Affordable Used BMW for sale on Finance in Lincoln

We offer affordable BMW deals in Lincoln. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular BMW models in Lincoln

  • BMW X1

2.0 18d SE SUV 5dr Diesel Manual sDrive Euro 6 (s/ BMW X1

117,000 miles 2021 Zero Deposit

Home Delivery Available

£10,950
Lincoln
£230/month
Example
  • BMW 5 Series

X3 X3 M xDrive X3 M Competition 5dr Step Auto BMW 5 Series

2,849 miles 2024 Zero Deposit

Home Delivery Available

£69,000
Lincoln
£1148/month
Example
  • BMW 1 Series

M1 M140i 5dr [Nav] Step Auto BMW 1 Series

81,000 miles 2016 Zero Deposit

Home Delivery Available

£14,490
£304/month
Example
  • BMW 3 Series

2.0 330e 12kWh M Sport Touring 5dr Petrol Plug-in BMW 3 Series

73,000 miles 2021 Zero Deposit

Home Delivery Available

£18,500
Lincoln
£308/month
Example
  • BMW 2 Series

2 SERIES 220d M Sport 2dr [Nav] Step Auto BMW 2 Series

42,157 miles 2019 Zero Deposit

Home Delivery Available

£17,360
Lincoln
£364/month
Example
  • BMW X5

X5 X5 xDrive30d SE 5dr Auto BMW X5

56,050 miles 2018 Zero Deposit

Home Delivery Available

£23,720
Lincoln
£498/month
Example
  • BMW 1 Series

1.5 118i Sport Euro 6 (s/s) 5dr BMW 1 Series

107,000 miles 2018 Zero Deposit

Home Delivery Available

£7,580
£159/month
Example
  • BMW 5 Series

2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Eur BMW 5 Series

15,400 miles 2019 Zero Deposit

Home Delivery Available

£25,495
Lincoln
£535/month
Example
  • BMW X6

3.0 40d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW X6

37,000 miles 2016 Zero Deposit

Home Delivery Available

£23,980
£503/month
Example
  • BMW 1 Series

1.5 116d SE 5-Door BMW 1 Series

108,414 miles 2016 Zero Deposit

Home Delivery Available

£6,995
£147/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

36,321 miles 2019 Zero Deposit

Home Delivery Available

£15,495
Lincoln
£325/month
Example
  • BMW 5 Series

2.0 520d M Sport Auto Euro 6 (s/s) 4dr BMW 5 Series

78,929 miles 2015 Zero Deposit

Home Delivery Available

£10,990
£230/month
Example
  • BMW 3 Series

335 3l 5d AUTO 255 BHP BMW 3 Series

117,863 miles 2019 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • BMW X2

2.0 18d M Sport Suv 5dr Diesel Auto Sdrive Euro 6 (s/s) (150 Ps) BMW X2

33,606 miles 2020 Zero Deposit

Home Delivery Available

£18,950
Lincoln
£315/month
Example
  • BMW 5 Series

2.0 530i SE Saloon 4dr Petrol Auto Euro 6 (s/s) (2 BMW 5 Series

62,000 miles 2017 Zero Deposit

Home Delivery Available

£14,995
Lincoln
£315/month
Example
  • BMW 2 Series

2.0 220D XDRIVE LUXURY ACTIVE TOURER 5d 188 BHP BMW 2 Series

46,726 miles 2019 Zero Deposit

Home Delivery Available

£14,499
Lincoln
£304/month
Example

Bad Credit BMW deals in Lincoln

Get approved for BMW finance in Lincoln, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream BMW achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit BMW deals in Lincoln

Drive a quality used BMW in Lincoln with no deposit needed. Choose from our extensive range of pre-owned BMW models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used BMW vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar BMW in Lincoln?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality BMW every time. Plus, with convenient home delivery available across Lincoln, getting your perfect BMW has never been simpler or more affordable.

Buy BMW on Finance

The high regard in which many car buyers hold BMW has been well-earned – built on a solid track record of producing high quality luxury saloons. Combining German engineering with uniquely refined aesthetics, they’ve spent most of the past 50 years battling Mercedes for the throne of the (reasonably) affordable prestige car kingdom.

However, over the past 15 years, BMW has branched out into a host of new markets. They now offer everything from family-focused SUVs to sporty fastbacks – as well as branching out into the hybrid and electric vehicle spaces. The result is BMW’s premium badge now adorning an ever-increasing range of car types on British roads.

For traditionalists, the 3-series and 5-series are the “bread and butter” sleek estates and saloons synonymous with the BMW name. Newer additions like the sporty M4 have added some zip to the range – aimed at lovers of high performance cars. The X range is focused squarely on families looking for a balance of prestige and practicality. And most recently, BMW has began exploring the growing electric vehicle market, launching the peculiar-yet-practical i3 and the rather rapid i8.

Read more...
Useful Information about BMW
From ChooseMyCar
What is the most popular BMW colour?
Black
What is the most popular BMW fuel type?
Diesel
What's the average BMW price?
£21,516
What's the average BMW mileage?
39,318

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews