Affordable Used Kia Rio for sale on Finance in Luton

Find and finance your next Kia Rio in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Kia Rio for Sale on Finance

Bad Credit Kia Rio deals in Luton

Get approved for Kia Rio finance in Luton, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia Rio achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia Rio deals in Luton

Drive a quality used Kia Rio in Luton with no deposit needed. Choose from our extensive range of pre-owned Kia Rio models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia Rio vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia Rio in Luton?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Luton, getting your perfect Kia Rio has never been simpler or more affordable.

Learn more about the Kia Rio

The subcompact Kia Rio is a stylish supermini that delivers on comfort, practicality, and price point.

With a roomy interior, good sized boot, and overall competent drive quality, the Rio is a cleanly-styled all-rounder. It’s a particularly good option for motorists looking for a small, affordable car.

Even the basic level models come with plenty of equipment, with trim grade 1 options fitted with electric front windows, air con, heated door mirrors, and more. Move up a trim to grade 2 for cruise control, a DAB radio, and automatic emergency city braking.

Top-of-the-range 3 models add a satnav, Android Auto and Apple CarPlay, as well as a larger touchscreen infotainment display.

All engines offer good economy but among the best is the 1.0L turbocharged petrol option in trim grade 2. It’s a slightly higher initial outlay but it’ll pay for itself in fuel savings.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews