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Affordable Used BMW 1 Series for sale on Finance in Lincoln

Find and finance your next BMW 1 Series in and around Lincoln with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

BMW 1 Series for Sale on Finance

BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

107,000 miles 2018 Zero Deposit

Home Delivery Available

£7,580
Crewe
£159/month
Example
BMW 1 Series

1.5 116d SE 5-Door BMW 1 Series

108,414 miles 2016 Zero Deposit

Home Delivery Available

£6,995
Crewe
£147/month
Example
BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

36,321 miles 2019 Zero Deposit

Home Delivery Available

£15,995
Crewe
£336/month
Example
BMW 1 Series

M1 3.0 M140i Hatchback 3dr Petrol Auto Euro 6 (s/s) ( BMW 1 Series

62,031 miles 2017 Zero Deposit

Home Delivery Available

£16,995
Crewe
£357/month
Example
BMW 1 Series

114 1.5 116D ED PLUS 5d 114 BHP BMW 1 Series

70,299 miles 2017 Zero Deposit

Home Delivery Available

£8,590
Crewe
£180/month
Example
BMW 1 Series

1.5 118I M SPORT 5d 139 BHP +SATNAV+HEATEDSEATS +M BMW 1 Series

88,607 miles 2020 Zero Deposit

Home Delivery Available

£13,990
Crewe
£233/month
Example
BMW 1 Series

1.5 116d Sport Euro 6 (s/s) 5dr BMW 1 Series

58,768 miles 2018 Zero Deposit

Home Delivery Available

£10,799
Crewe
£226/month
Example
BMW 1 Series

2.0 125d M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

77,162 miles 2018 Zero Deposit

Home Delivery Available

£14,999
Crewe
£315/month
Example
BMW 1 Series

1.5 118I M SPORT 3d 134 BHP BMW 1 Series

64,652 miles 2016 Zero Deposit

Home Delivery Available

£10,490
Crewe
£220/month
Example

Browse other BMW models in Lincoln

Bad Credit BMW 1 Series deals in Lincoln

Get approved for BMW 1 Series finance in Lincoln, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW 1 Series achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW 1 Series deals in Lincoln

Drive a quality used BMW 1 Series in Lincoln with no deposit needed. Choose from our extensive range of pre-owned BMW 1 Series models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW 1 Series vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW 1 Series in Lincoln?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Lincoln, getting your perfect BMW 1 Series has never been simpler or more affordable.

Learn more about the BMW 1 Series

It’s The Ultimate Driving Machine, say BMW. Well, they would. But the 1 Series has a good claim to that throne with punchy acceleration, tight steering and a luxurious interior. As Hatchbacks go, you’ll not find many better than this.

Sometimes you just want to drive. You want to put rubber to tarmac and spin down the open road with a grin plastered on your face. Some people think that doing that properly requires a throaty sports car with your ass sat inches from the world’s most extreme piles cure. BMW 1 Series owners know that all you really need is a certain Bavarian hatchback.

Want to drive? Working on a budget? Buy a 1 Series.

BMW spun the 1 Series onto the market way back in 2004 and it was… okay. Sure, it had rear wheel drive, making it spanking-good to throw round bends, but the space in the back was pretty poor. It was the 2011 – 2019 refresh version when things got really tasty, which explains why there are so many of them about.

First up, the refresh stretched things out a bit and delivered more space inside. If you’re buying a hatchback over a sports car, you’re likely to be commuting and carrying kids, right? Well now you could. But the refresh also gave you a brilliant set of engines – from the M118i, which nicks a motor from a Mini to the insanely-good M140i, the petrol engines in all the 1 Series cars are tremendous.

Looking for a frugal choice? Check for a D badge – they’re pretty good too, especially the 120d Sport, which is a hoot to drive and gets 65mpg.

But the main reason that the 2011 – 2019 1 Series was such a scorching success was that it stuck with rear wheel drive and tightened up the chassis to the point that it was just so much fun.

