• Coins Icon
    Zero Deposits
  • Sale Tag Icon
    Affordable Finance Deals
  • Trustpilot
    4.9 out of 5 on Trustpilot
  • People Icon
    Reputable Dealerships
  • Home Icon
    Home Delivery Available

Affordable Used Volkswagen Polo for sale on Finance in Luton

Find and finance your next Volkswagen Polo in and around Luton with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Volkswagen Polo for Sale on Finance

Volkswagen Polo

Volkswagen Polo
1.2 TSI BlueMotion Tech Match Euro 6 (s/s) 5dr

2016 | Manual | 52,000 miles | Petrol

Finance From
£178/month
Cash Price
£8,499
Volkswagen Polo

Volkswagen Polo
1.4 TSI BlueMotion Tech ACT BlueGT Euro 6 (s/s) 3dr

2015 | Manual | 54,488 miles | Petrol

Finance From
£178/month
Cash Price
£8,499
Volkswagen Polo

Volkswagen Polo
New Polo R-Line 1.0 TSI 95PS 5-speed Manual 5 Door

2021 | Manual | 19,100 miles | Petrol

Finance From
£274/month
Cash Price
£16,440
Volkswagen Polo

Volkswagen Polo
1.2 TSI BlueMotion Tech SE Euro 6 (s/s) 3dr

2014 | Manual | 82,000 miles | Petrol

Finance From
£119/month
Cash Price
£5,695
Volkswagen Polo

Volkswagen Polo
Volkswagen Polo Hatchback 2.0 TSI GTI 5dr DSG

2024 | Automatic | 5,204 miles | Petrol

Finance From
£408/month
Cash Price
£24,500
Volkswagen Polo

Volkswagen Polo
T-Cross SEL 1.5 TSI EVO 150PS 7-speed DSG 5 Door

2024 | Automatic | 11,490 miles | Petrol

Finance From
£374/month
Cash Price
£22,470
Volkswagen Polo

Volkswagen Polo
New Polo Match 1.2 TSI 90PS 5-speed Manual 5 Door

2016 | Manual | 25,402 miles | Petrol

Finance From
£220/month
Cash Price
£10,490
Volkswagen Polo

Volkswagen Polo
1.0 TSI Match Hatchback 5dr Petrol DSG Euro 6 (s/s

2020 | Automatic | 24,729 miles | Petrol

Finance From
£250/month
Cash Price
£14,995
Volkswagen Polo

Volkswagen Polo
1.4 Match Edition Hatchback 5dr Petrol DSG Euro 5 (85 ps)

2014 | Automatic | 44,719 miles | Petrol

Finance From
£178/month
Cash Price
£8,499
Volkswagen Polo

Volkswagen Polo
1.4 Match Edition Euro 5 5dr

2014 | Manual | 33,000 miles | Petrol

Finance From
£177/month
Cash Price
£8,450
Volkswagen Polo

Volkswagen Polo
1.2 TSI BlueMotion Tech SE Hatchback 5dr Petrol DSG Euro 6 (s/s) (90 ps)

2015 | Automatic | 44,504 miles | Petrol

Finance From
£210/month
Cash Price
£9,999
Volkswagen Polo

Volkswagen Polo
Polo Match 1.0 TSI 95PS 7-speed DSG 5 Door

2024 | Automatic | 1,000 miles | Petrol

Finance From
£397/month
Cash Price
£23,880
Volkswagen Polo

Volkswagen Polo
Polo Match 1.0 TSI 95PS 5-speed Manual 5 Door

2024 | Manual | 1,000 miles | Petrol

Finance From
£349/month
Cash Price
£20,990
Volkswagen Polo

Volkswagen Polo
1.2 TSI BlueMotion Tech SE Hatchback 5dr Petrol Ma

2015 | Manual | 92,200 miles | Petrol

Finance From
£126/month
Cash Price
£5,999
Volkswagen Polo

Volkswagen Polo
1.8 TSI BlueMotion Tech GTI Hatchback 5dr Petrol M

2017 | Manual | 66,400 miles | Petrol

Finance From
£240/month
Cash Price
£11,450
Volkswagen Polo

Volkswagen Polo
Polo Life 1.0 TSI 95PS 7-speed DSG 5 Door

2022 | Automatic | 41,288 miles | Petrol

Finance From
£253/month
Cash Price
£15,230

Browse other Volkswagen models in Luton

Bad Credit Volkswagen Polo deals in Luton

Get approved for Volkswagen Polo finance in Luton, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Volkswagen Polo achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Volkswagen Polo deals in Luton

Drive a quality used Volkswagen Polo in Luton with no deposit needed. Choose from our extensive range of pre-owned Volkswagen Polo models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Volkswagen Polo vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Volkswagen Polo in Luton?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Volkswagen every time. Plus, with convenient home delivery available across Luton, getting your perfect Volkswagen Polo has never been simpler or more affordable.

Learn more about the Volkswagen Polo

The award-winning, perennially popular Volkswagen Polo is comfortable, classy and practical. It’s an excellent supermini that’s led its segment for more than four decades.

Spacious and appealingly laid out, the VW Polo benefits from air conditioning, electric front windows, ISOFIX anchor points and automatic emergency braking as standard. A five-star safety rating, excellent suspension, and impressive levels of comfort add to the Polo’s accolades.

