Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Jaguar F Pace

2.0 D180 Portfolio Jaguar F Pace

37,000 miles 2017 Zero Deposit

Home Delivery Available

£15,950
Doncaster
£335/month
Example
  • Nissan Qashqai

1.2 1.2 DIG-T n-tec+ SUV 5dr Petrol Manual 2WD Eur Nissan Qashqai

53,000 miles 2016 Zero Deposit

Home Delivery Available

£7,690
£161/month
Example
  • Honda Civic

1.5 VTEC Turbo Sport Hatchback 5dr Petrol Manual E Honda Civic

21,036 miles 2021 Zero Deposit

Home Delivery Available

£17,990
£299/month
Example
  • BMW 3 Series

2.0 330e 7.6kWh Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

102,000 miles 2016 Zero Deposit

Home Delivery Available

£7,480
£157/month
Example
  • Renault Captur

1.5 dCi ENERGY Dynamique S Nav Euro 6 (s/s) 5dr Renault Captur

47,000 miles 2016 Zero Deposit

Home Delivery Available

£6,980
£146/month
Example
  • Ford Fiesta

1.0t Ecoboost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Ford Fiesta

73,717 miles 2017 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • Land Rover Defender

Land Rover Defender Diesel Estate 3.0 D350 X-Dynamic HSE 110 5dr Auto Land Rover Defender

10,251 miles 2025 Zero Deposit

Home Delivery Available

£79,616
Lincoln
£1325/month
Example
  • Land Rover Range Rover Velar

Range Rover Velar 2.0 P400e Dynamic HSE 5Dr Auto Estate Land Rover Range Rover Velar

4,919 miles 2025 Zero Deposit

Home Delivery Available

£58,647
Lincoln
£976/month
Example
  • Nissan Juke

Nissan Juke Hatchback 1.0 DiG-T Tekna 5dr Nissan Juke

18 miles 2025 Zero Deposit

Home Delivery Available

£23,011
Lincoln
£383/month
Example
  • Nissan Juke

Nissan Juke Hatchback 1.6 Hybrid Tekna+ 5dr Auto Nissan Juke

7 miles 2025 Zero Deposit

Home Delivery Available

£25,889
Lincoln
£431/month
Example
  • Ford Transit

2.0 Transit Custom Leader Van 300 L2 2.0L EcoBlue 105PS FWD 6 Speed Manual Ford Transit

71,667 miles 2021 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Mazda Cx 5

2.2 SKYACTIV-D Sport Nav Mazda Cx 5

78,450 miles 2019 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 3 Series

2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/ BMW 3 Series

58,679 miles 2019 Zero Deposit

Home Delivery Available

£19,995
Lincoln
£420/month
Example
  • BMW 4 Series

4 SERIES 420d xDrive MHT M Sport 2dr Step Auto BMW 4 Series

64,348 miles 2020 Zero Deposit

Home Delivery Available

£23,810
Lincoln
£396/month
Example
  • Land Rover Range Rover

RANGE ROVER 3.0 P550e Autobiography 4dr Auto Land Rover Range Rover

13,287 miles 2024 Zero Deposit

Home Delivery Available

£112,133
Lincoln
£1866/month
Example
  • Land Rover Range Rover Sport

Range Rover Sport 5.0 V8 S/C 575 SVR 5dr Auto Land Rover Range Rover Sport

67,559 miles 2020 Zero Deposit

Home Delivery Available

£41,392
Lincoln
£689/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.