Affordable Used Kia for sale on Finance in Luton

We offer affordable Kia deals in Luton. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Kia models in Luton

  • Kia Niro

1.6 GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( Kia Niro

33,519 miles 2022 Zero Deposit

Home Delivery Available

£15,490
£258/month
Example
  • Kia Niro

1.6h GDi GPF 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s Kia Niro

73,227 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Kia Picanto

1.0 SR7 Hatchback 5dr Petrol Manual Euro 6 (65 bhp) Kia Picanto

74,827 miles 2015 Zero Deposit

Home Delivery Available

£4,490
£94/month
Example
  • Kia Picanto

1.0 1 Hatchback 5dr Petrol Manual Euro 6 (66 bhp) Kia Picanto

36,169 miles 2018 Zero Deposit

Home Delivery Available

£6,998
£147/month
Example
  • Kia Sportage

2.0 CRDi GT-Line SUV 5dr Diesel Manual AWD Euro 6 Kia Sportage

54,700 miles 2016 Zero Deposit

Home Delivery Available

£11,250
£236/month
Example
  • Kia Niro

1.6 GDi 2 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( Kia Niro

33,044 miles 2020 Zero Deposit

Home Delivery Available

£14,985
£249/month
Example
  • Kia Picanto

1.0 65 1 5dr Kia Picanto

13,668 miles 2016 Zero Deposit

Home Delivery Available

£6,599
Hemel Hempstead
£138/month
Example
  • Kia Rio

1.4 2 Auto Euro 6 5dr Kia Rio

47,991 miles 2016 Zero Deposit

Home Delivery Available

£7,790
Luton
£163/month
Example
  • Kia Sportage

1.7 CRDi 1 Euro 6 (s/s) 5dr Kia Sportage

106,500 miles 2016 Zero Deposit

Home Delivery Available

£5,990
Bedford
£126/month
Example
  • Kia Cee'd

1.0 T Gdi Gt Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (118 Bhp) Kia Cee'd

81,041 miles 2016 Zero Deposit

Home Delivery Available

£6,495
£136/month
Example
  • Kia Sportage

1.6 GDi 1 2WD Euro 5 5dr Kia Sportage

105,000 miles 2015 Zero Deposit

Home Delivery Available

£4,495
£94/month
Example
  • Kia Sorento

2.2 CRDi KX-3 SUV 5dr Diesel Manual AWD Euro 6 (s/ Kia Sorento

83,138 miles 2015 Zero Deposit

Home Delivery Available

£11,495
£241/month
Example
  • Kia Sportage

1.7 CRDi 3 SUV 5dr Diesel DCT Euro 6 (s/s) (139 bh Kia Sportage

60,720 miles 2018 Zero Deposit

Home Delivery Available

£12,295
£258/month
Example
  • Kia Stonic

1.0 T Gdi 2 Suv 5dr Petrol Dct Euro 6 (s/s) (99 Bhp) Kia Stonic

94,668 miles 2021 Zero Deposit

Home Delivery Available

£11,995
£252/month
Example
  • Kia Sorento

2.2 CRDi KX-4 SUV 5dr Diesel Auto AWD Euro 6 (197 Kia Sorento

63,389 miles 2016 Zero Deposit

Home Delivery Available

£16,490
Watford
£346/month
Example

Bad Credit Kia deals in Luton

Get approved for Kia finance in Luton, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia deals in Luton

Drive a quality used Kia in Luton with no deposit needed. Choose from our extensive range of pre-owned Kia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia in Luton?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Luton, getting your perfect Kia has never been simpler or more affordable.

Buy Kia on Finance

Over the past few years, Kia has undergone a dramatic transformation. Once seen as cheap and unreliable, Kia went back to the drawing board and re-engineered every element of their cars. The result has been a clutch of auto industry awards and a much-improved reputation.

 

That’s great news for new Kia owners, although second-hand buyers should be mindful that a five-year-old Kia may not be quite as reliable as a newer model. Still, Kia have overtaken the likes of Nissan, Vauxhall, and even BMW in driver satisfaction surveys.

Even with such huge improvements in build quality, Kias are still priced extremely competitively. Used CEED and Rio family hatchbacks are generally far cheaper than comparable models like the Ford Focus and Hyundai Accent. The Sportage and Sorrento models also comfortably undercut most other 4x4s.

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Useful Information about Kia
From ChooseMyCar
What is the most popular Kia colour?
White
What is the most popular Kia fuel type?
Petrol
What's the average Kia price?
£13,903
What's the average Kia mileage?
29,055

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews