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Used Smart Under £15,000 – No Deposit & Bad Credit

Searching for a Smart under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

37-72 of 345 cars

  • Smart forfour

17.6kWh Prime Exclusive Hatchback 5dr Electric Aut Smart forfour

24,000 miles 2020 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

0.9T BRABUS Xclusive Twinamic Euro 6 (s/s) 2dr Smart fortwo

88,000 miles 2018 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • Smart forfour

PRIME SPORT PREMIUM T 5-Door Smart forfour

23,800 miles 2017 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example
  • Smart fortwo

1.0 Prime (Premium) Cabriolet 2dr Petrol Twinamic Smart fortwo

28,000 miles 2018 Zero Deposit

Home Delivery Available

£9,790
£205/month
Example
  • Smart forfour

0.9T Prime (Premium) Hatchback 5dr Petrol Twinamic Smart forfour

24,000 miles 2017 Zero Deposit

Home Delivery Available

£9,750
£204/month
Example
  • Smart forfour

1.0 PASSION 5d 71 BHP * Buy Online**Nationwide Del Smart forfour

17,535 miles 2017 Zero Deposit

Home Delivery Available

£9,700
£203/month
Example
  • Smart fortwo

1.0 Prime (Premium) Coupe Petrol Twinamic Local La Smart fortwo

15,499 miles 2018 Zero Deposit

Home Delivery Available

£9,699
Norwich
£203/month
Example
  • Smart forfour

0.9T Urbanshadow Hatchback 5dr Petrol Twinamic Eur Smart forfour

41,000 miles 2019 Zero Deposit

Home Delivery Available

£9,500
Cambridge
£199/month
Example
  • Smart forfour

1.0 Prime (Premium) Hatchback 5dr Petrol Twinamic Smart forfour

27,716 miles 2019 Zero Deposit

Home Delivery Available

£9,500
Derby
£199/month
Example
  • Smart fortwo

0.9T Prime (Premium) Coupe 2dr Petrol Twinamic Eur Smart fortwo

16,722 miles 2017 Zero Deposit

Home Delivery Available

£9,499
£199/month
Example
  • Smart forfour

1.0 PRIME Smart forfour

9,000 miles 2017 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Smart forfour

0.9 T Prime Smart forfour

19,800 miles 2019 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Smart fortwo

PASSION PREMIUM Smart fortwo

9,000 miles 2015 Zero Deposit

Home Delivery Available

£9,495
Worcester
£199/month
Example
  • Smart fortwo

0.9 PRIME T 2d 90 BHP Smart fortwo

34,000 miles 2018 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Smart forfour

0.9T Prime (Premium Plus) Hatchback 5dr Petrol Twi Smart forfour

16,724 miles 2016 Zero Deposit

Home Delivery Available

£9,495
Bolton
£199/month
Example
  • Smart forfour

1.0 Prime Sport (Premium) Hatchback 5dr Petrol Twi Smart forfour

29,800 miles 2018 Zero Deposit

Home Delivery Available

£9,495
Bury
£199/month
Example
  • Smart fortwo

1.0 Prime (Premium) Cabriolet Twinamic Euro 6 (s/s) 2dr Smart fortwo

35,000 miles 2018 Zero Deposit

Home Delivery Available

£9,489
£199/month
Example
  • Smart forfour

1.0 Prime Sport (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

27,000 miles 2018 Zero Deposit

Home Delivery Available

£9,480
£199/month
Example
  • Smart fortwo

17.6kWh Prime Exclusive Coupe 2dr Electric Auto (2 Smart fortwo

11,930 miles 2021 Zero Deposit

Home Delivery Available

£9,450
£198/month
Example
  • Smart fortwo

1.0 Passion 2dr Auto Smart fortwo

12,246 miles 2017 Zero Deposit

Home Delivery Available

£9,391
£197/month
Example
  • Smart forfour

0.9T Prime Sport (Premium Plus) Hatchback 5dr Petr Smart forfour

41,467 miles 2018 Zero Deposit

Home Delivery Available

£9,300
Derby
£195/month
Example
  • Smart fortwo

17.6kWh Edition 1 Auto 2dr (22kW Charger) Smart fortwo

13,908 miles 2020 Zero Deposit

Home Delivery Available

£9,300
£195/month
Example
  • Smart fortwo

0.9T Prime (Premium Plus) Twinamic Euro 6 (s/s) 2dr Smart fortwo

17,000 miles 2016 Zero Deposit

Home Delivery Available

£9,295
£195/month
Example
  • Smart forfour

17.6kWh Prime Exclusive Hatchback 5dr Electric Aut Smart forfour

11,785 miles 2020 Zero Deposit

Home Delivery Available

£9,250
£194/month
Example
  • Smart fortwo

17.6kWh Pulse Premium Coupe 2dr Electric Auto (22k Smart fortwo

7,900 miles 2021 Zero Deposit

Home Delivery Available

£9,240
£194/month
Example
  • Smart forfour

FORFOUR 60kW EQ Exclusive 17kWh 5dr Auto [22kWch] Smart forfour

23,270 miles 2021 Zero Deposit

Home Delivery Available

£9,133
Bolton
£192/month
Example
  • Smart fortwo

60kW EQ Prime Exclusive 17kWh 2dr Auto [22kWCh] Smart fortwo

14,293 miles 2020 Zero Deposit

Home Delivery Available

£9,000
£189/month
Example
  • Smart forfour

60kW EQ Prime Exclusive 17kWh Smart forfour

11,234 miles 2020 Zero Deposit

Home Delivery Available

£9,000
Warrington
£189/month
Example
  • Smart forfour

17.6kWh Prime Exclusive Smart forfour

9,000 miles 2020 Zero Deposit

Home Delivery Available

£9,000
£189/month
Example
  • Smart fortwo

Prime Premium Plus 17.6k Electric Coupe Automatic Smart fortwo

8,866 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart forfour

1.0 PASSION TWINAMIC EURO 6 SS 5DR Smart forfour

24,000 miles 2018 Zero Deposit

Home Delivery Available

£8,995
Southend-on-Sea
£189/month
Example
  • Smart fortwo

0.9 Turbo Prime Sport Premium 2dr Auto Smart fortwo

43,836 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart forfour

1.0 Passion Hatchback 5dr Petrol Twinamic Euro 6 ( Smart forfour

23,197 miles 2018 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart forfour

0.9T Proxy (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

35,000 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart fortwo

60kW EQ Pulse Premium 17kWh 2dr Auto [22kWCh] Smart fortwo

10,513 miles 2021 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Smart fortwo

PASSION Smart fortwo

22,000 miles 2017 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example

Looking for a Particular Model?

Image of ForFour Smart ForFour
Image of ForTwo Smart ForTwo
Image of forfour Smart forfour
Image of fortwo Smart fortwo

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Smart Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Smart Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.