Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Ford Galaxy

2.0 TDCi Titanium X MPV 5dr Diesel Manual Euro 6 (s/s) (150 ps) Ford Galaxy

75,944 miles 2017 Zero Deposit

Home Delivery Available

£11,900
Lincoln
£242/month
Example
  • Volvo XC60

2.0 R-Design Pro D4 AWD Volvo XC60

66,434 miles 2019 Zero Deposit

Home Delivery Available

£20,985
Lincoln
£427/month
Example
  • Citroen C5

1.5 Bluehdi Flair Plus Suv 5dr Diesel Eat8 Euro 6 (s/s) (130 Ps) Citroen C5

54,542 miles 2020 Zero Deposit

Home Delivery Available

£11,994
Lincoln
£244/month
Example
  • Toyota AYGO

1.0 VVT-i x-pure Hatchback 5dr Petrol Manual Euro 6 (68 ps) Toyota AYGO

39,586 miles 2016 Zero Deposit

Home Delivery Available

£6,500
Lincoln
£132/month
Example
  • Dacia Sandero Stepway

0.9 Tce Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

25,569 miles 2019 Zero Deposit

Home Delivery Available

£7,900
Lincoln
£161/month
Example
  • Vauxhall Corsa

1.4 [75] Energy 3dr [AC] Vauxhall Corsa

43,500 miles 2018 Zero Deposit

Home Delivery Available

£6,495
£132/month
Example
  • Renault Kadjar

1.5 dCi Dynamique S Nav 5dr Renault Kadjar

67,000 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£142/month
Example
  • Volkswagen Golf

2.0 Tsi Gpf Gti Performance Hatchback 5dr Petrol Dsg Euro 6 (s/s) (245 Ps) Volkswagen Golf

82,200 miles 2019 Zero Deposit

Home Delivery Available

£16,500
Lincoln
£336/month
Example
  • Audi A5

2.0 TDI ultra Sport Coupe 2dr Diesel Manual Euro 6 Audi A5

35,680 miles 2017 Zero Deposit

Home Delivery Available

£13,995
Lincoln
£285/month
Example
  • Renault Clio

1.0 Tce Se Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Clio

31,531 miles 2022 Zero Deposit

Home Delivery Available

£11,400
Lincoln
£232/month
Example
  • Vauxhall Astra

1.2 Turbo Gs Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Astra

36,010 miles 2022 Zero Deposit

Home Delivery Available

£12,800
Lincoln
£203/month
Example
  • Dacia Sandero Stepway

1.0 Tce Prestige Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Dacia Sandero Stepway

10,274 miles 2022 Zero Deposit

Home Delivery Available

£11,600
Lincoln
£236/month
Example
  • Peugeot 2008

1.2 Puretech Gt Suv 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Peugeot 2008

38,772 miles 2023 Zero Deposit

Home Delivery Available

£13,200
Lincoln
£209/month
Example
  • Hyundai Tucson

1.6 T-GDi Ultimate SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps) Hyundai Tucson

8,650 miles 2022 Zero Deposit

Home Delivery Available

£20,500
Lincoln
£325/month
Example
  • Cupra Formentor

1.5 Tsi V2 Suv 5dr Petrol Dsg Euro 6 (s/s) (150 Ps) Cupra Formentor

11,802 miles 2024 Zero Deposit

Home Delivery Available

£23,500
Lincoln
£373/month
Example
  • Peugeot 2008

1.2 Puretech Gt Premium Suv 5dr Petrol Eat Euro 6 (s/s) (130 Ps) Peugeot 2008

31,702 miles 2022 Zero Deposit

Home Delivery Available

£14,400
Lincoln
£228/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

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Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

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Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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