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Affordable Used BMW 4 Series for sale on Finance in Lincoln

Find and finance your next BMW 4 Series in and around Lincoln with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

BMW 4 Series for Sale on Finance

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Bad Credit BMW 4 Series deals in Lincoln

Get approved for BMW 4 Series finance in Lincoln, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW 4 Series achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW 4 Series deals in Lincoln

Drive a quality used BMW 4 Series in Lincoln with no deposit needed. Choose from our extensive range of pre-owned BMW 4 Series models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW 4 Series vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW 4 Series in Lincoln?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Lincoln, getting your perfect BMW 4 Series has never been simpler or more affordable.

Buy the BMW 4 Series on Finance

So how do you take something as popular as the 4 door BMW 3 Series and make it more exciting? Well, the answer that BMW came up with was to take off two of the doors, give it a lower roof at the rear and a slightly broader frame to make the magic that is the BMW 4 Series.

This doesn’t necessarily sound like it adds up to an improved driving experience, but there’s something about the BMW 4 Series that makes it a wonderfully exciting car to drive. Add to that the range of engines available, the flashy style of the bodywork and the comfortable leather seats upfront and you’ve got yourself an excellent car in the BMW 4 Series.

With the second generation of the BMW 4 Series launching in 2020 now’s a great time to find a used BMW 4 Series for sale, as people may soon be upgrading to the newer model. Plus the first generation cars have aged remarkably well over the years since their release, making them an excellent option to buy used.

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As previously mentioned, when the BMW 4 Series first went to market it had a selection of trims available. These included the SE, Modern, Sport, Luxury and M Sport. With that refresh in 2017, they cut everything but the Sport and M Sport.

The engines are where a lot of the chances are made to the BMW 4 Series. It’s available with the 420i, 430i and 440i petrol engines. The 420i and 430i are both turbo-charged 2l engines. The 420i offers a bhp of 181 and the 430i offers 248bhp. The 440i is a much beefier petrol engine, with 3l and 321bhp. Some older used models may have the 435i engine, although this was retired from the 4 Series in 2016.

The BMW 4 Series diesel engines are incredibly popular, with the 420d, 430d and 435d. The 420d is the most popular engine for the BMW 4 Series. It has 181bhp and its carbon emissions are stated as 124g/km of CO2.

Sport

The BMW 4 Series Sport is the entry level trim, and the stuff that comes as standard is excellent. This includes 18inch alloy wheels, LED headlights, parking sensors and dual-chrome exhausts, and that’s just the outside. Inside the BMW 4 Series there’s all sorts of tech as standard, like BMW’s excellent infotainment system and dual-zone climate control, all finished off with luxury leather and heated front seats.

M Sport

The BM4 4 Series M Sport is the next step up on the rung. It was the most expensive when the 4 Series had more levels of trims, so you can likely imagine the quality it’s adding to an already excellent car. The M Sport really leans on the ‘sport’ part of its name. With a sportier body kit and sports suspension added to a number of other touches.

The BMW 4 Series was born in 2013 as BMW looked to join the similarly style-forward ranks of some of their competitor’s models, like the Audi A5, among others. This focus on style has led to a flashier car than the BMW 3 Series, and has been an incredible success for BMW.

With just two trim levels, to match the number of doors on the car, there aren’t too many choices to make in terms of looks and features, but there’s a whole range of engines to choose from, each changing the nature of the car in their own unique way.

When the BMW 4 Series first got released it came in 5 different trims. This was updated in 2017 so they now only have 2 trims available for new buyers. Keep an eye out for some of the other trims if you’re looking for a used BMW 4 Series though, as they may crop up from time to time.

Brief History of the BMW 4 Series

The BMW 4 Series has a short history, only coming into being in 2013. It was originally the successor to the coupe and convertible models of the BMW 3 Series, which was then in its fifth generation. It was created to enter BMW into the style-focused bracket that was currently being occupied by the Audi A5 and the Mercedes-Benz C Class.

On release the BMW 4 Series was available in 5 different trims, but in 2017 they cut this down to focus on 2. At the same time, they gave the 4 Series a few stylistic tweaks as well as some minor changes to the specifications.

The second generation of the BMW 4 series is releasing in 2020, but the cars from the first generation have aged remarkably well.

So what is it that makes the BMW 4 Series such a great car to drive? Surely if it’s just a slightly different version of a BMW 3 Series there’s not much difference between the driving experience of that and the 4 Series? Well, that couldn’t be more wrong.

The driving experience of the BMW 4 Series is what really sets it apart from its rivals in this style-first sector. The BMW 4 Series rear-wheel-drive and responsive steering place it head and shoulders above both the Audi A5 and Mercedes-Benz C Class, making it the must drive in this bracket of cars.

With that in mind, the availability of engines offering a great combination of BHP and low carbon emissions is not to be sniffed at. With strong petrol options and incredibly popular diesel engines available, each offering their own unique flavour to the BMW 4 Series driving experience. More on that later.

The heated leather seats up front and climate control offer excellent levels of comfort, although the back’s a little less roomy, especially with the low decline on the roof.

When buying any used car there are a number of things you should look out for. Always check the exteriors for any signs of rust or damage, as you don’t want to be paying to get it fixed straight away. Also, make sure you take it for a test drive and listen out for any odd sounds or watch for anything unusual inside the car.

The BMW 4 Series’ suspension is something to keep an eye on. Look for any marks or damage on the car that could signal significant use that may affect the suspension. When doing a test drive watch out for a drag to one side or the other or if the suspension is making any unusual noises.

At Choose My Car we are experts in used car finance. If you want to get behind the wheel of a used BMW 4 Series then you’re in the right place. We have a network of trusted car dealers specialising in used cars. We also have extensive experience in used BMW 4 Series car finance, so can help you find the best deal for you.

BMW 4 Series used car finance will allow you to spread the costs of buying a BMW 4 Series out over a period of time in manageable chunks. If you want to find what used BMW 4 Series car finance deal you can afford, then try our car finance calculator.

If you know what you want, and you’re ready to buy a BMW 4 Series then apply for car finance with Choose My Car today. For more information on car financing, read our series of guides on the subject.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
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