Affordable Used Kia Picanto for sale on Finance in Southend-on-Sea

Find and finance your next Kia Picanto in and around Southend-on-Sea with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Kia Picanto for Sale on Finance

1.25 2 Auto Euro 6 5dr Kia Picanto

95,200 miles 2017 Zero Deposit

Home Delivery Available

1.0 EcoDynamics 2 Euro 5 (s/s) 5dr Kia Picanto

53,000 miles 2016 Zero Deposit

Home Delivery Available

£5,295

£111/month

Example

1.25 GT-Line S Hatchback 5dr Petrol Manual Euro 6 Kia Picanto

41,212 miles 2017 Zero Deposit

Home Delivery Available

£8,995

£189/month

Example

1.3 X-Line S Kia Picanto

61,903 miles 2021 Zero Deposit

Home Delivery Available

£8,995

£189/month

Example

CHILLI ISG 3-Door Kia Picanto

42,000 miles 2015 Zero Deposit

Home Delivery Available

£6,499

£136/month

Example

Browse other Kia models in Southend-on-Sea

Bad Credit Kia Picanto deals in Southend-on-Sea

Get approved for Kia Picanto finance in Southend-on-Sea, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia Picanto achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia Picanto deals in Southend-on-Sea

Drive a quality used Kia Picanto in Southend-on-Sea with no deposit needed. Choose from our extensive range of pre-owned Kia Picanto models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia Picanto vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia Picanto in Southend-on-Sea?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Southend-on-Sea, getting your perfect Kia Picanto has never been simpler or more affordable.

Buy the Kia Picanto on Finance

The Kia Picanto is a stylish, solidly-built small city car that’s affordable yet comfortable. It offers a bigger boot and higher quality interior than many competitors in its class.

Ideal for younger drivers and downsizers looking for a cost-effective car that ticks all the boxes, the Picanto is well suited to town driving. It also tackles country roads with ease, thanks to its excellent handling.

The Picanto’s appeal extends to small families, with its decent boot, three rear seatbelts, and two ISOFIX child seat fixings in the back. There’s also a seven-year warranty and lots of safety features.

The Kia Picanto is available in eight trim levels, starting with the 1 grade. Among the best value options is the 3 trim, which offers a good level of spec including a satnav, cruise control, air con, Apple CarPlay, and Android Auto.

There’s a 1.0L and 1.2L petrol engine to choose from across most trim levels – but the top-of-the-range GT-Line S adds an extra 1.0L turbocharged choice.

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.

Customer

31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today

Tan

28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!

Bethan

29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you

Bhav

23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them

Martin

18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.

Rachel

17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.

Mandi Leadbitter

12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out

Darren James

11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.

Kayleigh

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