Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Ford Kuga

1.5T EcoBoost ST-Line X Edition SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps) Ford Kuga

12,232 miles 2022 Zero Deposit

Home Delivery Available

£18,600
Lincoln
£295/month
Example
  • Vauxhall Mokka

1.2 Turbo Elite Nav Premium Auto Euro 6 (s/s) 5dr Vauxhall Mokka

16,191 miles 2021 Zero Deposit

Home Delivery Available

£13,998
£222/month
Example
  • Hyundai Tucson

1.6 T Gdi N Line Suv 5dr Petrol Hybrid Auto Euro 6 (s/s) (215 Ps) Hyundai Tucson

18,625 miles 2024 Zero Deposit

Home Delivery Available

£24,500
Lincoln
£389/month
Example
  • Peugeot 2008

1.2 Puretech Gt Suv 5dr Petrol Eat Euro 6 (s/s) (130 Ps) Peugeot 2008

33,835 miles 2023 Zero Deposit

Home Delivery Available

£14,300
Lincoln
£227/month
Example
  • Nissan Juke

1.0 Dig T N Connecta Suv 5dr Petrol Dct Auto Euro 6 (s/s) (114 Ps) Nissan Juke

16,476 miles 2023 Zero Deposit

Home Delivery Available

£13,994
Lincoln
£222/month
Example
  • Vauxhall Mokka

1.2 Turbo Ultimate Suv 5dr Petrol Auto Euro 6 (s/s) (130 Ps) Vauxhall Mokka

21,472 miles 2023 Zero Deposit

Home Delivery Available

£14,994
Lincoln
£238/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh Ultimate SUV 5dr Electric Auto (136 ps) Vauxhall MOKKA ELECTRIC

16,621 miles 2023 Zero Deposit

Home Delivery Available

£12,994
Lincoln
£206/month
Example
  • Ford Focus

1.0T EcoBoost ST-Line Euro 6 (s/s) 5dr Ford Focus

60,000 miles 2019 Zero Deposit

Home Delivery Available

£8,880
Lincoln
£181/month
Example
  • SEAT Ateca

1.0 TSI Ecomotive SE Euro 6 (s/s) 5dr SEAT Ateca

80,700 miles 2017 Zero Deposit

Home Delivery Available

£7,580
Lincoln
£154/month
Example
  • Ford Fiesta

1.1 Ti-VCT Zetec Euro 6 (s/s) 5dr Ford Fiesta

45,500 miles 2018 Zero Deposit

Home Delivery Available

£7,480
Lincoln
£152/month
Example
  • Nissan Qashqai

Nissan Qashqai Hatchback 1.3 DiG-T MH N-Connecta [Glass Roof] 5dr Nissan Qashqai

10 miles 2026 Zero Deposit

Home Delivery Available

£24,256
£385/month
Example
  • Porsche Macan

3.0 TD V6 S Porsche Macan

78,657 miles 2016 Zero Deposit

Home Delivery Available

£21,985
Lincoln
£448/month
Example
  • Audi A1

1.0 TFSI S line Audi A1

110,821 miles 2018 Zero Deposit

Home Delivery Available

£7,995
Lincoln
£163/month
Example
  • BMW 1 Series

2.0 118d Sport 3-Door BMW 1 Series

102,148 miles 2017 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£132/month
Example
  • Audi A1

1.0 TFSI Sport Hatchback 3dr Petrol Manual Euro 6 Audi A1

75,416 miles 2018 Zero Deposit

Home Delivery Available

£7,790
£158/month
Example
  • SEAT Toledo

1.0 TSI XCELLENCE SEAT Toledo

102,099 miles 2017 Zero Deposit

Home Delivery Available

£5,135
Lincoln
£104/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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