Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Volvo V40

1.5 T2 Momentum Nav Plus Auto Euro 6 (s/s) 5dr Volvo V40

86,000 miles 2017 Zero Deposit

Home Delivery Available

£7,590
£159/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

100,094 miles 2018 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • SEAT Leon

1.4 TSI FR TECHNOLOGY SEAT Leon

84,957 miles 2018 Zero Deposit

Home Delivery Available

£8,594
£180/month
Example
  • Skoda Fabia

1.9 TDI Pure Drive 3 Skoda Fabia

88,165 miles 2009 Zero Deposit

Home Delivery Available

£2,495
£52/month
Example
  • Mercedes Benz A Class

1.5 A180d Sport (Executive) Hatchback 5dr Diesel M Mercedes Benz A Class

103,118 miles 2016 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • Nissan Juke

1.6 ACENTA PREMIUM Nissan Juke

46,118 miles 2014 Zero Deposit

Home Delivery Available

£7,595
£159/month
Example
  • SEAT Ibiza

1.2 TDI CR S SEAT Ibiza

68,018 miles 2014 Zero Deposit

Home Delivery Available

£2,995
£63/month
Example
  • Ford Focus

1.0 T EcoBoost ST-Line X Ford Focus

62,851 miles 2019 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Jaguar F Pace

2.0 P400e R-Dynamic Black 5dr Auto AWD Jaguar F Pace

31,000 miles 2023 Zero Deposit

Home Delivery Available

£32,495
£541/month
Example
  • SEAT Mii

1.0 FR Line 3dr SEAT Mii

76,185 miles 2018 Zero Deposit

Home Delivery Available

£4,995
Lincoln
£105/month
Example
  • Porsche Macan

3.0 TD V6 S SUV 5dr Diesel PDK 4WD Euro 6 (s/s) (258 ps) Porsche Macan

33,850 miles 2017 Zero Deposit

Home Delivery Available

£29,500
Lincoln
£619/month
Example
  • Cupra Leon

1.4 Ehybrid 12.8kwh Vz2 Hatchback 5dr Petrol Plug In Hybrid Dsg Euro 6 (s/s) (245 Ps) Cupra Leon

18,779 miles 2021 Zero Deposit

Home Delivery Available

£19,900
Lincoln
£331/month
Example
  • Citroen C4

1.6 e-HDi Exclusive+ MPV 5dr Diesel Manual Euro 5 (s/s) (115 ps) Citroen C4

75,337 miles 2015 Zero Deposit

Home Delivery Available

£4,500
Lincoln
£94/month
Example
  • Volvo S60

2.0 D3 SE Lux Saloon 4dr Diesel Manual Euro 6 (s/s Volvo S60

69,334 miles 2015 Zero Deposit

Home Delivery Available

£6,199
Lincoln
£130/month
Example
  • BMW 1 Series

1.6 116d EfficientDynamics 5-door BMW 1 Series

0 miles 2014 Zero Deposit

Home Delivery Available

£3,995
£84/month
Example
  • Vauxhall ADAM

1.2i ROCKS AIR Euro 6 3dr Vauxhall ADAM

58,000 miles 2015 Zero Deposit

Home Delivery Available

£5,680
£119/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.