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Used Smart Under £15,000 – No Deposit & Bad Credit

Searching for a Smart under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

1-36 of 332 cars

  • Smart fortwo

17.6kWh Pulse Premium Smart fortwo

99 miles 2023 Zero Deposit

Home Delivery Available

£14,995
£250/month
Example
  • Smart forfour

60kW EQ Pulse Premium 17kWh 5dr Auto [22kWch] Hatchback Smart forfour

7,115 miles 2020 Zero Deposit

Home Delivery Available

£14,899
£248/month
Example
  • Smart forfour

PRIME PREMIUM Smart forfour

9,000 miles 2019 Zero Deposit

Home Delivery Available

£14,848
£311/month
Example
  • Smart fortwo

60kW EQ Prime Exclusive 17kWh 2dr Auto [22kWCh] Smart fortwo

11,805 miles 2020 Zero Deposit

Home Delivery Available

£14,700
£245/month
Example
  • Smart fortwo

17.6kWh Exclusive Smart fortwo

16,650 miles 2022 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Smart fortwo

17.6kWh Prime (Premium Plus) Cabriolet Auto 2dr Smart fortwo

34,200 miles 2017 Zero Deposit

Home Delivery Available

£12,995
£273/month
Example
  • Smart fortwo

17.6kWh Edition 1 Coupe 2dr Electric Auto (22kW Ch Smart fortwo

11,300 miles 2021 Zero Deposit

Home Delivery Available

£12,995
£216/month
Example
  • Smart fortwo

17.6kWh Premium Auto 2dr (22kW Charger) Smart fortwo

2,000 miles 2024 Zero Deposit

Home Delivery Available

£12,950
£215/month
Example
  • Smart fortwo

0.9 Turbo Prime Sport Premium Smart fortwo

3,314 miles 2018 Zero Deposit

Home Delivery Available

£12,700
£266/month
Example
  • Smart fortwo

0.9 URBANSHADOW EDITION T 3d 90 BHP * Buy Online** Smart fortwo

10,828 miles 2019 Zero Deposit

Home Delivery Available

£12,600
£264/month
Example
  • Smart fortwo

17.6kWh Exclusive Coupe 2dr Electric Auto (22kW Ch Smart fortwo

10,000 miles 2022 Zero Deposit

Home Delivery Available

£12,295
£205/month
Example
  • Smart fortwo

Special Editions Disturbing London Edition Smart fortwo

16,782 miles 2018 Zero Deposit

Home Delivery Available

£11,980
£251/month
Example
  • Smart fortwo

PULSE PREMIUM 2d 81 BHP Smart fortwo

4,000 miles 2022 Zero Deposit

Home Delivery Available

£11,950
£251/month
Example
  • Smart fortwo

17.6kWh Exclusive Cabriolet 2dr Electric Auto (22k Smart fortwo

30,945 miles 2021 Zero Deposit

Home Delivery Available

£11,695
£245/month
Example
  • Smart forfour

1.0 Prime Premium 5dr Auto Smart forfour

26,138 miles 2018 Zero Deposit

Home Delivery Available

£11,550
£242/month
Example
  • Smart fortwo

17.6kWh BRABUS Line Coupe 2dr Electric Auto (22kW Smart fortwo

10,316 miles 2021 Zero Deposit

Home Delivery Available

£11,440
Southend-on-Sea
£240/month
Example
  • Smart fortwo

1.0 Prime Sport (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

34,000 miles 2018 Zero Deposit

Home Delivery Available

£10,995
£231/month
Example
  • Smart forfour

1.0 Prime Sport (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

6,000 miles 2018 Zero Deposit

Home Delivery Available

£10,880
£228/month
Example
  • Smart forfour

0.9T BRABUS Xclusive Hatchback 5dr Petrol Twinamic Smart forfour

42,000 miles 2018 Zero Deposit

Home Delivery Available

£10,600
Peterborough
£222/month
Example
  • Smart fortwo

1.0 Prime Sport Premium 2dr Auto Smart fortwo

8,799 miles 2017 Zero Deposit

Home Delivery Available

£10,495
Dundee
£220/month
Example
  • Smart forfour

17.6kWh Exclusive Hatchback 5dr Electric Auto (22k Smart forfour

6,047 miles 2022 Zero Deposit

Home Delivery Available

£10,495
Basildon
£220/month
Example
  • Smart forfour

1.0 Prime (Premium) Hatchback 5dr Petrol Twinamic Smart forfour

14,000 miles 2018 Zero Deposit

Home Delivery Available

£10,490
£220/month
Example
  • Smart fortwo

0.9 PETROL T Prime Premium AUTOMATIC 2 Door Smart fortwo

24,176 miles 2016 Zero Deposit

Home Delivery Available

£10,454
£219/month
Example
  • Smart forfour

0.9T Prime Sport (Premium) Hatchback 5dr Petrol Tw Smart forfour

21,909 miles 2018 Zero Deposit

Home Delivery Available

£10,350
Derby
£217/month
Example
  • Smart forfour

0.9 Turbo Prime Sport Premium 5dr Auto Smart forfour

46,162 miles 2017 Zero Deposit

Home Delivery Available

£10,300
£216/month
Example
  • Smart fortwo

1.0 Prime (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

15,000 miles 2018 Zero Deposit

Home Delivery Available

£10,290
Basingstoke
£216/month
Example
  • Smart forfour

1.0 Prime Sport (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

14,244 miles 2017 Zero Deposit

Home Delivery Available

£10,000
£210/month
Example
  • Smart fortwo

0.9T Prime (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

33,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

60kW EQ Prime Prem Plus 17kWh 2dr Auto [22kWCh] Smart fortwo

9,843 miles 2018 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart forfour

1.0 Prime (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

20,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart forfour

1.0 Prime (Premium) Twinamic Euro 6 (s/s) 5dr Smart forfour

27,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

1.0 Prime Sport (Premium) Cabriolet Twinamic Euro 6 (s/s) 2dr Smart fortwo

29,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

0.9T Prime (Premium) Twinamic Euro 6 (s/s) 2dr Smart fortwo

32,000 miles 2017 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart forfour

17.6kWh Pulse Premium Auto 5dr (22kW Charger) Smart forfour

5,600 miles 2020 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

0.9T Prime (Premium Plus) Twinamic Euro 6 (s/s) 2dr Smart fortwo

17,000 miles 2016 Zero Deposit

Home Delivery Available

£9,995
£210/month
Example
  • Smart fortwo

0.9T BRABUS Xclusive Twinamic Euro 6 (s/s) 2dr Smart fortwo

88,000 miles 2018 Zero Deposit

Home Delivery Available

£9,990
£209/month
Example

Looking for a Particular Model?

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Image of fortwo Smart fortwo

Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

Cars in Your Area

No Deposit Car Finance for Smart Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Smart Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.