Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Land Rover Range Rover Sport

3.0 SD V6 HSE SUV 5dr Diesel Auto 4WD Euro 5 (s/s) Land Rover Range Rover Sport

109,634 miles 2015 Zero Deposit

Home Delivery Available

£12,490
£262/month
Example
  • Suzuki Vitara

1.4 Boosterjet MHEV SZ-T SUV 5dr Petrol Hybrid Man Suzuki Vitara

38,707 miles 2021 Zero Deposit

Home Delivery Available

£12,509
Lincoln
£208/month
Example
  • BMW Z4

3.0 35is Convertible 2dr Petrol DCT sDrive Euro 5 BMW Z4

21,337 miles 2016 Zero Deposit

Home Delivery Available

£20,995
Lincoln
£440/month
Example
  • Vauxhall Meriva

1.4i Energy MPV 5dr Petrol Manual Euro 6 (100 ps) Vauxhall Meriva

56,098 miles 2015 Zero Deposit

Home Delivery Available

£3,990
£84/month
Example
  • BMW 2 Series

1.5 216d SE MPV 5dr Diesel Manual Euro 6 (s/s) (11 BMW 2 Series

74,963 miles 2017 Zero Deposit

Home Delivery Available

£7,990
£168/month
Example
  • Peugeot Boxer

2.0 BlueHDi 333 Panel Van 5dr Diesel Manual L1 H1 Peugeot Boxer

82,827 miles 2020 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Mazda Mazda6

2.2 SKYACTIV-D Sport Nav+ Euro 6 (s/s) 4dr Mazda Mazda6

70,000 miles 2015 Zero Deposit

Home Delivery Available

£5,480
£115/month
Example
  • Land Rover Range Rover Sport

3.0 V6 HSE Dynamic Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Sport

72,200 miles 2017 Zero Deposit

Home Delivery Available

£20,980
£440/month
Example
  • Renault Captur

1.3 MHEV techno SUV 5dr Petrol Manual Euro 6 (s/s) Renault Captur

13,260 miles 2022 Zero Deposit

Home Delivery Available

£15,572
Lincoln
£259/month
Example
  • Vauxhall Corsa

1.2 Turbo GS Hatchback 5dr Petrol Manual Euro 6 (s Vauxhall Corsa

19,800 miles 2023 Zero Deposit

Home Delivery Available

£12,999
Lincoln
£216/month
Example
  • MG 3

1.5 VTi-TECH Exclusive Nav Hatchback 5dr Petrol Ma MG 3

31,750 miles 2021 Zero Deposit

Home Delivery Available

£8,999
Lincoln
£189/month
Example
  • Tesla Model-3

Standard Range Plus Saloon 4dr Electric Auto RWD ( Tesla Model-3

72,300 miles 2021 Zero Deposit

Home Delivery Available

£14,495
Lincoln
£241/month
Example
  • Nissan Interstar

Nissan Interstar F33 L2 Diesel 2.0 dci 105ps H2 Acenta Van Nissan Interstar

755 miles 2025 Zero Deposit

Home Delivery Available

£24,915
Lincoln
£415/month
Example
  • Nissan Townstar

Nissan Townstar L2 Petrol 1.3 Tekna Van Nissan Townstar

955 miles 2025 Zero Deposit

Home Delivery Available

£19,937
Lincoln
£332/month
Example
  • Land Rover Discovery Sport

2.0 TD4 HSE Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery Sport

86,000 miles 2019 Zero Deposit

Home Delivery Available

£11,780
£247/month
Example
  • Suzuki Jimny

JIMNY 1.5 ALLGRIP Commercial 4WD Suzuki Jimny

12,000 miles 2023 Zero Deposit

Home Delivery Available

£23,022
Lincoln
£383/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.