Affordable Used Skoda Octavia for sale on Finance in Derby

Find and finance your next Skoda Octavia in and around Derby with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Skoda Octavia for Sale on Finance

  • Skoda Octavia

1.5 TSI ACT SE L Estate 5dr Petrol Manual Euro 6 ( Skoda Octavia

48,197 miles 2022 Zero Deposit

Home Delivery Available

£16,100
Derby
£268/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Hatchback 5dr Petrol Man Skoda Octavia

55,184 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Estate 5dr Petrol Manual Skoda Octavia

39,770 miles 2020 Zero Deposit

Home Delivery Available

£14,600
Derby
£243/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 5 (s/s) 5dr Skoda Octavia

96,560 miles 2015 Zero Deposit

Home Delivery Available

£8,399
£176/month
Example
  • Skoda Octavia

1.6 TDI SE Technology Estate 5dr DSG ** Heated Sea Skoda Octavia

61,880 miles 2019 Zero Deposit

Home Delivery Available

£12,000
£252/month
Example
  • Skoda Octavia

OCTAVIA 1.5 TSI SE Technology 5dr Skoda Octavia

13,463 miles 2024 Zero Deposit

Home Delivery Available

£22,390
Nottingham
£373/month
Example
  • Skoda Octavia

1.0 TSI SE First Edition Estate 5dr Petrol Manual Skoda Octavia

45,819 miles 2021 Zero Deposit

Home Delivery Available

£13,495
£225/month
Example
  • Skoda Octavia

2.0 TSI vRS 230 Estate 5dr Petrol DSG Euro 6 (s/s) Skoda Octavia

46,980 miles 2016 Zero Deposit

Home Delivery Available

£15,200
Derby
£319/month
Example
  • Skoda Octavia

1.6 TDI SCR SE DSG Euro 6 (s/s) 5dr Skoda Octavia

63,873 miles 2017 Zero Deposit

Home Delivery Available

£9,278
£195/month
Example
  • Skoda Octavia

2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) Skoda Octavia

119,393 miles 2015 Zero Deposit

Home Delivery Available

£8,485
Nottingham
£178/month
Example
  • Skoda Octavia

1.4 TSI iV 13kWh vRS Hatchback 5dr Petrol Plug-in Skoda Octavia

48,274 miles 2021 Zero Deposit

Home Delivery Available

£19,000
Derby
£316/month
Example
  • Skoda Octavia

1.0 TSI GPF S Estate 5dr Petrol Manual Euro 6 (s/s Skoda Octavia

46,348 miles 2025 Zero Deposit

Home Delivery Available

£10,895
£228/month
Example
  • Skoda Octavia

1.0 TSI GPF S Estate 5dr Petrol Manual Euro 6 (s/s Skoda Octavia

101,911 miles 2018 Zero Deposit

Home Delivery Available

£7,991
Nottingham
£168/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Estate 5dr Petrol Manual Skoda Octavia

28,647 miles 2020 Zero Deposit

Home Delivery Available

£15,550
Derby
£259/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 6 (s/s) 5dr (SNav) Skoda Octavia

75,899 miles 2016 Zero Deposit

Home Delivery Available

£11,978
£251/month
Example

Bad Credit Skoda Octavia deals in Derby

Get approved for Skoda Octavia finance in Derby, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda Octavia achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda Octavia deals in Derby

Drive a quality used Skoda Octavia in Derby with no deposit needed. Choose from our extensive range of pre-owned Skoda Octavia models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda Octavia vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda Octavia in Derby?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Derby, getting your perfect Skoda Octavia has never been simpler or more affordable.

Buy the Skoda Octavia on Finance

The award-winning Octavia is Skoda’s biggest seller – and it’s no surprise. Comfortable, safe, and spacious with an impressive standard spec, the Octavia is a competent family car on all counts.

Available as a hatchback and an estate, the Octavia has lots to offer – including 16-inch alloys, LED daytime running lights, Apple CarPlay, and Android Auto connectivity as standard.

The hatch comes in nine trim levels: S, SE, SE Drive, SE Technology, SE L, Sportline, L&K, VRS, and VRS Challenge, while the estate offers an additional Scout trim.

Each spec level adds to the list of luxuries on offer, including rear parking sensors and dual-zone climate control on the SE, 17-inch alloys and an 8-inch touchscreen on the SE L and a larger touchscreen and heated front seats on the L&K model.

The Scout is more ruggedly designed for off-road driving while the VRS and VRS Challenge are super sporty.

There’s a healthy range of petrol and diesel engines available, starting with the petrol 1.0L TI S, which is ideal for town driving. For more power and a smooth drive, the 1.5L options available with the SE are a safe bet.

Read more...

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews