Affordable Car Finance Deals in and around Harrogate

Find and finance your next Kia Rio in and around Harrogate with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Kia Rio for Sale on Finance

  • Kia Rio

1.4 EcoDynamics 4 Hatchback 5dr Petrol Manual Euro Kia Rio

28,375 miles 2016 Zero Deposit

Home Delivery Available

£8,495
Leeds
£178/month
Example
  • Kia Rio

1.25 SR7 Hatchback 5dr Petrol Manual Euro 6 (84 bh Kia Rio

64,533 miles 2015 Zero Deposit

Home Delivery Available

£5,640
Leeds
£118/month
Example
  • Kia Rio

1.0 T-GDi 2 Hatchback 5 Door Petrol Manual Black E Kia Rio

41,856 miles 2017 Zero Deposit

Home Delivery Available

£8,645
Leeds
£181/month
Example
  • Kia Rio

1.25 2 Hatchback 5 Door Petrol Manual Black Euro 6 Kia Rio

37,975 miles 2015 Zero Deposit

Home Delivery Available

£6,326
Leeds
£133/month
Example
  • Kia Rio

1.4 2 Euro 6 (s/s) 5dr Kia Rio

34,000 miles 2018 Zero Deposit

Home Delivery Available

£9,495
£199/month
Example
  • Kia Rio

1.25 2 Hatchback 5dr Petrol Manual Euro 6 (s/s) (8 Kia Rio

17,572 miles 2018 Zero Deposit

Home Delivery Available

£9,595
Leeds
£201/month
Example
  • Kia Rio

1.4 CRDi 3 Hatchback 5dr Diesel Manual Euro 6 (s/s Kia Rio

100,000 miles 2018 Zero Deposit

Home Delivery Available

£6,350
Leeds
£133/month
Example
  • Kia Rio

CRDI 2 ECODYNAMICS 5-Door Kia Rio

93,255 miles 2015 Zero Deposit

Home Delivery Available

£4,290
Leeds
£90/month
Example
  • Kia Rio

Rio 2 1.2L | Low Mileage | Full Dealer History | Rear Camera | Kia Rio

15,176 miles 2019 Zero Deposit

Home Delivery Available

£12,799
Leeds
£268/month
Example
  • Kia Rio

1.1CRDi (74bhp) 2 Hatchback 5d 1120cc ISG Kia Rio

19,300 miles 2015 Zero Deposit

Home Delivery Available

£6,820
£143/month
Example

Bad Credit Kia Rio deals in Harrogate

Get approved for Kia Rio finance in Harrogate, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Kia Rio achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Kia Rio deals in Harrogate

Drive a quality used Kia Rio in Harrogate with no deposit needed. Choose from our extensive range of pre-owned Kia Rio models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Kia Rio vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Kia Rio in Harrogate?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Kia every time. Plus, with convenient home delivery available across Harrogate, getting your perfect Kia Rio has never been simpler or more affordable.

Buy the Kia Rio on Finance

The subcompact Kia Rio is a stylish supermini that delivers on comfort, practicality, and price point.

With a roomy interior, good sized boot, and overall competent drive quality, the Rio is a cleanly-styled all-rounder. It’s a particularly good option for motorists looking for a small, affordable car.

Even the basic level models come with plenty of equipment, with trim grade 1 options fitted with electric front windows, air con, heated door mirrors, and more. Move up a trim to grade 2 for cruise control, a DAB radio, and automatic emergency city braking.

Top-of-the-range 3 models add a satnav, Android Auto and Apple CarPlay, as well as a larger touchscreen infotainment display.

All engines offer good economy but among the best is the 1.0L turbocharged petrol option in trim grade 2. It’s a slightly higher initial outlay but it’ll pay for itself in fuel savings.

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Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews