Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Dacia Duster

1.3 Tce Extreme Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Dacia Duster

33,183 miles 2024 Zero Deposit

Home Delivery Available

£15,500
Lincoln
£246/month
Example
  • Abarth 595

1.4 T Jet Competizione 70th Hatchback 3dr Petrol Auto Euro 6 (180 Bhp) Abarth 595

46,254 miles 2020 Zero Deposit

Home Delivery Available

£12,994
Lincoln
£264/month
Example
  • Nissan Qashqai

1.5 dCi N-Connecta Nissan Qashqai

62,000 miles 2017 Zero Deposit

Home Delivery Available

£7,995
Lincoln
£163/month
Example
  • SEAT Ateca

1.4 Ecotsi Xcellence Suv 5dr Petrol Manual Euro 6 (s/s) (150 Ps) SEAT Ateca

64,126 miles 2018 Zero Deposit

Home Delivery Available

£10,994
Lincoln
£224/month
Example
  • Mazda 2

1.5 Skyactiv G Gt Sport Nav Plus Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 Ps) Mazda 2

40,629 miles 2019 Zero Deposit

Home Delivery Available

£10,500
Lincoln
£214/month
Example
  • Mercedes Benz GLA Class

2.0 Gla200d Amg Line Suv 5dr Diesel 8g Dct Euro 6 (s/s) (150 Ps) Mercedes Benz GLA Class

46,844 miles 2021 Zero Deposit

Home Delivery Available

£20,994
Lincoln
£333/month
Example
  • Mercedes Benz EQA

EQA 250 66.5kWh AMG Line SUV 5dr Electric Auto (190 ps) Mercedes Benz EQA

82,859 miles 2021 Zero Deposit

Home Delivery Available

£13,994
Lincoln
£222/month
Example
  • Ford Puma

1.0T EcoBoost MHEV ST-Line X First Edition SUV 5dr Petrol Manual Euro 6 (s/s) (125 ps) Ford Puma

31,878 miles 2020 Zero Deposit

Home Delivery Available

£12,800
Lincoln
£260/month
Example
  • Skoda Kodiaq

2.0 TDI Edition 4WD Euro 6 (s/s) 5dr (7 Seat) Skoda Kodiaq

45,651 miles 2019 Zero Deposit

Home Delivery Available

£18,998
£387/month
Example
  • Citroen C3

1.2 PURETECH FLAIR Citroen C3

65,000 miles 2017 Zero Deposit

Home Delivery Available

£4,495
Lincoln
£91/month
Example
  • Audi A4

2.0 TDI ultra S line Saloon 4dr Diesel Manual Euro Audi A4

94,756 miles 2017 Zero Deposit

Home Delivery Available

£9,990
£203/month
Example
  • Vauxhall Corsa

1.4i Ecotec Se Hatchback 5dr Petrol Manual Euro 6 (90 Ps) Vauxhall Corsa

38,395 miles 2018 Zero Deposit

Home Delivery Available

£7,994
Lincoln
£163/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps) Ford Fiesta

11,437 miles 2023 Zero Deposit

Home Delivery Available

£13,900
Lincoln
£220/month
Example
  • Toyota Yaris

1.5 Vvt H Excel Hatchback 5dr Petrol Hybrid E CVT Euro 6 (s/s) (116 Ps) Toyota Yaris

19,420 miles 2023 Zero Deposit

Home Delivery Available

£17,500
Lincoln
£278/month
Example
  • Peugeot 2008

1.2 Puretech Allure Premium Suv 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 2008

19,614 miles 2022 Zero Deposit

Home Delivery Available

£13,300
Lincoln
£211/month
Example
  • Volvo XC60

2.0 SE Nav T5 Automatic Volvo XC60

78,191 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£285/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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