Used Skoda Fabia Under £5,000 – No Deposit & Bad Credit

Searching for a Skoda Fabia under £5,000? Explore our available range of flexible PCP and HP finance options.

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1.0 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Fabia

48,000 miles 2018 Zero Deposit

Home Delivery Available

£5,000

£105/month

Example

1.0 S Euro 6 (s/s) 5dr Skoda Fabia

76,900 miles 2017 Zero Deposit

Home Delivery Available

1.2 TSI SE Skoda Fabia

81,000 miles 2015 Zero Deposit

Home Delivery Available

1.2 SE Euro 5 5dr Skoda Fabia

58,000 miles 2015 Zero Deposit

Home Delivery Available

£4,995

£105/month

Example

1.2 TSI SE Hatchback 5dr Petrol Manual Euro 6 (s/s Skoda Fabia

86,500 miles 2015 Zero Deposit

Home Delivery Available

1.2 TSI SE Euro 6 (s/s) 5dr Skoda Fabia

115,802 miles 2015 Zero Deposit

Home Delivery Available

£4,995

£105/month

Example

SE L TSI DSG 5-Door Skoda Fabia

66,895 miles 2015 Zero Deposit

Home Delivery Available

1.2 TSI SE Euro 6 (s/s) 5dr Skoda Fabia

106,000 miles 2016 Zero Deposit

Home Delivery Available

£4,989

£105/month

Example

1.2 TSI SE Euro 6 (s/s) 5dr Skoda Fabia

91,738 miles 2016 Zero Deposit

Home Delivery Available

£4,978

£104/month

Example

1.0 S Euro 6 (s/s) 5dr Skoda Fabia

83,477 miles 2017 Zero Deposit

Home Delivery Available

1.4 TDI SE L Euro 6 (s/s) 5dr Skoda Fabia

111,000 miles 2016 Zero Deposit

Home Delivery Available

£4,800

£101/month

Example

1.2 TSI SE Skoda Fabia

110,000 miles 2016 Zero Deposit

Home Delivery Available

£4,650

£97/month

Example

1.0 MPI 60 S 5dr Skoda Fabia

97,000 miles 2017 Zero Deposit

Home Delivery Available

£4,495

£94/month

Example

1.2 TSI SE L Euro 6 (s/s) 5dr Skoda Fabia

63,000 miles 2016 Zero Deposit

Home Delivery Available

£4,495

£94/month

Example

1.4 TDI S Skoda Fabia

100,000 miles 2023 Zero Deposit

Home Delivery Available

£4,490

£94/month

Example

1.4 TDI SE Euro 6 (s/s) 5dr Skoda Fabia

104,000 miles 2015 Zero Deposit

Home Delivery Available

1.0 SE Euro 6 (s/s) 5dr Skoda Fabia

102,243 miles 2017 Zero Deposit

Home Delivery Available

1.0 Se Hatchback 5dr Petrol Manual Euro 6 (s/s) (75 Ps) Skoda Fabia

93,000 miles 2015 Zero Deposit

Home Delivery Available

£3,997

£84/month

Example

1.4 TDI S Hatchback 5dr Diesel Manual Euro 6 (s/s) Skoda Fabia

119,503 miles 2015 Zero Deposit

Home Delivery Available

£3,295

£69/month

Example

Other Skodas of the Same Budget

Finance Calculator: How Much Can You Afford to Spend On A Car?

What's your Loan Amount? £8,000

What's your Loan Term?

4 Years

My Credit Score is

£190.42

48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

19/07/2025

What a brilliant service from start to…

What a brilliant service from start to finish no hassle no stress handled brilliant by Dean dealt with every step of the process on my behalf

Justin Hague

19/07/2025

Highly recommend ⭐️⭐️⭐️⭐️⭐️

Great and really helpful everything done quickly and efficiently also always kept me up to date highly recommend ⭐️⭐️⭐️⭐️⭐️

Steven

18/07/2025

Very professional

Very professional, the vehicle was well prepared for the collection very happy with the purchase. Highly recommend.

Sebastian Tiplea

18/07/2025

Absolutely spot on service

Absolutely spot on service, Jay was always there ready to help me with whatever I needed help with. There was some few issues on the lenders side but apart from that it was quick and easy, they handled majority of the stressful parts! Would recommend

James Keegans

27/06/2025

Outstanding service very informative…

Outstanding service very informative and super friendly some of the best customer service I have ever dealt with Dean is a legend and deserves a big bonus

Jonathan Godfrey

25/06/2025

Very helpful people

I found a car that perfectly suited my needs, Samantha from CMC was very clear on all the finance details and led me through the process with confidence. After finance agreement was sorted I noticed that the car Ive chosen was manual, but my licence is for automatic cars only. Samantha took all the hustle of dealing with car dealerships for me and quickly found me another car that was suitable and of almost the same cost. I spoke to Samantha on Saturday afternoon and I collected the car on Monday. Very happy!

Juliet

16/07/2025

After being rejected by every other…

After being rejected by every other finance company I applied to choosemycar.com I was on the verge of losing hope. But they saw something in me that others didn’t. Their team was incredibly supportive, walking me through the application process with clarity and patience.

L.b

16/07/2025

Brilliant Customer Service

The agent who dealt with my application was brilliant. One of the best customer service experiences I have ever had. He responded to emails and text quickly and efficiently, always helpful, and always happy to help.

Brett

16/07/2025

they do what they say!!

Spoke to the guys on Thursday and by Tuesday I was in my new car ! Great service great help im sure to recommend them to anybody needing a new car

Stephen lawrence

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No Deposit Car Finance for Skoda Fabia Under £5,000

Zero deposit car finance for cars under £5,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for Skoda Fabia Under £5,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.