Dynamique S Nav Hatchback 5dr Diesel Auto Renault Clio

43,842 miles 2016 Zero Deposit

Home Delivery Available

£8,490
£173/month
Example
  • Ford C Max

1.5 TDCi Zetec MPV 5dr Diesel Manual Euro 6 (s/s) Ford C Max

68,264 miles 2017 Zero Deposit

Home Delivery Available

£6,990
£142/month
Example
  • Peugeot 208

1.2 PureTech Active Design Menthol 5dr Peugeot 208

53,633 miles 2016 Zero Deposit

Home Delivery Available

£4,495
Lincoln
£91/month
Example
  • Vauxhall Astra

1.4T 16V 150 SRi 5dr Vauxhall Astra

91,299 miles 2017 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£102/month
Example
  • MINI Clubman

1.5 Cooper 6dr (Chilli Pack) MINI Clubman

102,565 miles 2018 Zero Deposit

Home Delivery Available

£6,995
Lincoln
£142/month
Example
  • Peugeot 2008

1.6 BlueHDi 120 GT Line 5dr Peugeot 2008

106,445 miles 2017 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£102/month
Example
  • Vauxhall Grandland

1.5 Turbo D Tech Line Nav 5dr Vauxhall Grandland

93,307 miles 2019 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£132/month
Example
  • Vauxhall Grandland

1.2 Turbo SE 5dr Vauxhall Grandland

63,398 miles 2018 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£132/month
Example
  • Mazda CX-80

3.3 E Skyactiv D Mhev Homura Suv 5dr Diesel Hybrid Auto 4wd Euro 6 (s/s) (254 Ps) Mazda CX-80

4,999 miles 2026 Zero Deposit

Home Delivery Available

£42,900
Lincoln
£680/month
Example
  • Vauxhall Astra

1.2 Turbo Ultimate Hatchback 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Astra

25 miles 2026 Zero Deposit

Home Delivery Available

£22,890
Lincoln
£363/month
Example
  • Land Rover Range Rover

Range Rover 3.0 D350 HSE 4Dr Auto Estate Land Rover Range Rover

6,451 miles 2026 Zero Deposit

Home Delivery Available

£98,750
Lincoln
£1566/month
Example
  • Land Rover Defender

DEFENDER 3.0 D250 X-Dynamic SE 110 5dr Auto Land Rover Defender

1,216 miles 2026 Zero Deposit

Home Delivery Available

£69,800
Lincoln
£1107/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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