Affordable Car Finance Deals in Wigan

Find and finance your next used car in and around Wigan with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Wigan

  • Ford Fiesta

1.0T EcoBoost GPF ST-Line Hatchback 5dr Petrol Man Ford Fiesta

38,559 miles 2019 Zero Deposit

Home Delivery Available

£9,995
Manchester
£210/month
Example
  • Audi A4

2.0 TDI ultra Sport Euro 6 (s/s) 4dr Audi A4

104,561 miles 2016 Zero Deposit

Home Delivery Available

£8,495
£178/month
Example
  • Citroen C4

1.6 BlueHDi Flair ETG6 Euro 6 (s/s) 5dr Citroen C4

63,277 miles 2016 Zero Deposit

Home Delivery Available

£7,495
£157/month
Example
  • MINI Hatch

1.5 Cooper Hatchback 5dr Petrol Manual Euro 6 (s/s MINI Hatch

66,468 miles 2018 Zero Deposit

Home Delivery Available

£9,149
Warrington
£192/month
Example
  • Jaguar F Pace

2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 Jaguar F Pace

89,700 miles 2017 Zero Deposit

Home Delivery Available

£12,499
Warrington
£262/month
Example
  • Dacia Sandero Stepway

0.9 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 Dacia Sandero Stepway

101,282 miles 2018 Zero Deposit

Home Delivery Available

£4,690
Bury
£98/month
Example
  • Nissan Leaf

40kWh N-Connecta Hatchback 5dr Electric Auto (150 Nissan Leaf

20,841 miles 2020 Zero Deposit

Home Delivery Available

£8,777
Bury
£184/month
Example
  • Kia Venga

1.6 CRDi 3 MPV 5dr Diesel Manual Euro 6 (s/s) (114 Kia Venga

81,893 miles 2017 Zero Deposit

Home Delivery Available

£5,181
Bury
£109/month
Example
  • Vauxhall Corsa

1.4i Turbo ecoTEC SRi Nav Hatchback 5dr Petrol Man Vauxhall Corsa

77,488 miles 2019 Zero Deposit

Home Delivery Available

£8,444
Bury
£177/month
Example
  • Land Rover Discovery Sport

2.0 TD4 Landmark SUV 5dr Diesel Auto 4WD Euro 6 (s Land Rover Discovery Sport

44,058 miles 2019 Zero Deposit

Home Delivery Available

£17,995
Warrington
£378/month
Example
  • SEAT Ibiza

1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s SEAT Ibiza

40,123 miles 2019 Zero Deposit

Home Delivery Available

£10,990
Warrington
£230/month
Example
  • Volkswagen Caddy

2.0 TDI C20 BlueMotion Tech Startline Panel Van 6d Volkswagen Caddy

94,024 miles 2017 Zero Deposit

Home Delivery Available

£9,000
Liverpool
£189/month
Example
  • Ford Transit

2.0 320 EcoBlue Trend Panel Van 5dr Diesel Manual Ford Transit

73,047 miles 2021 Zero Deposit

Home Delivery Available

£11,995
Liverpool
£252/month
Example
  • Land Rover Range Rover Evoque

2.0 D180 MHEV S SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Range Rover Evoque

30,676 miles 2020 Zero Deposit

Home Delivery Available

£17,500
Liverpool
£291/month
Example
  • Volkswagen Tiguan

2.0 TDI BlueMotion Tech R-Line SUV 5dr Diesel DSG Volkswagen Tiguan

105,000 miles 2016 Zero Deposit

Home Delivery Available

£14,000
Liverpool
£294/month
Example
  • BMW X5

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X5

76,060 miles 2015 Zero Deposit

Home Delivery Available

£18,995
Liverpool
£399/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Wigan

When you need a new car and car finance in Wigan, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Wigan

Worried about your credit history? Don't be. ChooseMyCar, right here in Wigan, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Wigan

At ChooseMyCar, we offer no deposit car finance in Wigan through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Wigan lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Wigan as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Wigan, for specific used car warranty details.