Used Cars for Sale in Lincoln | Discover Local Vehicles

Find and finance your next used car in and around Lincoln with ChooseMyCar

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Affordable Used Cars for Sale in Lincoln

  • Jaguar F Pace

F-PACE 2.0 D200 R-Dynamic S 5dr Auto AWD Jaguar F Pace

50,813 miles 2021 Zero Deposit

Home Delivery Available

£21,400
Lincoln
£344/month
Example
  • Land Rover Discovery

3.0 SD V6 Landmark Edition Auto 4WD Euro 6 (s/s) 5dr Land Rover Discovery

92,072 miles 2020 Zero Deposit

Home Delivery Available

£21,998
£452/month
Example
  • BMW 2 Series Gran Tourer

2.0 218d Sport Gran Tourer 7 Seats BMW 2 Series Gran Tourer

114,707 miles 2017 Zero Deposit

Home Delivery Available

£6,995
Lincoln
£144/month
Example
  • Peugeot 208

1.2 Allure Hatchback 5dr Petrol Hybrid e-DSC6 Euro 6 (s/s) (110 ps) Peugeot 208

1,453 miles 2025 Zero Deposit

Home Delivery Available

£16,994
Lincoln
£273/month
Example
  • Audi Q3

1.4T FSI Sport 5dr Audi Q3

101,241 miles 2017 Zero Deposit

Home Delivery Available

£8,495
Lincoln
£174/month
Example
  • Vauxhall Corsa

1.2 SE Edition 5dr Vauxhall Corsa

54,200 miles 2022 Zero Deposit

Home Delivery Available

£8,495
£174/month
Example
  • Vauxhall Corsa

100kW Ultimate 50kWh 5dr Auto Vauxhall Corsa

15,300 miles 2024 Zero Deposit

Home Delivery Available

£15,295
£246/month
Example
  • Ford S Max

2.0 TDCi 180 Titanium 5dr 7 seat Ford S Max

103,500 miles 2016 Zero Deposit

Home Delivery Available

£6,495
Lincoln
£133/month
Example
  • Vauxhall Astra

1.2 Turbo 130 GS 5dr Auto Vauxhall Astra

9,315 miles 2025 Zero Deposit

Home Delivery Available

£17,995
£289/month
Example
  • Volkswagen Polo

1.0 TSI Style 5dr Volkswagen Polo

18,465 miles 2023 Zero Deposit

Home Delivery Available

£15,995
£257/month
Example
  • Vauxhall Grandland

1.2 Turbo Sport Nav 5dr Vauxhall Grandland

69,300 miles 2018 Zero Deposit

Home Delivery Available

£7,495
£154/month
Example
  • Vauxhall Corsa

1.2 Turbo 130 Ultimate 5dr Auto Vauxhall Corsa

12,300 miles 2023 Zero Deposit

Home Delivery Available

£14,995
£241/month
Example
  • MINI Hatch

2.0 Cooper S II 3dr MINI Hatch

45,500 miles 2018 Zero Deposit

Home Delivery Available

£10,795
£222/month
Example
  • Vauxhall Mokka

1.2 Turbo GS 5dr Auto Vauxhall Mokka

17,400 miles 2025 Zero Deposit

Home Delivery Available

£17,995
£289/month
Example
  • MINI Countryman

COUNTRYMAN COOPER S EXCLU MINI Countryman

24,300 miles 2023 Zero Deposit

Home Delivery Available

£23,995
£386/month
Example
  • Vauxhall Grandland

1.2 Turbo Elite 5dr Auto Vauxhall Grandland

22,000 miles 2023 Zero Deposit

Home Delivery Available

£15,995
£257/month
Example

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Learn More About Car Finance

Car Finance Deals Lincoln

When you need a new car and car finance in Lincoln, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Lincoln

Worried about your credit history? Don't be. ChooseMyCar, right here in Lincoln, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Lincoln

At ChooseMyCar, we offer no deposit car finance in Lincoln through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Lincoln lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote

Representative example: borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.80 and a total amount payable of £14,296.80. Our car buying specialist will look to find you best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. The commission we earn does not influence the interest rate you’re offered in any way.

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Lincoln as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Lincoln, for specific used car warranty details.