Affordable Car Finance Deals in Wigan

Find and finance your next used car in and around Wigan with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Affordable Used Cars for Sale in Wigan

  • MINI Hatch

Cooper SE 32.6kWh Level 3 Hatchback 3dr Electric A MINI Hatch

14,000 miles 2021 Zero Deposit

Home Delivery Available

£15,377
£256/month
Example
  • Vauxhall Mokka

1.4i Turbo ecoTEC Design Nav SUV 5dr Petrol Manual Vauxhall Mokka

86,000 miles 2018 Zero Deposit

Home Delivery Available

£6,290
Blackburn
£132/month
Example
  • Nissan Qashqai

1.2 DIG-T Acenta SUV 5dr Petrol Manual 2WD Euro 6 Nissan Qashqai

78,000 miles 2015 Zero Deposit

Home Delivery Available

£5,790
Blackburn
£121/month
Example
  • Nissan Qashqai

1.5 dCi n-tec+ SUV 5dr Diesel Manual 2WD Euro 5 (s Nissan Qashqai

95,000 miles 2015 Zero Deposit

Home Delivery Available

£5,390
Blackburn
£113/month
Example
  • Renault Captur

1.5 dCi ENERGY Iconic SUV 5dr Diesel EDC Euro 6 (s Renault Captur

113,000 miles 2018 Zero Deposit

Home Delivery Available

£4,490
Blackburn
£94/month
Example
  • Renault Kadjar

1.2 TCe Signature Nav SUV 5dr Petrol Manual Euro 6 Renault Kadjar

68,000 miles 2016 Zero Deposit

Home Delivery Available

£6,795
£142/month
Example
  • Audi A1

1.0 TFSI 25 S line Sportback 5dr Petrol Manual Eur Audi A1

29,236 miles 2022 Zero Deposit

Home Delivery Available

£17,795
Warrington
£296/month
Example
  • Audi RS4 Avant

2.9 TFSI V6 Nogaro Edition Estate 5dr Petrol Tiptr Audi RS4 Avant

21,687 miles 2021 Zero Deposit

Home Delivery Available

£55,991
£932/month
Example
  • Bentley Flying Spur

4.0 V8 S Saloon 4dr Petrol Auto 4WD Euro 6 (528 ps Bentley Flying Spur

47,000 miles 2018 Zero Deposit

Home Delivery Available

£52,890
£880/month
Example
  • Volkswagen Polo

1.0 TSI Black Edition SUV 5dr Petrol Manual Euro 6 Volkswagen Polo

10,000 miles 2023 Zero Deposit

Home Delivery Available

£16,490
Bolton
£274/month
Example
  • Peugeot 2008

1.2 PureTech Allure SUV 5dr Petrol Manual Euro 6 Peugeot 2008

73,000 miles 2017 Zero Deposit

Home Delivery Available

£6,490
Bolton
£136/month
Example
  • BMW 5 Series

2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s BMW 5 Series

74,029 miles 2017 Zero Deposit

Home Delivery Available

£15,495
Bolton
£325/month
Example
  • Land Rover Range Rover Evoque

1.5 P300e 12.2kWh Edition SUV 5dr Petrol Plug-in H Land Rover Range Rover Evoque

23,000 miles 2023 Zero Deposit

Home Delivery Available

£32,475
£540/month
Example
  • BMW X2

2.0 20i Sport SUV 5dr Petrol Auto xDrive Euro 6 (s BMW X2

40,500 miles 2020 Zero Deposit

Home Delivery Available

£16,995
£283/month
Example
  • BMW 1 Series

M1 2.0 M135i Hatchback 5dr Petrol Auto xDrive Euro 6 BMW 1 Series

33,339 miles 2019 Zero Deposit

Home Delivery Available

£24,995
Wigan
£524/month
Example
  • BMW 5 Series

2.0 520i GPF M Sport Saloon 4dr Petrol Auto Euro 6 BMW 5 Series

49,000 miles 2020 Zero Deposit

Home Delivery Available

£19,977
£332/month
Example

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Learn More About Car Finance

Car Finance Deals Wigan

When you need a new car and car finance in Wigan, ChooseMyCar is your first destination. We are the experts in finding you the right car and the right finance deal, whatever your circumstances. Whether you have no deposit, bad credit history or want to part exchange, we are here to find you the car that you need. ChooseMyCar.com works with a national network of over 2,500 car dealers that have all of the latest makes and models to suit your budget and needs.

Find full details online, contact us to choose your car and we’ll arrange the finance and negotiations for you. When it’s all good to go your car will be delivered directly to your door – it couldn't be easier!

Person exploring interior of red car
Financial advisor meeting with client

Bad Credit Car Finance Wigan

Worried about your credit history? Don't be. ChooseMyCar, right here in Wigan, can provide ready access to bad credit car finance, from a large panel of trusted lenders. Whatever your financial position and history, we can find you the finance deal you need – even if you don't have a deposit. We also handle the entire application process and negotiations for you, so it's stress-free and easy.

We're here to find the right lender and the right deal for you so that you can relax and look forward to taking ownership of your new car.

No Deposit Car Finance Deals in Wigan

At ChooseMyCar, we offer no deposit car finance in Wigan through lenders specialising in zero-down deals, increasing your approval chances.

Our network of Wigan lenders and dedicated account managers help you make informed decisions, making car ownership more accessible.

Couple smiling and holding piggy bank

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

Frequently Asked Questions

Absolutely! Our team will guide you through the whole process, from arranging finance to securing your car and getting it delivered right to your door. When you buy it, we'll arrange for it to be picked up and delivered to you in Wigan as soon as the paperwork is complete - just tell us what you need.

Dealership warranties vary, typically lasting 12 months. Newer cars may have longer original warranties. Electric vehicles often have extended coverage. Always check with your local dealership In Wigan, for specific used car warranty details.