Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Reviews 4386 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Lincoln

  • Toyota Auris

1.4 D-4D Sport Toyota Auris

142,747 miles 2013 Zero Deposit

Home Delivery Available

£4,495
£94/month
Example
  • Land Rover Range Rover Velar

3.0 SD6 V6 R-Dynamic SE Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Velar

76,818 miles 2018 Zero Deposit

Home Delivery Available

£19,998
£420/month
Example
  • Jaguar XF

2.0d R-Sport Sportbrake Auto Euro 6 (s/s) 5dr Jaguar XF

71,156 miles 2018 Zero Deposit

Home Delivery Available

£12,498
£262/month
Example
  • Land Rover Range Rover Evoque

2.0 D165 MHEV S Auto 4WD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

87,936 miles 2021 Zero Deposit

Home Delivery Available

£15,898
£265/month
Example
  • Volkswagen Arteon

2.0 TDI R-Line Fastback DSG Euro 6 (s/s) 5dr Volkswagen Arteon

93,420 miles 2017 Zero Deposit

Home Delivery Available

£12,998
£273/month
Example
  • Audi TT

2.0 TFSI S Tronic quattro Euro 6 (s/s) 3dr Audi TT

37,931 miles 2015 Zero Deposit

Home Delivery Available

£19,998
£420/month
Example
  • Vauxhall Mokka

1.2 Turbo Griffin SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) Vauxhall Mokka

25 miles 2026 Zero Deposit

Home Delivery Available

£19,590
Lincoln
£326/month
Example
  • Renault Captur

1.6 E Tech Esprit Alpine Suv 5dr Petrol Hybrid Auto Euro 6 (s/s) (145 Ps) Renault Captur

9,999 miles 2025 Zero Deposit

Home Delivery Available

£19,995
Lincoln
£333/month
Example
  • BYD Dolphin Surf

43.2kwh Boost Hatchback 5dr Electric Auto (87 Ps) BYD Dolphin Surf

4,999 miles 2026 Zero Deposit

Home Delivery Available

£16,995
Lincoln
£283/month
Example
  • Dacia Sandero

HATCHBACK SANDERO STEPWAY 1.0 TCE EXTREME 5DR Dacia Sandero

4,999 miles 2025 Zero Deposit

Home Delivery Available

£17,995
Lincoln
£299/month
Example
  • BYD Dolphin

60.48kwh Comfort Hatchback 5dr Electric Auto (204 Ps) BYD Dolphin

4,999 miles 2025 Zero Deposit

Home Delivery Available

£23,495
Lincoln
£391/month
Example
  • BYD Seal

1.5 10kwh Boost Estate 5dr Petrol Plug In Hybrid CVT Auto Euro 6 (s/s) (183 Ps) BYD Seal

4,999 miles 2025 Zero Deposit

Home Delivery Available

£31,490
Lincoln
£524/month
Example
  • BYD Atto 3

60.48kwh Comfort Suv 5dr Electric Auto (204 Ps) BYD Atto 3

4,999 miles 2025 Zero Deposit

Home Delivery Available

£23,990
Lincoln
£399/month
Example
  • Vauxhall Astra

1.2 Turbo Griffin Hatchback 5dr Petrol Manual Euro 6 (s/s) (130 Ps) Vauxhall Astra

25 miles 2026 Zero Deposit

Home Delivery Available

£19,990
Lincoln
£333/month
Example
  • MINI Clubman

1.5 Cooper Estate 6dr Petrol Manual Euro 6 (s/s) ( MINI Clubman

59,998 miles 2016 Zero Deposit

Home Delivery Available

£8,790
£184/month
Example
  • Land Rover Range Rover Evoque

2.0 eD4 SE Tech FWD Euro 6 (s/s) 5dr Land Rover Range Rover Evoque

82,000 miles 2016 Zero Deposit

Home Delivery Available

£7,680
£161/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 4386 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.