Affordable Car Finance Deals in Wigan

Find and finance your next used car in and around Wigan with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Wigan

  • Mercedes Benz Sprinter

2.1 313 CDi Panel Van 4dr Diesel Manual RWD L2 (12 Mercedes Benz Sprinter

86,791 miles 2015 Zero Deposit

Home Delivery Available

£11,495
Liverpool
£241/month
Example
  • Audi A3

2.0 TDI 35 Sport Saloon 4dr Diesel S Tronic Euro 6 (s/s) (150 ps) Audi A3

65,338 miles 2019 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Nissan Qashqai

1.5 Dci Acenta Premium Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) Nissan Qashqai

34,567 miles 2019 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example
  • Nissan Qashqai

1.5 Dci Acenta Premium Suv 5dr Diesel Manual Euro 6 (s/s) (115 Ps) Nissan Qashqai

34,567 miles 2019 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example
  • Audi A3

2.0 TDI 35 Sport Saloon 4dr Diesel S Tronic Euro 6 (s/s) (150 ps) Audi A3

65,338 miles 2019 Zero Deposit

Home Delivery Available

£14,495
£304/month
Example
  • Hyundai IONIQ

1.6 h-GDi Premium SE DCT Euro 6 (s/s) 5dr Hyundai IONIQ

80,950 miles 2021 Zero Deposit

Home Delivery Available

£12,975
£216/month
Example
  • Kia Stonic

1.0 T-GDi 3 SUV 5dr Petrol DCT Euro 6 (s/s) (118 b Kia Stonic

30,341 miles 2020 Zero Deposit

Home Delivery Available

£13,225
Bolton
£220/month
Example
  • Audi A1

1.0 TFSI 30 Sport Sportback 5dr Petrol Manual Euro Audi A1

25,866 miles 2019 Zero Deposit

Home Delivery Available

£14,900
£313/month
Example
  • Ford EcoSport

1.0T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro Ford EcoSport

100,000 miles 2015 Zero Deposit

Home Delivery Available

£3,495
£73/month
Example
  • Land Rover Discovery

2.0 Si4 HSE GPF SUV 5dr Petrol Auto 4WD Euro 6 (s/ Land Rover Discovery

83,567 miles 2018 Zero Deposit

Home Delivery Available

£21,995
Warrington
£461/month
Example
  • Land Rover Discovery Sport

2.0 TD4 SE Tech SUV 5dr Diesel Auto 4WD Euro 6 (s/ Land Rover Discovery Sport

74,567 miles 2016 Zero Deposit

Home Delivery Available

£10,995
Warrington
£231/month
Example
  • Citroen C1

1.0 VTi 72 Sense 5dr Citroen C1

2,565 miles 2021 Zero Deposit

Home Delivery Available

£8,995
Preston
£189/month
Example
  • MINI Hatch

5-Door Hatch Cooper Sport MINI Hatch

28,279 miles 2020 Zero Deposit

Home Delivery Available

£16,490
Bolton
£274/month
Example
  • Ford Ranger

3.2 TDCi Wildtrak Auto 4WD Euro 5 4dr Ford Ranger

87,115 miles 2017 Zero Deposit

Home Delivery Available

£15,500
£325/month
Example
  • Mercedes Benz A Class

A180 1.3 A180 AMG Line Hatchback 5dr Petrol 7G-DCT Euro Mercedes Benz A Class

111,820 miles 2018 Zero Deposit

Home Delivery Available

£11,499
£241/month
Example

Browse Cars By Make

Learn More About Car Finance

Car Finance Deals Wigan

When you need a new car and car finance in Wigan, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Wigan

Worried about your credit history? Don't be. ChooseMyCar, right here in Wigan, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Wigan

At ChooseMyCar, we offer no deposit car finance in Wigan through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Wigan lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Wigan as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Wigan, for specific used car warranty details.