It remains one of the very, very few rear-wheel hatchbacks of the modern era. Push that pedal while coming out of a corner and you get a kick in the back. Playful traction control allows those wheels a bit more spin, giving the car a cheeky character.

In short, it’s a hoot.

At Glance BMW 1 Series Review

  • Chassis
  • Performance
  • Interior
  • Practicality
  • Overall Rating

BMW keep model naming simple (do you hear that, Vauxhall?!) You want the “slow” one? Go for the SE. Faster? Sport. A bit nuts? M Sport. Full on crazy? M Sport Shadow Edition. Never change, BMW, never change.

SE

The “slowest” 1 series is also the most efficient, with a terrific diesel engine than can get up to 70 miles in a gallon. Extraordinary. Auto climate control and BMWs brilliant iDrive infotainment system both come as standard, as does a very plush interior.

Sport

Despite the name, changes here are mainly cosmetic, with nicer alloys and exterior trim. Automatic and manual transmissions are available, as are a choice of 3 or 5 doors.

M Sport

Ahh, the coveted M badge – evidence that BMW’s M division has been tinkering. And that’s never, ever a bad thing. Expect the best handling and fastest 0-60 times of the lot here. A genuine hot hatch beast.

The small hatchback BMW – perfect for showing up Golf-owning friends and zipping to the office with a smile on your face. Comfortable, maneuverable and with enough leather inside to give a heifer cold sweats, it’s the car you buy when a regular hot hatch is just a bit… low rent.

Brief History of the BMW 1 Series

Starting life in 2004, the 1 Series was the new entry level BMW – a smaller, rear-wheel-drive hatchback for a younger driver. The shorter hatchback was more practical for city commuting and tremendous fun to drive, with convertible options available.

Soft top and three door versions eventually became the 2 series and, in 2019, BMW switched to a front-wheel-drive version.

It’s an entry-level BMW. That means you get the power, performance and quality you come to expect from the “ultimate driving machine” in a smaller, more commuter-friendly package – and
at a lower cost. You buy one because you want hot-hatch dynamics with a luxury interior. You get both in abundance.

BMW 1 Series hold their value quite well so monthlies should reflect this. Expect it to cost less than you might imagine. As a performance car, however, there’s a higher risk so don’t expect finance to be super-cheap. Or insurance, for that matter.

Finding your Perfect BMW 1 Series is just part of the journey: buying or leasing it with great- value car finance? That’s the cherry on the cake.

ChooseMyCar.com’s fantastic range of Car Finance options can help you to drive away with the BMW you’ve always wanted for much less than you ever expected to pay – even if you’ve had problems getting credit in the past.

Hire Purchase, PCP or Lease: we have the Finance you need for the Car You’ll Love.

The one series has had its fair share of recalls – mostly minor, though there was a worry over fire risk in early Diesel units. Happily, these should have been fixed. Check the vehicle’s logbook to check which recalls it has and hasn’t had.

It wasn’t. The 1 Series is still made but BMW stopped making the Cope and Convertible versions under the 1 Series badge, spinning them off as the 2 Series instead.

Funny story: the 2 Series is, basically, an upgraded 1 Series coupe and convertible. BMW added a lot of safety kit like forward collision alert and emergency braking, and popped in some new engines. A lot of the interior and exterior is nigh-on identical to the regular 1 Series.

Expect a brand new 1 Series to loose just over 40% of its value over 3 years. For a luxury car this is actually pretty good. That said, this shouldn’t worry you on the used market. In fact, depreciation now makes these something of a bargain.

Absolutely, yes. With all the luxury and quality you’d get in a 3 series but with less weight (and rear wheel drive), it’s a fun, fast car that’s pretty unbeatable value.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£200.90
48 monthly repayments

Best available rate 9.9%

Total cost of credit £1,643.20

Total repayment £9,643.20

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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