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Used Smart Under £5,000 – No Deposit & Bad Credit

Searching for a Smart under £5,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of 45 cars

  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

32,000 miles 2015 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

44,000 miles 2016 Zero Deposit

Home Delivery Available

£5,000
Chester
£105/month
Example
  • Smart fortwo

1.0 Prime Euro 6 (s/s) 2dr Smart fortwo

45,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

61,000 miles 2017 Zero Deposit

Home Delivery Available

£5,000
£105/month
Example
  • Smart fortwo

1.0 Edition 1 2dr Smart fortwo

54,258 miles 2015 Zero Deposit

Home Delivery Available

£5,000
Shrewsbury
£105/month
Example
  • Smart forfour

0.9T Edition 1 Euro 6 (s/s) 5dr Smart forfour

75,580 miles 2015 Zero Deposit

Home Delivery Available

£4,999
£105/month
Example
  • Smart forfour

PRIME PREMIUM Smart forfour

64,450 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart forfour

1.0 Prime Premium 5dr Smart forfour

57,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart fortwo

1.0 Urban Shadow Edition 2dr Smart fortwo

74,195 miles 2019 Zero Deposit

Home Delivery Available

£4,995
Bedford
£105/month
Example
  • Smart forfour

1.0 Prime (Premium) Euro 6 (s/s) 5dr Smart forfour

47,992 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart forfour

1.0 Prime Night Sky (Premium) Euro 6 (s/s) 5dr Smart forfour

57,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart fortwo

1.0 Passion (Premium) Coupe 2dr Petrol Manual Euro Smart fortwo

61,000 miles 2016 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart forfour

1.0 Passion Hatchback 5dr Petrol Manual Euro 6 (s/ Smart forfour

56,890 miles 2017 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart fortwo

1.0 PASSION 2d 71 BHP 2 OWNERS* SOFT TOP* AIR CON* Smart fortwo

62,000 miles 2018 Zero Deposit

Home Delivery Available

£4,995
£105/month
Example
  • Smart forfour

0.9 PROXY T 5d 90 BHP Smart forfour

62,919 miles 2016 Zero Deposit

Home Delivery Available

£4,992
£105/month
Example
  • Smart forfour

0.9T Prime Euro 6 (s/s) 5dr Smart forfour

75,000 miles 2016 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Smart forfour

0.9T Prime Euro 6 (s/s) 5dr Smart forfour

75,000 miles 2016 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Smart forfour

1.0 Passion Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps) Smart forfour

52,604 miles 2017 Zero Deposit

Home Delivery Available

£4,990
£105/month
Example
  • Smart forfour

1.0 Prime (Premium) Euro 6 (s/s) 5dr Smart forfour

75,000 miles 2015 Zero Deposit

Home Delivery Available

£4,880
£102/month
Example
  • Smart fortwo

1.0 Passion Coupe 2dr Petrol Manual Euro 6 (s/s) ( Smart fortwo

71,547 miles 2018 Zero Deposit

Home Delivery Available

£4,864
Bolton
£102/month
Example
  • Smart forfour

1.0 PRIME PREMIUM 5d 71 BHP Smart forfour

72,455 miles 2016 Zero Deposit

Home Delivery Available

£4,850
Ipswich
£102/month
Example
  • Smart fortwo

PASSION 2-Door Smart fortwo

66,880 miles 2016 Zero Deposit

Home Delivery Available

£4,800
£101/month
Example
  • Smart fortwo

1.0 Prime (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

113,900 miles 2017 Zero Deposit

Home Delivery Available

£4,795
£100/month
Example
  • Smart forfour

PRIME Smart forfour

33,300 miles 2015 Zero Deposit

Home Delivery Available

£4,750
Birmingham
£100/month
Example
  • Smart forfour

1.0 Passion (Premium) Hatchback 5dr Petrol Manual Smart forfour

52,326 miles 2015 Zero Deposit

Home Delivery Available

£4,700
Burton-upon-Trent
£98/month
Example
  • Smart forfour

1.0 Edition 1 Euro 6 (s/s) 5dr Smart forfour

68,000 miles 2015 Zero Deposit

Home Delivery Available

£4,690
Bedford
£98/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

48,000 miles 2015 Zero Deposit

Home Delivery Available

£4,649
£97/month
Example
  • Smart forfour

1.0 Passion 5dr 5-Speed Manual***£20 ROAD TAX** Smart forfour

83,000 miles 2015 Zero Deposit

Home Delivery Available

£4,595
£96/month
Example
  • Smart forfour

1.0 Prime Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps) Smart forfour

46,115 miles 2015 Zero Deposit

Home Delivery Available

£4,495
£94/month
Example
  • Smart forfour

PRIME PREMIUM 5-Door Smart forfour

66,000 miles 2015 Zero Deposit

Home Delivery Available

£4,495
£94/month
Example
  • Smart forfour

1.0 Passion 5dr free rd tax Smart forfour

56,000 miles 2016 Zero Deposit

Home Delivery Available

£4,489
Doncaster
£94/month
Example
  • Smart forfour

0.9T Passion Hatchback 5dr Petrol Manual Euro 6 (s Smart forfour

51,000 miles 2015 Zero Deposit

Home Delivery Available

£4,449
Peterborough
£93/month
Example
  • Smart forfour

EDITION1 5-Door Smart forfour

35,999 miles 2015 Zero Deposit

Home Delivery Available

£4,400
London
£92/month
Example
  • Smart forfour

1.0 Passion Euro 6 (s/s) 5dr Smart forfour

37,500 miles 2015 Zero Deposit

Home Delivery Available

£4,390
£92/month
Example
  • Smart forfour

0.9T Passion (Premium) Hatchback 5dr Petrol Manual Smart forfour

76,650 miles 2016 Zero Deposit

Home Delivery Available

£4,299
£90/month
Example
  • Smart fortwo

1.0 Passion Euro 6 (s/s) 2dr Smart fortwo

86,000 miles 2016 Zero Deposit

Home Delivery Available

£4,290
£90/month
Example

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Smart Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Smart Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.