Affordable Used Skoda Octavia for sale on Finance in Reading

Find and finance your next Skoda Octavia in and around Reading with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Skoda Octavia for Sale on Finance

  • Skoda Octavia

2.0 TSI vRS 230 Euro 6 (s/s) 5dr (SNav) Skoda Octavia

70,000 miles 2015 Zero Deposit

Home Delivery Available

£12,495
£262/month
Example
  • Skoda Octavia

OCTAVIA 2.0 TSI vRS 5dr Skoda Octavia

8,011 miles 2023 Zero Deposit

Home Delivery Available

£28,290
£471/month
Example
  • Skoda Octavia

1.6 TDI SCR SE Technology Hatchback 5dr Diesel DSG Skoda Octavia

96,851 miles 2018 Zero Deposit

Home Delivery Available

£8,500
£178/month
Example
  • Skoda Octavia

2.0 TSI vRS Euro 6 (s/s) 5dr Skoda Octavia

73,000 miles 2018 Zero Deposit

Home Delivery Available

£15,495
£325/month
Example
  • Skoda Octavia

Skoda Octavia Hatchback 1.5 TSI 150 e-TEC SE L 5dr DSG Skoda Octavia

1,250 miles 2025 Zero Deposit

Home Delivery Available

£29,950
Reading
£498/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI SE Technology 5dr Skoda Octavia

13,674 miles 2024 Zero Deposit

Home Delivery Available

£21,950
Reading
£365/month
Example
  • Skoda Octavia

2.0 TSI GPF vRS Hatchback 5dr Petrol DSG Euro 6 (s Skoda Octavia

57,781 miles 2018 Zero Deposit

Home Delivery Available

£15,800
£331/month
Example
  • Skoda Octavia

OCTAVIA 2.0 TDI 150 SE Technology 5dr DSG Skoda Octavia

6,743 miles 2024 Zero Deposit

Home Delivery Available

£27,199
£453/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI SE L 5dr Skoda Octavia

5,151 miles 2024 Zero Deposit

Home Delivery Available

£20,790
Reading
£346/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI e-TEC SE L 5dr DSG Skoda Octavia

11,731 miles 2024 Zero Deposit

Home Delivery Available

£21,759
Reading
£362/month
Example
  • Skoda Octavia

1.0 TSI SE Technology DSG Euro 6 (s/s) 5dr Skoda Octavia

82,000 miles 2019 Zero Deposit

Home Delivery Available

£9,590
£201/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI SE L 5dr Skoda Octavia

6,617 miles 2024 Zero Deposit

Home Delivery Available

£20,790
£346/month
Example
  • Skoda Octavia

OCTAVIA 1.4 TSI iV SE Technology DSG 5dr Skoda Octavia

5,175 miles 2024 Zero Deposit

Home Delivery Available

£22,250
£370/month
Example
  • Skoda Octavia

2.0 TDI SE L DSG Euro 6 (s/s) 5dr Skoda Octavia

37,000 miles 2019 Zero Deposit

Home Delivery Available

£14,995
£315/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Euro 6 (s/s) 5dr Skoda Octavia

93,441 miles 2019 Zero Deposit

Home Delivery Available

£8,995
£189/month
Example
  • Skoda Octavia

Octavia Estate vRS 2.0 TSI 265 PS DSG Skoda Octavia

2,222 miles 2025 Zero Deposit

Home Delivery Available

£38,590
£642/month
Example

Bad Credit Skoda Octavia deals in Reading

Get approved for Skoda Octavia finance in Reading, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda Octavia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda Octavia deals in Reading

Drive a quality used Skoda Octavia in Reading with no deposit needed. Choose from our extensive range of pre-owned Skoda Octavia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda Octavia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda Octavia in Reading?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Reading, getting your perfect Skoda Octavia has never been simpler or more affordable.

Buy the Skoda Octavia on Finance

The award-winning Octavia is Skoda’s biggest seller – and it’s no surprise. Comfortable, safe, and spacious with an impressive standard spec, the Octavia is a competent family car on all counts.

Available as a hatchback and an estate, the Octavia has lots to offer – including 16-inch alloys, LED daytime running lights, Apple CarPlay, and Android Auto connectivity as standard.

The hatch comes in nine trim levels: S, SE, SE Drive, SE Technology, SE L, Sportline, L&K, VRS, and VRS Challenge, while the estate offers an additional Scout trim.

Each spec level adds to the list of luxuries on offer, including rear parking sensors and dual-zone climate control on the SE, 17-inch alloys and an 8-inch touchscreen on the SE L and a larger touchscreen and heated front seats on the L&K model.

The Scout is more ruggedly designed for off-road driving while the VRS and VRS Challenge are super sporty.

There’s a healthy range of petrol and diesel engines available, starting with the petrol 1.0L TI S, which is ideal for town driving. For more power and a smooth drive, the 1.5L options available with the SE are a safe bet.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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