Available in seven trim levels with seven engines to choose from, the turbocharged 1.0-litre 94bhp petrol engine is among the best in the range for fuel economy.

With its high-quality interior and top-of-the-range tech, the Polo’s performance on the road is equally impressive. It’s a comfortable drive in the city, on country roads and on the motorway, where the 1.6L diesels provide optimum fuel efficiency.

The Volkswagen Polo is a safe bet as a small family car or a city runaround, popular among younger and older drivers alike.

Read more...

At Glance Volkswagen Polo Review

  • Chassis
  • Performance
  • Interior
  • Practicality
  • Overall Rating

The Polo has been around for over 40 years, and it’s easy to see why so many drivers love it. It’s an attractive vehicle that comes in a variety of colours and trim levels, from sporty to professional.

Polo S

The Polo S has a 1.2L turbocharged 3-cylinder engine that produces 115 bhp and 150 lb-ft of torque and a 7" touchscreen display with Apple CarPlay and Android Auto capabilities.

Polo S A/C

The Volkswagen S A/C trim option offers additional features such as a sunroof, a leather steering wheel, a power driver's seat with memory settings, heated front seats and rear climate control controls.

Polo SE

The Volkswagen Polo SE trim with a six-speed manual transmission. The interior features cloth seats and a six-speaker sound system. It also comes with air conditioning and power windows and locks.

Polo SE Technology

This trim comes with an automatic transmission with 6 forward gears, an 8″ touch screen infotainment system, 16″ alloy wheels, Bluetooth connectivity and a climate control air conditioning system.

Polo SE Design

The Volkswagen SE Design trim option adds on additional features such as a sunroof, heated front seats, a navigation system and a USB port that allows you to charge your phone up as you drive.

Polo BlueMotion

The Blue Motion trim option includes a 1.4L TDI engine that gets up to 50 mpg, LED lights for better visibility and energy efficiency and an active grille shutter to reduce drag on the engine.

Polo R-Line

The Volkswagen R-Line trim option adds new features to your car, including a performance suspension and steering system, as well as a sporty interior with unique seats and trim.

Polo SEL

The Volkswagen SEL trim option is a premium package that includes a sunroof, heated seats, leather upholstery, power-adjustable lumbar support, and dual temperature control.

Polo BlueGT

The BlueGT trim option includes a 300 bhp engine with direct fuel injection, a trailer stability control system, an electronic limited slip differential (eLSD) and an automatic transmission with 6 speeds with manual shifting modes.

Polo GTI

The Volkswagen Polo GTI trim comes standard with 17-inch alloy wheels and LED daytime running lights. It also comes equipped with Bluetooth connectivity and Apple CarPlay/Android Auto capability.

Polo GTI TCR

The Volkswagen Polo GTI TCR has LED tail lights, 18-inch alloy wheels and a large touchscreen display inside the cabin. It also has port suspension with a variable damping system.

The Volkswagen Polo has a long history. It’s been on the market since 1976 and has been a popular choice for drivers looking for an economical car with great handling and power. Thanks to its low price tag and a long list of standard safety features (including electronic stability control), it’s a reliable car that also delivers in the looks department.

Brief History of the Volkswagen Polo

The Volkswagen Polo is a compact car that has been manufactured since the late 70s. The first generation was produced from 1975 to 1981, the second generation from 1981 to 1994, the third generation from 1994 to 2002 and the fourth generation from 2002 to 2012. Volkswagen released a facelifted version of the fifth-generation model in 2017 adding a range of new features including Beats speakers and Front Assist technology. A new version is expected to be released in 2022.

Volkswagen Polos are popular among customers for a number of reasons. For starters, the car is designed to be fuel-efficient and easy to drive as the engine is smaller than other models. That said, it still has enough power and cargo space to make it both a car enthusiast’s dream and a practical option too.

When you’re looking at financing a Volkswagen Polo, it’s important to consider the depreciation of the car and its age. For example, a new Volkswagen Polo will lose value much quicker than an older model as the new car has more technology packed into it.

If you’re looking to lease a Volkswagen Polo, ChooseMyCar.com can help you even if you’ve been denied credit in the past.

The most common method is personal contract purchase (PCP). This is similar to renting, with a small per cent of the value of the car paid at the end of each term, plus interest. You’ll have no equity in your vehicle at the end of your contract and will need to return it.

If you want more flexibility, you could look into hire purchase (HP). HP is like PCP but with one important difference—you have an option to buy at the end of your term.

Finally, there’s leasing. Leasing can be a good option if you’re looking for something temporary and don’t want to worry about vehicle maintenance or repairs.

At ChooseMyCar.com, we’ll help you find the right vehicle and car finance for your needs, so you can get on the road today!

The maximum speed of the Volkswagen Polo is 138 mph (222 km/h), though this depends on engine size.

The price of a new Volkswagen Polo starts from £16,190. The price of a used Volkswagen Polo tends to start from £3,000.

The Volkswagen Polo has features such as a voice control system, USB port, touchscreen display and automatic headlights. Though, this depends on the trim option selected.

The Polo has been awarded five stars for safety by Euro NCAP and features autonomous emergency braking and lane keep assist technology as standard.

The Volkswagen Polo gets a 1.4-litre turbocharged petrol engine that produces 110 PS and 200 Nm of torque.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews