Affordable Used Skoda for sale on Finance in Derby

We offer affordable Skoda deals in Derby. Secure yours with £0 deposit and flexible finance options.
Trusted by customers with a 4.9/5 Trustpilot rating, we offer verified dealerships and convenient home delivery.

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £9,000 over 60 months months with a REPRESENTATIVE APR of 21.9% and no deposit, the monthly payment would be £238.28. The total cost would be £5,296.90, making the total amount payable £14,296.90.

Popular Skoda models in Derby

  • Skoda Fabia

1.0 SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (7 Skoda Fabia

35,220 miles 2018 Zero Deposit

Home Delivery Available

£8,700
Derby
£182/month
Example
  • Skoda Octavia

1.5 TSI ACT SE L Estate 5dr Petrol Manual Euro 6 ( Skoda Octavia

48,197 miles 2022 Zero Deposit

Home Delivery Available

£16,200
Derby
£270/month
Example
  • Skoda Kodiaq

2.0 TDI SportLine SUV 5dr Diesel DSG 4WD Euro 6 (s Skoda Kodiaq

45,700 miles 2021 Zero Deposit

Home Delivery Available

£25,500
Derby
£424/month
Example
  • Skoda Elroq

ELROQ 150kW 60 Edition 63kWh 5dr Auto Skoda Elroq

1,025 miles 2025 Zero Deposit

Home Delivery Available

£35,250
Nottingham
£587/month
Example
  • Skoda Superb

2.0 TSI SportLine Hatchback 5dr Petrol DSG 4WD Eur Skoda Superb

59,780 miles 2017 Zero Deposit

Home Delivery Available

£16,000
£336/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Hatchback 5dr Petrol Man Skoda Octavia

55,184 miles 2021 Zero Deposit

Home Delivery Available

£13,000
£216/month
Example
  • Skoda Superb

1.4 TSI iV 13kWh SE L Hatchback 5dr Petrol Plug-in Skoda Superb

91,828 miles 2021 Zero Deposit

Home Delivery Available

£12,895
£215/month
Example
  • Skoda Octavia

1.5 TSI ACT SE Technology Estate 5dr Petrol Manual Skoda Octavia

39,770 miles 2020 Zero Deposit

Home Delivery Available

£14,600
Derby
£243/month
Example
  • Skoda Kodiaq

2.0 TDI Scout SUV 5dr Diesel DSG 4WD Euro 6 (s/s) Skoda Kodiaq

36,930 miles 2018 Zero Deposit

Home Delivery Available

£21,400
Derby
£449/month
Example
  • Skoda Kodiaq

1.5 TSI ACT SE SUV 5dr Petrol DSG Euro 6 (s/s) (7 Skoda Kodiaq

35,842 miles 2021 Zero Deposit

Home Delivery Available

£19,500
Derby
£324/month
Example
  • Skoda Octavia

2.0 TDI vRS DSG Euro 5 (s/s) 5dr Skoda Octavia

96,560 miles 2015 Zero Deposit

Home Delivery Available

£8,399
£176/month
Example
  • Skoda Scala

Scala SE L Edition 1.5 TSI 150 PS 6G Man Skoda Scala

500 miles 2025 Zero Deposit

Home Delivery Available

£21,223
Nottingham
£353/month
Example
  • Skoda Kamiq

Kamiq Monte Carlo Edition 1.5 TSI 150 PS 6G Man Skoda Kamiq

500 miles 2025 Zero Deposit

Home Delivery Available

£25,572
Nottingham
£426/month
Example
  • Skoda Scala

Scala SE Edition 1.5 TSI 150 PS 6G Man Skoda Scala

500 miles 2025 Zero Deposit

Home Delivery Available

£19,814
Nottingham
£330/month
Example
  • Skoda Kodiaq

KODIAQ 1.5 TSI e-TEC SportLine 5dr DSG [7 Seat] Skoda Kodiaq

500 miles 2025 Zero Deposit

Home Delivery Available

£41,990
Nottingham
£699/month
Example

Bad Credit Skoda deals in Derby

Get approved for Skoda finance in Derby, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Skoda achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Skoda deals in Derby

Drive a quality used Skoda in Derby with no deposit needed. Choose from our extensive range of pre-owned Skoda models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Skoda vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Skoda in Derby?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Skoda every time. Plus, with convenient home delivery available across Derby, getting your perfect Skoda has never been simpler or more affordable.

Buy Skoda on Finance

Find and finance your next used Skoda with ChooseMyCar. 

Skoda on Finance

Don’t let bad credit stand in your way of buying your next used Skoda. Check out our Skoda finance options, including HP, PCP, and PCH, to secure the best deal and drive away in your dream used Skoda with a finance plan that fits you. Use our Car Finance Calculator and find the best personalised quote for your budget.

Learn more about Skoda

Gone are the days of the hopeless budget-badge reputation; Skoda now offers exactly what most people want in a car – quality, safety, reliability, and practicality.

Thanks, in part, to their Volkswagen takeover – and a commitment to building great cars – the saloons and SUVs are possibly the highlights of Skoda’s fleet. These family-friendly cars are spacious and comfortable, almost luxurious, with a clever use of interior space. So much so that the Octavia came ninth in the 2018 Driver Power satisfaction survey. The FabiaRapidSuperb, and Karoq have also been big hits with British families.

Skoda features

Skoda is renowned for its ‘Simply Clever’ solutions, designed to make everyday life easier. From the smallest details to larger features, Skoda has left quite an impression on drivers with its attention to practicality. Such practical design components as umbrella compartments, removable LED flashlights, ice scraper built into the fuel filler cap or reversible cargo mats all add convenience, raising the driving experience bar high.

Philosophy remains ‘simply clever’ when it comes to technology too. Features such as the virtual pedal, in which a simple foot movement will open the boot lid, or the wireless charging pad for phones only prove their motto—making life on the road easier for all.

Why drive Skoda

Skoda’s small hatchbacks are a great choice for young drivers and city dwellers – although the drive quality may not quite match up to pricier competitors.

Yes, Skoda’s are basically a Volkswagen underneath (they share a production line). But they’re usually bigger, more comfortable, and more reliable – with a lower price tag!

Explore our flexible Skoda finance options and get a quote to take home your used Skoda with ease. Simply clever, with Choose My Car.

Read more...
Useful Information about Skoda
From ChooseMyCar
What is the most popular Skoda colour?
Blue
What is the most popular Skoda fuel type?
Petrol
What's the average Skoda price?
£14,531
What's the average Skoda mileage?
30,320

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

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4.9 out of 5 on 3640 Reviews