Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 8.5% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £229.95. The total cost would be £4,797.00, making the total amount payable £13,797.00.

Affordable Used Cars for Sale in Lincoln

  • Peugeot 208

1.2 PureTech GT Line EAT Euro 6 (s/s) 5dr Peugeot 208

30,792 miles 2020 Zero Deposit

Home Delivery Available

£13,498
£275/month
Example
  • SEAT Ateca

1.4 EcoTSI XCELLENCE DSG Euro 6 (s/s) 5dr SEAT Ateca

86,838 miles 2017 Zero Deposit

Home Delivery Available

£10,598
£216/month
Example
  • MINI Countryman

1.5 7.6kWh Cooper SE Auto ALL4 Euro 6 (s/s) 5dr MINI Countryman

86,444 miles 2017 Zero Deposit

Home Delivery Available

£10,708
£218/month
Example
  • Kia Sportage

1.6 T-GDi 3 AWD Euro 6 (s/s) 5dr Kia Sportage

84,396 miles 2020 Zero Deposit

Home Delivery Available

£11,598
£236/month
Example
  • Peugeot 508

1.6 11.8kWh GT Fastback EAT Euro 6 (s/s) 5dr Peugeot 508

62,847 miles 2020 Zero Deposit

Home Delivery Available

£11,898
£242/month
Example
  • Renault Clio

1.5 dCi Dynamique S Nav Euro 6 (s/s) 5dr Renault Clio

61,900 miles 2016 Zero Deposit

Home Delivery Available

£5,780
Lincoln
£118/month
Example
  • Ford Fiesta

1.0T EcoBoost Titanium Euro 6 (s/s) 3dr Ford Fiesta

48,900 miles 2016 Zero Deposit

Home Delivery Available

£5,480
Lincoln
£111/month
Example
  • Fiat 500

1.0 Mild Hybrid Red 3dr Fiat 500

16,400 miles 2022 Zero Deposit

Home Delivery Available

£9,995
£203/month
Example
  • Peugeot 308

1.5 BlueHDi 130 Allure 5dr Peugeot 308

118,194 miles 2019 Zero Deposit

Home Delivery Available

£5,995
Lincoln
£122/month
Example
  • Skoda Kamiq

1.0 TSI SE 5dr DSG Skoda Kamiq

29,800 miles 2020 Zero Deposit

Home Delivery Available

£12,495
£254/month
Example
  • Audi A3 Sportback

2.0 Tdi 35 S Line Sportback 5dr Diesel S Tronic Euro 6 (s/s) (150 Ps) Audi A3 Sportback

48,882 miles 2020 Zero Deposit

Home Delivery Available

£18,500
Lincoln
£377/month
Example
  • Nissan Juke

1.6 Bose Personal Edition Suv 5dr Petrol Manual Euro 6 (112 Ps) Nissan Juke

67,479 miles 2018 Zero Deposit

Home Delivery Available

£7,700
Lincoln
£157/month
Example
  • SEAT Ibiza

1.0 Tsi Fr Sport Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 Ps) SEAT Ibiza

20,834 miles 2023 Zero Deposit

Home Delivery Available

£14,500
Lincoln
£230/month
Example
  • Cupra Born

e-Boost 58kWh V2 Cupra Born

64,979 miles 2023 Zero Deposit

Home Delivery Available

£14,995
Lincoln
£238/month
Example
  • Cupra Born

58kWh V2 Cupra Born

55,033 miles 2022 Zero Deposit

Home Delivery Available

£14,495
Lincoln
£230/month
Example
  • Vauxhall Astra

1.6T 16V 200 SRi 5dr Vauxhall Astra

102,319 miles 2017 Zero Deposit

Home Delivery Available

£5,495
Lincoln
£112/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £229.95 per month, with a total cost of credit of £4,797.00 and a total amount payable of £13,797.00

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

28
01/03/2026

Reece was excellent!

Reece was excellent. As was his colleague, great car and fair price. Finance was transparent so i knew how much choosemycar were making on the deal, which i appreciated!
Harry

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.

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