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Used BMW Under £15,000 – No Deposit & Bad Credit

Searching for a BMW under £15,000? Explore our available range of flexible PCP and HP finance options.

No impact on your credit score

973-1000 of over 1,000 cars

  • BMW 4 Series

3.0 435d M Sport Coupe 2dr Diesel Auto xDrive Euro BMW 4 Series

90,450 miles 2016 Zero Deposit

Home Delivery Available

£13,365
£280/month
Example
  • BMW 5 Series

2.0 XDRIVE20D SE 5d 188 BHP BMW 5 Series

81,954 miles 2017 Zero Deposit

Home Delivery Available

£13,350
Ipswich
£280/month
Example
  • BMW 3 Series

2.0 320d ED Sport Touring 5dr Diesel Manual Euro 6 BMW 3 Series

51,847 miles 2017 Zero Deposit

Home Delivery Available

£13,349
£280/month
Example
  • BMW 5 Series

2.0 20d M Sport Auto xDrive Euro 6 (s/s) 5dr BMW 5 Series

79,000 miles 2015 Zero Deposit

Home Delivery Available

£13,333
Leicester
£280/month
Example
  • BMW 5 Series

2.0 520d Luxury Saloon 4dr Diesel Auto Euro 6 (s/s) (190 ps) BMW 5 Series

43,179 miles 2016 Zero Deposit

Home Delivery Available

£13,300
£279/month
Example
  • BMW 1 Series

2.0 120d M Sport Shadow Edition Hatchback 3dr Dies BMW 1 Series

43,764 miles 2018 Zero Deposit

Home Delivery Available

£13,300
£279/month
Example
  • BMW X1

2.0 18d SE SUV 5dr Diesel Auto sDrive Euro 6 (s/s) BMW X1

57,000 miles 2018 Zero Deposit

Home Delivery Available

£13,300
£279/month
Example
  • BMW i3

i3 I3 125kW 42kWh 5dr Auto BMW i3

30,000 miles 2020 Zero Deposit

Home Delivery Available

£13,300
Peterborough
£221/month
Example
  • BMW 5 Series

2.0 20d xLine SUV 5dr Diesel Auto xDrive Euro 6 (s BMW 5 Series

81,814 miles 2016 Zero Deposit

Home Delivery Available

£13,300
Leeds
£279/month
Example
  • BMW 3 Series

2.0 320d Luxury Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

63,000 miles 2017 Zero Deposit

Home Delivery Available

£13,299
Plymouth
£279/month
Example
  • BMW 1 Series

2.0 118d SE Euro 6 (s/s) 5dr BMW 1 Series

59,000 miles 2019 Zero Deposit

Home Delivery Available

£13,299
Norwich
£279/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Auto Euro 6 (s/s) 5dr BMW 1 Series

62,000 miles 2018 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 3 Series

320 320d M Sport Shadow Edition 5dr BMW 3 Series

116,700 miles 2017 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 3 Series

2.0 320d Luxury Touring Auto xDrive Euro 6 (s/s) 5dr BMW 3 Series

63,000 miles 2017 Zero Deposit

Home Delivery Available

£13,299
Plymouth
£279/month
Example
  • BMW 4 Series

2.0 420d M Sport Gran Coupe BMW 4 Series

92,649 miles 2017 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 3 Series

2.0 320d M Sport Shadow Edition Auto Euro 6 (s/s) 4dr BMW 3 Series

87,891 miles 2017 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Shadow Edition Hatchback 5dr BMW 1 Series

56,700 miles 2019 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW X4

3.0 30d M Sport SUV 5dr Diesel Auto xDrive Euro 6 BMW X4

95,719 miles 2015 Zero Deposit

Home Delivery Available

£13,299
£279/month
Example
  • BMW 2 Series

1.5 218i Sport Saloon 4dr Petrol Manual Euro 6 (s/ BMW 2 Series

88,950 miles 2020 Zero Deposit

Home Delivery Available

£13,299
York
£221/month
Example
  • BMW 1 Series

1.5 118I SPORT 5d 134 BHP BMW 1 Series

24,968 miles 2019 Zero Deposit

Home Delivery Available

£13,295
£279/month
Example
  • BMW 3 Series

2.0 320d M Sport Auto Euro 6 (s/s) 4dr BMW 3 Series

83,000 miles 2017 Zero Deposit

Home Delivery Available

£13,295
Leeds
£279/month
Example
  • BMW 3 Series

2.0 320d SE Auto Euro 6 (s/s) 4dr BMW 3 Series

80,253 miles 2019 Zero Deposit

Home Delivery Available

£13,295
£279/month
Example
  • BMW 2 Series

1.5 218i Sport Convertible BMW 2 Series

35,000 miles 2019 Zero Deposit

Home Delivery Available

£13,295
£279/month
Example
  • BMW 1 Series

2.0 118d M Sport Shadow Edition Hatchback 5dr Dies BMW 1 Series

50,000 miles 2018 Zero Deposit

Home Delivery Available

£13,295
Bolton
£279/month
Example
  • BMW 5 Series

2.0 520d SE Saloon 4dr Diesel Auto Euro 6 (s/s) (1 BMW 5 Series

93,824 miles 2017 Zero Deposit

Home Delivery Available

£13,295
Bolton
£279/month
Example
  • BMW 1 Series

1.5 118i M Sport Shadow Edition Euro 6 (s/s) 3dr BMW 1 Series

47,000 miles 2018 Zero Deposit

Home Delivery Available

£13,290
Basingstoke
£279/month
Example
  • BMW 1 Series

1.5 118i GPF M Sport Hatchback 5dr Petrol Manual E BMW 1 Series

33,096 miles 2019 Zero Deposit

Home Delivery Available

£13,270
Stockport
£278/month
Example
  • BMW 4 Series

2.0 420D Gran Coupe M Sport Auto 5dr BMW 4 Series

76,797 miles 2016 Zero Deposit

Home Delivery Available

£13,270
£278/month
Example

Looking for a Particular Model?

Image of 1 Series BMW 1 Series
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Have a Different Budget in Mind

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £9,000 over 60 months with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.28 per month, with a total cost of credit of £5,296.90 and a total amount payable of £14,296.90

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
More Reviews

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No Deposit Car Finance for BMW Under £15,000

Zero deposit car finance for cars under £15,000 - no upfront costs and affordable monthly payments to get you driving today. Bad credit is considered.

Bad Credit Car Finance for BMW Under £15,000

Get approved today with flexible terms and affordable monthly payments. Previous defaults, CCJs, and poor credit history are considered.