Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Nissan Juke

JUKE 1.0 DiG-T 114 N-Connecta 5dr DCT Nissan Juke

39,930 miles 2024 Zero Deposit

Home Delivery Available

£14,165
£236/month
Example
  • BMW 4 Series Gran Coupe

3.0 435d M Sport Hatchback 5dr Diesel Auto xDrive BMW 4 Series Gran Coupe

66,000 miles 2016 Zero Deposit

Home Delivery Available

£15,995
Lincoln
£336/month
Example
  • Ford C Max

1.5 TDCi Zetec Euro 6 (s/s) 5dr Ford C Max

109,000 miles 2018 Zero Deposit

Home Delivery Available

£5,280
Lincoln
£111/month
Example
  • Jaguar F Pace

F-PACE 3.0 D300 R-Dynamic SE Black 5dr Auto AWD Jaguar F Pace

20,676 miles 2024 Zero Deposit

Home Delivery Available

£41,670
Lincoln
£693/month
Example
  • Volvo XC90

2.0 D5 PowerPulse Momentum Pro Auto 4WD Euro 6 (s/s) 5dr Volvo XC90

84,479 miles 2017 Zero Deposit

Home Delivery Available

£19,998
£420/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Euro 6 (s/s) 3dr BMW 1 Series

48,065 miles 2019 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Peugeot e-2008

50kWh GT Auto 5dr Peugeot e-2008

66,038 miles 2022 Zero Deposit

Home Delivery Available

£10,598
£222/month
Example
  • Volkswagen Golf

2.0 TDI R-Line DSG Euro 6 (s/s) 5dr Volkswagen Golf

22,208 miles 2020 Zero Deposit

Home Delivery Available

£21,498
£451/month
Example
  • Mazda Cx 60

2.5 HOMURA E-SKYACTIV PHEV 327PS AWD AUTO Mazda Cx 60

15 miles 2026 Zero Deposit

Home Delivery Available

£43,990
Lincoln
£732/month
Example
  • Mazda Cx 60

2.5 Exclusive-line E-skyactiv Phev 327ps Awd Auto Suv Mazda Cx 60

15 miles 2026 Zero Deposit

Home Delivery Available

£46,995
Lincoln
£782/month
Example
  • Mazda 3

2.5 EXCLUSIVE-LINE 140PS E-SKYACTIV G MHEV Mazda 3

15 miles 2026 Zero Deposit

Home Delivery Available

£23,995
Lincoln
£399/month
Example
  • Mazda Cx 30

2.5 HOMURA 140PS E-SKYACTIV G MHEV 2WD Mazda Cx 30

15 miles 2026 Zero Deposit

Home Delivery Available

£23,495
Lincoln
£391/month
Example
  • Mazda Cx 30

2.5 EXCLUSIVE-LINE 140PS E-SKYACTIV G MHEV 2WD Mazda Cx 30

15 miles 2026 Zero Deposit

Home Delivery Available

£23,995
Lincoln
£399/month
Example
  • Vauxhall MOKKA ELECTRIC

50kwh Gs Suv 5dr Electric Auto (136 Ps) Vauxhall MOKKA ELECTRIC

19,310 miles 2024 Zero Deposit

Home Delivery Available

£13,700
Lincoln
£228/month
Example
  • Mazda 3

2.5 HOMURA 140PS E-SKYACTIV G MHEV Mazda 3

15 miles 2026 Zero Deposit

Home Delivery Available

£22,995
Lincoln
£383/month
Example
  • Mazda Cx 30

2.5 PRIME-LINE 140PS E-SKYACTIV G MHEV 2WD Mazda Cx 30

15 miles 2026 Zero Deposit

Home Delivery Available

£21,795
Lincoln
£363/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.