Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • SEAT Ibiza

1.2 TSI Connect Sport Coupe Euro 6 3dr SEAT Ibiza

58,350 miles 2016 Zero Deposit

Home Delivery Available

£5,780
Lincoln
£118/month
Example
  • Citroen C3

1.6 BlueHDi Platinum Euro 6 5dr Citroen C3

26,500 miles 2016 Zero Deposit

Home Delivery Available

£7,980
Lincoln
£162/month
Example
  • Hyundai Tucson

2.0 CRDi Premium SE Auto 4WD Euro 6 5dr Hyundai Tucson

85,400 miles 2017 Zero Deposit

Home Delivery Available

£10,180
Lincoln
£207/month
Example
  • Renault Captur

TCE 115 TECHNO Renault Captur

15 miles 2026 Zero Deposit

Home Delivery Available

£24,995
Lincoln
£396/month
Example
  • Renault Captur

TCE 115 TECHNO Renault Captur

15 miles 2026 Zero Deposit

Home Delivery Available

£24,895
Lincoln
£395/month
Example
  • Vauxhall MOKKA ELECTRIC

50kWh Ultimate SUV 5dr Electric Auto (136 ps) Vauxhall MOKKA ELECTRIC

22,188 miles 2023 Zero Deposit

Home Delivery Available

£12,600
Lincoln
£200/month
Example
  • Peugeot 208

1.2 Puretech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 Ps) Peugeot 208

3,064 miles 2025 Zero Deposit

Home Delivery Available

£15,600
Lincoln
£247/month
Example
  • Renault Clio

0.9 Tce Iconic Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 Ps) Renault Clio

46,787 miles 2018 Zero Deposit

Home Delivery Available

£7,300
Lincoln
£148/month
Example
  • Renault Austral

E-TECH Hybrid Techno Esprit Alpine 200 Auto Renault Austral

15 miles 2026 Zero Deposit

Home Delivery Available

£37,145
Lincoln
£589/month
Example
  • Ford Kuga

2.0 EcoBlue MHEV ST-Line X Euro 6 (s/s) 5dr Ford Kuga

52,001 miles 2020 Zero Deposit

Home Delivery Available

£13,998
£285/month
Example
  • Jaguar XE

2.0 D180 R-Dynamic S Auto Euro 6 (s/s) 4dr Jaguar XE

72,753 miles 2019 Zero Deposit

Home Delivery Available

£11,998
£244/month
Example
  • Mercedes Benz A-Class

1.5 A180d AMG Line 7G-DCT Euro 6 (s/s) 5dr Mercedes Benz A-Class

73,933 miles 2019 Zero Deposit

Home Delivery Available

£12,498
£254/month
Example
  • Nissan X Trail

1.6 DCI TEKNA Nissan X Trail

74,000 miles 2017 Zero Deposit

Home Delivery Available

£7,995
Lincoln
£163/month
Example
  • Ford Fiesta

1.0T EcoBoost ST-Line Edition Euro 6 (s/s) 5dr Ford Fiesta

56,926 miles 2020 Zero Deposit

Home Delivery Available

£8,998
£183/month
Example
  • Jaguar F Pace

F-PACE 2.0 D200 R-Dynamic SE 5dr Auto AWD Jaguar F Pace

58,195 miles 2021 Zero Deposit

Home Delivery Available

£22,400
Lincoln
£355/month
Example
  • Nissan Qashqai

QASHQAI 1.3 DiG-T MH 158 Tekna 5dr Xtronic Nissan Qashqai

20,379 miles 2023 Zero Deposit

Home Delivery Available

£20,600
£327/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

We’re rated Excellent on Trustpilot

4.9 out of 5 on 5182 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

We would love to hear from you