Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • BMW 5 Series

2.0 520d M Sport Touring Auto Euro 6 (s/s) 5dr BMW 5 Series

87,000 miles 2017 Zero Deposit

Home Delivery Available

£11,998
£252/month
Example
  • Honda VFR800

800 F Euro 4 Honda VFR800

36,912 miles 2018 Zero Deposit

Home Delivery Available

£3,898
£82/month
Example
  • Vauxhall Astra

1.2 Turbo Business Edition Nav Vauxhall Astra

70,000 miles 2020 Zero Deposit

Home Delivery Available

£7,995
Lincoln
£168/month
Example
  • Renault Clio

1.3 TCe RS Line Hatchback 5dr Petrol EDC Euro 6 (s Renault Clio

49,237 miles 2020 Zero Deposit

Home Delivery Available

£10,995
Lincoln
£231/month
Example
  • Nissan Qashqai

1.6 DIG-T Tekna Nissan Qashqai

74,000 miles 2016 Zero Deposit

Home Delivery Available

£5,495
Lincoln
£115/month
Example
  • Volkswagen Caddy Life

1.6 TDI CR Volkswagen Caddy Life

35,000 miles 2016 Zero Deposit

Home Delivery Available

£7,995
Lincoln
£168/month
Example
  • Kawasaki Ninja H2 SX

998 SE Euro 4 Kawasaki Ninja H2 SX

9,154 miles 2019 Zero Deposit

Home Delivery Available

£10,498
£220/month
Example
  • Land Rover Discovery Sport

2.0 Si4 HSE Dynamic Lux Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

54,692 miles 2019 Zero Deposit

Home Delivery Available

£18,899
£396/month
Example
  • Jaguar E Pace

2.0 P200 R-Dynamic S Auto AWD Euro 6 (s/s) 5dr Jaguar E Pace

31,545 miles 2019 Zero Deposit

Home Delivery Available

£17,498
£367/month
Example
  • BMW M5

4.4 V8 DCT Euro 6 ss 4dr BMW M5

57,350 miles 2016 Zero Deposit

Home Delivery Available

£24,998
£525/month
Example
  • Renault Captur

E-TECH HYBRID ESPRIT ALPINE 160 AUTO Renault Captur

15 miles 2026 Zero Deposit

Home Delivery Available

£28,175
Lincoln
£469/month
Example
  • DS Automobiles DS 3

1.6 BlueHDi Connected Chic Hatchback 3dr Diesel Manual Euro 6 (s/s) (100 ps) DS Automobiles DS 3

71,547 miles 2018 Zero Deposit

Home Delivery Available

£4,994
Lincoln
£105/month
Example
  • Mazda Cx 30

HATCHBACK CX-30 2.5 E-SKYACTIV G MHEV Mazda Cx 30

25 miles 2026 Zero Deposit

Home Delivery Available

£23,995
Lincoln
£399/month
Example
  • Dacia Duster

1.2 Tce Mhev Extreme Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Dacia Duster

4,270 miles 2025 Zero Deposit

Home Delivery Available

£21,400
Lincoln
£356/month
Example
  • Renault Captur

1.0 TCE 90 Iconic Edition 5dr Renault Captur

29,400 miles 2022 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Ford C Max

1.5 TDCi Zetec 5dr Ford C Max

104,977 miles 2016 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.